Health Insurance for Europeans?


#1

Hi there, I’m currently looking at Allianz Global and IM Global as a health insurance for long-term travel in Asia. Any experiences with those two or are there better options for European residents?


#2

Hi Patrick! Are those full health coverage? meaning they will substitute local health systems? I say this because I’ve registered with World Nomads for example, which is quite common among travelers too.


#3

Hey, thanks! I was about to purchase the World Nomads insurance, but they say before you buy: “I understand, this policy is to be used for travel purposes and is not a substitute for international private medical insurance”. Most of the important things are covered by Allianz or IM Global, so I’m wondering why I should pay international private health and travel insurance.


#4

Yes, so as far as I know Allianz and IM Global are insurance alternatives for local health systems, While World Nomads will work on top of local health including transferring you back home.


#5

Great, thanks!