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Has anyone got a mortgage in a foreign country, as self-employed nomad?


by @davidmumfordmusic | 4yr  | 3 comments

Have any of you nomads been approved for a mortgage in a foreign country?

I am a UK citizen, and now that I work online Iโ€™m interested in maybe buying a property somewhere else in Europe. I donโ€™t particularly want to live in the UK, and house prices are ridiculous here anyway. I would much rather buy a little apartment in one of any number of European cities; just somewhere to have as a base in between travelling.

Has anyone ever done such a thing? How did the process work? Which country did you buy property in and how straight-forward was the process?

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Thanks guys. The other thing to consider, of course, is the UKโ€™s impending departure from the EU, and what effect that might have on actually being able to live and work in the EU as a UK citizen. So I think a mortgage taken out in an EU country could be premature at this stage!

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@travelingpm | 4yr

We bought a house in South Africa. The banks there required 6 months of bank statements (in country) and had a higher requirement for down payment. In our case, it was 50% down.

I would always consider currency swings between your home country and host country. We lost 30% in two years simply because of exchange fluctuations. GBPEUR may not be that big of a deal, but in other regions this is a major issue. I personally would not purchase a home in the US or Europe at the moment. Staying liquid is best given the current valuations.

โ€œIf you pay well above the historical mean for assets, you will get returns well below the historical mean.โ€ ~Paraphrased John Hussman

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@orca | 4yr

It is very straightforward you can use local banks but this firm is very good http://www.mortgagesoverseas.com

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Read and participate in 14,019 discussions on Nomad List

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Anyone wants to learn to sail in the Mediterranean? (Sep or Oct)


by @viktor | 3mo 2 months ago | 1 comment

I'm thinking about taking a sailing (yachting) course in the Mediterranean Sea this coming September or October. Thus far from my research, it seems that most courses are held in locations with not many digital nomads. My thinking is that it would be more fun to go to a place with like-minded people. Therefore, I'm wondering if anyone else is interested in taking a sailing course in the Mediterranean this fall? If not, do you know a location that offers good sailing courses, where there is also many digital nomads / nomad infrastructure?

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Any Ph.D students dissertating while a digital nomad?


by @larsheather | 6mo 6 months ago | 5 comments

Anyone know of any groups or resources for Ph.D. students working on dissertation while living as a digital nomad? I know there are several virtual writing groups around, but wondered if there were any specifically for digital nomads, particularly those who are dissertating.

Thanks!

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Anyone want to share an airbnb villa in Mexico?


in Mexico by @wouternomad | 7mo 6 months ago | 1 comment

I will be traveling/working through Mexico with my dog February to April. My plan is to stay in Sayulita for about 2-4 weeks, then travel south along the cost.

Is there anyone who wants to share an airbnb apartment? I was thinking of renting a private villa, but because these are large and have multiple rooms, I was wondering if there are fellow nomads wanting to share? Iโ€™m open to other locations as well (Puerto Vallerta, Oaxaca, and everything in between these two locations.

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How do you invest internationally as a nomad?


by @mateuszwieloch | 7mo 6 months ago | 17 comments

I have finally saved enough money to start investing. What company gives good, diversified access to stock, ETFs and mutual funds? Does it make sense to use company like Vanguard or Fidelity for that? Iโ€™m a EU/Poland citizen, how would I transfer my money back and forth without incurring significant fees?

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Has anyone created a list of co-living spaces around the world?


by @keegansard | 7mo 7 months ago | 4 comments

Iโ€™m a big believer in co-living but Iโ€™m finding hard to find all the options available in different cities.

I have found the major players like Roam, The Collective, and WeLive but havenโ€™t found many others.

Has anyone seen a list or should I start making one?

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I dream of being a digital nomad? How do I do it?


by @programmingmark | 7mo 7 months ago | 2 comments

Hello digital nomad!

I dream of being an independent digital nomad. But it feels very elusive & unattainable with my success rate. In full disclosure, whilst I have dreamed about making money online since high school; I have not earned a single cent making money online. $0, nada, zilch!! On the contrary, I have spent a lot of time & money on books, podcasts. Even though I have spent a lot of time reading/listening to others, I do not have anything to show for it!

I have made attempts in the past to start an online business, but these fizzle out quite quickly when I do not see traction especially when the goal I have set myself is too high.

Instead of reaching for the ultimate nomadic lifestyle goal, I want to start much smaller. Really small! I am simply looking to make $50 profit per month from a new online business. Thatโ€™s it.

I need some advice from you please!

  • Is $50 profit too low? How long did it take you to earn $50 profit per month?

  • What is a good way of achieving this goal?

Thanks
Mark
aka the $0 online business entrepreneur

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Anyone know an accountant for Canadian nomads/expats?


by @noam_lightstone | 9mo 8 months ago | 16 comments

Hey guys, this was my first year as a Canadian nomad.

As far as I know of, Canadians donโ€™t pay taxes if they do not live in the country for 6 months.

But Iโ€™d like to talk to an accountant or someone who does Canadian taxes specifically for expats and nomads to get clear on the rules and for help on my return coming up.

Does anyone know someone who specializes in Canada who can help? Iโ€™ve seen plenty of US recommendations but none for us canucks.

Thanks guys!

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Has anyone been terminated by Project Fi?


by @jackgopack | 9mo 9 months ago | 15 comments

Any long terms Project Fi users cancelled?

Planning on being outside of the US for a year or more and disappointed to just discover their โ€œtermination for excessive international roamingโ€ fine print (similar to T-Mobileโ€™s) as follows:

โ€œThe Services must be primarily used in the United States and are not intended for extended international use. Further, the Services are designed for use predominantly within our network. If your usage outside our network is excessive, abnormally high, or cause us to incur too much cost, we may, at our option and sole discretion, suspend your Project Fi account, terminate your service, or limit your use of roaming.โ€

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Do you "out" yourself as a digital nomad?


by @larsheather | 1yr 1 year ago | 2 comments

When you meet new people or reconnect with old friends, do you โ€œoutโ€ yourself as a digital nomad? The simple question โ€œwhere do you live?โ€ makes us uncertain now. We wonder if some places may be less welcoming to digital nomads, or if โ€œdigital nomadโ€ has a negative connotation in some places. If you are forthcoming from the start, does your status as a digital nomad make it hard to form friendships?

We would love to hear how other people navigate thisโ€ฆ how to balance being authentic in relationships vs. withholding the context (and allowing people to assume youโ€™re on vacation, for example).

Thanks!

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What's the best bank account for a global nomad?

 

by @barrybjjoubert | 1yr 1 year ago | 25 comments

Dear all
As a wanna be nomad figuring out a way to get free of the rat race, I was wondering what is the best bank account to have while travelling the globe? I need an account where is easy for me to receive payments from all over the world and it also need to be a bank that I can find almost anywhere in the world. I want to avoid carry cash on me if itโ€™s possible.

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Ko Lanta or Ko Phangan - which island is better for a digital nomad?


in Ko Lanta, Thailand by @melinda | 1yr 1 year ago | 6 comments

Iโ€™m currently in Penang, Malaysia and I was thinking to head to Thailand next. What are the best islands in Thailand to get some work done? I was considering either Ko Lanta or Ko Phangan because those both islands have coworking spaces. I might need to take some client calls, also video. Is the wifi good enough? Are there any other differences between the islands?

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Can anyone recommend a good Spanish language learning program in Alicante or Valencia?


in Valencia, Spain by @charliemartel | 1yr 1 year ago | 0 comments

Iโ€™m looking to spend 1-3 months in Alicante or Valencia this fall and would like to take a Spanish class there.

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Where should I register my company as a digital nomad? Singapore, Hong Kong?


in Singapore by @raphadk | 2yr 1 year ago | 14 comments

Hey guys, hereโ€™s a question Iโ€™ve been asking nomads I meet everywhere, but still havenโ€™t found good information. My startups mostly focus on american and european markets but I donโ€™t have a registered company, nor I live permanently on any of these countries.

I get the cash payments online in paypal (or adsense) and transfer it to Thailand (or Malaysia, or Bali, or Brazil, or wherever Iโ€™m at). The thing isโ€ฆ for low volume living expenses it seems fine, but as I scale the business, Iโ€™m starting to think more and more about fiscal law.

A fellow nomad told me to transfer it to Singapore, Hong Kong or The Virgin Islands, and then use an international credit card anywhere. I donโ€™t know if itโ€™s the best way to optimize thisโ€ฆ any ideas?

Also, could there be any problems in selling to these countries without a registered local company?

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Shikoku,can anyone help me with information about living there please


by @lofty | 2yr 1 year ago | 3 comments

Hi,
My name is Nick,currently living in Australia and looking at moving to Shikoku next year to live for a couple of years.My wife is Japanese,but I dont speak much though I have lived in Tokyo for some years previously.
Any advice on best areas to look at would be greatly appreciated ,

Thanks in advance
Nick

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Foreigner owned Coworking business in Malaysia


in Malaysia by @newyam | 2yr 1 year ago | 0 comments

Heyo folks! The idea to open up an own coworking space in Malaysia has been on my mind for quite a while and I would like to reach out on foreigners being a business owner/co working space owner in Malaysia, there are a lot of questions that would follow up but most importantly is to reach out to someone with experience.

Ideally would be someone who runs a coworking space in Malaysia, second best would be to just come in touch with a foreign business owner in Malaysia.
Cheers
Yamin

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Anyone have tips for preventing or getting over jet lag? ๐Ÿ˜“๐Ÿ˜ดโœˆ๏ธ


by @artofbryce | 2yr 1 year ago | 10 comments

We just finished our first stint around South East Asia and somehow survived 3 days of way too many flights, leaving me to feel like death.

Too much shitty airplane food, not enough sleep, big time difference from Mexico to SEA.

Anyone have tips to prevent that more in the future (aside from better flight plans)? More importantly, how do I recover faster from this horror?

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Can anyone recommend a good Swedish bank for European student?


by @raz | 2yr 2 years ago | 1 comment

The ideal bank will have an easy on-boarding as a European student studying and living in Sweden for a year and is merciful when it comes to sending GBP into the account.
Can anybody recommend a good Swedish bank? :raised_hands:

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Where to stay in Budapest as a digital nomad?


in Budapest, Hungary by @pparma | 2yr 2 years ago | 2 comments

HI, Iโ€™m from Argentina: new to Nomad List, and to digital nomad life in general :slight_smile:

I want to travel to Budapest on March for two months, can anyone recommend
the best area to stay?

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Does anyone plan on applying to the Vermont $10,000 remote work incentive?


by @wagmanben | 2yr 2 years ago | 5 comments

https://finance.yahoo.com/news/vermont-pay-10-000-move-110056645.html

Hello All,
Saw Vermont rolled out an incentive to get more remote workers to live there, Does anyone plan on applying and If so why? Reason Iโ€™m asking is I work for an organization in Tulsa, Ok that wants to also bring in Nomads, and would love to hear your thoughts on what such a plan should look like

Any help would be Awesome!
Ben

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Anyone know a good hairdresser in Amsterdam?


in Amsterdam, Netherlands by @abstaa | 2yr 2 years ago | 0 comments

Anyone know a good hairdresser in Amsterdam? Looking for something reasonably to the center!

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