Financial Independence Calculator

How early can you retire if you move to another place?

Rank	City	Year	In years	Retirement age	4% Withdrawal	Cost of Living	Net worth
1.	🇲🇽Puebla, Mexico	2027	+8y	38 y/o	$751/mo	$750/mo	$225,382
2.	🇨🇳Chengdu, China	2027	+8y	38 y/o	$753/mo	$752/mo	$225,818
3.	🇻🇳Ho Chi Minh City, Vietnam	2027	+8y	38 y/o	$756/mo	$754/mo	$226,690
4.	🇧🇷Recife, Brazil	2028	+9y	39 y/o	$760/mo	$759/mo	$228,000
5.	🇹🇼Kaohsiung, Taiwan	2028	+9y	39 y/o	$772/mo	$771/mo	$231,501
6.	🇷🇺Krasnodar, Russia	2028	+9y	39 y/o	$780/mo	$779/mo	$234,134
7.	🇬🇪Tbilisi, Georgia	2028	+9y	39 y/o	$782/mo	$780/mo	$234,573
8.	🇦🇿Baku, Azerbaijan	2028	+9y	39 y/o	$791/mo	$790/mo	$237,213
9.	🇰🇪Nairobi, Kenya	2028	+9y	39 y/o	$791/mo	$789/mo	$237,213
10.	🇲🇩Chisinau, Moldova	2028	+9y	39 y/o	$791/mo	$789/mo	$237,213
11.	🇻🇳Hanoi, Vietnam	2028	+9y	39 y/o	$800/mo	$799/mo	$239,860
12.	🇧🇬Sofia, Bulgaria	2028	+9y	39 y/o	$800/mo	$799/mo	$239,860
13.	🇲🇽Guanajuato, Mexico	2028	+9y	39 y/o	$804/mo	$803/mo	$241,186
14.	🇨🇳Shenyang, China	2028	+9y	39 y/o	$810/mo	$808/mo	$242,956
15.	🇵🇾Asuncion, Paraguay	2028	+9y	39 y/o	$811/mo	$810/mo	$243,399
16.	🇧🇾Minsk, Belarus	2028	+9y	39 y/o	$817/mo	$816/mo	$245,173
17.	🇨🇱Santiago, Chile	2028	+9y	39 y/o	$817/mo	$816/mo	$245,173
18.	🇮🇩Medan, Indonesia	2028	+9y	39 y/o	$819/mo	$817/mo	$245,617
19.	🇧🇷Salvador, Brazil	2028	+9y	39 y/o	$823/mo	$822/mo	$246,949
20.	🇮🇩Jakarta, Indonesia	2028	+9y	39 y/o	$828/mo	$826/mo	$248,284
21.	🇸🇳Dakar, Senegal	2028	+9y	39 y/o	$831/mo	$830/mo	$249,174
22.	🇰🇿Almaty, Kazakhstan	2029	+10y	40 y/o	$835/mo	$833/mo	$250,511
23.	🇹🇷Istanbul, Turkey	2029	+10y	40 y/o	$835/mo	$833/mo	$250,511
24.	🇧🇦Sarajevo, Bosnia	2029	+10y	40 y/o	$841/mo	$840/mo	$252,296
25.	🇨🇳Foshan, China	2029	+10y	40 y/o	$856/mo	$855/mo	$256,772
26.	🇹🇼Taichung, Taiwan	2029	+10y	40 y/o	$859/mo	$858/mo	$257,669
27.	🇨🇳Fushun, China	2029	+10y	40 y/o	$862/mo	$860/mo	$258,567
28.	🇻🇳Da Nang, Vietnam	2029	+10y	40 y/o	$865/mo	$864/mo	$259,466
29.	🇵🇭Palawan, Philippines	2029	+10y	40 y/o	$865/mo	$863/mo	$259,466
30.	🇲🇲Yangon, Myanmar	2029	+10y	40 y/o	$866/mo	$865/mo	$259,916
31.	🇨🇳Harbin, China	2029	+10y	40 y/o	$883/mo	$881/mo	$264,873
32.	🇨🇳Jiangmen, China	2029	+10y	40 y/o	$898/mo	$897/mo	$269,400
33.	🇧🇷Brasilia, Brazil	2029	+10y	40 y/o	$907/mo	$906/mo	$272,124
34.	🇿🇦Port Elizabeth, South Africa	2029	+10y	40 y/o	$907/mo	$906/mo	$272,124
35.	🇵🇱Poznan, Poland	2030	+11y	41 y/o	$921/mo	$919/mo	$276,223
36.	🇲🇽Mexico City, Mexico	2030	+11y	41 y/o	$921/mo	$919/mo	$276,223
37.	🇿🇦Pretoria, South Africa	2030	+11y	41 y/o	$925/mo	$924/mo	$277,593
38.	🇨🇳Fuzhou, China	2030	+11y	41 y/o	$927/mo	$926/mo	$278,050
39.	🇯🇴Amman, Jordan	2030	+11y	41 y/o	$933/mo	$931/mo	$279,880
40.	🇵🇭Manila, Philippines	2030	+11y	41 y/o	$944/mo	$942/mo	$283,088
41.	🇨🇲Douala, Cameroon	2030	+11y	41 y/o	$964/mo	$962/mo	$289,072
42.	🇷🇸Belgrade, Serbia	2030	+11y	41 y/o	$970/mo	$969/mo	$290,919
43.	🇧🇷São Paulo, Brazil	2030	+11y	41 y/o	$990/mo	$988/mo	$296,943
44.	🇷🇼Kigali, Rwanda	2030	+11y	41 y/o	$990/mo	$989/mo	$296,943
45.	🇷🇴Bucharest, Romania	2031	+12y	42 y/o	$1,004/mo	$1,003/mo	$301,133
46.	🇲🇦Casablanca, Morocco	2031	+12y	42 y/o	$1,008/mo	$1,007/mo	$302,532
47.	🇿🇦Johannesburg, South Africa	2031	+12y	42 y/o	$1,010/mo	$1,008/mo	$302,999
48.	🇲🇦Tangier, Morocco	2031	+12y	42 y/o	$1,015/mo	$1,013/mo	$304,401
49.	🇨🇴Cartagena, Colombia	2031	+12y	42 y/o	$1,026/mo	$1,024/mo	$307,679
50.	🇭🇺Budapest, Hungary	2031	+12y	42 y/o	$1,026/mo	$1,024/mo	$307,679
51.	🇰🇭Phnom Penh, Cambodia	2031	+12y	42 y/o	$1,037/mo	$1,035/mo	$310,967
52.	🇵🇱Lodz, Poland	2031	+12y	42 y/o	$1,038/mo	$1,037/mo	$311,437
53.	🇨🇳Haikou, China	2031	+12y	42 y/o	$1,041/mo	$1,040/mo	$312,378
54.	🇺🇾Montevideo, Uruguay	2031	+12y	42 y/o	$1,052/mo	$1,050/mo	$315,679
55.	🇩🇴Santo Domingo, Dominican Republic	2031	+12y	42 y/o	$1,062/mo	$1,060/mo	$318,515
56.	🇨🇺Havana, Cuba	2031	+12y	42 y/o	$1,062/mo	$1,060/mo	$318,515
57.	🇷🇺Saint Petersburg, Russia	2031	+12y	42 y/o	$1,071/mo	$1,070/mo	$321,358
58.	🇭🇷Zagreb, Croatia	2032	+13y	43 y/o	$1,076/mo	$1,074/mo	$322,782
59.	🇲🇾Kuala Lumpur, Malaysia	2032	+13y	43 y/o	$1,078/mo	$1,076/mo	$323,258
60.	🇰🇷Jeju Island, South Korea	2032	+13y	43 y/o	$1,079/mo	$1,077/mo	$323,733
61.	🇯🇲Kingston, Jamaica	2032	+13y	43 y/o	$1,085/mo	$1,084/mo	$325,636
62.	🇨🇳Guangzhou, China	2032	+13y	43 y/o	$1,098/mo	$1,096/mo	$329,452
63.	🇨🇦Quebec City, Canada	2032	+13y	43 y/o	$1,117/mo	$1,115/mo	$335,198
64.	🇰🇷Daejeon, South Korea	2032	+13y	43 y/o	$1,146/mo	$1,144/mo	$343,870
65.	🇨🇳Shenzhen, China	2033	+14y	44 y/o	$1,175/mo	$1,173/mo	$352,604
66.	🇨🇳Dalian, China	2033	+14y	44 y/o	$1,190/mo	$1,189/mo	$356,995
67.	🇹🇭Bangkok, Thailand	2033	+14y	44 y/o	$1,211/mo	$1,209/mo	$363,366
68.	🇿🇦Cape Town, South Africa	2033	+14y	44 y/o	$1,218/mo	$1,216/mo	$365,333
69.	🇪🇸Tenerife, Spain	2033	+14y	44 y/o	$1,224/mo	$1,223/mo	$367,303
70.	🇷🇺Krasnoyarsk, Russia	2034	+15y	45 y/o	$1,246/mo	$1,244/mo	$373,728
71.	🇱🇹Vilnius, Lithuania	2034	+15y	45 y/o	$1,249/mo	$1,248/mo	$374,720
72.	🇲🇦Rabat, Morocco	2034	+15y	45 y/o	$1,276/mo	$1,274/mo	$382,680
73.	🇱🇻Riga, Latvia	2034	+15y	45 y/o	$1,279/mo	$1,278/mo	$383,679
74.	🇮🇹Palermo, Italy	2034	+15y	45 y/o	$1,284/mo	$1,283/mo	$385,178
75.	🇵🇱Kraków, Poland	2034	+15y	45 y/o	$1,302/mo	$1,300/mo	$390,692
76.	🇰🇷Busan, South Korea	2034	+15y	45 y/o	$1,306/mo	$1,304/mo	$391,697
77.	🇪🇸Valencia, Spain	2034	+15y	45 y/o	$1,319/mo	$1,317/mo	$395,725
78.	🇯🇵Kitakyushu, Japan	2034	+15y	45 y/o	$1,321/mo	$1,319/mo	$396,230
79.	🇵🇭Makati, Philippines	2034	+15y	45 y/o	$1,322/mo	$1,321/mo	$396,735
80.	🇯🇵Okayama, Japan	2034	+15y	45 y/o	$1,326/mo	$1,324/mo	$397,745
81.	🇹🇼Tainan, Taiwan	2035	+16y	46 y/o	$1,339/mo	$1,338/mo	$401,793
82.	🇪🇸Malaga, Spain	2035	+16y	46 y/o	$1,401/mo	$1,398/mo	$420,171
83.	🇩🇪Dresden, Germany	2035	+16y	46 y/o	$1,401/mo	$1,399/mo	$420,171
84.	🇨🇳Shanghai, China	2035	+16y	46 y/o	$1,404/mo	$1,403/mo	$421,199
85.	🇲🇦Marrakesh, Morocco	2035	+16y	46 y/o	$1,407/mo	$1,406/mo	$422,229
86.	🇰🇷Daegu, South Korea	2035	+16y	46 y/o	$1,416/mo	$1,415/mo	$424,807
87.	🇵🇹Lisbon, Portugal	2036	+17y	47 y/o	$1,428/mo	$1,426/mo	$428,425
88.	🇵🇱Wrocław, Poland	2036	+17y	47 y/o	$1,440/mo	$1,438/mo	$432,052
89.	🇨🇦Montreal, Canada	2036	+17y	47 y/o	$1,444/mo	$1,442/mo	$433,091
90.	🇨🇦Ottawa, Canada	2036	+17y	47 y/o	$1,447/mo	$1,446/mo	$434,130
91.	🇺🇦Kiev, Ukraine	2036	+17y	47 y/o	$1,466/mo	$1,464/mo	$439,861
92.	🇨🇿Prague, Czechia	2036	+17y	47 y/o	$1,480/mo	$1,478/mo	$444,045
93.	🇧🇷Rio de Janeiro, Brazil	2036	+17y	47 y/o	$1,480/mo	$1,478/mo	$444,045
94.	🇵🇱Warsaw, Poland	2036	+17y	47 y/o	$1,480/mo	$1,479/mo	$444,045
95.	🇨🇦Edmonton, Canada	2037	+18y	48 y/o	$1,513/mo	$1,511/mo	$454,035
96.	🇹🇼Taipei, Taiwan	2037	+18y	48 y/o	$1,536/mo	$1,535/mo	$460,915
97.	🇪🇸Seville, Spain	2037	+18y	48 y/o	$1,540/mo	$1,538/mo	$461,977
98.	🇬🇷Athens, Greece	2037	+18y	48 y/o	$1,545/mo	$1,544/mo	$463,571
99.	🇦🇪Sharjah, United Arab Emirates	2037	+18y	48 y/o	$1,568/mo	$1,567/mo	$470,501
100.	🇩🇪Stuttgart, Germany	2037	+18y	48 y/o	$1,597/mo	$1,595/mo	$479,080
101.	🇯🇵Hamamatsu, Japan	2038	+19y	49 y/o	$1,620/mo	$1,618/mo	$486,091
102.	🇷🇺Moscow, Russia	2038	+19y	49 y/o	$1,622/mo	$1,620/mo	$486,632
103.	🇩🇪Cologne, Germany	2038	+19y	49 y/o	$1,664/mo	$1,661/mo	$499,131
104.	🇮🇹Genoa, Italy	2038	+19y	49 y/o	$1,667/mo	$1,666/mo	$500,224
105.	🇯🇵Sendai, Japan	2039	+20y	50 y/o	$1,719/mo	$1,717/mo	$515,610
106.	🇰🇷Seoul, South Korea	2039	+20y	50 y/o	$1,724/mo	$1,723/mo	$517,269
107.	🇦🇺Adelaide, Australia	2039	+20y	50 y/o	$1,741/mo	$1,739/mo	$522,257
108.	🇸🇪Gothenburg, Sweden	2039	+20y	50 y/o	$1,743/mo	$1,740/mo	$522,813
109.	🇯🇵Osaka, Japan	2039	+20y	50 y/o	$1,752/mo	$1,750/mo	$525,593
110.	🇯🇵Nagoya, Japan	2039	+20y	50 y/o	$1,759/mo	$1,757/mo	$527,821
111.	🇨🇳Macau, China	2039	+20y	50 y/o	$1,787/mo	$1,785/mo	$536,210
112.	🇺🇸Albuquerque, United States	2040	+21y	51 y/o	$1,799/mo	$1,796/mo	$539,579
113.	🇩🇪Frankfurt, Germany	2040	+21y	51 y/o	$1,825/mo	$1,822/mo	$547,473
114.	🇪🇸Barcelona, Spain	2040	+21y	51 y/o	$1,838/mo	$1,836/mo	$551,436
115.	🇩🇪Berlin, Germany	2040	+21y	51 y/o	$1,870/mo	$1,868/mo	$561,109
116.	🇺🇸Dallas, United States	2041	+22y	52 y/o	$1,901/mo	$1,899/mo	$570,273
117.	🇨🇦Calgary, Canada	2041	+22y	52 y/o	$1,909/mo	$1,906/mo	$572,574
118.	🇬🇧Glasgow, United Kingdom	2041	+22y	52 y/o	$1,918/mo	$1,916/mo	$575,454
119.	🇯🇵Kobe, Japan	2041	+22y	52 y/o	$1,922/mo	$1,920/mo	$576,608
120.	🇳🇿Auckland, New Zealand	2041	+22y	52 y/o	$1,934/mo	$1,932/mo	$580,075
121.	🇦🇹Vienna, Austria	2041	+22y	52 y/o	$1,972/mo	$1,970/mo	$591,693
122.	🇯🇵Okinawa City, Japan	2041	+22y	52 y/o	$1,986/mo	$1,983/mo	$595,781
123.	🇦🇺Gold Coast, Australia	2042	+23y	53 y/o	$2,039/mo	$2,036/mo	$611,659
124.	🇯🇵Fukuoka, Japan	2042	+23y	53 y/o	$2,061/mo	$2,059/mo	$618,177
125.	🇺🇸Las Vegas, United States	2042	+23y	53 y/o	$2,074/mo	$2,072/mo	$622,340
126.	🇦🇺Brisbane, Australia	2042	+23y	53 y/o	$2,076/mo	$2,075/mo	$622,936
127.	🇺🇸San Antonio, United States	2042	+23y	53 y/o	$2,096/mo	$2,094/mo	$628,906
128.	🇯🇵Hiroshima, Japan	2043	+24y	54 y/o	$2,138/mo	$2,136/mo	$641,521
129.	🇯🇵Sapporo, Japan	2043	+24y	54 y/o	$2,142/mo	$2,139/mo	$642,728
130.	🇦🇺Melbourne, Australia	2043	+24y	54 y/o	$2,167/mo	$2,165/mo	$649,991
131.	🇨🇦Toronto, Canada	2043	+24y	54 y/o	$2,175/mo	$2,172/mo	$652,420
132.	🇨🇦Vancouver, Canada	2044	+25y	55 y/o	$2,205/mo	$2,202/mo	$661,562
133.	🇸🇪Stockholm, Sweden	2044	+25y	55 y/o	$2,234/mo	$2,231/mo	$670,145
134.	🇭🇰Hong Kong, Hong Kong	2045	+26y	56 y/o	$2,331/mo	$2,329/mo	$699,316
135.	🇪🇸Madrid, Spain	2045	+26y	56 y/o	$2,365/mo	$2,363/mo	$709,373
136.	🇶🇦Doha, Qatar	2045	+26y	56 y/o	$2,384/mo	$2,381/mo	$715,058
137.	🇯🇵Kagoshima, Japan	2045	+26y	56 y/o	$2,388/mo	$2,385/mo	$716,324
138.	🇺🇸Portland, United States	2046	+27y	57 y/o	$2,445/mo	$2,442/mo	$733,519
139.	🇫🇷Paris, France	2046	+27y	57 y/o	$2,449/mo	$2,447/mo	$734,800
140.	🇬🇧Bristol, United Kingdom	2046	+27y	57 y/o	$2,518/mo	$2,516/mo	$755,438
141.	🇯🇵Kyoto, Japan	2047	+28y	58 y/o	$2,531/mo	$2,529/mo	$759,338
142.	🇯🇵Yokohama, Japan	2047	+28y	58 y/o	$2,549/mo	$2,545/mo	$764,552
143.	🇩🇪Munich, Germany	2047	+28y	58 y/o	$2,562/mo	$2,558/mo	$768,473
144.	🇸🇬Singapore, Singapore	2047	+28y	58 y/o	$2,594/mo	$2,591/mo	$778,318
145.	🇦🇺Perth, Australia	2047	+28y	58 y/o	$2,634/mo	$2,631/mo	$790,211
146.	🇯🇵Tokyo, Japan	2047	+28y	58 y/o	$2,636/mo	$2,633/mo	$790,874
147.	🇮🇹Rome, Italy	2048	+29y	59 y/o	$2,647/mo	$2,645/mo	$794,195
148.	🇺🇸Seattle, United States	2048	+29y	59 y/o	$2,672/mo	$2,669/mo	$801,523
149.	🇦🇺Sydney, Australia	2049	+30y	60 y/o	$2,789/mo	$2,785/mo	$836,607
150.	🇺🇸Austin, United States	2049	+30y	60 y/o	$2,855/mo	$2,851/mo	$856,494
151.	🇺🇸San Diego, United States	2050	+31y	61 y/o	$2,962/mo	$2,959/mo	$888,520
152.	🇺🇸Boston, United States	2052	+33y	63 y/o	$3,184/mo	$3,181/mo	$955,106
153.	🇬🇧London, United Kingdom	2053	+34y	64 y/o	$3,267/mo	$3,264/mo	$980,078
154.	🇩🇰Copenhagen, Denmark	2053	+34y	64 y/o	$3,334/mo	$3,330/mo	$1,000,154
155.	🇺🇸Washington, United States	2053	+34y	64 y/o	$3,346/mo	$3,344/mo	$1,003,896
156.	🇺🇸Los Angeles, United States	2054	+35y	65 y/o	$3,462/mo	$3,459/mo	$1,038,675
157.	🇳🇱Amsterdam, Netherlands	2054	+35y	65 y/o	$3,465/mo	$3,461/mo	$1,039,438
158.	🇺🇸New York City, United States	2057	+38y	68 y/o	$3,856/mo	$3,852/mo	$1,156,663
159.	🇺🇸San Francisco, United States	2058	+39y	69 y/o	$4,047/mo	$4,044/mo	$1,214,210

version 0.2

The information provided here for informational purposes only. It should not be considered legal or financial advice. You should consult with an attorney or other professional to determine what may be best for your individual needs. Nomad List does not make any guarantee or other promise as to any results that may be obtained from using our content. No one should make any investment decision without first consulting his or her own financial advisor and conducting his or her own research and due diligence. To the maximum extent permitted by law, Financial Poise disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses. Content contained on or made available through the website is not intended to and does not constitute legal advice or investment advice and no attorney-client relationship is formed. Your use of the information on the website or materials linked from the Web is at your own risk. TERMS AND CONDITIONS APPLY. MOVING TO ANOTHER PLACE WON'T REMOVE YOUR EXISTENTIAL ANGST. DEAL WITH IT 🕶

Current age		Withdrawal rate	%
Current net worth (assets — debt)	$	Debt interest rate	%
Current city		Annual investment return	%
Current monthly income (net after tax)	$	Tax rate on investment returns	%
Current monthly spending (in Fairfax)	$	Have a family?	Use cost of living for a family
Personalize? Use your spending in Fairfax to estimate cost abroad (1.00x)		Fat FIRE?	Retire luxuriously (5x cost)

Nomad List

Financial Independence Calculator

How early can you retire if you move to another place?

version 0.2

Log in by