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How early can you retire if you move to another place?

Financial Independence Calculator

How early can you retire if you move to another place?



Current age    Withdrawal rate     %
Current net worth
(assets — debt)
Debt interest rate     %
Current city     Annual investment return     %
Current monthly income
(net after tax)
Tax rate on investment returns     %
Current monthly spending
(in Fairfax)
Have a family?     Use cost of living for a family
Personalize?    Use your spending in Fairfax to estimate cost abroad (1.00x) Fat FIRE?     Retire luxuriously (5x cost)


RankCityYearIn yearsRetirement age 4% WithdrawalCost of LivingNet worth
1.๐Ÿ‡ฒ๐Ÿ‡ฝPuebla, Mexico2027+8y38 y/o$751/mo$750/mo$225,382
2.๐Ÿ‡จ๐Ÿ‡ณChengdu, China2027+8y38 y/o$753/mo$752/mo$225,818
3.๐Ÿ‡ป๐Ÿ‡ณHo Chi Minh City, Vietnam2027+8y38 y/o$756/mo$754/mo$226,690
4.๐Ÿ‡ง๐Ÿ‡ทRecife, Brazil2028+9y39 y/o$760/mo$759/mo$228,000
5.๐Ÿ‡น๐Ÿ‡ผKaohsiung, Taiwan2028+9y39 y/o$772/mo$771/mo$231,501
6.๐Ÿ‡ท๐Ÿ‡บKrasnodar, Russia2028+9y39 y/o$780/mo$779/mo$234,134
7.๐Ÿ‡ฌ๐Ÿ‡ชTbilisi, Georgia2028+9y39 y/o$782/mo$780/mo$234,573
8.๐Ÿ‡ฆ๐Ÿ‡ฟBaku, Azerbaijan2028+9y39 y/o$791/mo$790/mo$237,213
9.๐Ÿ‡ฐ๐Ÿ‡ชNairobi, Kenya2028+9y39 y/o$791/mo$789/mo$237,213
10.๐Ÿ‡ฒ๐Ÿ‡ฉChisinau, Moldova2028+9y39 y/o$791/mo$789/mo$237,213
11.๐Ÿ‡ป๐Ÿ‡ณHanoi, Vietnam2028+9y39 y/o$800/mo$799/mo$239,860
12.๐Ÿ‡ง๐Ÿ‡ฌSofia, Bulgaria2028+9y39 y/o$800/mo$799/mo$239,860
13.๐Ÿ‡ฒ๐Ÿ‡ฝGuanajuato, Mexico2028+9y39 y/o$804/mo$803/mo$241,186
14.๐Ÿ‡จ๐Ÿ‡ณShenyang, China2028+9y39 y/o$810/mo$808/mo$242,956
15.๐Ÿ‡ต๐Ÿ‡พAsuncion, Paraguay2028+9y39 y/o$811/mo$810/mo$243,399
16.๐Ÿ‡ง๐Ÿ‡พMinsk, Belarus2028+9y39 y/o$817/mo$816/mo$245,173
17.๐Ÿ‡จ๐Ÿ‡ฑSantiago, Chile2028+9y39 y/o$817/mo$816/mo$245,173
18.๐Ÿ‡ฎ๐Ÿ‡ฉMedan, Indonesia2028+9y39 y/o$819/mo$817/mo$245,617
19.๐Ÿ‡ง๐Ÿ‡ทSalvador, Brazil2028+9y39 y/o$823/mo$822/mo$246,949
20.๐Ÿ‡ฎ๐Ÿ‡ฉJakarta, Indonesia2028+9y39 y/o$828/mo$826/mo$248,284
21.๐Ÿ‡ธ๐Ÿ‡ณDakar, Senegal2028+9y39 y/o$831/mo$830/mo$249,174
22.๐Ÿ‡ฐ๐Ÿ‡ฟAlmaty, Kazakhstan2029+10y40 y/o$835/mo$833/mo$250,511
23.๐Ÿ‡น๐Ÿ‡ทIstanbul, Turkey2029+10y40 y/o$835/mo$833/mo$250,511
24.๐Ÿ‡ง๐Ÿ‡ฆSarajevo, Bosnia2029+10y40 y/o$841/mo$840/mo$252,296
25.๐Ÿ‡จ๐Ÿ‡ณFoshan, China2029+10y40 y/o$856/mo$855/mo$256,772
26.๐Ÿ‡น๐Ÿ‡ผTaichung, Taiwan2029+10y40 y/o$859/mo$858/mo$257,669
27.๐Ÿ‡จ๐Ÿ‡ณFushun, China2029+10y40 y/o$862/mo$860/mo$258,567
28.๐Ÿ‡ป๐Ÿ‡ณDa Nang, Vietnam2029+10y40 y/o$865/mo$864/mo$259,466
29.๐Ÿ‡ต๐Ÿ‡ญPalawan, Philippines2029+10y40 y/o$865/mo$863/mo$259,466
30.๐Ÿ‡ฒ๐Ÿ‡ฒYangon, Myanmar2029+10y40 y/o$866/mo$865/mo$259,916
31.๐Ÿ‡จ๐Ÿ‡ณHarbin, China2029+10y40 y/o$883/mo$881/mo$264,873
32.๐Ÿ‡จ๐Ÿ‡ณJiangmen, China2029+10y40 y/o$898/mo$897/mo$269,400
33.๐Ÿ‡ง๐Ÿ‡ทBrasilia, Brazil2029+10y40 y/o$907/mo$906/mo$272,124
34.๐Ÿ‡ฟ๐Ÿ‡ฆPort Elizabeth, South Africa2029+10y40 y/o$907/mo$906/mo$272,124
35.๐Ÿ‡ต๐Ÿ‡ฑPoznan, Poland2030+11y41 y/o$921/mo$919/mo$276,223
36.๐Ÿ‡ฒ๐Ÿ‡ฝMexico City, Mexico2030+11y41 y/o$921/mo$919/mo$276,223
37.๐Ÿ‡ฟ๐Ÿ‡ฆPretoria, South Africa2030+11y41 y/o$925/mo$924/mo$277,593
38.๐Ÿ‡จ๐Ÿ‡ณFuzhou, China2030+11y41 y/o$927/mo$926/mo$278,050
39.๐Ÿ‡ฏ๐Ÿ‡ดAmman, Jordan2030+11y41 y/o$933/mo$931/mo$279,880
40.๐Ÿ‡ต๐Ÿ‡ญManila, Philippines2030+11y41 y/o$944/mo$942/mo$283,088
41.๐Ÿ‡จ๐Ÿ‡ฒDouala, Cameroon2030+11y41 y/o$964/mo$962/mo$289,072
42.๐Ÿ‡ท๐Ÿ‡ธBelgrade, Serbia2030+11y41 y/o$970/mo$969/mo$290,919
43.๐Ÿ‡ง๐Ÿ‡ทSรฃo Paulo, Brazil2030+11y41 y/o$990/mo$988/mo$296,943
44.๐Ÿ‡ท๐Ÿ‡ผKigali, Rwanda2030+11y41 y/o$990/mo$989/mo$296,943
45.๐Ÿ‡ท๐Ÿ‡ดBucharest, Romania2031+12y42 y/o$1,004/mo$1,003/mo$301,133
46.๐Ÿ‡ฒ๐Ÿ‡ฆCasablanca, Morocco2031+12y42 y/o$1,008/mo$1,007/mo$302,532
47.๐Ÿ‡ฟ๐Ÿ‡ฆJohannesburg, South Africa2031+12y42 y/o$1,010/mo$1,008/mo$302,999
48.๐Ÿ‡ฒ๐Ÿ‡ฆTangier, Morocco2031+12y42 y/o$1,015/mo$1,013/mo$304,401
49.๐Ÿ‡จ๐Ÿ‡ดCartagena, Colombia2031+12y42 y/o$1,026/mo$1,024/mo$307,679
50.๐Ÿ‡ญ๐Ÿ‡บBudapest, Hungary2031+12y42 y/o$1,026/mo$1,024/mo$307,679
51.๐Ÿ‡ฐ๐Ÿ‡ญPhnom Penh, Cambodia2031+12y42 y/o$1,037/mo$1,035/mo$310,967
52.๐Ÿ‡ต๐Ÿ‡ฑLodz, Poland2031+12y42 y/o$1,038/mo$1,037/mo$311,437
53.๐Ÿ‡จ๐Ÿ‡ณHaikou, China2031+12y42 y/o$1,041/mo$1,040/mo$312,378
54.๐Ÿ‡บ๐Ÿ‡พMontevideo, Uruguay2031+12y42 y/o$1,052/mo$1,050/mo$315,679
55.๐Ÿ‡ฉ๐Ÿ‡ดSanto Domingo, Dominican Republic2031+12y42 y/o$1,062/mo$1,060/mo$318,515
56.๐Ÿ‡จ๐Ÿ‡บHavana, Cuba2031+12y42 y/o$1,062/mo$1,060/mo$318,515
57.๐Ÿ‡ท๐Ÿ‡บSaint Petersburg, Russia2031+12y42 y/o$1,071/mo$1,070/mo$321,358
58.๐Ÿ‡ญ๐Ÿ‡ทZagreb, Croatia2032+13y43 y/o$1,076/mo$1,074/mo$322,782
59.๐Ÿ‡ฒ๐Ÿ‡พKuala Lumpur, Malaysia2032+13y43 y/o$1,078/mo$1,076/mo$323,258
60.๐Ÿ‡ฐ๐Ÿ‡ทJeju Island, South Korea2032+13y43 y/o$1,079/mo$1,077/mo$323,733
61.๐Ÿ‡ฏ๐Ÿ‡ฒKingston, Jamaica2032+13y43 y/o$1,085/mo$1,084/mo$325,636
62.๐Ÿ‡จ๐Ÿ‡ณGuangzhou, China2032+13y43 y/o$1,098/mo$1,096/mo$329,452
63.๐Ÿ‡จ๐Ÿ‡ฆQuebec City, Canada2032+13y43 y/o$1,117/mo$1,115/mo$335,198
64.๐Ÿ‡ฐ๐Ÿ‡ทDaejeon, South Korea2032+13y43 y/o$1,146/mo$1,144/mo$343,870
65.๐Ÿ‡จ๐Ÿ‡ณShenzhen, China2033+14y44 y/o$1,175/mo$1,173/mo$352,604
66.๐Ÿ‡จ๐Ÿ‡ณDalian, China2033+14y44 y/o$1,190/mo$1,189/mo$356,995
67.๐Ÿ‡น๐Ÿ‡ญBangkok, Thailand2033+14y44 y/o$1,211/mo$1,209/mo$363,366
68.๐Ÿ‡ฟ๐Ÿ‡ฆCape Town, South Africa2033+14y44 y/o$1,218/mo$1,216/mo$365,333
69.๐Ÿ‡ช๐Ÿ‡ธTenerife, Spain2033+14y44 y/o$1,224/mo$1,223/mo$367,303
70.๐Ÿ‡ท๐Ÿ‡บKrasnoyarsk, Russia2034+15y45 y/o$1,246/mo$1,244/mo$373,728
71.๐Ÿ‡ฑ๐Ÿ‡นVilnius, Lithuania2034+15y45 y/o$1,249/mo$1,248/mo$374,720
72.๐Ÿ‡ฒ๐Ÿ‡ฆRabat, Morocco2034+15y45 y/o$1,276/mo$1,274/mo$382,680
73.๐Ÿ‡ฑ๐Ÿ‡ปRiga, Latvia2034+15y45 y/o$1,279/mo$1,278/mo$383,679
74.๐Ÿ‡ฎ๐Ÿ‡นPalermo, Italy2034+15y45 y/o$1,284/mo$1,283/mo$385,178
75.๐Ÿ‡ต๐Ÿ‡ฑKrakรณw, Poland2034+15y45 y/o$1,302/mo$1,300/mo$390,692
76.๐Ÿ‡ฐ๐Ÿ‡ทBusan, South Korea2034+15y45 y/o$1,306/mo$1,304/mo$391,697
77.๐Ÿ‡ช๐Ÿ‡ธValencia, Spain2034+15y45 y/o$1,319/mo$1,317/mo$395,725
78.๐Ÿ‡ฏ๐Ÿ‡ตKitakyushu, Japan2034+15y45 y/o$1,321/mo$1,319/mo$396,230
79.๐Ÿ‡ต๐Ÿ‡ญMakati, Philippines2034+15y45 y/o$1,322/mo$1,321/mo$396,735
80.๐Ÿ‡ฏ๐Ÿ‡ตOkayama, Japan2034+15y45 y/o$1,326/mo$1,324/mo$397,745
81.๐Ÿ‡น๐Ÿ‡ผTainan, Taiwan2035+16y46 y/o$1,339/mo$1,338/mo$401,793
82.๐Ÿ‡ช๐Ÿ‡ธMalaga, Spain2035+16y46 y/o$1,401/mo$1,398/mo$420,171
83.๐Ÿ‡ฉ๐Ÿ‡ชDresden, Germany2035+16y46 y/o$1,401/mo$1,399/mo$420,171
84.๐Ÿ‡จ๐Ÿ‡ณShanghai, China2035+16y46 y/o$1,404/mo$1,403/mo$421,199
85.๐Ÿ‡ฒ๐Ÿ‡ฆMarrakesh, Morocco2035+16y46 y/o$1,407/mo$1,406/mo$422,229
86.๐Ÿ‡ฐ๐Ÿ‡ทDaegu, South Korea2035+16y46 y/o$1,416/mo$1,415/mo$424,807
87.๐Ÿ‡ต๐Ÿ‡นLisbon, Portugal2036+17y47 y/o$1,428/mo$1,426/mo$428,425
88.๐Ÿ‡ต๐Ÿ‡ฑWrocล‚aw, Poland2036+17y47 y/o$1,440/mo$1,438/mo$432,052
89.๐Ÿ‡จ๐Ÿ‡ฆMontreal, Canada2036+17y47 y/o$1,444/mo$1,442/mo$433,091
90.๐Ÿ‡จ๐Ÿ‡ฆOttawa, Canada2036+17y47 y/o$1,447/mo$1,446/mo$434,130
91.๐Ÿ‡บ๐Ÿ‡ฆKiev, Ukraine2036+17y47 y/o$1,466/mo$1,464/mo$439,861
92.๐Ÿ‡จ๐Ÿ‡ฟPrague, Czechia2036+17y47 y/o$1,480/mo$1,478/mo$444,045
93.๐Ÿ‡ง๐Ÿ‡ทRio de Janeiro, Brazil2036+17y47 y/o$1,480/mo$1,478/mo$444,045
94.๐Ÿ‡ต๐Ÿ‡ฑWarsaw, Poland2036+17y47 y/o$1,480/mo$1,479/mo$444,045
95.๐Ÿ‡จ๐Ÿ‡ฆEdmonton, Canada2037+18y48 y/o$1,513/mo$1,511/mo$454,035
96.๐Ÿ‡น๐Ÿ‡ผTaipei, Taiwan2037+18y48 y/o$1,536/mo$1,535/mo$460,915
97.๐Ÿ‡ช๐Ÿ‡ธSeville, Spain2037+18y48 y/o$1,540/mo$1,538/mo$461,977
98.๐Ÿ‡ฌ๐Ÿ‡ทAthens, Greece2037+18y48 y/o$1,545/mo$1,544/mo$463,571
99.๐Ÿ‡ฆ๐Ÿ‡ชSharjah, United Arab Emirates2037+18y48 y/o$1,568/mo$1,567/mo$470,501
100.๐Ÿ‡ฉ๐Ÿ‡ชStuttgart, Germany2037+18y48 y/o$1,597/mo$1,595/mo$479,080
101.๐Ÿ‡ฏ๐Ÿ‡ตHamamatsu, Japan2038+19y49 y/o$1,620/mo$1,618/mo$486,091
102.๐Ÿ‡ท๐Ÿ‡บMoscow, Russia2038+19y49 y/o$1,622/mo$1,620/mo$486,632
103.๐Ÿ‡ฉ๐Ÿ‡ชCologne, Germany2038+19y49 y/o$1,664/mo$1,661/mo$499,131
104.๐Ÿ‡ฎ๐Ÿ‡นGenoa, Italy2038+19y49 y/o$1,667/mo$1,666/mo$500,224
105.๐Ÿ‡ฏ๐Ÿ‡ตSendai, Japan2039+20y50 y/o$1,719/mo$1,717/mo$515,610
106.๐Ÿ‡ฐ๐Ÿ‡ทSeoul, South Korea2039+20y50 y/o$1,724/mo$1,723/mo$517,269
107.๐Ÿ‡ฆ๐Ÿ‡บAdelaide, Australia2039+20y50 y/o$1,741/mo$1,739/mo$522,257
108.๐Ÿ‡ธ๐Ÿ‡ชGothenburg, Sweden2039+20y50 y/o$1,743/mo$1,740/mo$522,813
109.๐Ÿ‡ฏ๐Ÿ‡ตOsaka, Japan2039+20y50 y/o$1,752/mo$1,750/mo$525,593
110.๐Ÿ‡ฏ๐Ÿ‡ตNagoya, Japan2039+20y50 y/o$1,759/mo$1,757/mo$527,821
111.๐Ÿ‡จ๐Ÿ‡ณMacau, China2039+20y50 y/o$1,787/mo$1,785/mo$536,210
112.๐Ÿ‡บ๐Ÿ‡ธAlbuquerque, United States2040+21y51 y/o$1,799/mo$1,796/mo$539,579
113.๐Ÿ‡ฉ๐Ÿ‡ชFrankfurt, Germany2040+21y51 y/o$1,825/mo$1,822/mo$547,473
114.๐Ÿ‡ช๐Ÿ‡ธBarcelona, Spain2040+21y51 y/o$1,838/mo$1,836/mo$551,436
115.๐Ÿ‡ฉ๐Ÿ‡ชBerlin, Germany2040+21y51 y/o$1,870/mo$1,868/mo$561,109
116.๐Ÿ‡บ๐Ÿ‡ธDallas, United States2041+22y52 y/o$1,901/mo$1,899/mo$570,273
117.๐Ÿ‡จ๐Ÿ‡ฆCalgary, Canada2041+22y52 y/o$1,909/mo$1,906/mo$572,574
118.๐Ÿ‡ฌ๐Ÿ‡งGlasgow, United Kingdom2041+22y52 y/o$1,918/mo$1,916/mo$575,454
119.๐Ÿ‡ฏ๐Ÿ‡ตKobe, Japan2041+22y52 y/o$1,922/mo$1,920/mo$576,608
120.๐Ÿ‡ณ๐Ÿ‡ฟAuckland, New Zealand2041+22y52 y/o$1,934/mo$1,932/mo$580,075
121.๐Ÿ‡ฆ๐Ÿ‡นVienna, Austria2041+22y52 y/o$1,972/mo$1,970/mo$591,693
122.๐Ÿ‡ฏ๐Ÿ‡ตOkinawa City, Japan2041+22y52 y/o$1,986/mo$1,983/mo$595,781
123.๐Ÿ‡ฆ๐Ÿ‡บGold Coast, Australia2042+23y53 y/o$2,039/mo$2,036/mo$611,659
124.๐Ÿ‡ฏ๐Ÿ‡ตFukuoka, Japan2042+23y53 y/o$2,061/mo$2,059/mo$618,177
125.๐Ÿ‡บ๐Ÿ‡ธLas Vegas, United States2042+23y53 y/o$2,074/mo$2,072/mo$622,340
126.๐Ÿ‡ฆ๐Ÿ‡บBrisbane, Australia2042+23y53 y/o$2,076/mo$2,075/mo$622,936
127.๐Ÿ‡บ๐Ÿ‡ธSan Antonio, United States2042+23y53 y/o$2,096/mo$2,094/mo$628,906
128.๐Ÿ‡ฏ๐Ÿ‡ตHiroshima, Japan2043+24y54 y/o$2,138/mo$2,136/mo$641,521
129.๐Ÿ‡ฏ๐Ÿ‡ตSapporo, Japan2043+24y54 y/o$2,142/mo$2,139/mo$642,728
130.๐Ÿ‡ฆ๐Ÿ‡บMelbourne, Australia2043+24y54 y/o$2,167/mo$2,165/mo$649,991
131.๐Ÿ‡จ๐Ÿ‡ฆToronto, Canada2043+24y54 y/o$2,175/mo$2,172/mo$652,420
132.๐Ÿ‡จ๐Ÿ‡ฆVancouver, Canada2044+25y55 y/o$2,205/mo$2,202/mo$661,562
133.๐Ÿ‡ธ๐Ÿ‡ชStockholm, Sweden2044+25y55 y/o$2,234/mo$2,231/mo$670,145
134.๐Ÿ‡ญ๐Ÿ‡ฐHong Kong, Hong Kong2045+26y56 y/o$2,331/mo$2,329/mo$699,316
135.๐Ÿ‡ช๐Ÿ‡ธMadrid, Spain2045+26y56 y/o$2,365/mo$2,363/mo$709,373
136.๐Ÿ‡ถ๐Ÿ‡ฆDoha, Qatar2045+26y56 y/o$2,384/mo$2,381/mo$715,058
137.๐Ÿ‡ฏ๐Ÿ‡ตKagoshima, Japan2045+26y56 y/o$2,388/mo$2,385/mo$716,324
138.๐Ÿ‡บ๐Ÿ‡ธPortland, United States2046+27y57 y/o$2,445/mo$2,442/mo$733,519
139.๐Ÿ‡ซ๐Ÿ‡ทParis, France2046+27y57 y/o$2,449/mo$2,447/mo$734,800
140.๐Ÿ‡ฌ๐Ÿ‡งBristol, United Kingdom2046+27y57 y/o$2,518/mo$2,516/mo$755,438
141.๐Ÿ‡ฏ๐Ÿ‡ตKyoto, Japan2047+28y58 y/o$2,531/mo$2,529/mo$759,338
142.๐Ÿ‡ฏ๐Ÿ‡ตYokohama, Japan2047+28y58 y/o$2,549/mo$2,545/mo$764,552
143.๐Ÿ‡ฉ๐Ÿ‡ชMunich, Germany2047+28y58 y/o$2,562/mo$2,558/mo$768,473
144.๐Ÿ‡ธ๐Ÿ‡ฌSingapore, Singapore2047+28y58 y/o$2,594/mo$2,591/mo$778,318
145.๐Ÿ‡ฆ๐Ÿ‡บPerth, Australia2047+28y58 y/o$2,634/mo$2,631/mo$790,211
146.๐Ÿ‡ฏ๐Ÿ‡ตTokyo, Japan2047+28y58 y/o$2,636/mo$2,633/mo$790,874
147.๐Ÿ‡ฎ๐Ÿ‡นRome, Italy2048+29y59 y/o$2,647/mo$2,645/mo$794,195
148.๐Ÿ‡บ๐Ÿ‡ธSeattle, United States2048+29y59 y/o$2,672/mo$2,669/mo$801,523
149.๐Ÿ‡ฆ๐Ÿ‡บSydney, Australia2049+30y60 y/o$2,789/mo$2,785/mo$836,607
150.๐Ÿ‡บ๐Ÿ‡ธAustin, United States2049+30y60 y/o$2,855/mo$2,851/mo$856,494
151.๐Ÿ‡บ๐Ÿ‡ธSan Diego, United States2050+31y61 y/o$2,962/mo$2,959/mo$888,520
152.๐Ÿ‡บ๐Ÿ‡ธBoston, United States2052+33y63 y/o$3,184/mo$3,181/mo$955,106
153.๐Ÿ‡ฌ๐Ÿ‡งLondon, United Kingdom2053+34y64 y/o$3,267/mo$3,264/mo$980,078
154.๐Ÿ‡ฉ๐Ÿ‡ฐCopenhagen, Denmark2053+34y64 y/o$3,334/mo$3,330/mo$1,000,154
155.๐Ÿ‡บ๐Ÿ‡ธWashington, United States2053+34y64 y/o$3,346/mo$3,344/mo$1,003,896
156.๐Ÿ‡บ๐Ÿ‡ธLos Angeles, United States2054+35y65 y/o$3,462/mo$3,459/mo$1,038,675
157.๐Ÿ‡ณ๐Ÿ‡ฑAmsterdam, Netherlands2054+35y65 y/o$3,465/mo$3,461/mo$1,039,438
158.๐Ÿ‡บ๐Ÿ‡ธNew York City, United States2057+38y68 y/o$3,856/mo$3,852/mo$1,156,663
159.๐Ÿ‡บ๐Ÿ‡ธSan Francisco, United States2058+39y69 y/o$4,047/mo$4,044/mo$1,214,210



version 0.2

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