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# montreal2min# ___general4min# _covid1913min# japan16min# _relationships1h# india1h# _coders1h# _gear1h# chile2h# spain2h# vietnam2h# bulgaria2h# thailand3h# _productivity4h# taiwan4h# san-francisco4h# _crypto5h# georgia5h# brazil6h# australia6h# _flying6h# argentina6h# _fitness7h# __roll-call7h# new-zealand7h# _javascript8h# _money9h# bali11h# chiang-mai12h# _insurance13h# mexico17h# _overland-travel17h# _photography19h# _pets19h# _jobs-talk21h# _bargain-travel21h# _food23h# _taxes-us24h# ukraine1d# _show-and-tell1d# medellin1d# _freelance1d# germany1d# colombia1d# _housing2d# canada2d# philippines2d# _language-learning2d# malaysia2d# _taxes-intl2d# _music3d# _startups3d# budapest3d# london3d# _outdoors3d# united-states3d# turkey4d# middle-east4d# singapore4d# _politics4d# berlin4d# peru5d# _legal5d# new-york-city5d# myanmar5d# lisbon6d# south-africa6d# las-palmas7d# switzerland7d# china8d# kuala-lumpur8d# indonesia8d# panama9d# poland9d# sweden9d# costa-rica10d# south-korea10d# paris10d# portugal10d# united-kingdom10d# cambodia10d# hong-kong10d# serbia11d# europe11d# _books11d# _design12d# egypt13d# toronto15d# greece15d# austin16d# prague16d# croatia16d# _marketing16d# italy18d# romania18d# laos19d# tel-aviv20d# uruguay20d# estonia21d# _lgbt22d# _podcasts26d# netherlands26d# puerto-rico27d# africa28d# ireland28d# sri-lanka29d# france29d# amsterdam29d# _parents29d# israel1mo# guatemala1mo# russia1mo# morocco1mo# _ruby1mo# miami1mo# nicaragua1mo# venezuela1mo# denmark2mo# slovakia2mo# _corona2mo# cuba2mo# north-korea2mo# kazakhstan2mo# malta2mo# qatar2mo# lithuania2mo# ecuador2mo# dominican-republic2mo# slovenia2mo# cyprus2mo# __jobs3mo
kyktqbxkz8d
Want to get into the insurance business with me then? ;)
cbkfpyt8d
$50k to ventilate someone in thailand??
bspjdigw8d
Supply and demand
qgneqfiou8d
The rich are trying to buy ventilators. To be fair $25k isnโ€™t a lot at a certain level of success to have your own as a backup
jybyfnhf8d
I watched an ICU professor saying you need someone to operate it properly in order to not kill you. he also said most regular docs cannot and they cannot be trained in a couple of days. I have to capacity to judge if true or not, but why would he lie on tv...
psghessjg8d
No you do need at least a critical care icu nurse
ijsljevao8d
But theyโ€™re hiring those too to stick around in case they need it
hnpiunznj8d
Not uncommon to have lots of house staff. I know a few who keep their own doctor for routine stuff
iaqvrieri8d
So itโ€™s not a stretch to hire a cicu nurse to read a book in your pool house for a few months
gkltuxgzn8d
Iโ€™m having to do the shitty poor mans version of this which wonโ€™t do nearly as well but might raise my chances. A hacked CPAP and a oxygen concentrator are in my storage space now. Wonโ€™t work great but it might help me a little bit, was cheap insurance
ypsfbglf8d
I have read all kinds of antivirals (from malaria pills to interferon) have helped lower/avoid cytokine storm. have you considered?
mflzkoytn8d
I have plaquenil, acquired 3 weeks ago, yeah
mffmmdygr8d
And I wear a full PAPR when I go out so that I breathe safe filtered air.
opnyryovr8d
Thing is I bought this stuff back when it was cheap and super available
pqujtiiyo8d
Now there are shortages
kezbrmbz8d
how do people react to that one? ๐Ÿ™‚
riszjmuyr8d
Everyone assumes Iโ€™m sick
igiteizsh8d
Which is hilarious
gmykveutx8d
How many outbreak movies do you see where they put the sick patients in the filtered air suits?
wbdnqxjhs8d
People donโ€™t think
bftabpmb8d
interesting, as if sick people wear the hazmat suits. people are confused and not ready
dcfvzmed8d
right
jptppegpe8d
I donโ€™t wear (although I have) a full tyvek setup for complete body protection, but thatโ€™s not needed at this time as itโ€™s purely airborne and contact spread.
phnlohhlf8d
Interestingly, flying with my respirator, people made snarky comments that it was overkill while asking where to buy one
ummklqofh8d
TSA has zero problems, didnโ€™t make me take it off. Said they consider it a pre check item just like my not taking my laptop out or shoes off
aohfkatef8d
Costco here the manager wanted to know what to search for in google to get one.. I expected that conversation to go very differently when I was approached ๐Ÿ˜‚
kcyqitmk8d
ahahaha
xxxiurhf8d
ive seen people fly in full hazmat on social media, nobody bothers them
kolicxhvb8d
I really appreciate that 3m were so good to me when I called a few months ago
nzndkkwrr8d
Stocked me up on extra everything in terms of consumables
wthfgysjm8d
My awful childhood meaning that I have a compulsive desire to have a fully stocked fridge at all times has finally paid off
bkmdrdph8d
I have a couple of friends who turned out to have been preparing for the apocalypse quietly - they have ffp3 masks, malaria pills, oxygen tanks (ok they are divers, but very, very few divers have those) and things I did not even know to ask about
wbficwqgn8d
Good on them
jzurzttvh8d
I see this as purely a modest interruption in our lives
ddakbdxbl8d
The world will not end. We will not be trading toilet roll for water
jhygarrn8d
yup. economically it would be more disturbing
tzkyhewzo8d
The prediction of a 50% reduction in gdp in the us is... modestly worrying
jjsmwvsp8d
People only consider the immediate danger. I have friends in new york with weird opinions right now, not realising they live in a super dense megapolis...
cuomadlljikohem8d
I feel like buying one and then donating it to your local hospital on the condition that you definitely get to use it isnโ€™t insane
euvlkvru8d
this is illegal in europe, wonder how is it int he us?
qkwzoaavdrxdqwj8d
Europeโ€™s a big place, and โ€œillegal in Europeโ€ needs a _lot_ of consideration as a phrase ๐Ÿค”
ipkavypm8d
if they have to switch someone off to put you on it, this is a crime = murder in medicine here.
yssxmuax8d
I am almost concerned it is global
biphbowj8d
but then the healthcare system in the us is very different from most europe which is almost the same as principles of functioning
mqcklsgq8d
almost the same across europe
jvhqnqpp8d
and it is not that i dont get your point that it would be more useful that way...but they weird situations might occur
ovlcbtvjr8d
Uh, no that is not a crime.. thatโ€™s literally part of the triage reassessment planning
fakivvzyu8d
Thereโ€™s specific language in several medical triage plans Iโ€™ve seen which make it clear they will remove ventilator assistance once they think itโ€™s unlikely to help further
sbdqajvy8d
this is different. it is standard icu procedure as i learnt from the italian doctors recently (what a chance).
the talk above was about the legality of donating under the condition that you get to use it. but what happens if somebody else is on it at that moment?
isoreljrt8d
Right, we agree standard triage means you may have services withdrawn.

Iโ€™m terms of buying capacity, Typically the way you handle this is to simply donate enough money to the hospital you become a red blanket and then you get what you need. But, in these extreme times, I donโ€™t know if the red blanket will be enough.

So perhaps you do just buy and keep your own at home because of that exact problem that once its donated you donโ€™t have sole operational control over it
rgraxcxw8d
right
wkogwckdv8d
Also, for the love of god bring a red blanket to hospital ;)
uhxgezgqd8d
My local facility uses a pleasing shade of purple tho
exnmpqxqb7d
thereโ€™s also a case study
peedjhqxn7d
higher medical intervention = higher mortality
btnsmeusp7d
so actually the red blanket is sort of bad for you
ckkqqx7d
Anyone seen any travel insurance that is covering Corona yet? (long shot I know, but guessing there must/might be someone given Thailands requirements). My current plan expires in a few days so checking around to see who is offering what.
rqnhcrfivlbgubb7d
Are you sure your current plan doesnโ€™t?
owwfzvqbkmgigyt7d
Iโ€™d have thought a much bigger issue is that youโ€™re invalidating it by being in a restricted travel zone
bmfydq7d
My plan is expiring.
nurzsvv6d
Any update on this?
lebaesx6d
Would also like to know about a travel insurance (worldwide/thailand)
jorzwcj6d
We use safety wing but their policy are very far from being enough
jwgjooo6d
Does allianze support countries other than US?
jubbmka6d
I mean a residency other than the the US
khmdooktn6d
Not sure any standard (pre-covid) travel insurance is going to cover reckless travel in a covid world. Primary health insurance could. I donโ€™t think itโ€™s any different than health insurance providers avoiding coverage of certain reckless/dangerous activities while travelling.
qvdepumob6d
One aspect is the cost of putting you on a ventilator if you contract covid, but Iโ€™m sure another aspect is limitation of reasonably priced options for any kind of hospitalisation/treatment resources in a CDC level 3 country as public health services start to become overwhelmed.
afwyjfd6d
i stupidly never resolved this and now canada is on the CDC level 3 list ๐Ÿ˜•
cwgvzffujcw6d
I was watching a 20-yr-old skateboard down the street today and thinking, oh jeez hope he doesn't break anything, the hospital is not where anyone is going to want to be in a week.
svbsmnxk6d
Another reason to stay inside
nyrresloppn6d
^ check their website and let us know
moinrsit5d
bukqiwor when you say safetywing isn't enough, are you referring to quality/restrictions, or the level 3 clampdown thing?
ujjrshv5d
Yup
mnqivl5d
Has anyone looked into or used Morgan-Price insurance? Itโ€™s more of an expat coverage, but they have Corona coverage in place. www.morgan-price.com/evolution-health/
hmxnabx5d
Do they offer monthly plans?
skwhca5d
Does not look like it. Itโ€™s an annual package
ioxckc4d
The Morgan-Price FAQ at www.morgan-price.com/coronavirus-updates/ says โ€œIf you travel against the advice of the Government in either your current country and/or the destination country, then the policy will not cover youโ€ which sounds similar to the SafetyWing provision. I emailed them asking for clarification, I will reply here when they answer.
ekibad4d
I read that and talked with them that I am in Thailand already. It sounds like that is more about taking a trip away now.
gigeuz3d
Morgan Price replied:

> With regard to your query of COVID-19 coverage, you will only be covered under the policy if you follow advice of the government.
>
> For instance, if the government advice was to avoid ALL unnecessary travel to a particular country/area, you would not be covered under the policy if you contracted COVID-19 through unnecessary travel to that particular country/area.
I pressed further, asking how they define "government advice", and they said:
> [โ€ฆ] whether or not you have travelled against 'government advice' will be reviewed at claims stage - as all claims are reviewed on an individual basis.
> While I appreciate this may seem vague, it is not easy to give a 'one-size-fits-all' definition of 'government advice' as the virus is now affecting so many different countries and accordingly how each of these governments communicate their advice will differ.
This is an instant nope from me.
Their prices are 3โ€“4 times higher than other providers
xzeprgivglxzfglt3d
The american CDC put the global COVID-19 pandemic notice on level 3 today, anyone knows what this means for the SafetyWing insured? They are not listing the countries one-by-one anymore.
iujzvacmn2d
I would expect an official email tomorrow. Someone is awake and working hard in Tokyo right now on this
jvtzsutey2d
Iโ€™m sure of it ๐Ÿ˜‚
bgxgcpowahy2d
The page seems already updated
hswjownjerk2d
In 10 days no more coverage for covid-related expenses
ijkxnsmszhexvvcg2d
they were fast, great, at least the question is answered
qzbdqwrsp2d
That seems a little shitty
fyojct2d
Not really - pretty standard stuff - well beyond the normal things Travel insurance is made for, and you have 10 days to get home or find alternate insurance.
osbuqkezg2d
But home is also level 3 for everyone is the thing
czzcwhcbw2d
And they donโ€™t cover you at home
imphxjzcc2d
I guess shitty is not the right word. Seems like just an awkward time for travel insurance to exist and be charging premiums
sovayzwap2d
The thing is, regular coverage still applies - so if you fall off a scooter or get hit by a bus...grimacing
hwrlmkmyj15h
oh my god trump just said on live TV that humana and cigna are waiving all co-pays and coinsurance for any coronavirus based treatment
fpqvlxud15h
Hmmm, why is that "oh my god"?
joiktyqtj15h
because he just committed major insurance carriers to cover covid for free with no copays.. without the insurers knowing about it
hvcirfgh14h
And if they refuse, who's the bigger asshole? The insurance companies or Trump?
naohoyigf13h
Thatโ€™s a political question, not an insurance one
uelrrwprj13h
๐Ÿ™‚
ewysgcce13h
hmm seems like this was already set back in march 10 or so
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