Want to get into the insurance business with me then? ;)

$50k to ventilate someone in thailand??

Supply and demand

The rich are trying to buy ventilators. To be fair $25k isn’t a lot at a certain level of success to have your own as a backup

I watched an ICU professor saying you need someone to operate it properly in order to not kill you. he also said most regular docs cannot and they cannot be trained in a couple of days. I have to capacity to judge if true or not, but why would he lie on tv...

No you do need at least a critical care icu nurse

I have read all kinds of antivirals (from malaria pills to interferon) have helped lower/avoid cytokine storm. have you considered?

I have plaquenil, acquired 3 weeks ago, yeah

how do people react to that one? 🙂

Everyone assumes I’m sick

interesting, as if sick people wear the hazmat suits. people are confused and not ready

I don’t wear (although I have) a full tyvek setup for complete body protection, but that’s not needed at this time as it’s purely airborne and contact spread.

ahahaha

I really appreciate that 3m were so good to me when I called a few months ago

I have a couple of friends who turned out to have been preparing for the apocalypse quietly - they have ffp3 masks, malaria pills, oxygen tanks (ok they are divers, but very, very few divers have those) and things I did not even know to ask about

Good on them

yup. economically it would be more disturbing

The prediction of a 50% reduction in gdp in the us is... modestly worrying

People only consider the immediate danger. I have friends in new york with weird opinions right now, not realising they live in a super dense megapolis...

I feel like buying one and then donating it to your local hospital on the condition that you definitely get to use it isn’t insane

this is illegal in europe, wonder how is it int he us?

Europe’s a big place, and “illegal in Europe” needs a _lot_ of consideration as a phrase 🤔

if they have to switch someone off to put you on it, this is a crime = murder in medicine here.

Uh, no that is not a crime.. that’s literally part of the triage reassessment planning

this is different. it is standard icu procedure as i learnt from the italian doctors recently (what a chance).
the talk above was about the legality of donating under the condition that you get to use it. but what happens if somebody else is on it at that moment?

Right, we agree standard triage means you may have services withdrawn.

I’m terms of buying capacity, Typically the way you handle this is to simply donate enough money to the hospital you become a red blanket and then you get what you need. But, in these extreme times, I don’t know if the red blanket will be enough.

So perhaps you do just buy and keep your own at home because of that exact problem that once its donated you don’t have sole operational control over it

right

Also, for the love of god bring a red blanket to hospital ;)

there’s also a case study

Anyone seen any travel insurance that is covering Corona yet? (long shot I know, but guessing there must/might be someone given Thailands requirements). My current plan expires in a few days so checking around to see who is offering what.

Are you sure your current plan doesn’t?

My plan is expiring.

Any update on this?

Not sure any standard (pre-covid) travel insurance is going to cover reckless travel in a covid world. Primary health insurance could. I don’t think it’s any different than health insurance providers avoiding coverage of certain reckless/dangerous activities while travelling.

i stupidly never resolved this and now canada is on the CDC level 3 list 😕

I was watching a 20-yr-old skateboard down the street today and thinking, oh jeez hope he doesn't break anything, the hospital is not where anyone is going to want to be in a week.

Another reason to stay inside

^ check their website and let us know

bukqiwor when you say safetywing isn't enough, are you referring to quality/restrictions, or the level 3 clampdown thing?

Yup

Has anyone looked into or used Morgan-Price insurance? It’s more of an expat coverage, but they have Corona coverage in place. www.morgan-price.com/evolution-health/

Do they offer monthly plans?

Does not look like it. It’s an annual package

The Morgan-Price FAQ at www.morgan-price.com/coronavirus-updates/ says “If you travel against the advice of the Government in either your current country and/or the destination country, then the policy will not cover you” which sounds similar to the SafetyWing provision. I emailed them asking for clarification, I will reply here when they answer.

I read that and talked with them that I am in Thailand already. It sounds like that is more about taking a trip away now.

Morgan Price replied:

> With regard to your query of COVID-19 coverage, you will only be covered under the policy if you follow advice of the government.
>
> For instance, if the government advice was to avoid ALL unnecessary travel to a particular country/area, you would not be covered under the policy if you contracted COVID-19 through unnecessary travel to that particular country/area.
I pressed further, asking how they define "government advice", and they said:
> […] whether or not you have travelled against 'government advice' will be reviewed at claims stage - as all claims are reviewed on an individual basis.
> While I appreciate this may seem vague, it is not easy to give a 'one-size-fits-all' definition of 'government advice' as the virus is now affecting so many different countries and accordingly how each of these governments communicate their advice will differ.
This is an instant nope from me.
Their prices are 3–4 times higher than other providers

The american CDC put the global COVID-19 pandemic notice on level 3 today, anyone knows what this means for the SafetyWing insured? They are not listing the countries one-by-one anymore.

I would expect an official email tomorrow. Someone is awake and working hard in Tokyo right now on this

The page seems already updated

they were fast, great, at least the question is answered

That seems a little shitty

Not really - pretty standard stuff - well beyond the normal things Travel insurance is made for, and you have 10 days to get home or find alternate insurance.

But home is also level 3 for everyone is the thing

The thing is, regular coverage still applies - so if you fall off a scooter or get hit by a bus...grimacing

oh my god trump just said on live TV that humana and cigna are waiving all co-pays and coinsurance for any coronavirus based treatment

Hmmm, why is that "oh my god"?

because he just committed major insurance carriers to cover covid for free with no copays.. without the insurers knowing about it

And if they refuse, who's the bigger asshole? The insurance companies or Trump?

That’s a political question, not an insurance one