Just seeing this thread.
I’m with AXA PPP International myself. I had a rather specific case and looked at a great many options.
I’m Bermudian and Bermuda has no public health care (for me at least). A great many of the insurance plans I looked at relied on you having home coverage in your country of residence (someone else defined it as the difference between travel insurance and health insurance). They basically cover you for immediate care and then repatriate you back home. This works ok if you’re resident somewhere that has public health care (or you have resident insurance) but doesn’t work so well if you don’t.
Another key thing I looked at was ongoing coverage like physio as well as sports coverage. I like to kiteboard and wakeboard. This was also something that narrowed down the list as many covered you initially but didn’t have ongoing coverage and care.
So I needed global coverage (there was a cheaper ex-US option which I went with) that doesn’t rely on me already having some form of health care and when I looked into the small print, AXA was one of the few. The overall policy covers up to $2.4 million USD each year and costs me about $2500 a year (a far cry from the $5000 and $7500 I was quoted by Bermudian insurance companies).
They also have a network of hospitals that apparently if you call in for pre-approval or get routed there and they’ll prepay your bills so no claims. I haven’t had to make any claims yet so I have no idea how reliable this is.