Many thanks for those helpful informations. The purpose of a permanent address I understand now better. However, most of the insurances I contacted say that they can’t give me coverage as they need a permanent residency.
Or, f.e. “World Nomads” stated: “We define your country of permanent residence as the country where you have your permanent home or principal establishment and to where, whenever you are absent, you intend to return.”
So, yes, I would want to return to Switzerland in case of a medical emergency but no, I don’t have a permanent home and also not a principal establishment, so I think I don’t classify? I asked World Nomads further but they said that it’s up to me to decide if I classify as a permanent resident of Switzerland or not and they can’t give me any advice on this.
Furthermore, they said that World Nomads is not a health insurance policy. It will not cover all of my medical expenses, particularly for medical treatment not considered necessary by our medical specialists.
Anyway, I only read bad reviews about World Nomads so I guess I’m not sure if this is the right insurance company. Do you might know of any international health insurance which would suit for my situation?