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How early can you retire if you move to another place?

Financial Independence Calculator

How early can you retire if you move to another place?



Current age    Withdrawal rate     %
Current net worth
(assets — debt)
Debt interest rate     %
Current city     Annual return interest     %
Current monthly income
(net after tax)
Tax rate on returns     %
Current monthly spending
(in Amsterdam)
Have a family?     Use cost of living for a family
Personalize?    Use your spending in Amsterdam to estimate cost abroad (1.00x) Fat FIRE?     Retire luxuriously (5x cost)


RankCityYearIn yearsRetirement age 4% WithdrawalCost of LivingNet worth
1.πŸ‡ΉπŸ‡ΌTaichung, Taiwan2027+9y39 y/o$785/mo$784/mo$235,458
2.πŸ‡²πŸ‡²Yangon, Myanmar2027+9y39 y/o$800/mo$799/mo$240,006
3.πŸ‡§πŸ‡¬Sofia, Bulgaria2027+9y39 y/o$803/mo$801/mo$240,835
4.πŸ‡¨πŸ‡³Haikou, China2028+10y40 y/o$806/mo$804/mo$241,664
5.πŸ‡΅πŸ‡±Lodz, Poland2028+10y40 y/o$806/mo$804/mo$241,664
6.πŸ‡¨πŸ‡΄MedellΓ­n, Colombia2028+10y40 y/o$824/mo$823/mo$247,064
7.πŸ‡­πŸ‡·Zagreb, Croatia2028+10y40 y/o$828/mo$827/mo$248,313
8.πŸ‡·πŸ‡ΈBelgrade, Serbia2028+10y40 y/o$832/mo$830/mo$249,563
9.πŸ‡²πŸ‡©Chisinau, Moldova2028+10y40 y/o$847/mo$846/mo$254,156
10.πŸ‡»πŸ‡³Da Nang, Vietnam2028+10y40 y/o$854/mo$853/mo$256,249
11.πŸ‡²πŸ‡½Mexico City, Mexico2028+10y40 y/o$867/mo$865/mo$260,023
12.πŸ‡΅πŸ‡±Poznan, Poland2028+10y40 y/o$874/mo$873/mo$262,124
13.πŸ‡¬πŸ‡ͺTbilisi, Georgia2029+11y41 y/o$885/mo$884/mo$265,492
14.πŸ‡¨πŸ‡±Santiago, Chile2029+11y41 y/o$898/mo$896/mo$269,290
15.πŸ‡¦πŸ‡·Buenos Aires, Argentina2029+11y41 y/o$930/mo$929/mo$279,041
16.πŸ‡·πŸ‡΄Bucharest, Romania2029+11y41 y/o$933/mo$932/mo$279,892
17.πŸ‡·πŸ‡ΊSaint Petersburg, Russia2029+11y41 y/o$939/mo$938/mo$281,595
18.πŸ‡ΊπŸ‡¦Kiev, Ukraine2029+11y41 y/o$946/mo$944/mo$283,727
19.πŸ‡°πŸ‡­Phnom Penh, Cambodia2030+12y42 y/o$986/mo$984/mo$295,724
20.πŸ‡¨πŸ‡ΊHavana, Cuba2030+12y42 y/o$986/mo$984/mo$295,724
21.πŸ‡²πŸ‡ΎKuala Lumpur, Malaysia2030+12y42 y/o$990/mo$988/mo$297,015
22.πŸ‡΅πŸ‡±Warsaw, Poland2030+12y42 y/o$996/mo$994/mo$298,738
23.πŸ‡§πŸ‡·SΓ£o Paulo, Brazil2030+12y42 y/o$1,002/mo$1,000/mo$300,463
24.πŸ‡²πŸ‡¦Casablanca, Morocco2030+12y42 y/o$1,006/mo$1,005/mo$301,758
25.πŸ‡¨πŸ‡΄Cartagena, Colombia2031+13y43 y/o$1,052/mo$1,050/mo$315,642
26.πŸ‡΅πŸ‡±WrocΕ‚aw, Poland2031+13y43 y/o$1,077/mo$1,075/mo$323,070
27.πŸ‡΅πŸ‡±KrakΓ³w, Poland2031+13y43 y/o$1,087/mo$1,085/mo$326,140
28.πŸ‡ΉπŸ‡­Bangkok, Thailand2031+13y43 y/o$1,099/mo$1,097/mo$329,655
29.πŸ‡°πŸ‡·Daejeon, South Korea2032+14y44 y/o$1,115/mo$1,113/mo$334,502
30.πŸ‡°πŸ‡·Jeju Island, South Korea2032+14y44 y/o$1,115/mo$1,114/mo$334,502
31.πŸ‡ΏπŸ‡¦Cape Town, South Africa2032+14y44 y/o$1,131/mo$1,130/mo$339,364
32.πŸ‡ͺπŸ‡ΈTenerife, Spain2032+14y44 y/o$1,171/mo$1,170/mo$351,363
33.πŸ‡­πŸ‡ΊBudapest, Hungary2032+14y44 y/o$1,177/mo$1,176/mo$353,149
34.πŸ‡΅πŸ‡ΉPorto, Portugal2033+15y45 y/o$1,240/mo$1,239/mo$372,022
35.πŸ‡²πŸ‡¦Marrakesh, Morocco2033+15y45 y/o$1,243/mo$1,242/mo$372,927
36.πŸ‡ΉπŸ‡ΌTaipei, Taiwan2034+16y46 y/o$1,261/mo$1,260/mo$378,364
37.πŸ‡ͺπŸ‡ΈValencia, Spain2034+16y46 y/o$1,281/mo$1,280/mo$384,276
38.πŸ‡§πŸ‡·Rio de Janeiro, Brazil2034+16y46 y/o$1,298/mo$1,296/mo$389,296
39.πŸ‡―πŸ‡΅Okayama, Japan2034+16y46 y/o$1,308/mo$1,307/mo$392,498
40.πŸ‡¨πŸ‡³Shanghai, China2034+16y46 y/o$1,316/mo$1,315/mo$394,790
41.πŸ‡·πŸ‡ΊMoscow, Russia2034+16y46 y/o$1,328/mo$1,326/mo$398,463
42.πŸ‡°πŸ‡·Busan, South Korea2035+17y47 y/o$1,337/mo$1,336/mo$401,224
43.πŸ‡―πŸ‡΅Sendai, Japan2035+17y47 y/o$1,373/mo$1,371/mo$411,850
44.πŸ‡¨πŸ‡ΏPrague, Czechia2035+17y47 y/o$1,374/mo$1,372/mo$412,314
45.πŸ‡¬πŸ‡·Athens, Greece2035+17y47 y/o$1,388/mo$1,386/mo$416,492
46.πŸ‡―πŸ‡΅Nagoya, Japan2035+17y47 y/o$1,391/mo$1,389/mo$417,422
47.πŸ‡±πŸ‡ΉVilnius, Lithuania2035+17y47 y/o$1,393/mo$1,391/mo$417,887
48.πŸ‡¨πŸ‡¦Montreal, Canada2035+17y47 y/o$1,407/mo$1,405/mo$422,080
49.πŸ‡©πŸ‡ͺCologne, Germany2036+18y48 y/o$1,424/mo$1,422/mo$427,219
50.πŸ‡―πŸ‡΅Sapporo, Japan2036+18y48 y/o$1,449/mo$1,447/mo$434,724
51.πŸ‡―πŸ‡΅Okinawa, Japan2036+18y48 y/o$1,458/mo$1,457/mo$437,547
52.πŸ‡΅πŸ‡ΉLisbon, Portugal2037+19y49 y/o$1,518/mo$1,517/mo$455,540
53.πŸ‡―πŸ‡΅Kitakyushu, Japan2037+19y49 y/o$1,533/mo$1,531/mo$459,831
54.πŸ‡―πŸ‡΅Kobe, Japan2037+19y49 y/o$1,569/mo$1,568/mo$470,846
55.πŸ‡―πŸ‡΅Hiroshima, Japan2037+19y49 y/o$1,577/mo$1,576/mo$473,250
56.πŸ‡―πŸ‡΅Fukuoka, Japan2038+20y50 y/o$1,594/mo$1,592/mo$478,069
57.πŸ‡―πŸ‡΅Hamamatsu, Japan2038+20y50 y/o$1,597/mo$1,595/mo$479,034
58.πŸ‡―πŸ‡΅Kagoshima, Japan2039+21y51 y/o$1,684/mo$1,682/mo$505,311
59.πŸ‡©πŸ‡ͺStuttgart, Germany2039+21y51 y/o$1,696/mo$1,694/mo$508,748
60.πŸ‡¦πŸ‡ΉVienna, Austria2039+21y51 y/o$1,701/mo$1,698/mo$510,222
61.πŸ‡ͺπŸ‡ΈMadrid, Spain2039+21y51 y/o$1,702/mo$1,701/mo$510,714
62.πŸ‡―πŸ‡΅Osaka, Japan2039+21y51 y/o$1,729/mo$1,727/mo$518,604
63.πŸ‡―πŸ‡΅Kyoto, Japan2040+22y52 y/o$1,770/mo$1,768/mo$531,004
64.πŸ‡°πŸ‡·Seoul, South Korea2040+22y52 y/o$1,797/mo$1,794/mo$538,987
65.πŸ‡©πŸ‡ͺBerlin, Germany2040+22y52 y/o$1,803/mo$1,801/mo$540,988
66.πŸ‡ͺπŸ‡ΈBarcelona, Spain2040+22y52 y/o$1,808/mo$1,806/mo$542,491
67.πŸ‡―πŸ‡΅Yokohama, Japan2041+23y53 y/o$1,843/mo$1,842/mo$553,045
68.πŸ‡ΊπŸ‡ΈLas Vegas, United States2041+23y53 y/o$1,920/mo$1,918/mo$575,878
69.πŸ‡ΊπŸ‡ΈDallas, United States2042+24y54 y/o$1,974/mo$1,973/mo$592,296
70.πŸ‡ΊπŸ‡ΈPortland, United States2044+26y56 y/o$2,134/mo$2,132/mo$640,345
71.πŸ‡¨πŸ‡¦Toronto, Canada2045+27y57 y/o$2,207/mo$2,205/mo$662,172
72.πŸ‡¦πŸ‡ΊMelbourne, Australia2045+27y57 y/o$2,232/mo$2,230/mo$669,684
73.πŸ‡¨πŸ‡¦Vancouver, Canada2046+28y58 y/o$2,321/mo$2,318/mo$696,215
74.πŸ‡©πŸ‡ͺMunich, Germany2046+28y58 y/o$2,335/mo$2,333/mo$700,582
75.πŸ‡ΈπŸ‡ͺStockholm, Sweden2046+28y58 y/o$2,372/mo$2,370/mo$711,544
76.πŸ‡―πŸ‡΅Tokyo, Japan2047+29y59 y/o$2,420/mo$2,417/mo$725,889
77.πŸ‡ΈπŸ‡¬Singapore, Singapore2048+30y60 y/o$2,528/mo$2,525/mo$758,279
78.πŸ‡ΊπŸ‡ΈAustin, United States2048+30y60 y/o$2,571/mo$2,568/mo$771,274
79.πŸ‡¨πŸ‡³Hong Kong, China2048+30y60 y/o$2,584/mo$2,581/mo$775,246
80.πŸ‡¬πŸ‡§London, United Kingdom2051+33y63 y/o$2,813/mo$2,811/mo$844,006
81.πŸ‡ΊπŸ‡ΈLos Angeles, United States2054+36y66 y/o$3,161/mo$3,158/mo$948,258
82.πŸ‡³πŸ‡±Amsterdam, Netherlands2056+38y68 y/o$3,423/mo$3,420/mo$1,026,877
83.πŸ‡ΊπŸ‡ΈNew York City, United States2060+42y72 y/o$3,793/mo$3,789/mo$1,137,763
84.πŸ‡ΊπŸ‡ΈSan Francisco, United States2061+43y73 y/o$3,990/mo$3,985/mo$1,196,981



version 0.2

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