Financial Independence Calculator

How early can you retire if you move to another place?

Rank	City	Year	In years	Retirement age	4% Withdrawal	Cost of Living	Net worth
1.	🇨🇴Medellín, Colombia	2028	+9y	39 y/o	$751/mo	$750/mo	$225,174
2.	🇧🇾Minsk, Belarus	2028	+9y	39 y/o	$760/mo	$759/mo	$228,046
3.	🇪🇨Quito, Ecuador	2028	+9y	39 y/o	$762/mo	$760/mo	$228,457
4.	🇲🇽Monterrey, Mexico	2028	+9y	39 y/o	$763/mo	$762/mo	$228,868
5.	🇻🇳Ho Chi Minh City, Vietnam	2028	+9y	39 y/o	$763/mo	$762/mo	$228,868
6.	🇲🇳Ulaanbaatar, Mongolia	2028	+9y	39 y/o	$775/mo	$774/mo	$232,571
7.	🇧🇷Campinas, Brazil	2028	+9y	39 y/o	$785/mo	$784/mo	$235,458
8.	🇲🇰Skopje, Macedonia	2028	+9y	39 y/o	$788/mo	$786/mo	$236,284
9.	🇺🇦Lviv, Ukraine	2028	+9y	39 y/o	$795/mo	$793/mo	$238,351
10.	🇧🇷Recife, Brazil	2028	+9y	39 y/o	$803/mo	$801/mo	$240,835
11.	🇦🇲Yerevan, Armenia	2028	+9y	39 y/o	$803/mo	$801/mo	$240,835
12.	🇧🇬Sofia, Bulgaria	2028	+9y	39 y/o	$804/mo	$803/mo	$241,249
13.	🇰🇪Nairobi, Kenya	2029	+10y	40 y/o	$807/mo	$806/mo	$242,079
14.	🇨🇳Chengdu, China	2029	+10y	40 y/o	$810/mo	$808/mo	$242,908
15.	🇮🇩Medan, Indonesia	2029	+10y	40 y/o	$810/mo	$808/mo	$242,908
16.	🇹🇷Antalya, Turkey	2029	+10y	40 y/o	$811/mo	$810/mo	$243,323
17.	🇻🇳Hanoi, Vietnam	2029	+10y	40 y/o	$822/mo	$821/mo	$246,648
18.	🇧🇷Salvador, Brazil	2029	+10y	40 y/o	$832/mo	$831/mo	$249,563
19.	🇬🇪Tbilisi, Georgia	2029	+10y	40 y/o	$833/mo	$832/mo	$249,980
20.	🇲🇩Chisinau, Moldova	2029	+10y	40 y/o	$836/mo	$835/mo	$250,814
21.	🇹🇼Taichung, Taiwan	2029	+10y	40 y/o	$857/mo	$856/mo	$257,087
22.	🇸🇳Dakar, Senegal	2029	+10y	40 y/o	$863/mo	$861/mo	$258,764
23.	🇧🇷Uberlandia, Brazil	2030	+11y	41 y/o	$893/mo	$892/mo	$268,023
24.	🇵🇾Asuncion, Paraguay	2030	+11y	41 y/o	$899/mo	$898/mo	$269,713
25.	🇲🇲Yangon, Myanmar	2030	+11y	41 y/o	$905/mo	$904/mo	$271,404
26.	🇮🇩Jakarta, Indonesia	2030	+11y	41 y/o	$909/mo	$907/mo	$272,674
27.	🇧🇦Sarajevo, Bosnia	2030	+11y	41 y/o	$909/mo	$908/mo	$272,674
28.	🇨🇱Santiago, Chile	2030	+11y	41 y/o	$916/mo	$914/mo	$274,794
29.	🇨🇳Haikou, China	2030	+11y	41 y/o	$919/mo	$917/mo	$275,642
30.	🇲🇽Mexico City, Mexico	2030	+11y	41 y/o	$919/mo	$917/mo	$275,642
31.	🇹🇷Istanbul, Turkey	2030	+11y	41 y/o	$919/mo	$917/mo	$275,642
32.	🇰🇿Astana, Kazakhstan	2030	+11y	41 y/o	$919/mo	$917/mo	$275,642
33.	🇵🇱Poznan, Poland	2030	+11y	41 y/o	$934/mo	$933/mo	$280,318
34.	🇵🇱Lodz, Poland	2030	+11y	41 y/o	$936/mo	$935/mo	$280,744
35.	🇨🇳Xining, China	2031	+12y	42 y/o	$960/mo	$958/mo	$288,001
36.	🇷🇸Belgrade, Serbia	2031	+12y	42 y/o	$966/mo	$964/mo	$289,713
37.	🇹🇼Tainan, Taiwan	2031	+12y	42 y/o	$967/mo	$966/mo	$290,142
38.	🇧🇷Brasilia, Brazil	2031	+12y	42 y/o	$971/mo	$970/mo	$291,428
39.	🇰🇭Phnom Penh, Cambodia	2031	+12y	42 y/o	$973/mo	$971/mo	$291,857
40.	🇯🇴Amman, Jordan	2031	+12y	42 y/o	$980/mo	$978/mo	$294,004
41.	🇻🇳Da Nang, Vietnam	2031	+12y	42 y/o	$983/mo	$981/mo	$294,864
42.	🇨🇴Cartagena, Colombia	2031	+12y	42 y/o	$987/mo	$986/mo	$296,154
43.	🇲🇦Casablanca, Morocco	2032	+13y	43 y/o	$1,035/mo	$1,034/mo	$310,421
44.	🇺🇦Odessa, Ukraine	2032	+13y	43 y/o	$1,035/mo	$1,033/mo	$310,421
45.	🇧🇷São Paulo, Brazil	2032	+13y	43 y/o	$1,039/mo	$1,038/mo	$311,724
46.	🇷🇼Kigali, Rwanda	2032	+13y	43 y/o	$1,041/mo	$1,039/mo	$312,159
47.	🇨🇺Havana, Cuba	2032	+13y	43 y/o	$1,070/mo	$1,068/mo	$320,882
48.	🇭🇷Zagreb, Croatia	2032	+13y	43 y/o	$1,084/mo	$1,083/mo	$325,262
49.	🇰🇷Jeju Island, South Korea	2032	+13y	43 y/o	$1,093/mo	$1,092/mo	$327,896
50.	🇲🇾Kuala Lumpur, Malaysia	2032	+13y	43 y/o	$1,094/mo	$1,093/mo	$328,336
51.	🇷🇺Saint Petersburg, Russia	2032	+13y	43 y/o	$1,097/mo	$1,096/mo	$329,215
52.	🇺🇦Kiev, Ukraine	2033	+14y	44 y/o	$1,118/mo	$1,116/mo	$335,384
53.	🇵🇱Kraków, Poland	2033	+14y	44 y/o	$1,131/mo	$1,130/mo	$339,364
54.	🇷🇴Bucharest, Romania	2033	+14y	44 y/o	$1,156/mo	$1,155/mo	$346,908
55.	🇵🇱Warsaw, Poland	2034	+15y	45 y/o	$1,183/mo	$1,182/mo	$354,936
56.	🇰🇷Daejeon, South Korea	2034	+15y	45 y/o	$1,195/mo	$1,194/mo	$358,518
57.	🇿🇦Cape Town, South Africa	2034	+15y	45 y/o	$1,201/mo	$1,199/mo	$360,312
58.	🇹🇭Bangkok, Thailand	2034	+15y	45 y/o	$1,213/mo	$1,212/mo	$363,906
59.	🇱🇹Vilnius, Lithuania	2034	+15y	45 y/o	$1,246/mo	$1,244/mo	$373,832
60.	🇱🇻Riga, Latvia	2034	+15y	45 y/o	$1,257/mo	$1,255/mo	$377,003
61.	🇵🇱Wrocław, Poland	2035	+16y	46 y/o	$1,264/mo	$1,263/mo	$379,272
62.	🇩🇪Leipzig, Germany	2035	+16y	46 y/o	$1,273/mo	$1,272/mo	$382,000
63.	🇪🇸Tenerife, Spain	2035	+16y	46 y/o	$1,278/mo	$1,277/mo	$383,365
64.	🇭🇺Budapest, Hungary	2035	+16y	46 y/o	$1,282/mo	$1,281/mo	$384,732
65.	🇨🇦Quebec City, Canada	2035	+16y	46 y/o	$1,301/mo	$1,299/mo	$390,210
66.	🇰🇷Busan, South Korea	2035	+16y	46 y/o	$1,302/mo	$1,301/mo	$390,668
67.	🇰🇷Daegu, South Korea	2036	+17y	47 y/o	$1,342/mo	$1,341/mo	$402,606
68.	🇪🇸Valencia, Spain	2036	+17y	47 y/o	$1,353/mo	$1,351/mo	$405,835
69.	🇨🇦Winnipeg, Canada	2036	+17y	47 y/o	$1,354/mo	$1,353/mo	$406,297
70.	🇯🇵Okayama, Japan	2036	+17y	47 y/o	$1,354/mo	$1,352/mo	$406,297
71.	🇨🇳Shanghai, China	2036	+17y	47 y/o	$1,376/mo	$1,375/mo	$412,777
72.	🇹🇼Taipei, Taiwan	2036	+17y	47 y/o	$1,387/mo	$1,385/mo	$416,027
73.	🇯🇵Kitakyushu, Japan	2036	+17y	47 y/o	$1,393/mo	$1,392/mo	$417,887
74.	🇧🇷Rio de Janeiro, Brazil	2037	+18y	48 y/o	$1,444/mo	$1,442/mo	$433,314
75.	🇩🇪Dresden, Germany	2037	+18y	48 y/o	$1,452/mo	$1,450/mo	$435,665
76.	🇪🇸Malaga, Spain	2037	+18y	48 y/o	$1,469/mo	$1,468/mo	$440,847
77.	🇲🇦Marrakesh, Morocco	2037	+18y	48 y/o	$1,469/mo	$1,468/mo	$440,847
78.	🇨🇦Brampton, Canada	2037	+18y	48 y/o	$1,474/mo	$1,473/mo	$442,263
79.	🇨🇦Ottawa, Canada	2037	+18y	48 y/o	$1,492/mo	$1,490/mo	$447,466
80.	🇯🇵Sendai, Japan	2038	+19y	49 y/o	$1,530/mo	$1,527/mo	$458,876
81.	🇨🇦Edmonton, Canada	2038	+19y	49 y/o	$1,533/mo	$1,531/mo	$459,831
82.	🇪🇸Seville, Spain	2038	+19y	49 y/o	$1,546/mo	$1,543/mo	$463,654
83.	🇨🇿Prague, Czechia	2038	+19y	49 y/o	$1,547/mo	$1,545/mo	$464,132
84.	🇨🇦Montreal, Canada	2038	+19y	49 y/o	$1,571/mo	$1,570/mo	$471,326
85.	🇷🇺Moscow, Russia	2038	+19y	49 y/o	$1,577/mo	$1,575/mo	$473,250
86.	🇵🇹Lisbon, Portugal	2039	+20y	50 y/o	$1,595/mo	$1,594/mo	$478,551
87.	🇨🇦Surrey, Canada	2039	+20y	50 y/o	$1,598/mo	$1,597/mo	$479,517
88.	🇩🇪Stuttgart, Germany	2039	+20y	50 y/o	$1,603/mo	$1,602/mo	$480,967
89.	🇩🇪Cologne, Germany	2039	+20y	50 y/o	$1,640/mo	$1,639/mo	$492,122
90.	🇯🇵Hamamatsu, Japan	2039	+20y	50 y/o	$1,653/mo	$1,652/mo	$496,019
91.	🇬🇷Athens, Greece	2040	+21y	51 y/o	$1,694/mo	$1,693/mo	$508,256
92.	🇰🇷Seoul, South Korea	2040	+21y	51 y/o	$1,694/mo	$1,692/mo	$508,256
93.	🇧🇪Brussels, Belgium	2040	+21y	51 y/o	$1,745/mo	$1,744/mo	$523,553
94.	🇦🇹Vienna, Austria	2040	+21y	51 y/o	$1,747/mo	$1,745/mo	$524,049
95.	🇯🇵Nagoya, Japan	2041	+22y	52 y/o	$1,755/mo	$1,753/mo	$526,529
96.	🇬🇧Leeds, United Kingdom	2041	+22y	52 y/o	$1,768/mo	$1,766/mo	$530,506
97.	🇸🇪Gothenburg, Sweden	2041	+22y	52 y/o	$1,782/mo	$1,779/mo	$534,492
98.	🇬🇧Liverpool, United Kingdom	2041	+22y	52 y/o	$1,792/mo	$1,790/mo	$537,487
99.	🇬🇧Glasgow, United Kingdom	2041	+22y	52 y/o	$1,810/mo	$1,808/mo	$542,992
100.	🇯🇵Kyoto, Japan	2042	+23y	53 y/o	$1,874/mo	$1,871/mo	$562,143
101.	🇯🇵Osaka, Japan	2042	+23y	53 y/o	$1,884/mo	$1,882/mo	$565,186
102.	🇩🇪Frankfurt, Germany	2042	+23y	53 y/o	$1,892/mo	$1,890/mo	$567,726
103.	🇪🇸Barcelona, Spain	2042	+23y	53 y/o	$1,916/mo	$1,914/mo	$574,857
104.	🇬🇧Bristol, United Kingdom	2042	+23y	53 y/o	$1,925/mo	$1,923/mo	$577,411
105.	🇯🇵Fukuoka, Japan	2042	+23y	53 y/o	$1,925/mo	$1,922/mo	$577,411
106.	🇦🇺Gold Coast, Australia	2042	+23y	53 y/o	$1,926/mo	$1,925/mo	$577,922
107.	🇯🇵Kobe, Japan	2043	+24y	54 y/o	$1,962/mo	$1,960/mo	$588,691
108.	🇨🇦Calgary, Canada	2043	+24y	54 y/o	$1,971/mo	$1,969/mo	$591,265
109.	🇬🇧Manchester, United Kingdom	2043	+24y	54 y/o	$1,985/mo	$1,983/mo	$595,391
110.	🇩🇪Berlin, Germany	2044	+25y	55 y/o	$2,033/mo	$2,030/mo	$609,905
111.	🇪🇸Madrid, Spain	2044	+25y	55 y/o	$2,042/mo	$2,039/mo	$612,509
112.	🇯🇵Sapporo, Japan	2045	+26y	56 y/o	$2,122/mo	$2,119/mo	$636,645
113.	🇦🇺Melbourne, Australia	2045	+26y	56 y/o	$2,156/mo	$2,153/mo	$646,707
114.	🇯🇵Okinawa City, Japan	2046	+27y	57 y/o	$2,268/mo	$2,265/mo	$680,467
115.	🇯🇵Kagoshima, Japan	2046	+27y	57 y/o	$2,272/mo	$2,269/mo	$681,549
116.	🇨🇦Toronto, Canada	2046	+27y	57 y/o	$2,286/mo	$2,283/mo	$685,883
117.	🇯🇵Hiroshima, Japan	2047	+28y	58 y/o	$2,350/mo	$2,347/mo	$704,959
118.	🇸🇪Stockholm, Sweden	2047	+28y	58 y/o	$2,359/mo	$2,357/mo	$707,700
119.	🇯🇵Yokohama, Japan	2047	+28y	58 y/o	$2,370/mo	$2,368/mo	$710,994
120.	🇫🇮Helsinki, Finland	2047	+28y	58 y/o	$2,383/mo	$2,381/mo	$714,845
121.	🇨🇦Vancouver, Canada	2048	+29y	59 y/o	$2,399/mo	$2,396/mo	$719,807
122.	🇩🇪Hamburg, Germany	2048	+29y	59 y/o	$2,425/mo	$2,422/mo	$727,551
123.	🇺🇸Portland, United States	2049	+30y	60 y/o	$2,554/mo	$2,551/mo	$766,179
124.	🇸🇬Singapore, Singapore	2049	+30y	60 y/o	$2,560/mo	$2,557/mo	$767,876
125.	🇨🇳Hong Kong, China	2049	+30y	60 y/o	$2,577/mo	$2,573/mo	$772,975
126.	🇦🇺Sydney, Australia	2050	+31y	61 y/o	$2,634/mo	$2,630/mo	$790,069
127.	🇯🇵Tokyo, Japan	2052	+33y	63 y/o	$2,817/mo	$2,814/mo	$845,182
128.	🇫🇷Paris, France	2052	+33y	63 y/o	$2,853/mo	$2,850/mo	$855,795
129.	🇺🇸Seattle, United States	2052	+33y	63 y/o	$2,882/mo	$2,880/mo	$864,681
130.	🇬🇧London, United Kingdom	2053	+34y	64 y/o	$2,910/mo	$2,907/mo	$873,010
131.	🇺🇸Austin, United States	2053	+34y	64 y/o	$2,950/mo	$2,946/mo	$884,966
132.	🇩🇪Munich, Germany	2053	+34y	64 y/o	$2,972/mo	$2,969/mo	$891,571
133.	🇮🇪Dublin, Ireland	2054	+35y	65 y/o	$3,024/mo	$3,022/mo	$907,267
134.	🇺🇸Los Angeles, United States	2058	+39y	69 y/o	$3,524/mo	$3,521/mo	$1,057,177
135.	🇩🇰Copenhagen, Denmark	2059	+40y	70 y/o	$3,567/mo	$3,564/mo	$1,070,195
136.	🇳🇱Amsterdam, Netherlands	2059	+40y	70 y/o	$3,602/mo	$3,598/mo	$1,080,663
137.	🇺🇸New York City, United States	2062	+43y	73 y/o	$3,949/mo	$3,944/mo	$1,184,607
138.	🇺🇸San Francisco, United States	2066	+47y	77 y/o	$4,402/mo	$4,397/mo	$1,320,679

version 0.2

The information provided here for informational purposes only. It should not be considered legal or financial advice. You should consult with an attorney or other professional to determine what may be best for your individual needs. Nomad List does not make any guarantee or other promise as to any results that may be obtained from using our content. No one should make any investment decision without first consulting his or her own financial advisor and conducting his or her own research and due diligence. To the maximum extent permitted by law, Financial Poise disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses. Content contained on or made available through the website is not intended to and does not constitute legal advice or investment advice and no attorney-client relationship is formed. Your use of the information on the website or materials linked from the Web is at your own risk. TERMS AND CONDITIONS APPLY. MOVING TO ANOTHER PLACE WON'T REMOVE YOUR EXISTENTIAL ANGST. DEAL WITH IT 🕶

Current age		Withdrawal rate	%
Current net worth (assets — debt)	$	Debt interest rate	%
Current city		Annual return interest	%
Current monthly income (net after tax)	$	Tax rate on returns	%
Current monthly spending (in Amsterdam)	$	Have a family?	Use cost of living for a family
Personalize? Use your spending in Amsterdam to estimate cost abroad (1.00x)		Fat FIRE?	Retire luxuriously (5x cost)

Nomad List

Financial Independence Calculator

How early can you retire if you move to another place?

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