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How early can you retire if you move to another place?

Financial Independence Calculator

How early can you retire if you move to another place?



Current age    Withdrawal rate     %
Current net worth
(assets — debt)
Debt interest rate     %
Current city     Annual return interest     %
Current monthly income
(net after tax)
Tax rate on returns     %
Current monthly spending
(in Amsterdam)
Have a family?     Use cost of living for a family
Personalize?    Use your spending in Amsterdam to estimate cost abroad (1.00x) Fat FIRE?     Retire luxuriously (5x cost)


RankCityYearIn yearsRetirement age 4% WithdrawalCost of LivingNet worth
1.๐Ÿ‡ง๐Ÿ‡ทCuritiba, Brazil2028+9y39 y/o$752/mo$751/mo$225,584
2.๐Ÿ‡ฒ๐Ÿ‡พGeorge Town, Malaysia2028+9y39 y/o$756/mo$755/mo$226,815
3.๐Ÿ‡ป๐Ÿ‡ณHo Chi Minh City, Vietnam2028+9y39 y/o$762/mo$761/mo$228,457
4.๐Ÿ‡จ๐Ÿ‡ดBogota, Colombia2028+9y39 y/o$766/mo$765/mo$229,690
5.๐Ÿ‡ช๐Ÿ‡จQuito, Ecuador2028+9y39 y/o$768/mo$767/mo$230,513
6.๐Ÿ‡ง๐Ÿ‡ทRecife, Brazil2028+9y39 y/o$770/mo$769/mo$230,924
7.๐Ÿ‡น๐Ÿ‡ญChiang Mai, Thailand2028+9y39 y/o$772/mo$771/mo$231,747
8.๐Ÿ‡ฒ๐Ÿ‡ฝCancun, Mexico2028+9y39 y/o$772/mo$771/mo$231,747
9.๐Ÿ‡ฒ๐Ÿ‡ฝSan Luis Potosi, Mexico2028+9y39 y/o$774/mo$773/mo$232,159
10.๐Ÿ‡จ๐Ÿ‡ณLinyi, China2028+9y39 y/o$775/mo$774/mo$232,571
11.๐Ÿ‡ง๐Ÿ‡ฉChittagong, Bangladesh2028+9y39 y/o$777/mo$776/mo$232,983
12.๐Ÿ‡ฒ๐Ÿ‡พMalacca, Malaysia2028+9y39 y/o$777/mo$775/mo$232,983
13.๐Ÿ‡ฆ๐Ÿ‡ทRosario, Argentina2028+9y39 y/o$779/mo$778/mo$233,808
14.๐Ÿ‡บ๐Ÿ‡ฆDnipro, Ukraine2028+9y39 y/o$779/mo$778/mo$233,808
15.๐Ÿ‡ง๐Ÿ‡ทPorto Alegre, Brazil2028+9y39 y/o$782/mo$781/mo$234,633
16.๐Ÿ‡ฎ๐Ÿ‡ฉCanggu, Indonesia2028+9y39 y/o$785/mo$784/mo$235,458
17.๐Ÿ‡ฒ๐Ÿ‡ฝMonterrey, Mexico2028+9y39 y/o$792/mo$790/mo$237,524
18.๐Ÿ‡ฎ๐Ÿ‡ฉPalembang, Indonesia2028+9y39 y/o$795/mo$793/mo$238,351
19.๐Ÿ‡จ๐Ÿ‡ดMedellรญn, Colombia2028+9y39 y/o$799/mo$797/mo$239,592
20.๐Ÿ‡จ๐Ÿ‡ณChengdu, China2028+9y39 y/o$800/mo$799/mo$240,006
21.๐Ÿ‡ฎ๐Ÿ‡ฉMedan, Indonesia2028+9y39 y/o$803/mo$801/mo$240,835
22.๐Ÿ‡บ๐Ÿ‡ฆKrivoy-Rog, Ukraine2029+10y40 y/o$807/mo$806/mo$242,079
23.๐Ÿ‡ฒ๐Ÿ‡ฉChisinau, Moldova2029+10y40 y/o$807/mo$806/mo$242,079
24.๐Ÿ‡ฎ๐Ÿ‡ฉJakarta, Indonesia2029+10y40 y/o$807/mo$806/mo$242,079
25.๐Ÿ‡จ๐Ÿ‡ณTangshan, China2029+10y40 y/o$810/mo$808/mo$242,908
26.๐Ÿ‡ท๐Ÿ‡บKrasnodar, Russia2029+10y40 y/o$812/mo$811/mo$243,739
27.๐Ÿ‡ฒ๐Ÿ‡ฝPuebla, Mexico2029+10y40 y/o$814/mo$812/mo$244,154
28.๐Ÿ‡ฒ๐Ÿ‡พIpoh, Malaysia2029+10y40 y/o$815/mo$814/mo$244,569
29.๐Ÿ‡ฒ๐Ÿ‡ฐSkopje, Macedonia2029+10y40 y/o$817/mo$816/mo$244,985
30.๐Ÿ‡ฒ๐Ÿ‡ฝGuanajuato, Mexico2029+10y40 y/o$819/mo$818/mo$245,816
31.๐Ÿ‡ฐ๐Ÿ‡ชNairobi, Kenya2029+10y40 y/o$821/mo$819/mo$246,232
32.๐Ÿ‡ฆ๐Ÿ‡ฒYerevan, Armenia2029+10y40 y/o$824/mo$822/mo$247,064
33.๐Ÿ‡ฒ๐Ÿ‡ณUlaanbaatar, Mongolia2029+10y40 y/o$833/mo$832/mo$249,980
34.๐Ÿ‡ง๐Ÿ‡ทCampinas, Brazil2029+10y40 y/o$835/mo$834/mo$250,397
35.๐Ÿ‡น๐Ÿ‡ทAntalya, Turkey2029+10y40 y/o$837/mo$836/mo$251,232
36.๐Ÿ‡จ๐Ÿ‡ณShenyang, China2029+10y40 y/o$839/mo$837/mo$251,649
37.๐Ÿ‡ฎ๐Ÿ‡ณJodhpur, India2029+10y40 y/o$839/mo$838/mo$251,649
38.๐Ÿ‡ป๐Ÿ‡ณHanoi, Vietnam2029+10y40 y/o$840/mo$839/mo$252,067
39.๐Ÿ‡ฌ๐Ÿ‡นGuatemala City, Guatemala2029+10y40 y/o$842/mo$840/mo$252,484
40.๐Ÿ‡ต๐Ÿ‡ฑLodz, Poland2029+10y40 y/o$843/mo$842/mo$252,902
41.๐Ÿ‡น๐Ÿ‡ผTaichung, Taiwan2029+10y40 y/o$857/mo$856/mo$257,087
42.๐Ÿ‡จ๐Ÿ‡ณYichang, China2029+10y40 y/o$860/mo$859/mo$257,925
43.๐Ÿ‡ง๐Ÿ‡ฌSofia, Bulgaria2029+10y40 y/o$861/mo$860/mo$258,344
44.๐Ÿ‡ง๐Ÿ‡ฆSarajevo, Bosnia2029+10y40 y/o$864/mo$863/mo$259,183
45.๐Ÿ‡ง๐Ÿ‡ทSalvador, Brazil2029+10y40 y/o$874/mo$873/mo$262,124
46.๐Ÿ‡น๐Ÿ‡ทIstanbul, Turkey2030+11y41 y/o$878/mo$876/mo$263,386
47.๐Ÿ‡ฐ๐Ÿ‡ฟAlmaty, Kazakhstan2030+11y41 y/o$878/mo$876/mo$263,386
48.๐Ÿ‡ธ๐Ÿ‡ณDakar, Senegal2030+11y41 y/o$885/mo$883/mo$265,492
49.๐Ÿ‡จ๐Ÿ‡ณHarbin, China2030+11y41 y/o$892/mo$891/mo$267,601
50.๐Ÿ‡ฌ๐Ÿ‡ชTbilisi, Georgia2030+11y41 y/o$900/mo$899/mo$270,135
51.๐Ÿ‡จ๐Ÿ‡ณHefei, China2030+11y41 y/o$909/mo$908/mo$272,674
52.๐Ÿ‡ต๐Ÿ‡ญPalawan, Philippines2030+11y41 y/o$909/mo$908/mo$272,674
53.๐Ÿ‡ง๐Ÿ‡พMinsk, Belarus2030+11y41 y/o$916/mo$915/mo$274,794
54.๐Ÿ‡ง๐Ÿ‡ทUberlandia, Brazil2030+11y41 y/o$920/mo$919/mo$276,067
55.๐Ÿ‡จ๐Ÿ‡ณHaikou, China2030+11y41 y/o$926/mo$924/mo$277,766
56.๐Ÿ‡ฒ๐Ÿ‡ฒYangon, Myanmar2030+11y41 y/o$929/mo$927/mo$278,616
57.๐Ÿ‡ต๐Ÿ‡ฑPoznan, Poland2030+11y41 y/o$939/mo$937/mo$281,595
58.๐Ÿ‡จ๐Ÿ‡ฑSantiago, Chile2030+11y41 y/o$946/mo$945/mo$283,727
59.๐Ÿ‡ฒ๐Ÿ‡ฝMexico City, Mexico2031+12y42 y/o$960/mo$959/mo$288,001
60.๐Ÿ‡จ๐Ÿ‡ณChangzhou, China2031+12y42 y/o$963/mo$961/mo$288,857
61.๐Ÿ‡จ๐Ÿ‡ณCixi, China2031+12y42 y/o$966/mo$964/mo$289,713
62.๐Ÿ‡ฐ๐Ÿ‡ฟAstana, Kazakhstan2031+12y42 y/o$969/mo$967/mo$290,571
63.๐Ÿ‡ฐ๐Ÿ‡ญPhnom Penh, Cambodia2031+12y42 y/o$970/mo$969/mo$290,999
64.๐Ÿ‡ป๐Ÿ‡ณDa Nang, Vietnam2031+12y42 y/o$970/mo$969/mo$290,999
65.๐Ÿ‡ท๐Ÿ‡ธBelgrade, Serbia2031+12y42 y/o$970/mo$969/mo$290,999
66.๐Ÿ‡จ๐Ÿ‡ณQuanzhou, China2031+12y42 y/o$977/mo$976/mo$293,145
67.๐Ÿ‡จ๐Ÿ‡บHavana, Cuba2031+12y42 y/o$993/mo$991/mo$297,876
68.๐Ÿ‡ฏ๐Ÿ‡ดAmman, Jordan2031+12y42 y/o$999/mo$998/mo$299,600
69.๐Ÿ‡จ๐Ÿ‡ณFushun, China2031+12y42 y/o$1,004/mo$1,003/mo$301,326
70.๐Ÿ‡ฎ๐Ÿ‡ณMumbai, India2031+12y42 y/o$1,006/mo$1,004/mo$301,758
71.๐Ÿ‡จ๐Ÿ‡ณJiangmen, China2031+12y42 y/o$1,009/mo$1,008/mo$302,622
72.๐Ÿ‡น๐Ÿ‡ผTainan, Taiwan2031+12y42 y/o$1,013/mo$1,011/mo$303,919
73.๐Ÿ‡จ๐Ÿ‡ณJilin, China2032+13y43 y/o$1,038/mo$1,036/mo$311,290
74.๐Ÿ‡จ๐Ÿ‡ณHuainan, China2032+13y43 y/o$1,038/mo$1,036/mo$311,290
75.๐Ÿ‡จ๐Ÿ‡ฒDouala, Cameroon2032+13y43 y/o$1,039/mo$1,038/mo$311,724
76.๐Ÿ‡ง๐Ÿ‡ทBrasilia, Brazil2032+13y43 y/o$1,042/mo$1,040/mo$312,594
77.๐Ÿ‡ท๐Ÿ‡ดBucharest, Romania2032+13y43 y/o$1,043/mo$1,042/mo$313,029
78.๐Ÿ‡จ๐Ÿ‡ณQiqihar, China2032+13y43 y/o$1,045/mo$1,043/mo$313,464
79.๐Ÿ‡จ๐Ÿ‡ณSuzhou, China2032+13y43 y/o$1,048/mo$1,046/mo$314,335
80.๐Ÿ‡ท๐Ÿ‡ผKigali, Rwanda2032+13y43 y/o$1,061/mo$1,059/mo$318,260
81.๐Ÿ‡ฒ๐Ÿ‡ฆCasablanca, Morocco2032+13y43 y/o$1,062/mo$1,061/mo$318,697
82.๐Ÿ‡ฒ๐Ÿ‡ฆTangier, Morocco2032+13y43 y/o$1,062/mo$1,061/mo$318,697
83.๐Ÿ‡บ๐Ÿ‡ฆKiev, Ukraine2032+13y43 y/o$1,064/mo$1,062/mo$319,133
84.๐Ÿ‡ฟ๐Ÿ‡ฆPretoria, South Africa2032+13y43 y/o$1,077/mo$1,076/mo$323,070
85.๐Ÿ‡จ๐Ÿ‡ดCartagena, Colombia2032+13y43 y/o$1,078/mo$1,077/mo$323,508
86.๐Ÿ‡ง๐Ÿ‡ทSรฃo Paulo, Brazil2032+13y43 y/o$1,081/mo$1,080/mo$324,385
87.๐Ÿ‡ญ๐Ÿ‡บBudapest, Hungary2032+13y43 y/o$1,081/mo$1,080/mo$324,385
88.๐Ÿ‡จ๐Ÿ‡ณKunming, China2032+13y43 y/o$1,087/mo$1,086/mo$326,140
89.๐Ÿ‡ฉ๐Ÿ‡ดSanto Domingo, Dominican Republic2032+13y43 y/o$1,093/mo$1,092/mo$327,896
90.๐Ÿ‡ฒ๐Ÿ‡พKuala Lumpur, Malaysia2032+13y43 y/o$1,096/mo$1,094/mo$328,775
91.๐Ÿ‡จ๐Ÿ‡ณGuangzhou, China2033+14y44 y/o$1,109/mo$1,107/mo$332,737
92.๐Ÿ‡ต๐Ÿ‡ฑWarsaw, Poland2033+14y44 y/o$1,131/mo$1,129/mo$339,364
93.๐Ÿ‡ญ๐Ÿ‡ทZagreb, Croatia2033+14y44 y/o$1,137/mo$1,135/mo$341,135
94.๐Ÿ‡บ๐Ÿ‡พMontevideo, Uruguay2033+14y44 y/o$1,146/mo$1,145/mo$343,797
95.๐Ÿ‡ฐ๐Ÿ‡ทDaejeon, South Korea2033+14y44 y/o$1,164/mo$1,163/mo$349,134
96.๐Ÿ‡จ๐Ÿ‡ณQingdao, China2033+14y44 y/o$1,168/mo$1,167/mo$350,471
97.๐Ÿ‡ฐ๐Ÿ‡ทJeju Island, South Korea2034+15y45 y/o$1,186/mo$1,184/mo$355,831
98.๐Ÿ‡ต๐Ÿ‡ฑKrakรณw, Poland2034+15y45 y/o$1,201/mo$1,199/mo$360,312
99.๐Ÿ‡น๐Ÿ‡ญBangkok, Thailand2034+15y45 y/o$1,203/mo$1,201/mo$360,761
100.๐Ÿ‡ท๐Ÿ‡บSaint Petersburg, Russia2034+15y45 y/o$1,224/mo$1,222/mo$367,057
101.๐Ÿ‡ฟ๐Ÿ‡ฆCape Town, South Africa2034+15y45 y/o$1,245/mo$1,243/mo$373,379
102.๐Ÿ‡ช๐Ÿ‡ธTenerife, Spain2034+15y45 y/o$1,249/mo$1,248/mo$374,737
103.๐Ÿ‡จ๐Ÿ‡ณDalian, China2034+15y45 y/o$1,252/mo$1,250/mo$375,643
104.๐Ÿ‡ฑ๐Ÿ‡นVilnius, Lithuania2035+16y46 y/o$1,272/mo$1,270/mo$381,545
105.๐Ÿ‡ฐ๐Ÿ‡ทGwangju, South Korea2035+16y46 y/o$1,289/mo$1,287/mo$386,556
106.๐Ÿ‡ต๐Ÿ‡ฑWrocล‚aw, Poland2035+16y46 y/o$1,302/mo$1,301/mo$390,668
107.๐Ÿ‡ฉ๐Ÿ‡ชLeipzig, Germany2035+16y46 y/o$1,322/mo$1,321/mo$396,626
108.๐Ÿ‡ฏ๐Ÿ‡ตOkayama, Japan2035+16y46 y/o$1,327/mo$1,325/mo$398,004
109.๐Ÿ‡ฐ๐Ÿ‡ทDaegu, South Korea2036+17y47 y/o$1,344/mo$1,342/mo$403,067
110.๐Ÿ‡ฏ๐Ÿ‡ตKitakyushu, Japan2036+17y47 y/o$1,359/mo$1,358/mo$407,684
111.๐Ÿ‡ช๐Ÿ‡ธValencia, Spain2036+17y47 y/o$1,374/mo$1,373/mo$412,314
112.๐Ÿ‡ฐ๐Ÿ‡ทBusan, South Korea2036+17y47 y/o$1,376/mo$1,374/mo$412,777
113.๐Ÿ‡ฏ๐Ÿ‡ตKagoshima, Japan2036+17y47 y/o$1,405/mo$1,404/mo$421,614
114.๐Ÿ‡ฏ๐Ÿ‡ตSendai, Japan2036+17y47 y/o$1,412/mo$1,410/mo$423,480
115.๐Ÿ‡จ๐Ÿ‡ณShanghai, China2037+18y48 y/o$1,419/mo$1,418/mo$425,816
116.๐Ÿ‡น๐Ÿ‡ผTaipei, Taiwan2037+18y48 y/o$1,419/mo$1,417/mo$425,816
117.๐Ÿ‡ฉ๐Ÿ‡ชDresden, Germany2037+18y48 y/o$1,460/mo$1,459/mo$438,018
118.๐Ÿ‡ง๐Ÿ‡ทRio de Janeiro, Brazil2037+18y48 y/o$1,487/mo$1,485/mo$446,046
119.๐Ÿ‡ฒ๐Ÿ‡ฆMarrakesh, Morocco2037+18y48 y/o$1,499/mo$1,498/mo$449,837
120.๐Ÿ‡ฑ๐Ÿ‡ปRiga, Latvia2038+19y49 y/o$1,526/mo$1,524/mo$457,922
121.๐Ÿ‡ช๐Ÿ‡ธMalaga, Spain2038+19y49 y/o$1,546/mo$1,544/mo$463,654
122.๐Ÿ‡ฏ๐Ÿ‡ตOkinawa City, Japan2038+19y49 y/o$1,550/mo$1,548/mo$465,090
123.๐Ÿ‡จ๐Ÿ‡ฆMontreal, Canada2038+19y49 y/o$1,553/mo$1,552/mo$466,048
124.๐Ÿ‡ฏ๐Ÿ‡ตKobe, Japan2039+20y50 y/o$1,592/mo$1,590/mo$477,586
125.๐Ÿ‡ฏ๐Ÿ‡ตHiroshima, Japan2039+20y50 y/o$1,613/mo$1,611/mo$483,869
126.๐Ÿ‡ฏ๐Ÿ‡ตHamamatsu, Japan2039+20y50 y/o$1,619/mo$1,618/mo$485,808
127.๐Ÿ‡ต๐Ÿ‡นLisbon, Portugal2039+20y50 y/o$1,623/mo$1,620/mo$486,777
128.๐Ÿ‡ท๐Ÿ‡บMoscow, Russia2039+20y50 y/o$1,658/mo$1,657/mo$497,483
129.๐Ÿ‡ฉ๐Ÿ‡ชCologne, Germany2040+21y51 y/o$1,688/mo$1,686/mo$506,292
130.๐Ÿ‡ฏ๐Ÿ‡ตNagoya, Japan2040+21y51 y/o$1,707/mo$1,705/mo$512,191
131.๐Ÿ‡จ๐Ÿ‡ฟPrague, Czechia2040+21y51 y/o$1,744/mo$1,742/mo$523,057
132.๐Ÿ‡ฐ๐Ÿ‡ทSeoul, South Korea2041+22y52 y/o$1,762/mo$1,759/mo$528,517
133.๐Ÿ‡ฆ๐Ÿ‡นVienna, Austria2041+22y52 y/o$1,823/mo$1,822/mo$547,006
134.๐Ÿ‡ฏ๐Ÿ‡ตSapporo, Japan2042+23y53 y/o$1,926/mo$1,925/mo$577,922
135.๐Ÿ‡ฏ๐Ÿ‡ตOsaka, Japan2044+25y55 y/o$2,043/mo$2,041/mo$613,031
136.๐Ÿ‡ฉ๐Ÿ‡ชBerlin, Germany2045+26y56 y/o$2,122/mo$2,120/mo$636,645
137.๐Ÿ‡ฏ๐Ÿ‡ตFukuoka, Japan2045+26y56 y/o$2,198/mo$2,196/mo$659,496
138.๐Ÿ‡ฏ๐Ÿ‡ตKyoto, Japan2047+28y58 y/o$2,315/mo$2,313/mo$694,580
139.๐Ÿ‡ฏ๐Ÿ‡ตYokohama, Japan2049+30y60 y/o$2,548/mo$2,545/mo$764,483
140.๐Ÿ‡ธ๐Ÿ‡ฌSingapore, Singapore2050+31y61 y/o$2,670/mo$2,667/mo$800,971
141.๐Ÿ‡ฏ๐Ÿ‡ตTokyo, Japan2051+32y62 y/o$2,739/mo$2,737/mo$821,793
142.๐Ÿ‡บ๐Ÿ‡ธNew York City, United States2063+44y74 y/o$4,031/mo$4,028/mo$1,209,419



version 0.2

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