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How early can you retire if you move to another place?

Financial Independence Calculator

You can retire today in ๐Ÿ‡ง๐Ÿ‡ท Brasilia, Brazil with $160,000 net worth



Current age    Withdrawal rate     %
Current net worth
(assets — debt)
Debt interest rate     %
Current city     Annual return interest     %
Current monthly income
(net after tax)
Tax rate on returns     %
Current monthly spending
(in Cabo San Lucas)
Have a family?     Use cost of living for a family
Personalize?    Use your spending in Cabo San Lucas to estimate cost abroad (0.54x) Fat FIRE?     Retire luxuriously (5x cost)


RankCityYearIn yearsRetirement age 4% WithdrawalCost of Living (for you)Net worth
1.๐Ÿ‡ง๐Ÿ‡ทBrasilia, Brazil2019now32 y/o$533/mo$501/mo$160,000
2.๐Ÿ‡จ๐Ÿ‡ฑSantiago, Chile2019now32 y/o$533/mo$481/mo$160,000
3.๐Ÿ‡ฒ๐Ÿ‡ฝGuanajuato, Mexico2019now32 y/o$533/mo$433/mo$160,000
4.๐Ÿ‡น๐Ÿ‡ทIstanbul, Turkey2019now32 y/o$533/mo$441/mo$160,000
5.๐Ÿ‡จ๐Ÿ‡ณCixi, China2019now32 y/o$533/mo$487/mo$160,000
6.๐Ÿ‡จ๐Ÿ‡ณChengdu, China2019now32 y/o$533/mo$410/mo$160,000
7.๐Ÿ‡จ๐Ÿ‡ณHarbin, China2019now32 y/o$533/mo$461/mo$160,000
8.๐Ÿ‡ฆ๐Ÿ‡ฟBaku, Azerbaijan2019now32 y/o$533/mo$443/mo$160,000
9.๐Ÿ‡ฒ๐Ÿ‡ฝMonterrey, Mexico2019now32 y/o$533/mo$408/mo$160,000
10.๐Ÿ‡ฏ๐Ÿ‡ดAmman, Jordan2019now32 y/o$533/mo$516/mo$160,000
11.๐Ÿ‡ฐ๐Ÿ‡ฟAlmaty, Kazakhstan2019now32 y/o$533/mo$451/mo$160,000
12.๐Ÿ‡บ๐Ÿ‡ฆLviv, Ukraine2019now32 y/o$533/mo$462/mo$160,000
13.๐Ÿ‡ต๐Ÿ‡ญPalawan, Philippines2019now32 y/o$533/mo$452/mo$160,000
14.๐Ÿ‡ธ๐Ÿ‡ณDakar, Senegal2019now32 y/o$533/mo$461/mo$160,000
15.๐Ÿ‡ช๐Ÿ‡จQuito, Ecuador2019now32 y/o$533/mo$404/mo$160,000
16.๐Ÿ‡ต๐Ÿ‡ฑPoznan, Poland2019now32 y/o$533/mo$521/mo$160,000
17.๐Ÿ‡ง๐Ÿ‡พMinsk, Belarus2019now32 y/o$533/mo$409/mo$160,000
18.๐Ÿ‡ป๐Ÿ‡ณHanoi, Vietnam2019now32 y/o$533/mo$434/mo$160,000
19.๐Ÿ‡จ๐Ÿ‡ณFuzhou, China2019now32 y/o$533/mo$489/mo$160,000
20.๐Ÿ‡ต๐Ÿ‡ญManila, Philippines2019now32 y/o$533/mo$504/mo$160,000
21.๐Ÿ‡ง๐Ÿ‡ทSalvador, Brazil2019now32 y/o$533/mo$434/mo$160,000
22.๐Ÿ‡ฆ๐Ÿ‡ฒYerevan, Armenia2019now32 y/o$533/mo$412/mo$160,000
23.๐Ÿ‡ง๐Ÿ‡ฆSarajevo, Bosnia2019now32 y/o$533/mo$459/mo$160,000
24.๐Ÿ‡ป๐Ÿ‡ณDa Nang, Vietnam2019now32 y/o$533/mo$482/mo$160,000
25.๐Ÿ‡ท๐Ÿ‡บKrasnodar, Russia2019now32 y/o$533/mo$417/mo$160,000
26.๐Ÿ‡จ๐Ÿ‡ณQuanzhou, China2019now32 y/o$533/mo$512/mo$160,000
27.๐Ÿ‡จ๐Ÿ‡ณChangzhou, China2019now32 y/o$533/mo$504/mo$160,000
28.๐Ÿ‡จ๐Ÿ‡ณTaizhou, China2019now32 y/o$533/mo$410/mo$160,000
29.๐Ÿ‡ฟ๐Ÿ‡ฆPort Elizabeth, South Africa2019now32 y/o$533/mo$520/mo$160,000
30.๐Ÿ‡ท๐Ÿ‡ธBelgrade, Serbia2019now32 y/o$533/mo$515/mo$160,000
31.๐Ÿ‡ฌ๐Ÿ‡ชTbilisi, Georgia2019now32 y/o$533/mo$430/mo$160,000
32.๐Ÿ‡ง๐Ÿ‡ฌSofia, Bulgaria2019now32 y/o$533/mo$431/mo$160,000
33.๐Ÿ‡จ๐Ÿ‡ณNantong, China2019now32 y/o$533/mo$488/mo$160,000
34.๐Ÿ‡ฒ๐Ÿ‡ณUlaanbaatar, Mongolia2019now32 y/o$533/mo$409/mo$160,000
35.๐Ÿ‡ฎ๐Ÿ‡ฉMedan, Indonesia2019now32 y/o$533/mo$438/mo$160,000
36.๐Ÿ‡ฐ๐Ÿ‡ชNairobi, Kenya2019now32 y/o$533/mo$420/mo$160,000
37.๐Ÿ‡จ๐Ÿ‡ฒDouala, Cameroon2019now32 y/o$533/mo$529/mo$160,000
38.๐Ÿ‡น๐Ÿ‡ผTaichung, Taiwan2019now32 y/o$533/mo$463/mo$160,000
39.๐Ÿ‡ฒ๐Ÿ‡ฐSkopje, Macedonia2019now32 y/o$533/mo$409/mo$160,000
40.๐Ÿ‡ฒ๐Ÿ‡ฝMexico City, Mexico2019now32 y/o$533/mo$506/mo$160,000
41.๐Ÿ‡จ๐Ÿ‡ณHaikou, China2019now32 y/o$533/mo$501/mo$160,000
42.๐Ÿ‡ฒ๐Ÿ‡ฉChisinau, Moldova2019now32 y/o$533/mo$438/mo$160,000
43.๐Ÿ‡ป๐Ÿ‡ณHo Chi Minh City, Vietnam2019now32 y/o$533/mo$409/mo$160,000
44.๐Ÿ‡ฒ๐Ÿ‡ฒYangon, Myanmar2019now32 y/o$533/mo$485/mo$160,000
45.๐Ÿ‡ง๐Ÿ‡ทUberlandia, Brazil2019now32 y/o$533/mo$462/mo$160,000
46.๐Ÿ‡ง๐Ÿ‡ทRecife, Brazil2019now32 y/o$533/mo$423/mo$160,000
47.๐Ÿ‡จ๐Ÿ‡ณSuzhou, China2019now32 y/o$533/mo$520/mo$160,000
48.๐Ÿ‡บ๐Ÿ‡ฆOdessa, Ukraine2019now32 y/o$533/mo$481/mo$160,000
49.๐Ÿ‡ฟ๐Ÿ‡ฆPretoria, South Africa2019now32 y/o$533/mo$510/mo$160,000
50.๐Ÿ‡ท๐Ÿ‡ผKigali, Rwanda2019+14d32 y/o$541/mo$539/mo$162,449
51.๐Ÿ‡ง๐Ÿ‡ทSรฃo Paulo, Brazil2019+21d32 y/o$546/mo$542/mo$163,674
52.๐Ÿ‡จ๐Ÿ‡ดCartagena, Colombia2019+28d32 y/o$550/mo$547/mo$164,899
53.๐Ÿ‡ฒ๐Ÿ‡ฆCasablanca, Morocco2019+1mo32 y/o$558/mo$555/mo$167,349
54.๐Ÿ‡ฒ๐Ÿ‡ฆTangier, Morocco2019+2mo32 y/o$562/mo$558/mo$168,575
55.๐Ÿ‡ท๐Ÿ‡ดBucharest, Romania2019+2mo32 y/o$562/mo$561/mo$168,575
56.๐Ÿ‡ฉ๐Ÿ‡ดSanto Domingo, Dominican Republic2019+2mo32 y/o$562/mo$561/mo$168,575
57.๐Ÿ‡ญ๐Ÿ‡ทZagreb, Croatia2019+2mo32 y/o$566/mo$564/mo$169,800
58.๐Ÿ‡ท๐Ÿ‡บSaint Petersburg, Russia2019+2mo32 y/o$570/mo$569/mo$171,026
59.๐Ÿ‡ฐ๐Ÿ‡ญPhnom Penh, Cambodia2019+2mo32 y/o$570/mo$568/mo$171,026
60.๐Ÿ‡จ๐Ÿ‡บHavana, Cuba2019+2mo32 y/o$574/mo$574/mo$172,253
61.๐Ÿ‡บ๐Ÿ‡พMontevideo, Uruguay2019+2mo32 y/o$574/mo$573/mo$172,253
62.๐Ÿ‡ฒ๐Ÿ‡พKuala Lumpur, Malaysia2019+3mo32 y/o$578/mo$578/mo$173,479
63.๐Ÿ‡น๐Ÿ‡ผTainan, Taiwan2019+3mo32 y/o$586/mo$583/mo$175,933
64.๐Ÿ‡ฐ๐Ÿ‡ทJeju Island, South Korea2019+3mo32 y/o$595/mo$593/mo$178,387
65.๐Ÿ‡ต๐Ÿ‡ฑLodz, Poland2019+4mo32 y/o$599/mo$596/mo$179,614
66.๐Ÿ‡จ๐Ÿ‡ณGuangzhou, China2019+4mo32 y/o$607/mo$606/mo$182,070
67.๐Ÿ‡ฏ๐Ÿ‡ฒKingston, Jamaica2019+5mo32 y/o$615/mo$613/mo$184,526
68.๐Ÿ‡ฐ๐Ÿ‡ทDaejeon, South Korea2019+5mo32 y/o$615/mo$612/mo$184,526
69.๐Ÿ‡ญ๐Ÿ‡บBudapest, Hungary2019+5mo32 y/o$615/mo$614/mo$184,526
70.๐Ÿ‡บ๐Ÿ‡ฆKiev, Ukraine2019+5mo32 y/o$615/mo$614/mo$184,526
71.๐Ÿ‡จ๐Ÿ‡ณPutian, China2019+5mo32 y/o$627/mo$626/mo$188,213
72.๐Ÿ‡ต๐Ÿ‡ฑKrakรณw, Poland2019+6mo32 y/o$631/mo$628/mo$189,442
73.๐Ÿ‡จ๐Ÿ‡ณShenzhen, China2020+6mo33 y/o$648/mo$645/mo$194,361
74.๐Ÿ‡ฑ๐Ÿ‡ปRiga, Latvia2020+7mo33 y/o$656/mo$654/mo$196,821
75.๐Ÿ‡จ๐Ÿ‡ฆQuebec City, Canada2020+7mo33 y/o$660/mo$656/mo$198,052
76.๐Ÿ‡น๐Ÿ‡ญBangkok, Thailand2020+7mo33 y/o$660/mo$656/mo$198,052
77.๐Ÿ‡ท๐Ÿ‡บKrasnoyarsk, Russia2020+8mo33 y/o$668/mo$664/mo$200,514
78.๐Ÿ‡ช๐Ÿ‡ธTenerife, Spain2020+8mo33 y/o$668/mo$666/mo$200,514
79.๐Ÿ‡ฐ๐Ÿ‡ทGwangju, South Korea2020+8mo33 y/o$668/mo$667/mo$200,514
80.๐Ÿ‡ฟ๐Ÿ‡ฆCape Town, South Africa2020+8mo33 y/o$672/mo$671/mo$201,745
81.๐Ÿ‡ฑ๐Ÿ‡นVilnius, Lithuania2020+8mo33 y/o$681/mo$677/mo$204,208
82.๐Ÿ‡ธ๐Ÿ‡ฆRiyadh, Saudi Arabia2020+9mo33 y/o$689/mo$688/mo$206,673
83.๐Ÿ‡ฎ๐Ÿ‡นPalermo, Italy2020+9mo33 y/o$693/mo$690/mo$207,905
84.๐Ÿ‡ฉ๐Ÿ‡ชLeipzig, Germany2020+9mo33 y/o$693/mo$690/mo$207,905
85.๐Ÿ‡ฒ๐Ÿ‡ฆRabat, Morocco2020+9mo33 y/o$697/mo$696/mo$209,137
86.๐Ÿ‡ต๐Ÿ‡ฑWrocล‚aw, Poland2020+9mo33 y/o$697/mo$695/mo$209,137
87.๐Ÿ‡ฐ๐Ÿ‡ทBusan, South Korea2020+9mo33 y/o$701/mo$699/mo$210,370
88.๐Ÿ‡ต๐Ÿ‡ญMakati, Philippines2020+10mo33 y/o$709/mo$706/mo$212,836
89.๐Ÿ‡ฏ๐Ÿ‡ตOkayama, Japan2020+10mo33 y/o$714/mo$712/mo$214,070
90.๐Ÿ‡น๐Ÿ‡ผTaipei, Taiwan2020+11mo33 y/o$722/mo$721/mo$216,537
91.๐Ÿ‡ช๐Ÿ‡ธValencia, Spain2020+11mo33 y/o$726/mo$724/mo$217,771
92.๐Ÿ‡ฏ๐Ÿ‡ตKitakyushu, Japan2020+11mo33 y/o$730/mo$726/mo$219,006
93.๐Ÿ‡จ๐Ÿ‡ณShanghai, China2020+11mo33 y/o$730/mo$727/mo$219,006
94.๐Ÿ‡ฉ๐Ÿ‡ชDresden, Germany2020+1y33 y/o$759/mo$755/mo$227,652
95.๐Ÿ‡ง๐Ÿ‡ทRio de Janeiro, Brazil2020+1y33 y/o$759/mo$756/mo$227,652
96.๐Ÿ‡ช๐Ÿ‡ธMalaga, Spain2020+1y33 y/o$775/mo$771/mo$232,597
97.๐Ÿ‡จ๐Ÿ‡ฟPrague, Czechia2020+1y33 y/o$784/mo$779/mo$235,071
98.๐Ÿ‡ฒ๐Ÿ‡ฆMarrakesh, Morocco2020+1y33 y/o$792/mo$789/mo$237,545
99.๐Ÿ‡จ๐Ÿ‡ฆOttawa, Canada2020+1y33 y/o$796/mo$795/mo$238,783
100.๐Ÿ‡จ๐Ÿ‡ฆMontreal, Canada2020+1y33 y/o$800/mo$796/mo$240,021
101.๐Ÿ‡ต๐Ÿ‡นLisbon, Portugal2020+1y33 y/o$800/mo$796/mo$240,021
102.๐Ÿ‡ช๐Ÿ‡ธSeville, Spain2020+1y33 y/o$808/mo$808/mo$242,497
103.๐Ÿ‡ฐ๐Ÿ‡ทSuwon, South Korea2020+1y33 y/o$821/mo$818/mo$246,214
104.๐Ÿ‡จ๐Ÿ‡ฆEdmonton, Canada2020+1y33 y/o$821/mo$818/mo$246,214
105.๐Ÿ‡ฐ๐Ÿ‡ทDaegu, South Korea2020+1y33 y/o$825/mo$822/mo$247,453
106.๐Ÿ‡ต๐Ÿ‡ฑWarsaw, Poland2020+1y33 y/o$833/mo$832/mo$249,932
107.๐Ÿ‡ฌ๐Ÿ‡ทAthens, Greece2020+1y33 y/o$837/mo$837/mo$251,172
108.๐Ÿ‡จ๐Ÿ‡ณNanjing, China2020+1y33 y/o$837/mo$836/mo$251,172
109.๐Ÿ‡ฉ๐Ÿ‡ชStuttgart, Germany2021+2y34 y/o$858/mo$853/mo$257,374
110.๐Ÿ‡ฏ๐Ÿ‡ตSendai, Japan2021+2y34 y/o$866/mo$863/mo$259,856
111.๐Ÿ‡ฏ๐Ÿ‡ตHamamatsu, Japan2021+2y34 y/o$870/mo$869/mo$261,098
112.๐Ÿ‡ท๐Ÿ‡บMoscow, Russia2021+2y34 y/o$870/mo$868/mo$261,098
113.๐Ÿ‡ฎ๐Ÿ‡นGenoa, Italy2021+2y34 y/o$899/mo$896/mo$269,795
114.๐Ÿ‡ฉ๐Ÿ‡ชCologne, Germany2021+2y34 y/o$908/mo$905/mo$272,281
115.๐Ÿ‡ฐ๐Ÿ‡ทSeoul, South Korea2021+2y34 y/o$920/mo$917/mo$276,013
116.๐Ÿ‡ธ๐Ÿ‡ชGothenburg, Sweden2021+2y34 y/o$945/mo$942/mo$283,482
117.๐Ÿ‡ฆ๐Ÿ‡นVienna, Austria2021+2y34 y/o$953/mo$952/mo$285,974
118.๐Ÿ‡ซ๐Ÿ‡ทMarseille, France2021+2y34 y/o$953/mo$949/mo$285,974
119.๐Ÿ‡ฌ๐Ÿ‡งLiverpool, United Kingdom2021+2y34 y/o$962/mo$958/mo$288,466
120.๐Ÿ‡บ๐Ÿ‡ธAlbuquerque, United States2021+2y34 y/o$970/mo$966/mo$290,959
121.๐Ÿ‡ฏ๐Ÿ‡ตOsaka, Japan2021+2y34 y/o$974/mo$971/mo$292,206
122.๐Ÿ‡ฉ๐Ÿ‡ชFrankfurt, Germany2021+2y34 y/o$986/mo$983/mo$295,948
123.๐Ÿ‡ช๐Ÿ‡ธBarcelona, Spain2021+2y34 y/o$995/mo$994/mo$298,444
124.๐Ÿ‡ฉ๐Ÿ‡ชBerlin, Germany2021+2y34 y/o$999/mo$996/mo$299,692
125.๐Ÿ‡จ๐Ÿ‡ณMacau, China2021+2y34 y/o$1,007/mo$1,004/mo$302,189
126.๐Ÿ‡ฏ๐Ÿ‡ตFukuoka, Japan2021+2y34 y/o$1,016/mo$1,014/mo$304,687
127.๐Ÿ‡ฌ๐Ÿ‡งGlasgow, United Kingdom2021+2y34 y/o$1,028/mo$1,025/mo$308,435
128.๐Ÿ‡ณ๐Ÿ‡ฟAuckland, New Zealand2021+2y34 y/o$1,036/mo$1,033/mo$310,935
129.๐Ÿ‡ฏ๐Ÿ‡ตKobe, Japan2021+2y34 y/o$1,036/mo$1,032/mo$310,935
130.๐Ÿ‡บ๐Ÿ‡ธDallas, United States2022+3y35 y/o$1,074/mo$1,071/mo$322,196
131.๐Ÿ‡ฏ๐Ÿ‡ตNagoya, Japan2022+3y35 y/o$1,078/mo$1,074/mo$323,448
132.๐Ÿ‡ฏ๐Ÿ‡ตOkinawa City, Japan2022+3y35 y/o$1,078/mo$1,077/mo$323,448
133.๐Ÿ‡ฏ๐Ÿ‡ตKagoshima, Japan2022+3y35 y/o$1,095/mo$1,093/mo$328,460
134.๐Ÿ‡ฏ๐Ÿ‡ตYokohama, Japan2022+3y35 y/o$1,103/mo$1,099/mo$330,967
135.๐Ÿ‡ฏ๐Ÿ‡ตHiroshima, Japan2022+3y35 y/o$1,149/mo$1,148/mo$344,770
136.๐Ÿ‡ฏ๐Ÿ‡ตSapporo, Japan2022+3y35 y/o$1,153/mo$1,150/mo$346,027
137.๐Ÿ‡ฆ๐Ÿ‡บMelbourne, Australia2022+3y35 y/o$1,170/mo$1,167/mo$351,054
138.๐Ÿ‡ฌ๐Ÿ‡งManchester, United Kingdom2022+3y35 y/o$1,174/mo$1,172/mo$352,311
139.๐Ÿ‡บ๐Ÿ‡ธSan Antonio, United States2022+3y35 y/o$1,183/mo$1,179/mo$354,826
140.๐Ÿ‡จ๐Ÿ‡ฆToronto, Canada2022+3y35 y/o$1,200/mo$1,196/mo$359,859
141.๐Ÿ‡ช๐Ÿ‡ธMadrid, Spain2022+3y35 y/o$1,204/mo$1,201/mo$361,118
142.๐Ÿ‡ธ๐Ÿ‡ชStockholm, Sweden2022+3y35 y/o$1,212/mo$1,210/mo$363,636
143.๐Ÿ‡จ๐Ÿ‡ฆVancouver, Canada2022+3y35 y/o$1,212/mo$1,208/mo$363,636
144.๐Ÿ‡ฉ๐Ÿ‡ชHamburg, Germany2022+3y35 y/o$1,288/mo$1,286/mo$386,339
145.๐Ÿ‡ซ๐Ÿ‡ทParis, France2023+4y36 y/o$1,317/mo$1,314/mo$395,187
146.๐Ÿ‡ฌ๐Ÿ‡งBristol, United Kingdom2023+4y36 y/o$1,338/mo$1,334/mo$401,514
147.๐Ÿ‡ฏ๐Ÿ‡ตKyoto, Japan2023+4y36 y/o$1,338/mo$1,335/mo$401,514
148.๐Ÿ‡บ๐Ÿ‡ธPortland, United States2023+4y36 y/o$1,351/mo$1,347/mo$405,312
149.๐Ÿ‡ฉ๐Ÿ‡ชMunich, Germany2023+4y36 y/o$1,406/mo$1,404/mo$421,795
150.๐Ÿ‡ธ๐Ÿ‡ฌSingapore, Singapore2023+4y36 y/o$1,406/mo$1,402/mo$421,795
151.๐Ÿ‡ฎ๐Ÿ‡นRome, Italy2023+4y36 y/o$1,414/mo$1,411/mo$424,334
152.๐Ÿ‡ฏ๐Ÿ‡ตTokyo, Japan2023+4y36 y/o$1,423/mo$1,420/mo$426,875
153.๐Ÿ‡ฆ๐Ÿ‡บSydney, Australia2023+4y36 y/o$1,448/mo$1,446/mo$434,500
154.๐Ÿ‡บ๐Ÿ‡ธSeattle, United States2023+4y36 y/o$1,470/mo$1,466/mo$440,860
155.๐Ÿ‡ฎ๐Ÿ‡ชDublin, Ireland2024+5y37 y/o$1,516/mo$1,512/mo$454,873
156.๐Ÿ‡บ๐Ÿ‡ธSan Diego, United States2024+5y37 y/o$1,665/mo$1,663/mo$499,635
157.๐Ÿ‡ฌ๐Ÿ‡งLondon, United Kingdom2024+5y37 y/o$1,721/mo$1,718/mo$516,330
158.๐Ÿ‡บ๐Ÿ‡ธAustin, United States2025+6y38 y/o$1,743/mo$1,740/mo$522,761
159.๐Ÿ‡บ๐Ÿ‡ธBoston, United States2025+6y38 y/o$1,764/mo$1,759/mo$529,197
160.๐Ÿ‡ญ๐Ÿ‡ฐHong Kong, Hong Kong2025+6y38 y/o$1,785/mo$1,782/mo$535,640
161.๐Ÿ‡ฉ๐Ÿ‡ฐCopenhagen, Denmark2025+6y38 y/o$1,811/mo$1,808/mo$543,378
162.๐Ÿ‡ณ๐Ÿ‡ฑAmsterdam, Netherlands2025+6y38 y/o$1,811/mo$1,807/mo$543,378
163.๐Ÿ‡บ๐Ÿ‡ธLos Angeles, United States2025+6y38 y/o$1,906/mo$1,901/mo$571,819
164.๐Ÿ‡บ๐Ÿ‡ธNew York City, United States2026+7y39 y/o$2,079/mo$2,076/mo$623,807
165.๐Ÿ‡บ๐Ÿ‡ธSan Francisco, United States2027+8y40 y/o$2,206/mo$2,204/mo$661,724



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