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How early can you retire if you move to another place?

Financial Independence Calculator

How early can you retire if you move to another place?



Current age    Withdrawal rate     %
Current net worth
(assets — debt)
Debt interest rate     %
Current city     Annual return interest     %
Current monthly income
(net after tax)
Tax rate on returns     %
Current monthly spending
(in Amsterdam)
Have a family?     Use cost of living for a family
Personalize?    Use your spending in Amsterdam to estimate cost abroad (1.00x) Fat FIRE?     Retire luxuriously (5x cost)


RankCityYearIn yearsRetirement age 4% WithdrawalCost of LivingNet worth
1.๐Ÿ‡จ๐Ÿ‡ดMedellรญn, Colombia2028+9y39 y/o$751/mo$750/mo$225,174
2.๐Ÿ‡ง๐Ÿ‡พMinsk, Belarus2028+9y39 y/o$760/mo$759/mo$228,046
3.๐Ÿ‡ช๐Ÿ‡จQuito, Ecuador2028+9y39 y/o$762/mo$760/mo$228,457
4.๐Ÿ‡ฒ๐Ÿ‡ฝMonterrey, Mexico2028+9y39 y/o$763/mo$762/mo$228,868
5.๐Ÿ‡ป๐Ÿ‡ณHo Chi Minh City, Vietnam2028+9y39 y/o$763/mo$762/mo$228,868
6.๐Ÿ‡ฒ๐Ÿ‡ณUlaanbaatar, Mongolia2028+9y39 y/o$775/mo$774/mo$232,571
7.๐Ÿ‡ง๐Ÿ‡ทCampinas, Brazil2028+9y39 y/o$785/mo$784/mo$235,458
8.๐Ÿ‡ฒ๐Ÿ‡ฐSkopje, Macedonia2028+9y39 y/o$788/mo$786/mo$236,284
9.๐Ÿ‡บ๐Ÿ‡ฆLviv, Ukraine2028+9y39 y/o$795/mo$793/mo$238,351
10.๐Ÿ‡ง๐Ÿ‡ทRecife, Brazil2028+9y39 y/o$803/mo$801/mo$240,835
11.๐Ÿ‡ฆ๐Ÿ‡ฒYerevan, Armenia2028+9y39 y/o$803/mo$801/mo$240,835
12.๐Ÿ‡ง๐Ÿ‡ฌSofia, Bulgaria2028+9y39 y/o$804/mo$803/mo$241,249
13.๐Ÿ‡ฐ๐Ÿ‡ชNairobi, Kenya2029+10y40 y/o$807/mo$806/mo$242,079
14.๐Ÿ‡จ๐Ÿ‡ณChengdu, China2029+10y40 y/o$810/mo$808/mo$242,908
15.๐Ÿ‡ฎ๐Ÿ‡ฉMedan, Indonesia2029+10y40 y/o$810/mo$808/mo$242,908
16.๐Ÿ‡น๐Ÿ‡ทAntalya, Turkey2029+10y40 y/o$811/mo$810/mo$243,323
17.๐Ÿ‡ป๐Ÿ‡ณHanoi, Vietnam2029+10y40 y/o$822/mo$821/mo$246,648
18.๐Ÿ‡ง๐Ÿ‡ทSalvador, Brazil2029+10y40 y/o$832/mo$831/mo$249,563
19.๐Ÿ‡ฌ๐Ÿ‡ชTbilisi, Georgia2029+10y40 y/o$833/mo$832/mo$249,980
20.๐Ÿ‡ฒ๐Ÿ‡ฉChisinau, Moldova2029+10y40 y/o$836/mo$835/mo$250,814
21.๐Ÿ‡น๐Ÿ‡ผTaichung, Taiwan2029+10y40 y/o$857/mo$856/mo$257,087
22.๐Ÿ‡ธ๐Ÿ‡ณDakar, Senegal2029+10y40 y/o$863/mo$861/mo$258,764
23.๐Ÿ‡ง๐Ÿ‡ทUberlandia, Brazil2030+11y41 y/o$893/mo$892/mo$268,023
24.๐Ÿ‡ต๐Ÿ‡พAsuncion, Paraguay2030+11y41 y/o$899/mo$898/mo$269,713
25.๐Ÿ‡ฒ๐Ÿ‡ฒYangon, Myanmar2030+11y41 y/o$905/mo$904/mo$271,404
26.๐Ÿ‡ฎ๐Ÿ‡ฉJakarta, Indonesia2030+11y41 y/o$909/mo$907/mo$272,674
27.๐Ÿ‡ง๐Ÿ‡ฆSarajevo, Bosnia2030+11y41 y/o$909/mo$908/mo$272,674
28.๐Ÿ‡จ๐Ÿ‡ฑSantiago, Chile2030+11y41 y/o$916/mo$914/mo$274,794
29.๐Ÿ‡จ๐Ÿ‡ณHaikou, China2030+11y41 y/o$919/mo$917/mo$275,642
30.๐Ÿ‡ฒ๐Ÿ‡ฝMexico City, Mexico2030+11y41 y/o$919/mo$917/mo$275,642
31.๐Ÿ‡น๐Ÿ‡ทIstanbul, Turkey2030+11y41 y/o$919/mo$917/mo$275,642
32.๐Ÿ‡ฐ๐Ÿ‡ฟAstana, Kazakhstan2030+11y41 y/o$919/mo$917/mo$275,642
33.๐Ÿ‡ต๐Ÿ‡ฑPoznan, Poland2030+11y41 y/o$934/mo$933/mo$280,318
34.๐Ÿ‡ต๐Ÿ‡ฑLodz, Poland2030+11y41 y/o$936/mo$935/mo$280,744
35.๐Ÿ‡จ๐Ÿ‡ณXining, China2031+12y42 y/o$960/mo$958/mo$288,001
36.๐Ÿ‡ท๐Ÿ‡ธBelgrade, Serbia2031+12y42 y/o$966/mo$964/mo$289,713
37.๐Ÿ‡น๐Ÿ‡ผTainan, Taiwan2031+12y42 y/o$967/mo$966/mo$290,142
38.๐Ÿ‡ง๐Ÿ‡ทBrasilia, Brazil2031+12y42 y/o$971/mo$970/mo$291,428
39.๐Ÿ‡ฐ๐Ÿ‡ญPhnom Penh, Cambodia2031+12y42 y/o$973/mo$971/mo$291,857
40.๐Ÿ‡ฏ๐Ÿ‡ดAmman, Jordan2031+12y42 y/o$980/mo$978/mo$294,004
41.๐Ÿ‡ป๐Ÿ‡ณDa Nang, Vietnam2031+12y42 y/o$983/mo$981/mo$294,864
42.๐Ÿ‡จ๐Ÿ‡ดCartagena, Colombia2031+12y42 y/o$987/mo$986/mo$296,154
43.๐Ÿ‡ฒ๐Ÿ‡ฆCasablanca, Morocco2032+13y43 y/o$1,035/mo$1,034/mo$310,421
44.๐Ÿ‡บ๐Ÿ‡ฆOdessa, Ukraine2032+13y43 y/o$1,035/mo$1,033/mo$310,421
45.๐Ÿ‡ง๐Ÿ‡ทSรฃo Paulo, Brazil2032+13y43 y/o$1,039/mo$1,038/mo$311,724
46.๐Ÿ‡ท๐Ÿ‡ผKigali, Rwanda2032+13y43 y/o$1,041/mo$1,039/mo$312,159
47.๐Ÿ‡จ๐Ÿ‡บHavana, Cuba2032+13y43 y/o$1,070/mo$1,068/mo$320,882
48.๐Ÿ‡ญ๐Ÿ‡ทZagreb, Croatia2032+13y43 y/o$1,084/mo$1,083/mo$325,262
49.๐Ÿ‡ฐ๐Ÿ‡ทJeju Island, South Korea2032+13y43 y/o$1,093/mo$1,092/mo$327,896
50.๐Ÿ‡ฒ๐Ÿ‡พKuala Lumpur, Malaysia2032+13y43 y/o$1,094/mo$1,093/mo$328,336
51.๐Ÿ‡ท๐Ÿ‡บSaint Petersburg, Russia2032+13y43 y/o$1,097/mo$1,096/mo$329,215
52.๐Ÿ‡บ๐Ÿ‡ฆKiev, Ukraine2033+14y44 y/o$1,118/mo$1,116/mo$335,384
53.๐Ÿ‡ต๐Ÿ‡ฑKrakรณw, Poland2033+14y44 y/o$1,131/mo$1,130/mo$339,364
54.๐Ÿ‡ท๐Ÿ‡ดBucharest, Romania2033+14y44 y/o$1,156/mo$1,155/mo$346,908
55.๐Ÿ‡ต๐Ÿ‡ฑWarsaw, Poland2034+15y45 y/o$1,183/mo$1,182/mo$354,936
56.๐Ÿ‡ฐ๐Ÿ‡ทDaejeon, South Korea2034+15y45 y/o$1,195/mo$1,194/mo$358,518
57.๐Ÿ‡ฟ๐Ÿ‡ฆCape Town, South Africa2034+15y45 y/o$1,201/mo$1,199/mo$360,312
58.๐Ÿ‡น๐Ÿ‡ญBangkok, Thailand2034+15y45 y/o$1,213/mo$1,212/mo$363,906
59.๐Ÿ‡ฑ๐Ÿ‡นVilnius, Lithuania2034+15y45 y/o$1,246/mo$1,244/mo$373,832
60.๐Ÿ‡ฑ๐Ÿ‡ปRiga, Latvia2034+15y45 y/o$1,257/mo$1,255/mo$377,003
61.๐Ÿ‡ต๐Ÿ‡ฑWrocล‚aw, Poland2035+16y46 y/o$1,264/mo$1,263/mo$379,272
62.๐Ÿ‡ฉ๐Ÿ‡ชLeipzig, Germany2035+16y46 y/o$1,273/mo$1,272/mo$382,000
63.๐Ÿ‡ช๐Ÿ‡ธTenerife, Spain2035+16y46 y/o$1,278/mo$1,277/mo$383,365
64.๐Ÿ‡ญ๐Ÿ‡บBudapest, Hungary2035+16y46 y/o$1,282/mo$1,281/mo$384,732
65.๐Ÿ‡จ๐Ÿ‡ฆQuebec City, Canada2035+16y46 y/o$1,301/mo$1,299/mo$390,210
66.๐Ÿ‡ฐ๐Ÿ‡ทBusan, South Korea2035+16y46 y/o$1,302/mo$1,301/mo$390,668
67.๐Ÿ‡ฐ๐Ÿ‡ทDaegu, South Korea2036+17y47 y/o$1,342/mo$1,341/mo$402,606
68.๐Ÿ‡ช๐Ÿ‡ธValencia, Spain2036+17y47 y/o$1,353/mo$1,351/mo$405,835
69.๐Ÿ‡จ๐Ÿ‡ฆWinnipeg, Canada2036+17y47 y/o$1,354/mo$1,353/mo$406,297
70.๐Ÿ‡ฏ๐Ÿ‡ตOkayama, Japan2036+17y47 y/o$1,354/mo$1,352/mo$406,297
71.๐Ÿ‡จ๐Ÿ‡ณShanghai, China2036+17y47 y/o$1,376/mo$1,375/mo$412,777
72.๐Ÿ‡น๐Ÿ‡ผTaipei, Taiwan2036+17y47 y/o$1,387/mo$1,385/mo$416,027
73.๐Ÿ‡ฏ๐Ÿ‡ตKitakyushu, Japan2036+17y47 y/o$1,393/mo$1,392/mo$417,887
74.๐Ÿ‡ง๐Ÿ‡ทRio de Janeiro, Brazil2037+18y48 y/o$1,444/mo$1,442/mo$433,314
75.๐Ÿ‡ฉ๐Ÿ‡ชDresden, Germany2037+18y48 y/o$1,452/mo$1,450/mo$435,665
76.๐Ÿ‡ช๐Ÿ‡ธMalaga, Spain2037+18y48 y/o$1,469/mo$1,468/mo$440,847
77.๐Ÿ‡ฒ๐Ÿ‡ฆMarrakesh, Morocco2037+18y48 y/o$1,469/mo$1,468/mo$440,847
78.๐Ÿ‡จ๐Ÿ‡ฆBrampton, Canada2037+18y48 y/o$1,474/mo$1,473/mo$442,263
79.๐Ÿ‡จ๐Ÿ‡ฆOttawa, Canada2037+18y48 y/o$1,492/mo$1,490/mo$447,466
80.๐Ÿ‡ฏ๐Ÿ‡ตSendai, Japan2038+19y49 y/o$1,530/mo$1,527/mo$458,876
81.๐Ÿ‡จ๐Ÿ‡ฆEdmonton, Canada2038+19y49 y/o$1,533/mo$1,531/mo$459,831
82.๐Ÿ‡ช๐Ÿ‡ธSeville, Spain2038+19y49 y/o$1,546/mo$1,543/mo$463,654
83.๐Ÿ‡จ๐Ÿ‡ฟPrague, Czechia2038+19y49 y/o$1,547/mo$1,545/mo$464,132
84.๐Ÿ‡จ๐Ÿ‡ฆMontreal, Canada2038+19y49 y/o$1,571/mo$1,570/mo$471,326
85.๐Ÿ‡ท๐Ÿ‡บMoscow, Russia2038+19y49 y/o$1,577/mo$1,575/mo$473,250
86.๐Ÿ‡ต๐Ÿ‡นLisbon, Portugal2039+20y50 y/o$1,595/mo$1,594/mo$478,551
87.๐Ÿ‡จ๐Ÿ‡ฆSurrey, Canada2039+20y50 y/o$1,598/mo$1,597/mo$479,517
88.๐Ÿ‡ฉ๐Ÿ‡ชStuttgart, Germany2039+20y50 y/o$1,603/mo$1,602/mo$480,967
89.๐Ÿ‡ฉ๐Ÿ‡ชCologne, Germany2039+20y50 y/o$1,640/mo$1,639/mo$492,122
90.๐Ÿ‡ฏ๐Ÿ‡ตHamamatsu, Japan2039+20y50 y/o$1,653/mo$1,652/mo$496,019
91.๐Ÿ‡ฌ๐Ÿ‡ทAthens, Greece2040+21y51 y/o$1,694/mo$1,693/mo$508,256
92.๐Ÿ‡ฐ๐Ÿ‡ทSeoul, South Korea2040+21y51 y/o$1,694/mo$1,692/mo$508,256
93.๐Ÿ‡ง๐Ÿ‡ชBrussels, Belgium2040+21y51 y/o$1,745/mo$1,744/mo$523,553
94.๐Ÿ‡ฆ๐Ÿ‡นVienna, Austria2040+21y51 y/o$1,747/mo$1,745/mo$524,049
95.๐Ÿ‡ฏ๐Ÿ‡ตNagoya, Japan2041+22y52 y/o$1,755/mo$1,753/mo$526,529
96.๐Ÿ‡ฌ๐Ÿ‡งLeeds, United Kingdom2041+22y52 y/o$1,768/mo$1,766/mo$530,506
97.๐Ÿ‡ธ๐Ÿ‡ชGothenburg, Sweden2041+22y52 y/o$1,782/mo$1,779/mo$534,492
98.๐Ÿ‡ฌ๐Ÿ‡งLiverpool, United Kingdom2041+22y52 y/o$1,792/mo$1,790/mo$537,487
99.๐Ÿ‡ฌ๐Ÿ‡งGlasgow, United Kingdom2041+22y52 y/o$1,810/mo$1,808/mo$542,992
100.๐Ÿ‡ฏ๐Ÿ‡ตKyoto, Japan2042+23y53 y/o$1,874/mo$1,871/mo$562,143
101.๐Ÿ‡ฏ๐Ÿ‡ตOsaka, Japan2042+23y53 y/o$1,884/mo$1,882/mo$565,186
102.๐Ÿ‡ฉ๐Ÿ‡ชFrankfurt, Germany2042+23y53 y/o$1,892/mo$1,890/mo$567,726
103.๐Ÿ‡ช๐Ÿ‡ธBarcelona, Spain2042+23y53 y/o$1,916/mo$1,914/mo$574,857
104.๐Ÿ‡ฌ๐Ÿ‡งBristol, United Kingdom2042+23y53 y/o$1,925/mo$1,923/mo$577,411
105.๐Ÿ‡ฏ๐Ÿ‡ตFukuoka, Japan2042+23y53 y/o$1,925/mo$1,922/mo$577,411
106.๐Ÿ‡ฆ๐Ÿ‡บGold Coast, Australia2042+23y53 y/o$1,926/mo$1,925/mo$577,922
107.๐Ÿ‡ฏ๐Ÿ‡ตKobe, Japan2043+24y54 y/o$1,962/mo$1,960/mo$588,691
108.๐Ÿ‡จ๐Ÿ‡ฆCalgary, Canada2043+24y54 y/o$1,971/mo$1,969/mo$591,265
109.๐Ÿ‡ฌ๐Ÿ‡งManchester, United Kingdom2043+24y54 y/o$1,985/mo$1,983/mo$595,391
110.๐Ÿ‡ฉ๐Ÿ‡ชBerlin, Germany2044+25y55 y/o$2,033/mo$2,030/mo$609,905
111.๐Ÿ‡ช๐Ÿ‡ธMadrid, Spain2044+25y55 y/o$2,042/mo$2,039/mo$612,509
112.๐Ÿ‡ฏ๐Ÿ‡ตSapporo, Japan2045+26y56 y/o$2,122/mo$2,119/mo$636,645
113.๐Ÿ‡ฆ๐Ÿ‡บMelbourne, Australia2045+26y56 y/o$2,156/mo$2,153/mo$646,707
114.๐Ÿ‡ฏ๐Ÿ‡ตOkinawa City, Japan2046+27y57 y/o$2,268/mo$2,265/mo$680,467
115.๐Ÿ‡ฏ๐Ÿ‡ตKagoshima, Japan2046+27y57 y/o$2,272/mo$2,269/mo$681,549
116.๐Ÿ‡จ๐Ÿ‡ฆToronto, Canada2046+27y57 y/o$2,286/mo$2,283/mo$685,883
117.๐Ÿ‡ฏ๐Ÿ‡ตHiroshima, Japan2047+28y58 y/o$2,350/mo$2,347/mo$704,959
118.๐Ÿ‡ธ๐Ÿ‡ชStockholm, Sweden2047+28y58 y/o$2,359/mo$2,357/mo$707,700
119.๐Ÿ‡ฏ๐Ÿ‡ตYokohama, Japan2047+28y58 y/o$2,370/mo$2,368/mo$710,994
120.๐Ÿ‡ซ๐Ÿ‡ฎHelsinki, Finland2047+28y58 y/o$2,383/mo$2,381/mo$714,845
121.๐Ÿ‡จ๐Ÿ‡ฆVancouver, Canada2048+29y59 y/o$2,399/mo$2,396/mo$719,807
122.๐Ÿ‡ฉ๐Ÿ‡ชHamburg, Germany2048+29y59 y/o$2,425/mo$2,422/mo$727,551
123.๐Ÿ‡บ๐Ÿ‡ธPortland, United States2049+30y60 y/o$2,554/mo$2,551/mo$766,179
124.๐Ÿ‡ธ๐Ÿ‡ฌSingapore, Singapore2049+30y60 y/o$2,560/mo$2,557/mo$767,876
125.๐Ÿ‡จ๐Ÿ‡ณHong Kong, China2049+30y60 y/o$2,577/mo$2,573/mo$772,975
126.๐Ÿ‡ฆ๐Ÿ‡บSydney, Australia2050+31y61 y/o$2,634/mo$2,630/mo$790,069
127.๐Ÿ‡ฏ๐Ÿ‡ตTokyo, Japan2052+33y63 y/o$2,817/mo$2,814/mo$845,182
128.๐Ÿ‡ซ๐Ÿ‡ทParis, France2052+33y63 y/o$2,853/mo$2,850/mo$855,795
129.๐Ÿ‡บ๐Ÿ‡ธSeattle, United States2052+33y63 y/o$2,882/mo$2,880/mo$864,681
130.๐Ÿ‡ฌ๐Ÿ‡งLondon, United Kingdom2053+34y64 y/o$2,910/mo$2,907/mo$873,010
131.๐Ÿ‡บ๐Ÿ‡ธAustin, United States2053+34y64 y/o$2,950/mo$2,946/mo$884,966
132.๐Ÿ‡ฉ๐Ÿ‡ชMunich, Germany2053+34y64 y/o$2,972/mo$2,969/mo$891,571
133.๐Ÿ‡ฎ๐Ÿ‡ชDublin, Ireland2054+35y65 y/o$3,024/mo$3,022/mo$907,267
134.๐Ÿ‡บ๐Ÿ‡ธLos Angeles, United States2058+39y69 y/o$3,524/mo$3,521/mo$1,057,177
135.๐Ÿ‡ฉ๐Ÿ‡ฐCopenhagen, Denmark2059+40y70 y/o$3,567/mo$3,564/mo$1,070,195
136.๐Ÿ‡ณ๐Ÿ‡ฑAmsterdam, Netherlands2059+40y70 y/o$3,602/mo$3,598/mo$1,080,663
137.๐Ÿ‡บ๐Ÿ‡ธNew York City, United States2062+43y73 y/o$3,949/mo$3,944/mo$1,184,607
138.๐Ÿ‡บ๐Ÿ‡ธSan Francisco, United States2066+47y77 y/o$4,402/mo$4,397/mo$1,320,679



version 0.2

The information provided here for informational purposes only. It should not be considered legal or financial advice. You should consult with an attorney or other professional to determine what may be best for your individual needs. Nomad List does not make any guarantee or other promise as to any results that may be obtained from using our content. No one should make any investment decision without first consulting his or her own financial advisor and conducting his or her own research and due diligence. To the maximum extent permitted by law, Financial Poise disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses. Content contained on or made available through the website is not intended to and does not constitute legal advice or investment advice and no attorney-client relationship is formed. Your use of the information on the website or materials linked from the Web is at your own risk. TERMS AND CONDITIONS APPLY. MOVING TO ANOTHER PLACE WON'T REMOVE YOUR EXISTENTIAL ANGST. DEAL WITH IT ๐Ÿ•ถ




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