I prefer not carrying it with me. I only bring it with me when buying a SIM, buying alcohol in the US, and similar situations.
The likelihood of an emergency GTFO of a country ASAP situation depends a lot on where you are. For most places I visit, it’s a non-issue. But whenever I’ve been to e.g. Gaza I’ve kept it on me at all times.
For all other times, a copy in Lastpass is all I have.