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How early can you retire if you move to another place?

Financial Independence Calculator

How early can you retire if you move to another place?



Current age    Withdrawal rate     %
Current net worth
(assets — debt)
Debt interest rate     %
Current city     Annual return interest     %
Current monthly income
(net after tax)
Tax rate on returns     %
Current monthly spending
(in Amsterdam)
Have a family?     Use cost of living for a family
Personalize?    Use your spending in Amsterdam to estimate cost abroad (1.00x) Fat FIRE?     Retire luxuriously (5x cost)


RankCityYearIn yearsRetirement age 4% WithdrawalCost of LivingNet worth
1.๐Ÿ‡ฆ๐Ÿ‡ทBuenos Aires, Argentina2028+9y39 y/o$755/mo$753/mo$226,404
2.๐Ÿ‡ช๐Ÿ‡จQuito, Ecuador2028+9y39 y/o$766/mo$765/mo$229,690
3.๐Ÿ‡ป๐Ÿ‡ณHo Chi Minh City, Vietnam2028+9y39 y/o$766/mo$765/mo$229,690
4.๐Ÿ‡ฒ๐Ÿ‡ฝCancun, Mexico2028+9y39 y/o$774/mo$773/mo$232,159
5.๐Ÿ‡ฎ๐Ÿ‡ฉCanggu, Indonesia2028+9y39 y/o$775/mo$774/mo$232,571
6.๐Ÿ‡บ๐Ÿ‡ฆLviv, Ukraine2029+10y40 y/o$810/mo$808/mo$242,908
7.๐Ÿ‡จ๐Ÿ‡ดMedellรญn, Colombia2029+10y40 y/o$822/mo$821/mo$246,648
8.๐Ÿ‡น๐Ÿ‡ทAntalya, Turkey2029+10y40 y/o$828/mo$827/mo$248,313
9.๐Ÿ‡ง๐Ÿ‡พMinsk, Belarus2029+10y40 y/o$830/mo$829/mo$249,146
10.๐Ÿ‡ฆ๐Ÿ‡ฒYerevan, Armenia2029+10y40 y/o$832/mo$831/mo$249,563
11.๐Ÿ‡ฒ๐Ÿ‡ฉChisinau, Moldova2029+10y40 y/o$843/mo$842/mo$252,902
12.๐Ÿ‡ง๐Ÿ‡ฌSofia, Bulgaria2029+10y40 y/o$849/mo$848/mo$254,575
13.๐Ÿ‡ฌ๐Ÿ‡ชTbilisi, Georgia2029+10y40 y/o$854/mo$853/mo$256,249
14.๐Ÿ‡ป๐Ÿ‡ณDa Nang, Vietnam2030+11y41 y/o$906/mo$905/mo$271,828
15.๐Ÿ‡ต๐Ÿ‡ฑPoznan, Poland2030+11y41 y/o$929/mo$927/mo$278,616
16.๐Ÿ‡น๐Ÿ‡ทIstanbul, Turkey2030+11y41 y/o$936/mo$935/mo$280,744
17.๐Ÿ‡ฒ๐Ÿ‡ฒYangon, Myanmar2030+11y41 y/o$947/mo$946/mo$284,154
18.๐Ÿ‡ฒ๐Ÿ‡ฝMexico City, Mexico2031+12y42 y/o$960/mo$959/mo$288,001
19.๐Ÿ‡ต๐Ÿ‡ฑLodz, Poland2031+12y42 y/o$986/mo$985/mo$295,724
20.๐Ÿ‡ท๐Ÿ‡ธBelgrade, Serbia2031+12y42 y/o$986/mo$985/mo$295,724
21.๐Ÿ‡น๐Ÿ‡ผTainan, Taiwan2031+12y42 y/o$1,023/mo$1,022/mo$306,950
22.๐Ÿ‡ญ๐Ÿ‡บBudapest, Hungary2032+13y43 y/o$1,074/mo$1,072/mo$322,195
23.๐Ÿ‡ฒ๐Ÿ‡ฆCasablanca, Morocco2032+13y43 y/o$1,075/mo$1,074/mo$322,632
24.๐Ÿ‡บ๐Ÿ‡ฆKiev, Ukraine2032+13y43 y/o$1,096/mo$1,095/mo$328,775
25.๐Ÿ‡ท๐Ÿ‡ดBucharest, Romania2033+14y44 y/o$1,106/mo$1,105/mo$331,856
26.๐Ÿ‡ง๐Ÿ‡ทSรฃo Paulo, Brazil2033+14y44 y/o$1,124/mo$1,122/mo$337,152
27.๐Ÿ‡ญ๐Ÿ‡ทZagreb, Croatia2033+14y44 y/o$1,149/mo$1,147/mo$344,685
28.๐Ÿ‡ฒ๐Ÿ‡พKuala Lumpur, Malaysia2033+14y44 y/o$1,150/mo$1,149/mo$345,129
29.๐Ÿ‡ฐ๐Ÿ‡ทDaejeon, South Korea2034+15y45 y/o$1,183/mo$1,181/mo$354,936
30.๐Ÿ‡ต๐Ÿ‡ฑKrakรณw, Poland2034+15y45 y/o$1,195/mo$1,194/mo$358,518
31.๐Ÿ‡ต๐Ÿ‡ฑWarsaw, Poland2034+15y45 y/o$1,204/mo$1,202/mo$361,209
32.๐Ÿ‡น๐Ÿ‡ญBangkok, Thailand2034+15y45 y/o$1,216/mo$1,214/mo$364,805
33.๐Ÿ‡ฐ๐Ÿ‡ทJeju Island, South Korea2034+15y45 y/o$1,222/mo$1,220/mo$366,607
34.๐Ÿ‡ท๐Ÿ‡บSaint Petersburg, Russia2034+15y45 y/o$1,224/mo$1,222/mo$367,057
35.๐Ÿ‡ช๐Ÿ‡ธTenerife, Spain2035+16y46 y/o$1,261/mo$1,259/mo$378,364
36.๐Ÿ‡ฑ๐Ÿ‡นVilnius, Lithuania2035+16y46 y/o$1,316/mo$1,314/mo$394,790
37.๐Ÿ‡ฏ๐Ÿ‡ตOkayama, Japan2036+17y47 y/o$1,337/mo$1,336/mo$401,224
38.๐Ÿ‡ฏ๐Ÿ‡ตKitakyushu, Japan2036+17y47 y/o$1,376/mo$1,375/mo$412,777
39.๐Ÿ‡ช๐Ÿ‡ธValencia, Spain2036+17y47 y/o$1,379/mo$1,378/mo$413,705
40.๐Ÿ‡ต๐Ÿ‡ฑWrocล‚aw, Poland2036+17y47 y/o$1,390/mo$1,388/mo$416,957
41.๐Ÿ‡ฏ๐Ÿ‡ตSendai, Japan2036+17y47 y/o$1,396/mo$1,395/mo$418,818
42.๐Ÿ‡ฐ๐Ÿ‡ทBusan, South Korea2036+17y47 y/o$1,412/mo$1,410/mo$423,480
43.๐Ÿ‡ฏ๐Ÿ‡ตKagoshima, Japan2036+17y47 y/o$1,418/mo$1,416/mo$425,349
44.๐Ÿ‡น๐Ÿ‡ผTaipei, Taiwan2037+18y48 y/o$1,444/mo$1,442/mo$433,314
45.๐Ÿ‡จ๐Ÿ‡ณShanghai, China2037+18y48 y/o$1,449/mo$1,447/mo$434,724
46.๐Ÿ‡ฉ๐Ÿ‡ชDresden, Germany2037+18y48 y/o$1,471/mo$1,469/mo$441,319
47.๐Ÿ‡ง๐Ÿ‡ทRio de Janeiro, Brazil2038+19y49 y/o$1,544/mo$1,542/mo$463,175
48.๐Ÿ‡ต๐Ÿ‡นLisbon, Portugal2039+20y50 y/o$1,626/mo$1,624/mo$487,748
49.๐Ÿ‡ฏ๐Ÿ‡ตHamamatsu, Japan2039+20y50 y/o$1,634/mo$1,632/mo$490,176
50.๐Ÿ‡จ๐Ÿ‡ฟPrague, Czechia2040+21y51 y/o$1,688/mo$1,686/mo$506,292
51.๐Ÿ‡ท๐Ÿ‡บMoscow, Russia2040+21y51 y/o$1,704/mo$1,702/mo$511,206
52.๐Ÿ‡ฆ๐Ÿ‡นVienna, Austria2041+22y52 y/o$1,758/mo$1,757/mo$527,523
53.๐Ÿ‡ฐ๐Ÿ‡ทSeoul, South Korea2041+22y52 y/o$1,775/mo$1,773/mo$532,498
54.๐Ÿ‡ฏ๐Ÿ‡ตKobe, Japan2041+22y52 y/o$1,788/mo$1,787/mo$536,488
55.๐Ÿ‡จ๐Ÿ‡ฆMontreal, Canada2041+22y52 y/o$1,802/mo$1,799/mo$540,488
56.๐Ÿ‡ฏ๐Ÿ‡ตNagoya, Japan2041+22y52 y/o$1,805/mo$1,803/mo$541,489
57.๐Ÿ‡ธ๐Ÿ‡ชGothenburg, Sweden2041+22y52 y/o$1,813/mo$1,812/mo$543,995
58.๐Ÿ‡ฌ๐Ÿ‡งLiverpool, United Kingdom2041+22y52 y/o$1,815/mo$1,813/mo$544,496
59.๐Ÿ‡ฉ๐Ÿ‡ชCologne, Germany2042+23y53 y/o$1,920/mo$1,918/mo$575,878
60.๐Ÿ‡ฏ๐Ÿ‡ตOsaka, Japan2042+23y53 y/o$1,925/mo$1,922/mo$577,411
61.๐Ÿ‡ช๐Ÿ‡ธMadrid, Spain2043+24y54 y/o$2,011/mo$2,008/mo$603,152
62.๐Ÿ‡ช๐Ÿ‡ธBarcelona, Spain2043+24y54 y/o$2,011/mo$2,009/mo$603,152
63.๐Ÿ‡ฉ๐Ÿ‡ชBerlin, Germany2044+25y55 y/o$2,043/mo$2,042/mo$613,031
64.๐Ÿ‡ฏ๐Ÿ‡ตSapporo, Japan2044+25y55 y/o$2,096/mo$2,093/mo$628,739
65.๐Ÿ‡ฏ๐Ÿ‡ตKyoto, Japan2044+25y55 y/o$2,098/mo$2,095/mo$629,265
66.๐Ÿ‡ฏ๐Ÿ‡ตFukuoka, Japan2046+27y57 y/o$2,218/mo$2,215/mo$665,387
67.๐Ÿ‡ฏ๐Ÿ‡ตOkinawa City, Japan2046+27y57 y/o$2,239/mo$2,237/mo$671,835
68.๐Ÿ‡ฆ๐Ÿ‡บMelbourne, Australia2046+27y57 y/o$2,263/mo$2,260/mo$678,846
69.๐Ÿ‡ฏ๐Ÿ‡ตHiroshima, Japan2047+28y58 y/o$2,321/mo$2,318/mo$696,215
70.๐Ÿ‡ฏ๐Ÿ‡ตYokohama, Japan2047+28y58 y/o$2,341/mo$2,339/mo$702,222
71.๐Ÿ‡ซ๐Ÿ‡ฎHelsinki, Finland2048+29y59 y/o$2,442/mo$2,439/mo$732,546
72.๐Ÿ‡ธ๐Ÿ‡ชStockholm, Sweden2048+29y59 y/o$2,459/mo$2,456/mo$737,554
73.๐Ÿ‡จ๐Ÿ‡ณHong Kong, China2050+31y61 y/o$2,641/mo$2,638/mo$792,359
74.๐Ÿ‡ซ๐Ÿ‡ทParis, France2050+31y61 y/o$2,655/mo$2,652/mo$796,374
75.๐Ÿ‡ธ๐Ÿ‡ฌSingapore, Singapore2050+31y61 y/o$2,666/mo$2,663/mo$799,821
76.๐Ÿ‡ฉ๐Ÿ‡ชMunich, Germany2050+31y61 y/o$2,668/mo$2,666/mo$800,396
77.๐Ÿ‡ฏ๐Ÿ‡ตTokyo, Japan2052+33y63 y/o$2,882/mo$2,880/mo$864,681
78.๐Ÿ‡ฌ๐Ÿ‡งLondon, United Kingdom2054+35y65 y/o$3,040/mo$3,037/mo$912,120
79.๐Ÿ‡ฉ๐Ÿ‡ฐCopenhagen, Denmark2059+40y70 y/o$3,574/mo$3,570/mo$1,072,154
80.๐Ÿ‡บ๐Ÿ‡ธLos Angeles, United States2059+40y70 y/o$3,600/mo$3,596/mo$1,080,007
81.๐Ÿ‡ณ๐Ÿ‡ฑAmsterdam, Netherlands2059+40y70 y/o$3,639/mo$3,637/mo$1,091,839
82.๐Ÿ‡บ๐Ÿ‡ธNew York City, United States2063+44y74 y/o$4,018/mo$4,013/mo$1,205,266
83.๐Ÿ‡บ๐Ÿ‡ธSan Francisco, United States2068+49y79 y/o$4,677/mo$4,674/mo$1,403,174



version 0.2

The information provided here for informational purposes only. It should not be considered legal or financial advice. You should consult with an attorney or other professional to determine what may be best for your individual needs. Nomad List does not make any guarantee or other promise as to any results that may be obtained from using our content. No one should make any investment decision without first consulting his or her own financial advisor and conducting his or her own research and due diligence. To the maximum extent permitted by law, Financial Poise disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses. Content contained on or made available through the website is not intended to and does not constitute legal advice or investment advice and no attorney-client relationship is formed. Your use of the information on the website or materials linked from the Web is at your own risk. TERMS AND CONDITIONS APPLY. MOVING TO ANOTHER PLACE WON'T REMOVE YOUR EXISTENTIAL ANGST. DEAL WITH IT ๐Ÿ•ถ




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