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How early can you retire if you move to another place?

Financial Independence Calculator

How early can you retire if you move to another place?



Current age    Withdrawal rate     %
Current net worth
(assets — debt)
Debt interest rate     %
Current city     Annual return interest     %
Current monthly income
(net after tax)
Tax rate on returns     %
Current monthly spending
(in Amsterdam)
Have a family?     Use cost of living for a family
Personalize?    Use your spending in Amsterdam to estimate cost abroad (1.00x) Fat FIRE?     Retire luxuriously (5x cost)


RankCityYearIn yearsRetirement age 4% WithdrawalCost of LivingNet worth
1.๐Ÿ‡น๐Ÿ‡ทIstanbul, Turkey2028+9y39 y/o$770/mo$769/mo$230,924
2.๐Ÿ‡ฎ๐Ÿ‡ฉCanggu, Indonesia2028+9y39 y/o$774/mo$773/mo$232,159
3.๐Ÿ‡ต๐Ÿ‡ฑLodz, Poland2028+9y39 y/o$782/mo$781/mo$234,633
4.๐Ÿ‡น๐Ÿ‡ผTaichung, Taiwan2028+9y39 y/o$792/mo$791/mo$237,524
5.๐Ÿ‡ฒ๐Ÿ‡ฒYangon, Myanmar2028+9y39 y/o$799/mo$797/mo$239,592
6.๐Ÿ‡ฌ๐Ÿ‡ชTbilisi, Georgia2029+10y40 y/o$807/mo$806/mo$242,079
7.๐Ÿ‡จ๐Ÿ‡ดMedellรญn, Colombia2029+10y40 y/o$812/mo$811/mo$243,739
8.๐Ÿ‡ง๐Ÿ‡ฌSofia, Bulgaria2029+10y40 y/o$814/mo$812/mo$244,154
9.๐Ÿ‡จ๐Ÿ‡ณHaikou, China2029+10y40 y/o$817/mo$816/mo$244,985
10.๐Ÿ‡ป๐Ÿ‡ณDa Nang, Vietnam2029+10y40 y/o$846/mo$844/mo$253,738
11.๐Ÿ‡ท๐Ÿ‡ธBelgrade, Serbia2030+11y41 y/o$878/mo$877/mo$263,386
12.๐Ÿ‡จ๐Ÿ‡ฑSantiago, Chile2030+11y41 y/o$889/mo$888/mo$266,757
13.๐Ÿ‡ฒ๐Ÿ‡ฝMexico City, Mexico2030+11y41 y/o$909/mo$908/mo$272,674
14.๐Ÿ‡ญ๐Ÿ‡ทZagreb, Croatia2030+11y41 y/o$916/mo$914/mo$274,794
15.๐Ÿ‡ท๐Ÿ‡ดBucharest, Romania2030+11y41 y/o$919/mo$918/mo$275,642
16.๐Ÿ‡ธ๐Ÿ‡ณDakar, Senegal2030+11y41 y/o$936/mo$935/mo$280,744
17.๐Ÿ‡บ๐Ÿ‡ฆKiev, Ukraine2031+12y42 y/o$973/mo$971/mo$291,857
18.๐Ÿ‡ฒ๐Ÿ‡ฆCasablanca, Morocco2031+12y42 y/o$983/mo$982/mo$294,864
19.๐Ÿ‡ง๐Ÿ‡ทSรฃo Paulo, Brazil2031+12y42 y/o$1,025/mo$1,023/mo$307,383
20.๐Ÿ‡ฒ๐Ÿ‡พKuala Lumpur, Malaysia2031+12y42 y/o$1,025/mo$1,023/mo$307,383
21.๐Ÿ‡จ๐Ÿ‡ฆQuebec City, Canada2031+12y42 y/o$1,026/mo$1,024/mo$307,817
22.๐Ÿ‡ต๐Ÿ‡ฑWarsaw, Poland2032+13y43 y/o$1,048/mo$1,046/mo$314,335
23.๐Ÿ‡ต๐Ÿ‡ฑKrakรณw, Poland2032+13y43 y/o$1,051/mo$1,049/mo$315,206
24.๐Ÿ‡ต๐Ÿ‡ฑWrocล‚aw, Poland2032+13y43 y/o$1,067/mo$1,065/mo$320,007
25.๐Ÿ‡ฐ๐Ÿ‡ทJeju Island, South Korea2033+14y44 y/o$1,124/mo$1,123/mo$337,152
26.๐Ÿ‡น๐Ÿ‡ญBangkok, Thailand2033+14y44 y/o$1,130/mo$1,128/mo$338,921
27.๐Ÿ‡ต๐Ÿ‡นPorto, Portugal2033+14y44 y/o$1,161/mo$1,160/mo$348,243
28.๐Ÿ‡ญ๐Ÿ‡บBudapest, Hungary2033+14y44 y/o$1,171/mo$1,170/mo$351,363
29.๐Ÿ‡ฟ๐Ÿ‡ฆCape Town, South Africa2034+15y45 y/o$1,183/mo$1,181/mo$354,936
30.๐Ÿ‡ช๐Ÿ‡ธTenerife, Spain2034+15y45 y/o$1,228/mo$1,227/mo$368,410
31.๐Ÿ‡น๐Ÿ‡ผTaipei, Taiwan2034+15y45 y/o$1,243/mo$1,242/mo$372,927
32.๐Ÿ‡ฒ๐Ÿ‡ฆMarrakesh, Morocco2035+16y46 y/o$1,269/mo$1,267/mo$380,635
33.๐Ÿ‡ฐ๐Ÿ‡ทBusan, South Korea2035+16y46 y/o$1,272/mo$1,270/mo$381,545
34.๐Ÿ‡ฑ๐Ÿ‡นVilnius, Lithuania2035+16y46 y/o$1,287/mo$1,285/mo$386,100
35.๐Ÿ‡ช๐Ÿ‡ธValencia, Spain2035+16y46 y/o$1,289/mo$1,287/mo$386,556
36.๐Ÿ‡ฏ๐Ÿ‡ตOkayama, Japan2035+16y46 y/o$1,311/mo$1,309/mo$393,415
37.๐Ÿ‡จ๐Ÿ‡ณShanghai, China2035+16y46 y/o$1,313/mo$1,312/mo$393,873
38.๐Ÿ‡จ๐Ÿ‡ฆMontreal, Canada2035+16y46 y/o$1,322/mo$1,320/mo$396,626
39.๐Ÿ‡ง๐Ÿ‡ทRio de Janeiro, Brazil2035+16y46 y/o$1,331/mo$1,330/mo$399,383
40.๐Ÿ‡ฏ๐Ÿ‡ตKitakyushu, Japan2036+17y47 y/o$1,347/mo$1,345/mo$403,989
41.๐Ÿ‡ฏ๐Ÿ‡ตKobe, Japan2036+17y47 y/o$1,350/mo$1,348/mo$404,912
42.๐Ÿ‡ต๐Ÿ‡นLisbon, Portugal2036+17y47 y/o$1,379/mo$1,378/mo$413,705
43.๐Ÿ‡ฏ๐Ÿ‡ตKagoshima, Japan2036+17y47 y/o$1,388/mo$1,387/mo$416,492
44.๐Ÿ‡ฌ๐Ÿ‡ทAthens, Greece2037+18y48 y/o$1,424/mo$1,423/mo$427,219
45.๐Ÿ‡จ๐Ÿ‡ฟPrague, Czechia2037+18y48 y/o$1,440/mo$1,438/mo$431,906
46.๐Ÿ‡ฉ๐Ÿ‡ชCologne, Germany2037+18y48 y/o$1,469/mo$1,468/mo$440,847
47.๐Ÿ‡ฏ๐Ÿ‡ตSendai, Japan2038+19y49 y/o$1,582/mo$1,581/mo$474,694
48.๐Ÿ‡ฉ๐Ÿ‡ชStuttgart, Germany2039+20y50 y/o$1,584/mo$1,582/mo$475,176
49.๐Ÿ‡ฏ๐Ÿ‡ตHiroshima, Japan2039+20y50 y/o$1,594/mo$1,591/mo$478,069
50.๐Ÿ‡ฏ๐Ÿ‡ตHamamatsu, Japan2039+20y50 y/o$1,602/mo$1,599/mo$480,483
51.๐Ÿ‡ฏ๐Ÿ‡ตFukuoka, Japan2039+20y50 y/o$1,632/mo$1,630/mo$489,690
52.๐Ÿ‡ฏ๐Ÿ‡ตNagoya, Japan2040+21y51 y/o$1,688/mo$1,685/mo$506,292
53.๐Ÿ‡ฐ๐Ÿ‡ทSeoul, South Korea2040+21y51 y/o$1,711/mo$1,708/mo$513,176
54.๐Ÿ‡ฏ๐Ÿ‡ตOkinawa City, Japan2040+21y51 y/o$1,712/mo$1,710/mo$513,669
55.๐Ÿ‡ช๐Ÿ‡ธMadrid, Spain2040+21y51 y/o$1,717/mo$1,715/mo$515,148
56.๐Ÿ‡ฆ๐Ÿ‡นVienna, Austria2040+21y51 y/o$1,717/mo$1,715/mo$515,148
57.๐Ÿ‡ฉ๐Ÿ‡ชBerlin, Germany2041+22y52 y/o$1,778/mo$1,776/mo$533,494
58.๐Ÿ‡ฏ๐Ÿ‡ตYokohama, Japan2041+22y52 y/o$1,818/mo$1,817/mo$545,500
59.๐Ÿ‡ช๐Ÿ‡ธBarcelona, Spain2042+23y53 y/o$1,842/mo$1,840/mo$552,541
60.๐Ÿ‡ฏ๐Ÿ‡ตSapporo, Japan2042+23y53 y/o$1,904/mo$1,902/mo$571,288
61.๐Ÿ‡บ๐Ÿ‡ธLas Vegas, United States2043+24y54 y/o$1,957/mo$1,955/mo$587,149
62.๐Ÿ‡ณ๐Ÿ‡ฟAuckland, New Zealand2044+25y55 y/o$2,021/mo$2,018/mo$606,266
63.๐Ÿ‡ฏ๐Ÿ‡ตOsaka, Japan2044+25y55 y/o$2,028/mo$2,026/mo$608,345
64.๐Ÿ‡ฉ๐Ÿ‡ชMunich, Germany2045+26y56 y/o$2,122/mo$2,120/mo$636,645
65.๐Ÿ‡จ๐Ÿ‡ฆVancouver, Canada2045+26y56 y/o$2,149/mo$2,146/mo$644,584
66.๐Ÿ‡ฆ๐Ÿ‡บMelbourne, Australia2045+26y56 y/o$2,197/mo$2,195/mo$658,961
67.๐Ÿ‡ธ๐Ÿ‡ชStockholm, Sweden2046+27y57 y/o$2,225/mo$2,222/mo$667,534
68.๐Ÿ‡บ๐Ÿ‡ธPortland, United States2048+29y59 y/o$2,434/mo$2,432/mo$730,325
69.๐Ÿ‡ธ๐Ÿ‡ฌSingapore, Singapore2049+30y60 y/o$2,524/mo$2,522/mo$757,153
70.๐Ÿ‡จ๐Ÿ‡ณHong Kong, China2050+31y61 y/o$2,599/mo$2,596/mo$779,795
71.๐Ÿ‡ฌ๐Ÿ‡งLondon, United Kingdom2054+35y65 y/o$3,004/mo$3,002/mo$901,216
72.๐Ÿ‡ฏ๐Ÿ‡ตTokyo, Japan2054+35y65 y/o$3,069/mo$3,065/mo$920,640
73.๐Ÿ‡ฏ๐Ÿ‡ตKyoto, Japan2056+37y67 y/o$3,256/mo$3,254/mo$976,862
74.๐Ÿ‡บ๐Ÿ‡ธLos Angeles, United States2057+38y68 y/o$3,344/mo$3,341/mo$1,003,311
75.๐Ÿ‡บ๐Ÿ‡ธNew York City, United States2060+41y71 y/o$3,703/mo$3,700/mo$1,111,029
76.๐Ÿ‡บ๐Ÿ‡ธSan Francisco, United States2063+44y74 y/o$4,043/mo$4,038/mo$1,212,886



version 0.2

The information provided here for informational purposes only. It should not be considered legal or financial advice. You should consult with an attorney or other professional to determine what may be best for your individual needs. Nomad List does not make any guarantee or other promise as to any results that may be obtained from using our content. No one should make any investment decision without first consulting his or her own financial advisor and conducting his or her own research and due diligence. To the maximum extent permitted by law, Financial Poise disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses. Content contained on or made available through the website is not intended to and does not constitute legal advice or investment advice and no attorney-client relationship is formed. Your use of the information on the website or materials linked from the Web is at your own risk. TERMS AND CONDITIONS APPLY. MOVING TO ANOTHER PLACE WON'T REMOVE YOUR EXISTENTIAL ANGST. DEAL WITH IT ๐Ÿ•ถ




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