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Where's the best place for you to retire?

Financial Independence Calculator

You can retire at age 34 in 🇳🇬 Onitsha, Nigeria with $312,186 net worth

Current age    Withdrawal rate     %
Current net worth
(assets — debt)
Debt interest rate     %
Current city     Annual investment return     %
Current monthly income
(net after tax)
Tax rate on investment returns     %
Current monthly spending
(in Cabo San Lucas)
Have a family?     Use cost of living for a family
Personalize?    Use your spending in Cabo San Lucas to estimate cost abroad (1.38x) Fat FIRE?     Retire luxuriously (5x cost)

RankCityYearIn yearsRetirement age 4% WithdrawalCost of Living (for you)Net worth
1.🇳🇬Onitsha, Nigeria2022+2y34 y/o$1,041/mo$1,038/mo$312,186
2.🇺🇦Dnipro, Ukraine2022+2y34 y/o$1,049/mo$1,045/mo$314,687
3.🇨🇳Zhongshan, China2022+2y34 y/o$1,057/mo$1,053/mo$317,189
4.🇧🇷São Paulo, Brazil2022+2y34 y/o$1,057/mo$1,055/mo$317,189
5.🇲🇾George Town, Malaysia2022+2y34 y/o$1,061/mo$1,059/mo$318,441
6.🇹🇼Kaohsiung, Taiwan2022+2y34 y/o$1,066/mo$1,063/mo$319,692
7.🇵🇾Asuncion, Paraguay2022+2y34 y/o$1,070/mo$1,069/mo$320,944
8.🇨🇳Shaoxing, China2022+2y34 y/o$1,070/mo$1,067/mo$320,944
9.🇰🇿Almaty, Kazakhstan2022+2y34 y/o$1,070/mo$1,067/mo$320,944
10.🇲🇾Ipoh, Malaysia2023+3y35 y/o$1,074/mo$1,073/mo$322,196
11.🇨🇳Chengdu, China2023+3y35 y/o$1,074/mo$1,073/mo$322,196
12.🇲🇽Mexico City, Mexico2023+3y35 y/o$1,078/mo$1,075/mo$323,448
13.🇿🇦Port Elizabeth, South Africa2023+3y35 y/o$1,082/mo$1,081/mo$324,701
14.🇨🇳Xiangtan, China2023+3y35 y/o$1,087/mo$1,085/mo$325,954
15.🇦🇿Baku, Azerbaijan2023+3y35 y/o$1,095/mo$1,091/mo$328,460
282 cities you can retire, first 10 shown and 272 hidden, to see all results

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