Financial Independence Calculator

How early can you retire if you move to another place?

Rank	City	Year	In years	Retirement age	4% Withdrawal	Cost of Living	Net worth
1.	🇹🇷Istanbul, Turkey	2028	+9y	39 y/o	$770/mo	$769/mo	$230,924
2.	🇮🇩Canggu, Indonesia	2028	+9y	39 y/o	$774/mo	$773/mo	$232,159
3.	🇵🇱Lodz, Poland	2028	+9y	39 y/o	$782/mo	$781/mo	$234,633
4.	🇹🇼Taichung, Taiwan	2028	+9y	39 y/o	$792/mo	$791/mo	$237,524
5.	🇲🇲Yangon, Myanmar	2028	+9y	39 y/o	$799/mo	$797/mo	$239,592
6.	🇬🇪Tbilisi, Georgia	2029	+10y	40 y/o	$807/mo	$806/mo	$242,079
7.	🇨🇴Medellín, Colombia	2029	+10y	40 y/o	$812/mo	$811/mo	$243,739
8.	🇧🇬Sofia, Bulgaria	2029	+10y	40 y/o	$814/mo	$812/mo	$244,154
9.	🇨🇳Haikou, China	2029	+10y	40 y/o	$817/mo	$816/mo	$244,985
10.	🇻🇳Da Nang, Vietnam	2029	+10y	40 y/o	$846/mo	$844/mo	$253,738
11.	🇷🇸Belgrade, Serbia	2030	+11y	41 y/o	$878/mo	$877/mo	$263,386
12.	🇨🇱Santiago, Chile	2030	+11y	41 y/o	$889/mo	$888/mo	$266,757
13.	🇲🇽Mexico City, Mexico	2030	+11y	41 y/o	$909/mo	$908/mo	$272,674
14.	🇭🇷Zagreb, Croatia	2030	+11y	41 y/o	$916/mo	$914/mo	$274,794
15.	🇷🇴Bucharest, Romania	2030	+11y	41 y/o	$919/mo	$918/mo	$275,642
16.	🇸🇳Dakar, Senegal	2030	+11y	41 y/o	$936/mo	$935/mo	$280,744
17.	🇺🇦Kiev, Ukraine	2031	+12y	42 y/o	$973/mo	$971/mo	$291,857
18.	🇲🇦Casablanca, Morocco	2031	+12y	42 y/o	$983/mo	$982/mo	$294,864
19.	🇧🇷São Paulo, Brazil	2031	+12y	42 y/o	$1,025/mo	$1,023/mo	$307,383
20.	🇲🇾Kuala Lumpur, Malaysia	2031	+12y	42 y/o	$1,025/mo	$1,023/mo	$307,383
21.	🇨🇦Quebec City, Canada	2031	+12y	42 y/o	$1,026/mo	$1,024/mo	$307,817
22.	🇵🇱Warsaw, Poland	2032	+13y	43 y/o	$1,048/mo	$1,046/mo	$314,335
23.	🇵🇱Kraków, Poland	2032	+13y	43 y/o	$1,051/mo	$1,049/mo	$315,206
24.	🇵🇱Wrocław, Poland	2032	+13y	43 y/o	$1,067/mo	$1,065/mo	$320,007
25.	🇰🇷Jeju Island, South Korea	2033	+14y	44 y/o	$1,124/mo	$1,123/mo	$337,152
26.	🇹🇭Bangkok, Thailand	2033	+14y	44 y/o	$1,130/mo	$1,128/mo	$338,921
27.	🇵🇹Porto, Portugal	2033	+14y	44 y/o	$1,161/mo	$1,160/mo	$348,243
28.	🇭🇺Budapest, Hungary	2033	+14y	44 y/o	$1,171/mo	$1,170/mo	$351,363
29.	🇿🇦Cape Town, South Africa	2034	+15y	45 y/o	$1,183/mo	$1,181/mo	$354,936
30.	🇪🇸Tenerife, Spain	2034	+15y	45 y/o	$1,228/mo	$1,227/mo	$368,410
31.	🇹🇼Taipei, Taiwan	2034	+15y	45 y/o	$1,243/mo	$1,242/mo	$372,927
32.	🇲🇦Marrakesh, Morocco	2035	+16y	46 y/o	$1,269/mo	$1,267/mo	$380,635
33.	🇰🇷Busan, South Korea	2035	+16y	46 y/o	$1,272/mo	$1,270/mo	$381,545
34.	🇱🇹Vilnius, Lithuania	2035	+16y	46 y/o	$1,287/mo	$1,285/mo	$386,100
35.	🇪🇸Valencia, Spain	2035	+16y	46 y/o	$1,289/mo	$1,287/mo	$386,556
36.	🇯🇵Okayama, Japan	2035	+16y	46 y/o	$1,311/mo	$1,309/mo	$393,415
37.	🇨🇳Shanghai, China	2035	+16y	46 y/o	$1,313/mo	$1,312/mo	$393,873
38.	🇨🇦Montreal, Canada	2035	+16y	46 y/o	$1,322/mo	$1,320/mo	$396,626
39.	🇧🇷Rio de Janeiro, Brazil	2035	+16y	46 y/o	$1,331/mo	$1,330/mo	$399,383
40.	🇯🇵Kitakyushu, Japan	2036	+17y	47 y/o	$1,347/mo	$1,345/mo	$403,989
41.	🇯🇵Kobe, Japan	2036	+17y	47 y/o	$1,350/mo	$1,348/mo	$404,912
42.	🇵🇹Lisbon, Portugal	2036	+17y	47 y/o	$1,379/mo	$1,378/mo	$413,705
43.	🇯🇵Kagoshima, Japan	2036	+17y	47 y/o	$1,388/mo	$1,387/mo	$416,492
44.	🇬🇷Athens, Greece	2037	+18y	48 y/o	$1,424/mo	$1,423/mo	$427,219
45.	🇨🇿Prague, Czechia	2037	+18y	48 y/o	$1,440/mo	$1,438/mo	$431,906
46.	🇩🇪Cologne, Germany	2037	+18y	48 y/o	$1,469/mo	$1,468/mo	$440,847
47.	🇯🇵Sendai, Japan	2038	+19y	49 y/o	$1,582/mo	$1,581/mo	$474,694
48.	🇩🇪Stuttgart, Germany	2039	+20y	50 y/o	$1,584/mo	$1,582/mo	$475,176
49.	🇯🇵Hiroshima, Japan	2039	+20y	50 y/o	$1,594/mo	$1,591/mo	$478,069
50.	🇯🇵Hamamatsu, Japan	2039	+20y	50 y/o	$1,602/mo	$1,599/mo	$480,483
51.	🇯🇵Fukuoka, Japan	2039	+20y	50 y/o	$1,632/mo	$1,630/mo	$489,690
52.	🇯🇵Nagoya, Japan	2040	+21y	51 y/o	$1,688/mo	$1,685/mo	$506,292
53.	🇰🇷Seoul, South Korea	2040	+21y	51 y/o	$1,711/mo	$1,708/mo	$513,176
54.	🇯🇵Okinawa City, Japan	2040	+21y	51 y/o	$1,712/mo	$1,710/mo	$513,669
55.	🇪🇸Madrid, Spain	2040	+21y	51 y/o	$1,717/mo	$1,715/mo	$515,148
56.	🇦🇹Vienna, Austria	2040	+21y	51 y/o	$1,717/mo	$1,715/mo	$515,148
57.	🇩🇪Berlin, Germany	2041	+22y	52 y/o	$1,778/mo	$1,776/mo	$533,494
58.	🇯🇵Yokohama, Japan	2041	+22y	52 y/o	$1,818/mo	$1,817/mo	$545,500
59.	🇪🇸Barcelona, Spain	2042	+23y	53 y/o	$1,842/mo	$1,840/mo	$552,541
60.	🇯🇵Sapporo, Japan	2042	+23y	53 y/o	$1,904/mo	$1,902/mo	$571,288
61.	🇺🇸Las Vegas, United States	2043	+24y	54 y/o	$1,957/mo	$1,955/mo	$587,149
62.	🇳🇿Auckland, New Zealand	2044	+25y	55 y/o	$2,021/mo	$2,018/mo	$606,266
63.	🇯🇵Osaka, Japan	2044	+25y	55 y/o	$2,028/mo	$2,026/mo	$608,345
64.	🇩🇪Munich, Germany	2045	+26y	56 y/o	$2,122/mo	$2,120/mo	$636,645
65.	🇨🇦Vancouver, Canada	2045	+26y	56 y/o	$2,149/mo	$2,146/mo	$644,584
66.	🇦🇺Melbourne, Australia	2045	+26y	56 y/o	$2,197/mo	$2,195/mo	$658,961
67.	🇸🇪Stockholm, Sweden	2046	+27y	57 y/o	$2,225/mo	$2,222/mo	$667,534
68.	🇺🇸Portland, United States	2048	+29y	59 y/o	$2,434/mo	$2,432/mo	$730,325
69.	🇸🇬Singapore, Singapore	2049	+30y	60 y/o	$2,524/mo	$2,522/mo	$757,153
70.	🇨🇳Hong Kong, China	2050	+31y	61 y/o	$2,599/mo	$2,596/mo	$779,795
71.	🇬🇧London, United Kingdom	2054	+35y	65 y/o	$3,004/mo	$3,002/mo	$901,216
72.	🇯🇵Tokyo, Japan	2054	+35y	65 y/o	$3,069/mo	$3,065/mo	$920,640
73.	🇯🇵Kyoto, Japan	2056	+37y	67 y/o	$3,256/mo	$3,254/mo	$976,862
74.	🇺🇸Los Angeles, United States	2057	+38y	68 y/o	$3,344/mo	$3,341/mo	$1,003,311
75.	🇺🇸New York City, United States	2060	+41y	71 y/o	$3,703/mo	$3,700/mo	$1,111,029
76.	🇺🇸San Francisco, United States	2063	+44y	74 y/o	$4,043/mo	$4,038/mo	$1,212,886

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The information provided here for informational purposes only. It should not be considered legal or financial advice. You should consult with an attorney or other professional to determine what may be best for your individual needs. Nomad List does not make any guarantee or other promise as to any results that may be obtained from using our content. No one should make any investment decision without first consulting his or her own financial advisor and conducting his or her own research and due diligence. To the maximum extent permitted by law, Financial Poise disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses. Content contained on or made available through the website is not intended to and does not constitute legal advice or investment advice and no attorney-client relationship is formed. Your use of the information on the website or materials linked from the Web is at your own risk. TERMS AND CONDITIONS APPLY. MOVING TO ANOTHER PLACE WON'T REMOVE YOUR EXISTENTIAL ANGST. DEAL WITH IT 🕶

Current age		Withdrawal rate	%
Current net worth (assets — debt)	$	Debt interest rate	%
Current city		Annual return interest	%
Current monthly income (net after tax)	$	Tax rate on returns	%
Current monthly spending (in Amsterdam)	$	Have a family?	Use cost of living for a family
Personalize? Use your spending in Amsterdam to estimate cost abroad (1.00x)		Fat FIRE?	Retire luxuriously (5x cost)