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Where's the best place for you to retire?

Financial Independence Calculator

You can retire at age 34 in 🇨🇳 Changchun, China with $274,769 net worth



Current age    Withdrawal rate     %
Current net worth
(assets — debt)
Debt interest rate     %
Current city     Annual investment return     %
Current monthly income
(net after tax)
Tax rate on investment returns     %
Current monthly spending
(in Cabo San Lucas)
Have a family?     Use cost of living for a family
Personalize?    Use your spending in Cabo San Lucas to estimate cost abroad (1.21x) Fat FIRE?     Retire luxuriously (5x cost)


RankCityYearIn yearsRetirement age 4% WithdrawalCost of Living (for you)Net worth
1.🇨🇳Changchun, China2022+2y34 y/o$916/mo$912/mo$274,769
2.🇵🇭Davao, Philippines2022+2y34 y/o$920/mo$918/mo$276,013
3.🇻🇳Hanoi, Vietnam2022+2y34 y/o$924/mo$921/mo$277,257
4.🇲🇽Puebla, Mexico2022+2y34 y/o$928/mo$925/mo$278,502
5.🇲🇽Juarez, Mexico2022+2y34 y/o$928/mo$927/mo$278,502
6.🇦🇿Baku, Azerbaijan2022+2y34 y/o$928/mo$925/mo$278,502
7.🇵🇾Asuncion, Paraguay2022+2y34 y/o$941/mo$938/mo$282,237
8.🇬🇹Guatemala City, Guatemala2022+2y34 y/o$945/mo$941/mo$283,482
9.🇰🇿Almaty, Kazakhstan2022+2y34 y/o$945/mo$941/mo$283,482
10.🇲🇩Chisinau, Moldova2022+2y34 y/o$953/mo$950/mo$285,974
11.🇲🇦Fes, Morocco2022+2y34 y/o$953/mo$952/mo$285,974
12.🇳🇬Onitsha, Nigeria2022+2y34 y/o$957/mo$953/mo$287,220
13.🇧🇷São Paulo, Brazil2022+2y34 y/o$962/mo$960/mo$288,466
14.🇲🇰Skopje, North Macedonia2022+2y34 y/o$966/mo$961/mo$289,712
15.🇲🇾Penang, Malaysia2022+2y34 y/o$966/mo$961/mo$289,712
224 cities you can retire, first 10 shown and 214 hidden, to see all results



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