How much Data are you using per month?

I'm in need of a tax advisor who understands "our" typical situation. I'm all good on being legal on taxes at this point, but as I'm doing more investing and there's more compliance and KYC and such, it's getting more complicated to deal with this topic. Not living in my country of citizenship, company in another country, resident in yet another country, banking in a different country ... you know how it is, a pile of red flags.

Would be great to find a good tax advisor to sort things in a way that makes my situation as "explainable" and easily dealt with as possible. Any leads?

We're looking for a country in South East Asia that can function as our base, mainly for tax purposes. Meaning it will have to be a place where we can stay for the 183 days required without too much hassle.

We've been looking at Thailand, but have heard that it's very hard to do visa runs etc., so what other can you recommend? Indonesia looked like a good option, but the income rate is a flat 20% and very high for the region.

Hi, I’ve seen that Nomad List offers different options that could work for connecting with other nomads that are in the same place as me (forum, Slack, user maps, matches and maybe even more options I haven’t seen), but I’m not sure what is the best/recommended way to use all these options.

Should I use all of them? Start with a message in the forum and/or Slack?

Sending private messages to a lot of people feels a little bit “aggressive”. And matches are not based on current location if I understood it correctly.

By the way, I just arrived at Budapest

Hi! I’m still struggling to figure out how to handle health insurance.

What handy guides have you found to help figure out USA health care?

I’m struggling with:

• When it’s okay/wise to go without coverage while abroad, these days.
• What other type of insurance I want while traveling, and whether it needs to be a supplement to USA insurance or if it can be a replacement.
• Etc.

Above all, I think I want out. I wonder about success stories in moving to some other system/location, and the method you’d recommend: additional citizenship, a special visa, etc.

I have searched this topic and struggled with it, so summaries and clarity are super helpful. I appreciate any and all help with this. Thanks so much!

I have been a digital nomad for the last couple of years. I have always worked in tech and now run a couple of profitable online businesses that give me a reliable income and allow me to fund a nomadic lifestyle.

I recently exited one of my businesses and I am considering to invest the income from the sale in properties, mainly for 2 reasons:

a) I don’t want to keep wasting my money in renting apartments across the cities I stay

b) I believe in properties as investment and I want to diversify my investment portfolio (mainly stocks)

After years of constant wander from one place to another, now I am the type of digital nomad who sticks to few locations: I mainly rotate across 4 places each year (San Francisco, Medellin, Berlin, Bali). Buying a house in each of those location would be difficult and too expensive. Therefore, I was wondering if there was any sort of service that combines an investment opportunity with the ability to access different properties around the world (even if just for a limited time per year) ?

Imagine living in 4 cities per year and having a house in each place that you can exclusively use for 3 months and at the same time having your investment growing (this depending on the market, of course). Wouldn’t that be great? I believe it could be done via a property fund selling you a share and giving you access to some of their properties for a limited timeframe each year.

Has anyone heard of anything like that?

Thanks!

Hi there!

I’m looking for international sim card services. I looked for other posts, and I know there are other alternatives, but I’m interested to have an international sim-card with only data plan, just to be used while I get a local one.

Alternatives:

• Go Sim - http://www.gosim.com/data-sim-card.html
• World Sim - https://www.worldsim.com/top-up#data-bundle
• Travel Sim - https://travelsim.com/data-roaming-packages/
• Telestial - http://www.telestial.com/international-sim-card

¿Any experience using any of these services?
thnx!

Hi All! I’ve heard Spark and Vodafone are the best. I plan to move around, so I care mostly about having good coverage, and all I’ll need is around 1 GB of data or so.

Any suggestions?

Thanks!

I am soon to find out one way or another as I will leave my residency to become a nomad myself. I have not found a good solution for Bali or Asian countries on the internet.

I read our existing Nomadlist posts under Money tag. Money handling and charges around accessing it seem to be a big issue for nomads, soon my issue. As a post I read said, accessing money for a Nomad can be harder than making money. I am more worried about accessing money than having some.

I’ll use Transferwise Borderless account to keep my day to day living money. I am opening a Pte Ltd corporate, that only goes for business-related expenses.
My Canadian credit card will charge me an arm and a leg in fees and currency conversion for me to get Indonesian Rupiah in Bali from Canadian dollar account. Then at some point, my credit card will complain I am not in Canad anymore.
Not knowing better, I’ll try that. If that works good and still live me short on how to go for smaller and random daily expenses.

Thanks for your help!
Enjoy your Nomad living!!

I am contemplating to spend some digital nomad time on Cabo Verde. But as it is not yet on the Nomad List I was wondering if anyone has been there and what it is like re: Internet speed and accommodation?

Hello! My family and I are planning to move to Europe and live nomadically for some time. I was wondering if anyone had experience registering a NON-EU spouse. I know some countries are faster than others. Spain takes 6 months vs Poland taking 1 month. I would love to hear of anyone who had this experience. Do you know of any country where the process of registering a NON-EU spouse i fast? We don’t want to wait to long in one county waiting for the temporary residency. Thanks!

Hello all,

I have a mail management service in the UK which all my mail gets sent to. This works fine 90% of the time and most can be dealt with digitally.

The other 10%, I need the mail sent on to me, which they do offer as a service. However, where I struggle is giving them an address to send it to in the Philippines, namely Manila.

I’ve used DHL for really important stuff, like bank cards, but it would be nice to have an address where I can forward certain mail. Anyone been able to set something up like this in the Philippines? Would a virtual office allow me to receive mail?

Thanks in advance

Hi everyone! I’m thinking of making the jump from being an office-bound web developer to freelancing instead. I was hoping to talk to some of you who do freelance web dev while living a nomadic lifestyle.

I’m at a bit of a loss, because when I’ve tried looking for posts about this kind of lifestyle, the majority of what I’ve found is for web designers or Wordpress developers, which are both pretty different from being a developer who likes to work with React or whatever other framework.

So for those of you who are living my dream right now:
Are you usually building Wordpress sites, or more often using a framework like React or Ruby on Rails? Or something else entirely?

What types of contracts do you take on? Ecommerce? Building blogs?
Are they on-going, or one-off projects?

How do you get clients while on the road? Is it mostly Upwork or word of mouth?

I have a ton of questions, and would greatly appreciate hearing about your experiences. Thank you!

Here’s a question (actually a bunch of related questions) that’s been a bit of a thorn in my side lately. I’ve already combed this forum as well as several others but would love some more insight from more knowledgable people.

So, here goes…

Background: I’m a perpetual traveler and haven’t stayed in a single country longer than 6 months for around 5 years now. I’m a non-US person so no IRS worries but my country of citizenship (Korea) has a residential tax system and since I haven’t claimed residency anywhere else, it seems possible for my government to claim me as a tax citizen.

Which brings me to my first question: At what point does forming a solid business structure to cover your taxable a** become worth the hassle? $100K/year? At $200K/year? I sort of feel like most governments wouldn’t bother with this because it’s relatively “small fish” - thoughts?

And that brings me to another question: If I’m not needlessly spending time worrying and I should finally pull the trigger and set something up that makes me more “legit” - even if it requires paperwork - what’s my best option? Here’s what I’ve come up with:

Set up an offshore company - I’m leaning toward RAK Offshore since it seems to have no paperwork requirements and has no taxes - and use that to hold and re-invest the income I receive while paying myself a nominal amount every month, like $3,000, which I then file Korean (income) taxes for. This makes sense in my head since that’s roughly the amount I spend every month anyway but would this qualify as tax evasion?

Last question: for all of you who are perpetual travelers and aren’t filing tax returns with your country of citizenship/last tax residency - what are you doing in terms of investing the money you’ve saved? From what I’ve read, banks will report accounts that hold over a certain amount to the country of the account holder and online brokerage accounts seem to be the same.
Oh, and is the money accrued (without being reported tax-wise) considered black money?!

Okay, I’m done for now. Apologies for writing a book - I’m not so learned on this topic. Would appreciate any insights. Thanks in advance!

Hey fellow nomads. I have an interesting situation.

I’m a Canadian Citizen who’s been a resident of the United States for the last 12 years (work VISA). I incorporated my LLC in Hong Kong and have been a nomad for about 6 months.

I just spoke to my Accountant and he says that I will only have to pay taxes to HK, because I’m not a resident of either US or CAN. That’s amazing news as both places suck for taxes.

I’m currently in Colombia but I spent the first 2 months of this year in Canada—I want to make sure I stay out of Canada long enough to remain a non-resident.

Does anyone know what that amount of time is?

Hey guys. At the moment I and my wife have two sons - 4 and 1.5 yo. We spent 5 months in 7 Asian countries last winter. Lack of kindergarten was the number one problem. That’s the only one reason that stops nomading all the time.
This time we’d like to do the same on another continent. We’re thinking about Latin America or Africa. We need a good kindergarten and beautiful safe place with good warm weather.
Ideal scenario - Montessori preschool in not too dry but green place with the temperature about 23-30°C/70-90°F.
Could you please share your experience or the useful information from the friends or relatives?

I’m going on a rock festival to Louisiana in October. From there I’d like to visit maybe 3 places and be gone by new year. What I’m looking for are dreamy rural towns ~50k in size that haven’t changed much and will allow me to briefly experience how it is living in the South/SE USA. Another thing is since I’m coming in Fall, what will the weather be? Where I’m coming from, November is all rain, clouds, winds and 10 degrees (so the crappiest weather possible). Are my filters yielding any results? Thanks!

Has anyone been to Arequipa and worked with Skype or Zoom? I’m currently in Lima and have 8 Mbps which is fine. Funnily, Nomadlist lists Lima with an average speed of 2Mbps and Arequipa with 5Mbps. Any recent experiences? Also interested in the north of Chile as I’m thinking of travelling by bus to Arica, San Pedro de Atacama and then either to Argentina or slowly down south to Patagonia.

Hi nomads! I’m trying to figure out all props and cons of using Charles Schwab vs N26 banks. Is anyone using those banks? If yea - what you like/dont like about it. And if income is mostly in US which one is better to open?

Thanks