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How early can you retire if you move to another place?

Financial Independence Calculator

How early can you retire if you move to another place?



Current age    Withdrawal rate     %
Current net worth
(assets — debt)
Debt interest rate     %
Current city     Annual return interest     %
Current monthly income
(net after tax)
Tax rate on returns     %
Current monthly spending
(in Amsterdam)
Have a family?     Use cost of living for a family
Personalize?    Use your spending in Amsterdam to estimate cost abroad (1.00x) Fat FIRE?     Retire luxuriously (5x cost)


RankCityYearIn yearsRetirement age 4% WithdrawalCost of LivingNet worth
1.๐Ÿ‡ช๐Ÿ‡จQuito, Ecuador2027+9y39 y/o$755/mo$753/mo$226,404
2.๐Ÿ‡น๐Ÿ‡ผTainan, Taiwan2027+9y39 y/o$762/mo$760/mo$228,457
3.๐Ÿ‡ฐ๐Ÿ‡ชNairobi, Kenya2027+9y39 y/o$790/mo$789/mo$237,110
4.๐Ÿ‡จ๐Ÿ‡ดMedellรญn, Colombia2027+9y39 y/o$792/mo$790/mo$237,524
5.๐Ÿ‡ฎ๐Ÿ‡ฉCanggu, Indonesia2027+9y39 y/o$799/mo$797/mo$239,592
6.๐Ÿ‡ต๐Ÿ‡ฑLodz, Poland2028+10y40 y/o$814/mo$812/mo$244,154
7.๐Ÿ‡ง๐Ÿ‡ฌSofia, Bulgaria2028+10y40 y/o$814/mo$812/mo$244,154
8.๐Ÿ‡ฌ๐Ÿ‡ชTbilisi, Georgia2028+10y40 y/o$819/mo$818/mo$245,816
9.๐Ÿ‡น๐Ÿ‡ทIstanbul, Turkey2028+10y40 y/o$821/mo$820/mo$246,232
10.๐Ÿ‡ฒ๐Ÿ‡ฒYangon, Myanmar2028+10y40 y/o$835/mo$834/mo$250,397
11.๐Ÿ‡น๐Ÿ‡ผTaichung, Taiwan2028+10y40 y/o$846/mo$845/mo$253,738
12.๐Ÿ‡จ๐Ÿ‡ณHaikou, China2028+10y40 y/o$849/mo$848/mo$254,575
13.๐Ÿ‡ป๐Ÿ‡ณDa Nang, Vietnam2028+10y40 y/o$849/mo$847/mo$254,575
14.๐Ÿ‡ฒ๐Ÿ‡ฝMexico City, Mexico2028+10y40 y/o$872/mo$871/mo$261,704
15.๐Ÿ‡จ๐Ÿ‡ฑSantiago, Chile2029+11y41 y/o$888/mo$887/mo$266,335
16.๐Ÿ‡ท๐Ÿ‡ธBelgrade, Serbia2029+11y41 y/o$895/mo$894/mo$268,445
17.๐Ÿ‡ท๐Ÿ‡ดBucharest, Romania2029+11y41 y/o$922/mo$921/mo$276,491
18.๐Ÿ‡บ๐Ÿ‡ฆKiev, Ukraine2029+11y41 y/o$922/mo$921/mo$276,491
19.๐Ÿ‡ท๐Ÿ‡บSaint Petersburg, Russia2029+11y41 y/o$939/mo$937/mo$281,595
20.๐Ÿ‡ญ๐Ÿ‡ทZagreb, Croatia2029+11y41 y/o$943/mo$942/mo$282,874
21.๐Ÿ‡ฏ๐Ÿ‡ดAmman, Jordan2030+12y42 y/o$966/mo$964/mo$289,713
22.๐Ÿ‡ฐ๐Ÿ‡ทDaegu, South Korea2030+12y42 y/o$973/mo$972/mo$291,857
23.๐Ÿ‡ฒ๐Ÿ‡พKuala Lumpur, Malaysia2030+12y42 y/o$996/mo$994/mo$298,738
24.๐Ÿ‡ฒ๐Ÿ‡ฆCasablanca, Morocco2030+12y42 y/o$1,017/mo$1,016/mo$305,217
25.๐Ÿ‡จ๐Ÿ‡ณGuangzhou, China2030+12y42 y/o$1,026/mo$1,024/mo$307,817
26.๐Ÿ‡ท๐Ÿ‡ผKigali, Rwanda2031+13y43 y/o$1,029/mo$1,027/mo$308,684
27.๐Ÿ‡ง๐Ÿ‡ทSรฃo Paulo, Brazil2031+13y43 y/o$1,029/mo$1,028/mo$308,684
28.๐Ÿ‡ต๐Ÿ‡ฑWarsaw, Poland2031+13y43 y/o$1,043/mo$1,042/mo$313,029
29.๐Ÿ‡ต๐Ÿ‡ฑWrocล‚aw, Poland2031+13y43 y/o$1,054/mo$1,052/mo$316,078
30.๐Ÿ‡ต๐Ÿ‡ฑKrakรณw, Poland2031+13y43 y/o$1,071/mo$1,070/mo$321,319
31.๐Ÿ‡น๐Ÿ‡ญBangkok, Thailand2031+13y43 y/o$1,087/mo$1,085/mo$326,140
32.๐Ÿ‡ฐ๐Ÿ‡ทDaejeon, South Korea2031+13y43 y/o$1,089/mo$1,087/mo$326,579
33.๐Ÿ‡จ๐Ÿ‡ณShenzhen, China2032+14y44 y/o$1,106/mo$1,105/mo$331,856
34.๐Ÿ‡ฐ๐Ÿ‡ทJeju Island, South Korea2032+14y44 y/o$1,118/mo$1,117/mo$335,384
35.๐Ÿ‡ญ๐Ÿ‡บBudapest, Hungary2032+14y44 y/o$1,121/mo$1,120/mo$336,268
36.๐Ÿ‡ต๐Ÿ‡นPorto, Portugal2032+14y44 y/o$1,131/mo$1,130/mo$339,364
37.๐Ÿ‡บ๐Ÿ‡พMontevideo, Uruguay2033+15y45 y/o$1,201/mo$1,199/mo$360,312
38.๐Ÿ‡ช๐Ÿ‡ธTenerife, Spain2033+15y45 y/o$1,225/mo$1,223/mo$367,508
39.๐Ÿ‡ฟ๐Ÿ‡ฆCape Town, South Africa2033+15y45 y/o$1,239/mo$1,237/mo$371,570
40.๐Ÿ‡ช๐Ÿ‡ธValencia, Spain2034+16y46 y/o$1,270/mo$1,268/mo$381,090
41.๐Ÿ‡ฏ๐Ÿ‡ตOkayama, Japan2034+16y46 y/o$1,270/mo$1,268/mo$381,090
42.๐Ÿ‡น๐Ÿ‡ผTaipei, Taiwan2034+16y46 y/o$1,293/mo$1,292/mo$387,925
43.๐Ÿ‡ฑ๐Ÿ‡นVilnius, Lithuania2034+16y46 y/o$1,295/mo$1,293/mo$388,382
44.๐Ÿ‡จ๐Ÿ‡ณShanghai, China2034+16y46 y/o$1,298/mo$1,296/mo$389,296
45.๐Ÿ‡ฏ๐Ÿ‡ตKobe, Japan2034+16y46 y/o$1,308/mo$1,306/mo$392,498
46.๐Ÿ‡ฒ๐Ÿ‡ฆMarrakesh, Morocco2034+16y46 y/o$1,311/mo$1,309/mo$393,415
47.๐Ÿ‡ฏ๐Ÿ‡ตKitakyushu, Japan2034+16y46 y/o$1,313/mo$1,311/mo$393,873
48.๐Ÿ‡ฐ๐Ÿ‡ทBusan, South Korea2034+16y46 y/o$1,316/mo$1,315/mo$394,790
49.๐Ÿ‡จ๐Ÿ‡ฆMontreal, Canada2034+16y46 y/o$1,328/mo$1,326/mo$398,463
50.๐Ÿ‡ช๐Ÿ‡ธMalaga, Spain2035+17y47 y/o$1,348/mo$1,346/mo$404,450
51.๐Ÿ‡ต๐Ÿ‡นLisbon, Portugal2035+17y47 y/o$1,354/mo$1,353/mo$406,297
52.๐Ÿ‡ง๐Ÿ‡ทRio de Janeiro, Brazil2035+17y47 y/o$1,354/mo$1,353/mo$406,297
53.๐Ÿ‡จ๐Ÿ‡ฟPrague, Czechia2035+17y47 y/o$1,356/mo$1,354/mo$406,759
54.๐Ÿ‡ท๐Ÿ‡บMoscow, Russia2035+17y47 y/o$1,370/mo$1,368/mo$410,923
55.๐Ÿ‡ฌ๐Ÿ‡ทAthens, Greece2035+17y47 y/o$1,402/mo$1,400/mo$420,681
56.๐Ÿ‡ฏ๐Ÿ‡ตSendai, Japan2036+18y48 y/o$1,474/mo$1,473/mo$442,263
57.๐Ÿ‡ฏ๐Ÿ‡ตOsaka, Japan2037+19y49 y/o$1,539/mo$1,537/mo$461,741
58.๐Ÿ‡ฏ๐Ÿ‡ตHamamatsu, Japan2037+19y49 y/o$1,550/mo$1,549/mo$465,090
59.๐Ÿ‡ฏ๐Ÿ‡ตNagoya, Japan2037+19y49 y/o$1,566/mo$1,565/mo$469,885
60.๐Ÿ‡ฏ๐Ÿ‡ตHiroshima, Japan2037+19y49 y/o$1,582/mo$1,580/mo$474,694
61.๐Ÿ‡ฏ๐Ÿ‡ตKyoto, Japan2038+20y50 y/o$1,615/mo$1,613/mo$484,354
62.๐Ÿ‡ฏ๐Ÿ‡ตKagoshima, Japan2038+20y50 y/o$1,636/mo$1,634/mo$490,662
63.๐Ÿ‡ฏ๐Ÿ‡ตOkinawa, Japan2038+20y50 y/o$1,639/mo$1,637/mo$491,635
64.๐Ÿ‡บ๐Ÿ‡ธSan Antonio, United States2039+21y51 y/o$1,679/mo$1,677/mo$503,841
65.๐Ÿ‡บ๐Ÿ‡ธJacksonville, United States2039+21y51 y/o$1,707/mo$1,706/mo$512,191
66.๐Ÿ‡ฆ๐Ÿ‡นVienna, Austria2039+21y51 y/o$1,711/mo$1,708/mo$513,176
67.๐Ÿ‡ช๐Ÿ‡ธMadrid, Spain2039+21y51 y/o$1,714/mo$1,712/mo$514,161
68.๐Ÿ‡ฐ๐Ÿ‡ทSeoul, South Korea2040+22y52 y/o$1,753/mo$1,751/mo$526,033
69.๐Ÿ‡ฉ๐Ÿ‡ชFrankfurt, Germany2040+22y52 y/o$1,783/mo$1,782/mo$534,991
70.๐Ÿ‡ฉ๐Ÿ‡ชBerlin, Germany2040+22y52 y/o$1,788/mo$1,787/mo$536,488
71.๐Ÿ‡บ๐Ÿ‡ธLas Vegas, United States2040+22y52 y/o$1,788/mo$1,786/mo$536,488
72.๐Ÿ‡ฏ๐Ÿ‡ตSapporo, Japan2040+22y52 y/o$1,805/mo$1,803/mo$541,489
73.๐Ÿ‡ช๐Ÿ‡ธBarcelona, Spain2040+22y52 y/o$1,812/mo$1,810/mo$543,493
74.๐Ÿ‡ฏ๐Ÿ‡ตYokohama, Japan2040+22y52 y/o$1,827/mo$1,824/mo$548,011
75.๐Ÿ‡ฉ๐Ÿ‡ชMunich, Germany2043+25y55 y/o$2,064/mo$2,062/mo$619,298
76.๐Ÿ‡จ๐Ÿ‡ฆToronto, Canada2043+25y55 y/o$2,066/mo$2,064/mo$619,821
77.๐Ÿ‡บ๐Ÿ‡ธPortland, United States2043+25y55 y/o$2,108/mo$2,105/mo$632,424
78.๐Ÿ‡ฆ๐Ÿ‡บMelbourne, Australia2045+27y57 y/o$2,259/mo$2,256/mo$677,766
79.๐Ÿ‡ธ๐Ÿ‡ชStockholm, Sweden2046+28y58 y/o$2,303/mo$2,300/mo$690,770
80.๐Ÿ‡ธ๐Ÿ‡ฌSingapore, Singapore2048+30y60 y/o$2,513/mo$2,510/mo$753,779
81.๐Ÿ‡ฏ๐Ÿ‡ตTokyo, Japan2048+30y60 y/o$2,518/mo$2,516/mo$755,466
82.๐Ÿ‡บ๐Ÿ‡ธAustin, United States2048+30y60 y/o$2,529/mo$2,527/mo$758,842
83.๐Ÿ‡จ๐Ÿ‡ณHong Kong, China2049+31y61 y/o$2,649/mo$2,646/mo$794,652
84.๐Ÿ‡ฌ๐Ÿ‡งLondon, United Kingdom2051+33y63 y/o$2,882/mo$2,880/mo$864,681
85.๐Ÿ‡ณ๐Ÿ‡ฑAmsterdam, Netherlands2054+36y66 y/o$3,120/mo$3,117/mo$935,939
86.๐Ÿ‡ฏ๐Ÿ‡ตFukuoka, Japan2054+36y66 y/o$3,132/mo$3,128/mo$939,628
87.๐Ÿ‡บ๐Ÿ‡ธLos Angeles, United States2055+37y67 y/o$3,279/mo$3,276/mo$983,758
88.๐Ÿ‡บ๐Ÿ‡ธNew York City, United States2059+41y71 y/o$3,741/mo$3,737/mo$1,122,354
89.๐Ÿ‡บ๐Ÿ‡ธSan Francisco, United States2061+43y73 y/o$3,985/mo$3,981/mo$1,195,603



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