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What's a good budgeting app for nomads?


by @stepunk 9yr  | 9 comments

Iโ€™m looking for a good budgeting and expenses tracking software to track my expenses and my income, I donโ€™t mind if itโ€™s free or paid, but I canโ€™t find any with all these characteristics which are fundamental for me. They always lack at least one or two.

  • multi-account (for me and my girlfriend)
  • multi-currency (of course)
  • sync between desktop and multiple mobile devices
  • geolocation for each transaction to better track expenses by country and city

What do you use?

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@voskovek 9yr

Trail Wallet is awesome, I used it in my last trip and worked like a charm. Toshl looks great too, but you have to pay monthly/yearly. Trail Wallet has a one time $4 fee.

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@jakub 9yr

Anyone use http://voyagetravelapps.com/trail-wallet/ ? I found it great.

Anyway my iPod Touch is broken and thinking if I should pay $$ for repair just to get my Trail Wallet data back :frowning:

I dislike Apple, but canโ€™t find any nice, easy to use app like Trail Wallet or Pennies for Android - any ideas?

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@stepunk 9yr

Iโ€™m an Android / Windows user, so Trail Wallet is not for me (but apparently itโ€™s the perfect software Iโ€™m looking for).

The closest thing for Android will be the next Toshl version (2.0) but they are very slow at releasing itโ€ฆ :confused:

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@talraviv 9yr

Iโ€™ve fallen in love with Pennies - Iโ€™ve been using it for the last six months. It doesnโ€™t connect to any bank accounts, which I prefer, and is all self-reported, which is fantastic because it makes you very cognizant of expenses.

  • You can have multiple budgets
  • Thereโ€™s multiple currencies but not in the same budget.
  • Can export to CSV
  • Love the UX

Not all of your requirements, but has really helped me.

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@stepunk 9yr

Itโ€™s worth mentioning that Iโ€™m also looking into http://www.podio.com

Itโ€™s a very configurable workspace that let you track basically everything (time, expenses, money, projects, clients, etcโ€ฆ), but it has to be โ€œconfiguredโ€ (quite a steep learning curve) and I got stuck when I tried to manage multiple currencies.

You can manually add a conversion rate and do the calculations, but I want to do it automatically. If anybody has a solution for this on Podio, please let me know!

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toshl is pretty good although you have to manually add expenses and it canโ€™t geolocate anything. The multi currency support is spot on though and you can organize your data through tags so some kind of geo tracking at point of entry.

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@stepunk 9yr

Toshl looks good.

Adding everything manually wonโ€™t be a problem. It just takes a few minutes and it helps to keep the general picture in mind.

And with a smart tagging system Iโ€™ll be able to categorize expenses/incomes, (geo)tag them, and separate them between me and my girlfriend.

Iโ€™ll have atest run with it for a few weeks, and in the meantime Iโ€™ll keep looking for other options :wink:

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@travis 9yr

I donโ€™t know of one that checks all those boxes, but I think You Need a Budget is worth looking at. They do have an article on two ways to handle multiple currencies: https://www.youneedabudget.com/support/article/multiple-currencies

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@stepunk 9yr

Thank you Travis, I already checked the trial version of YNAB, but the multy-currency support is not really user friendlyโ€ฆ By changing conutry every few weeks/months this is something quite important

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Read and participate in 14,117 discussions on Nomad List

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Holร  ! What's the internet / wifi situation in Sayulita ?


in Puerto Escondido , Mexico by @ambroisedebret 3yr 3 years ago  | 0 comments

After being told it's unworkable in Puerto Escondido, looking for alternatives :)

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How do I get Travel/Medical Insurance for Portugal for visa application from Australia?


in Portugal by @jonathanpoh 3yr 3 years ago  | 5 comments

I'm preparing my Portuguese D7 long-term visa application and one of the required documents is proof of travel insurance with medical coverage. However, as an Australian citizen, if put that as my country of residence in many travel insurance companies' quick quote forms, I'm unable to get ANY insurance coverage at all because of the current travel ban out of Australia, and the Australian govt's 'Do Not Travel' advice to ALL countries. I know that Aussies are applying for, and successfully getting visas from the Portuguese Consulate here, so where and how are they fulfilling this insurance requirement if insurers aren't selling any coverage? Does anybody know or have any ideas?

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Tax advisor for permanent nomads?


by @eljaques 4yr 4 years ago  | 1 comment

I'm in need of a tax advisor who understands "our" typical situation. I'm all good on being legal on taxes at this point, but as I'm doing more investing and there's more compliance and KYC and such, it's getting more complicated to deal with this topic. Not living in my country of citizenship, company in another country, resident in yet another country, banking in a different country ... you know how it is, a pile of red flags.

Would be great to find a good tax advisor to sort things in a way that makes my situation as "explainable" and easily dealt with as possible. Any leads?

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What's the best thing to do with your phone/ your phone number when travelling?


in Poland by @davda1546 4yr 4 years ago  | 6 comments

Hey, hope everyone is well!

We're leaving in a month to go travelling. Our first destination is still to be confirmed, but will likely be Poland or Slovakia. We will be moving around every month or two to different destinations.

The question we have is: what do people do with phones/ phone numbers when hopping from country to country? Ideally we'd just like one number for the whole trip (even better, the number we already have) wherever we go, rather than getting new SIMs with different numbers.

This is just so it's easier to keep in contact with family/ clients/ etc.

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What's the best SIM card you can get for traveling to Spain?


in Spain by @gabygarreau 4yr 4 years ago  | 3 comments

Hi! I want to relocate to Spain and I was wondering if someone can recommend a SIM card with a good data package.

Thanks

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What is the best way to approach Taiwan?


in Taiwan by @zoxel 4yr 4 years ago  | 4 comments

We have never been in Taiwan (a couple of travelers) and I am just wondering is possible to find there some quite clean place to hang for a while? How it is better to start? Are there any websiteโ€™s for short and long term rentals? It looks like AirBnB is not that popular there. So it seems that usual tactics - rent hotel or airbnb for short term and then look for long term just driving around might not work. It looks like everything there in Chinese - so if there are any tips how to overcome this - that is more then welcome :slight_smile: Overall just interested in any suggestion - where best to go first? Also is it hard to extend your stay there - we are digital nomads - so working for some company overseas and probably will be extending as a tourist (If we like there).
Sorry for so many questions - but this is really some terra incognita for me :slight_smile:

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Central America - Where and what's next?


by @as11 4yr 4 years ago  | 11 comments

Currently in Playa Del Carmen, Mexico and heading to Santa Teressa, Costa Rica next week.
Then Aruba in the Caribbean Sea for Christmas and New Year.

However I feel I want to head back to Central America to bring living costs down, rather than staying in the Caribbean Sea among the expensive Islands.

This means I have around 2 - 2,5 month of unplanned travelling.
Any digital nomads who have ideas about where to head in that timeframe?

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How do we solve housing for digital nomads?

 

by @levelsio 4yr 4 years ago  | 61 comments

Thereโ€™s been a lot of discussion on this recently.

Nomads usually stay in hostels, hotels and short-term apartments. But itโ€™s all not very optimal.

Iโ€™ve heard people suggest getting funding and building a network of houses you can stay at for a subscription price (e.g. Bruno Haid is working on that).

I donโ€™t want do physical stuff, so Iโ€™m thinking of building a platform around making housing better for nomads.

What are the housing problems nomads face? And how can we solve them with products/services?

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App/tool/service for nomads to bring things from another country?


by @brmolin 5yr 5 years ago  | 4 comments

I vaguely remember hearing about such a service before, but Iโ€™m drawing a blank on the name. Basically I left my tablet on a connecting flight in Europe, right before my main flight to Thailand. They have my tablet and are willing to ship it out for me, but people have warned me thereโ€™s a big risk of it getting โ€œlost in the mailโ€ if I ship something expensive like that to Thailand.

Iโ€™m wondering if thereโ€™s a service or community, where I can find a nomad whoโ€™s in Europe/heading to Thailand soon, so I can have it shipped to them in Europe and pay them to ferry it down here for me? I met someone in Budapest a ways back who had built something for this type of use-case, but I canโ€™t remember the name of it. Any help would be appreciated!

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What's the first step now that I can work remotely?


by @mariaplslourdes 5yr 5 years ago  | 4 comments

Hi everyone and nice to e-meet you!
finally, after so long I found a job that allows me to work remotely.
But now? Do you have any practical advice that I can use to approach this new world?
In particular, I have to put my tax situation in order, do you know a good tax advisor from whom I can ask for advice? (Iโ€™m Italian but I live in Franceโ€ฆI donโ€™t know how long it will beโ€ฆ) )
Beyond that, any advice is welcome.
Thank you!
Maria

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How is Sicily for digital nomads?


by @gaelm 5yr 5 years ago  | 15 comments

Hi all, I was looking for a cool spot in Southern Europe for winter and Iโ€™m considering Sicilyโ€ฆ Have you ever been there? If yes, how was your experience? If not, why?
thanks!

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How is Bari, Italy for digital nomads?


in Bari , Italy by @mitch_dina 5yr 5 years ago  | 7 comments

Greetings!
Does anyone have experience in Bari, Italy please? We are thinking of going from Dubrovnik, Croatia to Bari by boat in mid-March. Has anyone taken a boat across? Is it nice or can it be choppy? (We are trying to avoid planes, to reduce our carbon footprint, so adding more surface travel.) Also, any info you might be able to offer about Bari and the surrounds? Next step will likely be trains up Italy as the Spring progresses.

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How is Mauritius for digital nomads?


in Mauritius by @wakkos 5yr 5 years ago  | 14 comments

Hello all,

Iโ€™m planning on spending a couple of month in Mauritius Island and even when Iโ€™ve been there for a week, never rented or worked there.

Does anyone here has tips or experience to share about Mauritius?

Cheers!

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What's the best warm destinations in Europe in the winter?

 

by @jammingsloth 5yr 5 years ago  | 33 comments

Planning ahead for the winter. Iโ€™ll be in Spain in the Fall and want to go someplace warm for the winter in or near Europe, but not Schengen. Was first thinking Cape Town, but the internet is slow and it is very far. Was also thinking:
Israel - but airbnb listings are very pricey.
Morocco?
Turkey - maybe a little chilly.

Any other suggestions?

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Apple TV and Netflix: Do these work for Nomads?


by @lricci 5yr 5 years ago  | 8 comments

We launch in 2 weeks. In the US, we use Apple TV and Netflix regularly. Do these work abroad?

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What's the best bank account for a global nomad?

 

by @barrybjjoubert 5yr 5 years ago  | 25 comments

Dear all
As a wanna be nomad figuring out a way to get free of the rat race, I was wondering what is the best bank account to have while travelling the globe? I need an account where is easy for me to receive payments from all over the world and it also need to be a bank that I can find almost anywhere in the world. I want to avoid carry cash on me if itโ€™s possible.

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What's the best CRM/system for managing remote work opportunities?


by @panoramica 5yr 5 years ago  | 3 comments

Iโ€™m currently doing some work through Upwork, but itโ€™s sporadic and Iโ€™m keen to get more active on other platforms like Freelancer, Toptal, CodeMentor, Fiverr etc

Currently Iโ€™m managing leads in a Google sheet. Basically itโ€™s just a list of projects I pitched for, how much I bid, what I did differently from the last pitch/bid, how much time went by before I got a offered a job etc.

Iโ€™m not actively following up anybody, and Iโ€™ve in fact โ€˜lostโ€™ a few jobs where the client was keen, but then disappeared without a trace. I guess I need to keep in touch with those people to ensure that they remain focussed on our agreementโ€ฆ

Iโ€™m also keen to take on more small projects concurrently, without dropping the ball on any of them.

Iโ€™ve done a quick Google and turned up a few names including Salesforce, Zoho, Nutshell, HighRise, Base, Nimble, etc etc. But testing out all these products isnโ€™t all that appealing, so I thought Iโ€™d ask here first :slight_smile:

Ideally Iโ€™d like something that integrates with remote job boards in some way.

Feature list

Iโ€™ve done some research and currently have this feature list:

Proposal building & tracking

  • Compile proposals from snippets - technologies, past projects
  • Quickly pull together a realistic/client friendly quote
  • Test and measure different approaches
  • Beat proposal deadlines while maintaining quality
  • Fine tune pitch material to bid more quickly and win more work โ€“ templates
  • Store history about past projects involving common needs and technological solutions
  • Learn which proposal content is working, and which is not

Lead generation and client management (CRM)

  • store info about regular clients
  • track remote projects which Iโ€™ve pitched for
  • Remote Job Board integration
  • search multiple job sites for keywords
  • track projects across multiple remote platforms โ€“ API integration / message alert/response

Project Management & Scheduling

  • Break projects down into granular tasks
  • Gantt chart to visualise overlapping jobs
  • Calendar to schedule daily work, deadlines, R&D
  • follow up, plan and schedule future work now, rather than once current work has dried up
  • offline reminders via a dedicated Android app
  • time tracking โ€“ to get an idea of true cost, to flag issues to client
  • BitBucket integration

Billing

  • Integration with Xero
  • tracking status of payments, actual payment date vs expected payment clearance date

Marketing

  • Get repeat business
  • Build Word Of Mouth
  • Proactive lead generation
  • Publish proposals as case studies

Cheers,
Dan

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What's the best place to incorporate an online business?

 

by @octave 5yr 5 years ago  | 63 comments

I have an commerce website. We get around 1000 orders per month and this is going to get quite a bit bigger in next few years.

I am British. I live in Thailand.
Im not allowed to majority own a Thai business and small foreign entrepreneurs are not really welcome. So i need an offshore company.

I need PayPal and an ecommerce internet merchant account. Also looking at alternatives like worldpay. 2checkout etc

Does PayPal need me to be a resident to the country i register my account to? Are there complications being a non resident to get other payment solutions?

Apparently in Hong Kong you need 2 years trading history to get an Internet Mechant Account and they generally turn their noses up at those with less than $1m(us) a year turn over. Singapore seems a bit easier.

I really want to avoid paperwork and book keeping. I hate it.

So i was looking at Seychelles, Panama, BVI, Belize.

Does anyone have experience with payment providers in these countries?

Most nomads i see donโ€™t really have a high volume of small monthly transactions which i do. Im going around in circles and donโ€™t know where to start.

Ill also need a bank account for business and a personal bank account to pay my salary into

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What's the best mobile-data option in New Zealand for nomads?


in New Zealand by @goldsaj 5yr 5 years ago  | 2 comments

Hi All! Iโ€™ve heard Spark and Vodafone are the best. I plan to move around, so I care mostly about having good coverage, and all Iโ€™ll need is around 1 GB of data or so.

Any suggestions?

Thanks!

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What festivities are happening around Bali for New Years Eve (NYE)?


by @diannamallen 5yr 5 years ago  | 1 comment

Looking for somewhere to celebrate New Years in Bali! I would prefer somewhere in Kuta or nearby, but if itโ€™s worth the travel, give me your suggestions!

Not looking to spend too much money either.

Thanks =)

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