Financial Independence Calculator

How early can you retire if you move to another place?

Rank	City	Year	In years	Retirement age	4% Withdrawal	Cost of Living	Net worth
1.	🇧🇷Curitiba, Brazil	2028	+9y	39 y/o	$752/mo	$751/mo	$225,584
2.	🇲🇾George Town, Malaysia	2028	+9y	39 y/o	$756/mo	$755/mo	$226,815
3.	🇻🇳Ho Chi Minh City, Vietnam	2028	+9y	39 y/o	$762/mo	$761/mo	$228,457
4.	🇨🇴Bogota, Colombia	2028	+9y	39 y/o	$766/mo	$765/mo	$229,690
5.	🇪🇨Quito, Ecuador	2028	+9y	39 y/o	$768/mo	$767/mo	$230,513
6.	🇧🇷Recife, Brazil	2028	+9y	39 y/o	$770/mo	$769/mo	$230,924
7.	🇹🇭Chiang Mai, Thailand	2028	+9y	39 y/o	$772/mo	$771/mo	$231,747
8.	🇲🇽Cancun, Mexico	2028	+9y	39 y/o	$772/mo	$771/mo	$231,747
9.	🇲🇽San Luis Potosi, Mexico	2028	+9y	39 y/o	$774/mo	$773/mo	$232,159
10.	🇨🇳Linyi, China	2028	+9y	39 y/o	$775/mo	$774/mo	$232,571
11.	🇧🇩Chittagong, Bangladesh	2028	+9y	39 y/o	$777/mo	$776/mo	$232,983
12.	🇲🇾Malacca, Malaysia	2028	+9y	39 y/o	$777/mo	$775/mo	$232,983
13.	🇦🇷Rosario, Argentina	2028	+9y	39 y/o	$779/mo	$778/mo	$233,808
14.	🇺🇦Dnipro, Ukraine	2028	+9y	39 y/o	$779/mo	$778/mo	$233,808
15.	🇧🇷Porto Alegre, Brazil	2028	+9y	39 y/o	$782/mo	$781/mo	$234,633
16.	🇮🇩Canggu, Indonesia	2028	+9y	39 y/o	$785/mo	$784/mo	$235,458
17.	🇲🇽Monterrey, Mexico	2028	+9y	39 y/o	$792/mo	$790/mo	$237,524
18.	🇮🇩Palembang, Indonesia	2028	+9y	39 y/o	$795/mo	$793/mo	$238,351
19.	🇨🇴Medellín, Colombia	2028	+9y	39 y/o	$799/mo	$797/mo	$239,592
20.	🇨🇳Chengdu, China	2028	+9y	39 y/o	$800/mo	$799/mo	$240,006
21.	🇮🇩Medan, Indonesia	2028	+9y	39 y/o	$803/mo	$801/mo	$240,835
22.	🇺🇦Krivoy-Rog, Ukraine	2029	+10y	40 y/o	$807/mo	$806/mo	$242,079
23.	🇲🇩Chisinau, Moldova	2029	+10y	40 y/o	$807/mo	$806/mo	$242,079
24.	🇮🇩Jakarta, Indonesia	2029	+10y	40 y/o	$807/mo	$806/mo	$242,079
25.	🇨🇳Tangshan, China	2029	+10y	40 y/o	$810/mo	$808/mo	$242,908
26.	🇷🇺Krasnodar, Russia	2029	+10y	40 y/o	$812/mo	$811/mo	$243,739
27.	🇲🇽Puebla, Mexico	2029	+10y	40 y/o	$814/mo	$812/mo	$244,154
28.	🇲🇾Ipoh, Malaysia	2029	+10y	40 y/o	$815/mo	$814/mo	$244,569
29.	🇲🇰Skopje, Macedonia	2029	+10y	40 y/o	$817/mo	$816/mo	$244,985
30.	🇲🇽Guanajuato, Mexico	2029	+10y	40 y/o	$819/mo	$818/mo	$245,816
31.	🇰🇪Nairobi, Kenya	2029	+10y	40 y/o	$821/mo	$819/mo	$246,232
32.	🇦🇲Yerevan, Armenia	2029	+10y	40 y/o	$824/mo	$822/mo	$247,064
33.	🇲🇳Ulaanbaatar, Mongolia	2029	+10y	40 y/o	$833/mo	$832/mo	$249,980
34.	🇧🇷Campinas, Brazil	2029	+10y	40 y/o	$835/mo	$834/mo	$250,397
35.	🇹🇷Antalya, Turkey	2029	+10y	40 y/o	$837/mo	$836/mo	$251,232
36.	🇨🇳Shenyang, China	2029	+10y	40 y/o	$839/mo	$837/mo	$251,649
37.	🇮🇳Jodhpur, India	2029	+10y	40 y/o	$839/mo	$838/mo	$251,649
38.	🇻🇳Hanoi, Vietnam	2029	+10y	40 y/o	$840/mo	$839/mo	$252,067
39.	🇬🇹Guatemala City, Guatemala	2029	+10y	40 y/o	$842/mo	$840/mo	$252,484
40.	🇵🇱Lodz, Poland	2029	+10y	40 y/o	$843/mo	$842/mo	$252,902
41.	🇹🇼Taichung, Taiwan	2029	+10y	40 y/o	$857/mo	$856/mo	$257,087
42.	🇨🇳Yichang, China	2029	+10y	40 y/o	$860/mo	$859/mo	$257,925
43.	🇧🇬Sofia, Bulgaria	2029	+10y	40 y/o	$861/mo	$860/mo	$258,344
44.	🇧🇦Sarajevo, Bosnia	2029	+10y	40 y/o	$864/mo	$863/mo	$259,183
45.	🇧🇷Salvador, Brazil	2029	+10y	40 y/o	$874/mo	$873/mo	$262,124
46.	🇹🇷Istanbul, Turkey	2030	+11y	41 y/o	$878/mo	$876/mo	$263,386
47.	🇰🇿Almaty, Kazakhstan	2030	+11y	41 y/o	$878/mo	$876/mo	$263,386
48.	🇸🇳Dakar, Senegal	2030	+11y	41 y/o	$885/mo	$883/mo	$265,492
49.	🇨🇳Harbin, China	2030	+11y	41 y/o	$892/mo	$891/mo	$267,601
50.	🇬🇪Tbilisi, Georgia	2030	+11y	41 y/o	$900/mo	$899/mo	$270,135
51.	🇨🇳Hefei, China	2030	+11y	41 y/o	$909/mo	$908/mo	$272,674
52.	🇵🇭Palawan, Philippines	2030	+11y	41 y/o	$909/mo	$908/mo	$272,674
53.	🇧🇾Minsk, Belarus	2030	+11y	41 y/o	$916/mo	$915/mo	$274,794
54.	🇧🇷Uberlandia, Brazil	2030	+11y	41 y/o	$920/mo	$919/mo	$276,067
55.	🇨🇳Haikou, China	2030	+11y	41 y/o	$926/mo	$924/mo	$277,766
56.	🇲🇲Yangon, Myanmar	2030	+11y	41 y/o	$929/mo	$927/mo	$278,616
57.	🇵🇱Poznan, Poland	2030	+11y	41 y/o	$939/mo	$937/mo	$281,595
58.	🇨🇱Santiago, Chile	2030	+11y	41 y/o	$946/mo	$945/mo	$283,727
59.	🇲🇽Mexico City, Mexico	2031	+12y	42 y/o	$960/mo	$959/mo	$288,001
60.	🇨🇳Changzhou, China	2031	+12y	42 y/o	$963/mo	$961/mo	$288,857
61.	🇨🇳Cixi, China	2031	+12y	42 y/o	$966/mo	$964/mo	$289,713
62.	🇰🇿Astana, Kazakhstan	2031	+12y	42 y/o	$969/mo	$967/mo	$290,571
63.	🇰🇭Phnom Penh, Cambodia	2031	+12y	42 y/o	$970/mo	$969/mo	$290,999
64.	🇻🇳Da Nang, Vietnam	2031	+12y	42 y/o	$970/mo	$969/mo	$290,999
65.	🇷🇸Belgrade, Serbia	2031	+12y	42 y/o	$970/mo	$969/mo	$290,999
66.	🇨🇳Quanzhou, China	2031	+12y	42 y/o	$977/mo	$976/mo	$293,145
67.	🇨🇺Havana, Cuba	2031	+12y	42 y/o	$993/mo	$991/mo	$297,876
68.	🇯🇴Amman, Jordan	2031	+12y	42 y/o	$999/mo	$998/mo	$299,600
69.	🇨🇳Fushun, China	2031	+12y	42 y/o	$1,004/mo	$1,003/mo	$301,326
70.	🇮🇳Mumbai, India	2031	+12y	42 y/o	$1,006/mo	$1,004/mo	$301,758
71.	🇨🇳Jiangmen, China	2031	+12y	42 y/o	$1,009/mo	$1,008/mo	$302,622
72.	🇹🇼Tainan, Taiwan	2031	+12y	42 y/o	$1,013/mo	$1,011/mo	$303,919
73.	🇨🇳Jilin, China	2032	+13y	43 y/o	$1,038/mo	$1,036/mo	$311,290
74.	🇨🇳Huainan, China	2032	+13y	43 y/o	$1,038/mo	$1,036/mo	$311,290
75.	🇨🇲Douala, Cameroon	2032	+13y	43 y/o	$1,039/mo	$1,038/mo	$311,724
76.	🇧🇷Brasilia, Brazil	2032	+13y	43 y/o	$1,042/mo	$1,040/mo	$312,594
77.	🇷🇴Bucharest, Romania	2032	+13y	43 y/o	$1,043/mo	$1,042/mo	$313,029
78.	🇨🇳Qiqihar, China	2032	+13y	43 y/o	$1,045/mo	$1,043/mo	$313,464
79.	🇨🇳Suzhou, China	2032	+13y	43 y/o	$1,048/mo	$1,046/mo	$314,335
80.	🇷🇼Kigali, Rwanda	2032	+13y	43 y/o	$1,061/mo	$1,059/mo	$318,260
81.	🇲🇦Casablanca, Morocco	2032	+13y	43 y/o	$1,062/mo	$1,061/mo	$318,697
82.	🇲🇦Tangier, Morocco	2032	+13y	43 y/o	$1,062/mo	$1,061/mo	$318,697
83.	🇺🇦Kiev, Ukraine	2032	+13y	43 y/o	$1,064/mo	$1,062/mo	$319,133
84.	🇿🇦Pretoria, South Africa	2032	+13y	43 y/o	$1,077/mo	$1,076/mo	$323,070
85.	🇨🇴Cartagena, Colombia	2032	+13y	43 y/o	$1,078/mo	$1,077/mo	$323,508
86.	🇧🇷São Paulo, Brazil	2032	+13y	43 y/o	$1,081/mo	$1,080/mo	$324,385
87.	🇭🇺Budapest, Hungary	2032	+13y	43 y/o	$1,081/mo	$1,080/mo	$324,385
88.	🇨🇳Kunming, China	2032	+13y	43 y/o	$1,087/mo	$1,086/mo	$326,140
89.	🇩🇴Santo Domingo, Dominican Republic	2032	+13y	43 y/o	$1,093/mo	$1,092/mo	$327,896
90.	🇲🇾Kuala Lumpur, Malaysia	2032	+13y	43 y/o	$1,096/mo	$1,094/mo	$328,775
91.	🇨🇳Guangzhou, China	2033	+14y	44 y/o	$1,109/mo	$1,107/mo	$332,737
92.	🇵🇱Warsaw, Poland	2033	+14y	44 y/o	$1,131/mo	$1,129/mo	$339,364
93.	🇭🇷Zagreb, Croatia	2033	+14y	44 y/o	$1,137/mo	$1,135/mo	$341,135
94.	🇺🇾Montevideo, Uruguay	2033	+14y	44 y/o	$1,146/mo	$1,145/mo	$343,797
95.	🇰🇷Daejeon, South Korea	2033	+14y	44 y/o	$1,164/mo	$1,163/mo	$349,134
96.	🇨🇳Qingdao, China	2033	+14y	44 y/o	$1,168/mo	$1,167/mo	$350,471
97.	🇰🇷Jeju Island, South Korea	2034	+15y	45 y/o	$1,186/mo	$1,184/mo	$355,831
98.	🇵🇱Kraków, Poland	2034	+15y	45 y/o	$1,201/mo	$1,199/mo	$360,312
99.	🇹🇭Bangkok, Thailand	2034	+15y	45 y/o	$1,203/mo	$1,201/mo	$360,761
100.	🇷🇺Saint Petersburg, Russia	2034	+15y	45 y/o	$1,224/mo	$1,222/mo	$367,057
101.	🇿🇦Cape Town, South Africa	2034	+15y	45 y/o	$1,245/mo	$1,243/mo	$373,379
102.	🇪🇸Tenerife, Spain	2034	+15y	45 y/o	$1,249/mo	$1,248/mo	$374,737
103.	🇨🇳Dalian, China	2034	+15y	45 y/o	$1,252/mo	$1,250/mo	$375,643
104.	🇱🇹Vilnius, Lithuania	2035	+16y	46 y/o	$1,272/mo	$1,270/mo	$381,545
105.	🇰🇷Gwangju, South Korea	2035	+16y	46 y/o	$1,289/mo	$1,287/mo	$386,556
106.	🇵🇱Wrocław, Poland	2035	+16y	46 y/o	$1,302/mo	$1,301/mo	$390,668
107.	🇩🇪Leipzig, Germany	2035	+16y	46 y/o	$1,322/mo	$1,321/mo	$396,626
108.	🇯🇵Okayama, Japan	2035	+16y	46 y/o	$1,327/mo	$1,325/mo	$398,004
109.	🇰🇷Daegu, South Korea	2036	+17y	47 y/o	$1,344/mo	$1,342/mo	$403,067
110.	🇯🇵Kitakyushu, Japan	2036	+17y	47 y/o	$1,359/mo	$1,358/mo	$407,684
111.	🇪🇸Valencia, Spain	2036	+17y	47 y/o	$1,374/mo	$1,373/mo	$412,314
112.	🇰🇷Busan, South Korea	2036	+17y	47 y/o	$1,376/mo	$1,374/mo	$412,777
113.	🇯🇵Kagoshima, Japan	2036	+17y	47 y/o	$1,405/mo	$1,404/mo	$421,614
114.	🇯🇵Sendai, Japan	2036	+17y	47 y/o	$1,412/mo	$1,410/mo	$423,480
115.	🇨🇳Shanghai, China	2037	+18y	48 y/o	$1,419/mo	$1,418/mo	$425,816
116.	🇹🇼Taipei, Taiwan	2037	+18y	48 y/o	$1,419/mo	$1,417/mo	$425,816
117.	🇩🇪Dresden, Germany	2037	+18y	48 y/o	$1,460/mo	$1,459/mo	$438,018
118.	🇧🇷Rio de Janeiro, Brazil	2037	+18y	48 y/o	$1,487/mo	$1,485/mo	$446,046
119.	🇲🇦Marrakesh, Morocco	2037	+18y	48 y/o	$1,499/mo	$1,498/mo	$449,837
120.	🇱🇻Riga, Latvia	2038	+19y	49 y/o	$1,526/mo	$1,524/mo	$457,922
121.	🇪🇸Malaga, Spain	2038	+19y	49 y/o	$1,546/mo	$1,544/mo	$463,654
122.	🇯🇵Okinawa City, Japan	2038	+19y	49 y/o	$1,550/mo	$1,548/mo	$465,090
123.	🇨🇦Montreal, Canada	2038	+19y	49 y/o	$1,553/mo	$1,552/mo	$466,048
124.	🇯🇵Kobe, Japan	2039	+20y	50 y/o	$1,592/mo	$1,590/mo	$477,586
125.	🇯🇵Hiroshima, Japan	2039	+20y	50 y/o	$1,613/mo	$1,611/mo	$483,869
126.	🇯🇵Hamamatsu, Japan	2039	+20y	50 y/o	$1,619/mo	$1,618/mo	$485,808
127.	🇵🇹Lisbon, Portugal	2039	+20y	50 y/o	$1,623/mo	$1,620/mo	$486,777
128.	🇷🇺Moscow, Russia	2039	+20y	50 y/o	$1,658/mo	$1,657/mo	$497,483
129.	🇩🇪Cologne, Germany	2040	+21y	51 y/o	$1,688/mo	$1,686/mo	$506,292
130.	🇯🇵Nagoya, Japan	2040	+21y	51 y/o	$1,707/mo	$1,705/mo	$512,191
131.	🇨🇿Prague, Czechia	2040	+21y	51 y/o	$1,744/mo	$1,742/mo	$523,057
132.	🇰🇷Seoul, South Korea	2041	+22y	52 y/o	$1,762/mo	$1,759/mo	$528,517
133.	🇦🇹Vienna, Austria	2041	+22y	52 y/o	$1,823/mo	$1,822/mo	$547,006
134.	🇯🇵Sapporo, Japan	2042	+23y	53 y/o	$1,926/mo	$1,925/mo	$577,922
135.	🇯🇵Osaka, Japan	2044	+25y	55 y/o	$2,043/mo	$2,041/mo	$613,031
136.	🇩🇪Berlin, Germany	2045	+26y	56 y/o	$2,122/mo	$2,120/mo	$636,645
137.	🇯🇵Fukuoka, Japan	2045	+26y	56 y/o	$2,198/mo	$2,196/mo	$659,496
138.	🇯🇵Kyoto, Japan	2047	+28y	58 y/o	$2,315/mo	$2,313/mo	$694,580
139.	🇯🇵Yokohama, Japan	2049	+30y	60 y/o	$2,548/mo	$2,545/mo	$764,483
140.	🇸🇬Singapore, Singapore	2050	+31y	61 y/o	$2,670/mo	$2,667/mo	$800,971
141.	🇯🇵Tokyo, Japan	2051	+32y	62 y/o	$2,739/mo	$2,737/mo	$821,793
142.	🇺🇸New York City, United States	2063	+44y	74 y/o	$4,031/mo	$4,028/mo	$1,209,419

version 0.2

The information provided here for informational purposes only. It should not be considered legal or financial advice. You should consult with an attorney or other professional to determine what may be best for your individual needs. Nomad List does not make any guarantee or other promise as to any results that may be obtained from using our content. No one should make any investment decision without first consulting his or her own financial advisor and conducting his or her own research and due diligence. To the maximum extent permitted by law, Financial Poise disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses. Content contained on or made available through the website is not intended to and does not constitute legal advice or investment advice and no attorney-client relationship is formed. Your use of the information on the website or materials linked from the Web is at your own risk. TERMS AND CONDITIONS APPLY. MOVING TO ANOTHER PLACE WON'T REMOVE YOUR EXISTENTIAL ANGST. DEAL WITH IT 🕶

Current age		Withdrawal rate	%
Current net worth (assets — debt)	$	Debt interest rate	%
Current city		Annual return interest	%
Current monthly income (net after tax)	$	Tax rate on returns	%
Current monthly spending (in Amsterdam)	$	Have a family?	Use cost of living for a family
Personalize? Use your spending in Amsterdam to estimate cost abroad (1.00x)		Fat FIRE?	Retire luxuriously (5x cost)