Financial Independence Calculator

How early can you retire if you move to another place?

Rank	City	Year	In years	Retirement age	4% Withdrawal	Cost of Living	Net worth
1.	🇦🇷Buenos Aires, Argentina	2028	+9y	39 y/o	$755/mo	$753/mo	$226,404
2.	🇪🇨Quito, Ecuador	2028	+9y	39 y/o	$766/mo	$765/mo	$229,690
3.	🇻🇳Ho Chi Minh City, Vietnam	2028	+9y	39 y/o	$766/mo	$765/mo	$229,690
4.	🇲🇽Cancun, Mexico	2028	+9y	39 y/o	$774/mo	$773/mo	$232,159
5.	🇮🇩Canggu, Indonesia	2028	+9y	39 y/o	$775/mo	$774/mo	$232,571
6.	🇺🇦Lviv, Ukraine	2029	+10y	40 y/o	$810/mo	$808/mo	$242,908
7.	🇨🇴Medellín, Colombia	2029	+10y	40 y/o	$822/mo	$821/mo	$246,648
8.	🇹🇷Antalya, Turkey	2029	+10y	40 y/o	$828/mo	$827/mo	$248,313
9.	🇧🇾Minsk, Belarus	2029	+10y	40 y/o	$830/mo	$829/mo	$249,146
10.	🇦🇲Yerevan, Armenia	2029	+10y	40 y/o	$832/mo	$831/mo	$249,563
11.	🇲🇩Chisinau, Moldova	2029	+10y	40 y/o	$843/mo	$842/mo	$252,902
12.	🇧🇬Sofia, Bulgaria	2029	+10y	40 y/o	$849/mo	$848/mo	$254,575
13.	🇬🇪Tbilisi, Georgia	2029	+10y	40 y/o	$854/mo	$853/mo	$256,249
14.	🇻🇳Da Nang, Vietnam	2030	+11y	41 y/o	$906/mo	$905/mo	$271,828
15.	🇵🇱Poznan, Poland	2030	+11y	41 y/o	$929/mo	$927/mo	$278,616
16.	🇹🇷Istanbul, Turkey	2030	+11y	41 y/o	$936/mo	$935/mo	$280,744
17.	🇲🇲Yangon, Myanmar	2030	+11y	41 y/o	$947/mo	$946/mo	$284,154
18.	🇲🇽Mexico City, Mexico	2031	+12y	42 y/o	$960/mo	$959/mo	$288,001
19.	🇵🇱Lodz, Poland	2031	+12y	42 y/o	$986/mo	$984/mo	$295,724
20.	🇷🇸Belgrade, Serbia	2031	+12y	42 y/o	$986/mo	$985/mo	$295,724
21.	🇹🇼Tainan, Taiwan	2031	+12y	42 y/o	$1,023/mo	$1,022/mo	$306,950
22.	🇭🇺Budapest, Hungary	2032	+13y	43 y/o	$1,074/mo	$1,072/mo	$322,195
23.	🇲🇦Casablanca, Morocco	2032	+13y	43 y/o	$1,075/mo	$1,074/mo	$322,632
24.	🇺🇦Kiev, Ukraine	2032	+13y	43 y/o	$1,096/mo	$1,095/mo	$328,775
25.	🇷🇴Bucharest, Romania	2033	+14y	44 y/o	$1,106/mo	$1,105/mo	$331,856
26.	🇧🇷São Paulo, Brazil	2033	+14y	44 y/o	$1,124/mo	$1,122/mo	$337,152
27.	🇭🇷Zagreb, Croatia	2033	+14y	44 y/o	$1,149/mo	$1,147/mo	$344,685
28.	🇲🇾Kuala Lumpur, Malaysia	2033	+14y	44 y/o	$1,150/mo	$1,149/mo	$345,129
29.	🇰🇷Daejeon, South Korea	2034	+15y	45 y/o	$1,183/mo	$1,181/mo	$354,936
30.	🇵🇱Kraków, Poland	2034	+15y	45 y/o	$1,195/mo	$1,193/mo	$358,518
31.	🇵🇱Warsaw, Poland	2034	+15y	45 y/o	$1,204/mo	$1,202/mo	$361,209
32.	🇹🇭Bangkok, Thailand	2034	+15y	45 y/o	$1,218/mo	$1,216/mo	$365,256
33.	🇰🇷Jeju Island, South Korea	2034	+15y	45 y/o	$1,222/mo	$1,220/mo	$366,607
34.	🇷🇺Saint Petersburg, Russia	2034	+15y	45 y/o	$1,224/mo	$1,222/mo	$367,057
35.	🇪🇸Tenerife, Spain	2035	+16y	46 y/o	$1,261/mo	$1,260/mo	$378,364
36.	🇱🇹Vilnius, Lithuania	2035	+16y	46 y/o	$1,316/mo	$1,315/mo	$394,790
37.	🇯🇵Okayama, Japan	2036	+17y	47 y/o	$1,337/mo	$1,336/mo	$401,224
38.	🇯🇵Kitakyushu, Japan	2036	+17y	47 y/o	$1,376/mo	$1,375/mo	$412,777
39.	🇪🇸Valencia, Spain	2036	+17y	47 y/o	$1,381/mo	$1,379/mo	$414,169
40.	🇵🇱Wrocław, Poland	2036	+17y	47 y/o	$1,390/mo	$1,388/mo	$416,957
41.	🇯🇵Sendai, Japan	2036	+17y	47 y/o	$1,396/mo	$1,395/mo	$418,818
42.	🇰🇷Busan, South Korea	2036	+17y	47 y/o	$1,412/mo	$1,410/mo	$423,480
43.	🇯🇵Kagoshima, Japan	2036	+17y	47 y/o	$1,418/mo	$1,416/mo	$425,349
44.	🇹🇼Taipei, Taiwan	2037	+18y	48 y/o	$1,444/mo	$1,442/mo	$433,314
45.	🇨🇳Shanghai, China	2037	+18y	48 y/o	$1,449/mo	$1,447/mo	$434,724
46.	🇩🇪Dresden, Germany	2037	+18y	48 y/o	$1,471/mo	$1,470/mo	$441,319
47.	🇧🇷Rio de Janeiro, Brazil	2038	+19y	49 y/o	$1,544/mo	$1,542/mo	$463,175
48.	🇵🇹Lisbon, Portugal	2039	+20y	50 y/o	$1,627/mo	$1,625/mo	$488,233
49.	🇯🇵Hamamatsu, Japan	2039	+20y	50 y/o	$1,634/mo	$1,632/mo	$490,176
50.	🇨🇿Prague, Czechia	2040	+21y	51 y/o	$1,688/mo	$1,686/mo	$506,292
51.	🇷🇺Moscow, Russia	2040	+21y	51 y/o	$1,704/mo	$1,702/mo	$511,206
52.	🇦🇹Vienna, Austria	2041	+22y	52 y/o	$1,758/mo	$1,757/mo	$527,523
53.	🇰🇷Seoul, South Korea	2041	+22y	52 y/o	$1,775/mo	$1,773/mo	$532,498
54.	🇯🇵Kobe, Japan	2041	+22y	52 y/o	$1,788/mo	$1,787/mo	$536,488
55.	🇨🇦Montreal, Canada	2041	+22y	52 y/o	$1,802/mo	$1,799/mo	$540,488
56.	🇯🇵Nagoya, Japan	2041	+22y	52 y/o	$1,805/mo	$1,803/mo	$541,489
57.	🇸🇪Gothenburg, Sweden	2041	+22y	52 y/o	$1,813/mo	$1,812/mo	$543,995
58.	🇬🇧Liverpool, United Kingdom	2041	+22y	52 y/o	$1,815/mo	$1,813/mo	$544,496
59.	🇩🇪Cologne, Germany	2042	+23y	53 y/o	$1,921/mo	$1,919/mo	$576,389
60.	🇯🇵Osaka, Japan	2042	+23y	53 y/o	$1,925/mo	$1,922/mo	$577,411
61.	🇪🇸Madrid, Spain	2043	+24y	54 y/o	$2,011/mo	$2,009/mo	$603,152
62.	🇪🇸Barcelona, Spain	2043	+24y	54 y/o	$2,014/mo	$2,011/mo	$604,189
63.	🇩🇪Berlin, Germany	2044	+25y	55 y/o	$2,045/mo	$2,043/mo	$613,552
64.	🇯🇵Sapporo, Japan	2044	+25y	55 y/o	$2,096/mo	$2,093/mo	$628,739
65.	🇯🇵Kyoto, Japan	2044	+25y	55 y/o	$2,098/mo	$2,095/mo	$629,265
66.	🇯🇵Fukuoka, Japan	2046	+27y	57 y/o	$2,218/mo	$2,215/mo	$665,387
67.	🇯🇵Okinawa City, Japan	2046	+27y	57 y/o	$2,239/mo	$2,237/mo	$671,835
68.	🇦🇺Melbourne, Australia	2046	+27y	57 y/o	$2,263/mo	$2,260/mo	$678,846
69.	🇯🇵Hiroshima, Japan	2047	+28y	58 y/o	$2,321/mo	$2,318/mo	$696,215
70.	🇯🇵Yokohama, Japan	2047	+28y	58 y/o	$2,341/mo	$2,339/mo	$702,222
71.	🇫🇮Helsinki, Finland	2048	+29y	59 y/o	$2,442/mo	$2,440/mo	$732,546
72.	🇸🇪Stockholm, Sweden	2048	+29y	59 y/o	$2,459/mo	$2,456/mo	$737,554
73.	🇨🇳Hong Kong, China	2050	+31y	61 y/o	$2,641/mo	$2,638/mo	$792,359
74.	🇫🇷Paris, France	2050	+31y	61 y/o	$2,656/mo	$2,653/mo	$796,948
75.	🇸🇬Singapore, Singapore	2050	+31y	61 y/o	$2,666/mo	$2,663/mo	$799,821
76.	🇩🇪Munich, Germany	2050	+31y	61 y/o	$2,670/mo	$2,668/mo	$800,971
77.	🇯🇵Tokyo, Japan	2052	+33y	63 y/o	$2,882/mo	$2,880/mo	$864,681
78.	🇬🇧London, United Kingdom	2054	+35y	65 y/o	$3,040/mo	$3,037/mo	$912,120
79.	🇩🇰Copenhagen, Denmark	2059	+40y	70 y/o	$3,574/mo	$3,570/mo	$1,072,154
80.	🇺🇸Los Angeles, United States	2059	+40y	70 y/o	$3,600/mo	$3,596/mo	$1,080,007
81.	🇳🇱Amsterdam, Netherlands	2059	+40y	70 y/o	$3,642/mo	$3,639/mo	$1,092,498
82.	🇺🇸New York City, United States	2063	+44y	74 y/o	$4,018/mo	$4,013/mo	$1,205,266
83.	🇺🇸San Francisco, United States	2068	+49y	79 y/o	$4,677/mo	$4,674/mo	$1,403,174

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The information provided here for informational purposes only. It should not be considered legal or financial advice. You should consult with an attorney or other professional to determine what may be best for your individual needs. Nomad List does not make any guarantee or other promise as to any results that may be obtained from using our content. No one should make any investment decision without first consulting his or her own financial advisor and conducting his or her own research and due diligence. To the maximum extent permitted by law, Financial Poise disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses. Content contained on or made available through the website is not intended to and does not constitute legal advice or investment advice and no attorney-client relationship is formed. Your use of the information on the website or materials linked from the Web is at your own risk. TERMS AND CONDITIONS APPLY. MOVING TO ANOTHER PLACE WON'T REMOVE YOUR EXISTENTIAL ANGST. DEAL WITH IT 🕶

Current age		Withdrawal rate	%
Current net worth (assets — debt)	$	Debt interest rate	%
Current city		Annual return interest	%
Current monthly income (net after tax)	$	Tax rate on returns	%
Current monthly spending (in Amsterdam)	$	Have a family?	Use cost of living for a family
Personalize? Use your spending in Amsterdam to estimate cost abroad (1.00x)		Fat FIRE?	Retire luxuriously (5x cost)