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How do you manage receiving mail without a permanent address in the Philippines?


in Philippines by @kaizenpreneur | 3yr  | 3 comments

Hello all,

I have a mail management service in the UK which all my mail gets sent to. This works fine 90% of the time and most can be dealt with digitally.

The other 10%, I need the mail sent on to me, which they do offer as a service. However, where I struggle is giving them an address to send it to in the Philippines, namely Manila.

Iโ€™ve used DHL for really important stuff, like bank cards, but it would be nice to have an address where I can forward certain mail. Anyone been able to set something up like this in the Philippines? Would a virtual office allow me to receive mail?

Thanks in advance

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@martaclases157 | 3yr

Usually you should ask to the post office for that service

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@sohantanna | 3yr

Curious which service are you using in the UK?

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@kaizenpreneur | 3yr


For what I need its been very decently priced and always worked well. Just wish I could find something to complete the loop for the physical stuff I need to receive on the other end.

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Read and participate in 14,056 discussions on Nomad List

Suggested topics

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Tax advisor for permanent nomads?


by @eljaques | 10d 9 days ago | 1 comment

I'm in need of a tax advisor who understands "our" typical situation. I'm all good on being legal on taxes at this point, but as I'm doing more investing and there's more compliance and KYC and such, it's getting more complicated to deal with this topic. Not living in my country of citizenship, company in another country, resident in yet another country, banking in a different country ... you know how it is, a pile of red flags.

Would be great to find a good tax advisor to sort things in a way that makes my situation as "explainable" and easily dealt with as possible. Any leads?

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How to learn a language without taking a formal class?


by @zakamercury | 30d 29 days ago | 5 comments

How to learn a language without taking a formal class, while traveling in different countries?

What advice can you give me?

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How to get a UK residence address without renting/buying?


by @pavel_maximov | 4mo 4 months ago | 17 comments

Background:
Iโ€™m an EU national IT specialist, recently decided to become a digital nomad. I just left my permanent job in Germany and opened a UK based LTD (for a better taxation) to start a new career as remote working IT contractor. I also want to become a UK resident and pay personal income tax there BUT I donโ€™t want to rent/buy a place because I have no interest in physically living in the UK, as a nomad I will be traveling abroad 100% of the time.

So I just need a UK address where Iโ€™m registered as a resident and could receive mail, but I would never actually be there. I could rent a place and keep it empty but that would be a total waste of money.

Question:
How do I find somebody who could give me an official residence at his/her address and keep my name on the door? Iโ€™m ok with paying a reasonable monthly fee for this โ€œserviceโ€ (but not as high as a rent), and give assurance in whatever form that I will never pretend to physically live there. I have no close friends in the UK to ask for this favor, and trying to propose this to a random landlord would be just weird since they are not familiar with the needs of a digital nomad.

Maybe you guys can suggest me somebody who understand the situation and want to make some extra cash every month to pay the bills? Iโ€™m ready to meet in person, provide full proof of identity or any other document, and to make a written agreement that gives the landlord the freedom to cancel this โ€œsituationโ€ at any time.

Note:
This is NOT for tax evasion, itโ€™s the opposite! I WANT to pay full tax as UK resident, I just donโ€™t want to waste money on a rent which I will literally never use.

I would be very grateful for any advice!

Pavel

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How do you deal with โ€œproof of addressโ€ for banking and investing and other random stuff?


by @eljaques | 7mo 7 months ago | 6 comments

How do you guys deal with the dreaded โ€œproof of addressโ€ for banking and investing and other random stuff?

I donโ€™ have the option to have a family member do this for me, sadly (not wanting to use that country as residence for tax implications).

This has to be a pretty regular problem for most who arenโ€™t doing the old timey โ€œlive in one place and pay bills there foreverโ€ thing. Suggestions? Services? Hacks? Workarounds?

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Co-working space in Shanghai WITHOUT monthly payment


in Shanghai, China by @katrin | 1yr 1 year ago | 0 comments

Daily/hourly pass needed.
Canโ€™t work in normal cafรฉ because having clientโ€™s laptop for security reasons, canโ€™t use open networks. Working for R&D. Also laptop is so huge it doesnโ€™t fit normal cafe environment because itโ€™s far from discreet.

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How do you manage working in different time zones?


by @clusk | 2yr 1 year ago | 12 comments

For those constrained by their businessโ€™ time zone, how do you manage this?

My home office is in Los Angeles โ€“ though I could swing anything in Central/South America, Iโ€™m looking at going to Lisbon or Chiang Mai for a bit. Both of them are >=8hrs difference potentially wreaking havoc on the work + social life + sleep split. This is a common question for nomads but there doesnโ€™t seem to be a lot of posting on the site about it.

What do you guys think? Any Americans working in Asia or Europe that does it well? I could likely negotiate with my supervisor to work in Eastern standard if I was in Lisbon/Europe, which wouldnโ€™t be too much of a stretch. Noon 'til 8pm. A bit more manageable than Chiang Mai or Bali.

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How do you manage your location independent business as a Nomad Entrepreneur?


by @vzablocky | 2yr 2 years ago | 3 comments

Iโ€™d like to invite nomad entrepreneurs in this topic to discuss what are the challenges you face in filing taxes, insurance and banking complications, while travelling and running your business remotely.

Please share your thoughts! I would be happy to help!

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How do you receive physical mail as a digital nomad?

 

by @danielgenser | 2yr 2 years ago | 81 comments

Does anyone have recommendations to handle physical mail? In the USA, Iโ€™ve noticed various services over the years where you get a physical address that you can change your address to, they receive your mail, scan stuff and send you PDFโ€™s.

Has anyone used these types of services? Impressions?

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How to do without permanent address nor local bank?


by @tradeaway | 3yr 2 years ago | 2 comments

I am soon to find out one way or another as I will leave my residency to become a nomad myself. I have not found a good solution for Bali or Asian countries on the internet.

I read our existing Nomadlist posts under Money tag. Money handling and charges around accessing it seem to be a big issue for nomads, soon my issue. As a post I read said, accessing money for a Nomad can be harder than making money. I am more worried about accessing money than having some.

Iโ€™ll use Transferwise Borderless account to keep my day to day living money. I am opening a Pte Ltd corporate, that only goes for business-related expenses.
My Canadian credit card will charge me an arm and a leg in fees and currency conversion for me to get Indonesian Rupiah in Bali from Canadian dollar account. Then at some point, my credit card will complain I am not in Canad anymore.
Not knowing better, Iโ€™ll try that. If that works good and still live me short on how to go for smaller and random daily expenses.

Thanks for your help!
Enjoy your Nomad living!!

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How do you manage your money as a nomad?


by @visualista | 3yr 2 years ago | 2 comments

Hi, let me start by saying iโ€™m an idiot when it comes to these things. I know all the infos are out there and Iโ€™ve been reading posts here as well as googling lots of blogs to find answers but there are just so many details and personal aspects that it leaves me dizzy! Iโ€™m hoping for a kind soul to share his/her wisdom with me in simple words. Bear with me while I try to wrap my head around this:

I NEED: 1. to be able to get payed by international customers in Dollars and Euros mostly 2. A way to get to that money with a debit/credit card for online payments and ATMโ€™s in whatever local currency needed (thinking of heading to Bali next)

I AM: newly nomadic designer working with platforms like 99designs and upwork as well as some direct clients. I have swiss citizenship, but am no longer resident there, or anywhere else.

I HAVE: 1. A swiss bank account (UBS) with CHF and no credit card (for savings not to be touched). 2. A spanish bank account (Deutsche Bank) with EUR with a debit and credit card for backup money. 3. A Paypal Account.

The plan is to earn the money I need to live monthly and put it into a spending account and only touch the others (CHF/EUR) if I didnโ€™t make enough money.

So far Iโ€™ve come across these options:

  1. Paypal
    I already have a paypal account and It does some of what I want. Except Iโ€™d have to transfer my online money to my Euro Account to spend it with my spanish credit card. Which sounds like a lot of fees. Blog posts about nomad finances all seem to say paypal is an expensive option.

  2. Open Local Bank Accounts / Use Butcoins
    I would like the simplest solution possible. Opening new accounts for every country sounds like too much paperwork (which I hate with the intensity of 100 hell fires). Bitcoins? Iโ€™m already confused with all the real currencyโ€™s involved please donโ€™t bring in digital onesโ€ฆ

  3. Payoneer
    Biggest plus: It is integrated in the platforms I work with (99d & Upwork) so I can pay out my earnings really simple and supposedly cheap. They also give me a Mastercard to spend that money and multi-currency โ€œbank accountsโ€. But Iโ€™ve read really mixed reviews about it so I donโ€™t know what to think of it in the end.

  4. Revolut:
    Seems to be just what I need. You get a Mastercard and . It seems like they have really low fees, good exchange rates and no ATM extra-charges? I read some good reviews (except customer service which seems to be terrible with both Payoneer and Revolut). Customers can pay me directly with the multi-currency bank accounts but I would have to find the best way to bring my earnings from 99d and Upwork into here (I read about a guy that uses payoneer to send money to his Revolut? Is anyone using a similar setup?)

  5. Travel Credit Cards
    Iโ€™ve read about those who are suposed to have low fees and no ATM-charges, have not done any research yet.

So this is what my research brought up. Is there something I missed? Seems like getting to your money is harder than actually making it xD
Does anybody with a similar situation have personal experiences and clear suggestions on this topic?
I canโ€™t seem to make up my mind between payoneer and revolut. I also read about Transferwise bringing in their own credit card but could not find any infos from them? I would really appreciate your inputs because as mentioned I find this all quite overwhelming and would love an easy solution that involves the least amount of paperwork/effort (even is I loose a few cents here and there if not possible otherwise)

Thank you all!!

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Mail forwarding service based in Wyoming?


by @hollymona | 3yr 2 years ago | 4 comments

Hello, Iโ€™m a nomad based in Asia, but recently incorporated in Wyoming. Does anyone use a mail forwarding service with a Wyoming street address that you would recommend?

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International health insurance without having a permanent residence?

 

by @fabyliechti | 3yr 2 years ago | 30 comments

Hey Nomads!

Iโ€™m a Swiss Citizen but full time traveler (living a few month there and there) and therefore donโ€™t have a permanent residence/home anywhere in the world.

For this reason, Iโ€™m as well not registered in Switzerland and therefore donโ€™t have medical care since I would have to pay at least 200$ monthly for medical care which I wonโ€™t use since Iโ€™m not living there.

As a in Switzerland unregistered Swiss Citizen I donโ€™t have medical care in Switzerland but, however based on Swiss Law Iโ€™m always allowed to return to Switzerland, register and then get medical coverage (f.e. in a medical emergency).

So now I was looking for both, an international health insurance with good coverage and an additional travel insurance for my trips. Unfortunately every insurance I check, I got asked for a permanent residence - which I donโ€™t have and donโ€™t want to. So I donโ€™t know what to fill out and if I still can get insurance without having a permanent residence.

I was wondering if there are any nomads here with a similar situation like me and (not registered anywhere and without a permanent residence)? If so, what health insurance, travel insurance you have and where?

PS. As well Iโ€™m not sure if it is kind of illegal not having a permanent residence anywhere plus where do I have to pay taxes?

Would be extremely grateful for any help on those matters - thanks so much!

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Can I fly into Budapest without a return flight?


in Budapest, Hungary by @austindean | 3yr 3 years ago | 1 comment

Hey everyone - Iโ€™m new here, and this may be a dumb question, but I need some help! As a U.S. citizen, can I fly into Budapest from London without a return ticket?

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How do you work without multiple monitors? I can only carry a MBP 15"

 

by @tschentscher | 4yr 3 years ago | 39 comments

Hi Nomads!

Starting January 2016 Iโ€™m going to be starting a year as a Digital Nomad.
The last 5 years Iโ€™ve never worked with less than 2 monitors in front of me.
Sure, Iโ€™ve done some cafรฉ and hotel-room work. But all my biggest project has all been done in front of a stationary setup.

I do webdesign and development and have created a working habbit with several monitors on a large desk. Funny enough this is my biggest concern getting closer to January.

How do i teach myself to work from a 15" screen?
Do you find working from a 15" screen enough or do you have some kind of magical folding screen in your backpack?

If you have any ideas for me keeping a dual-monitor setup (The laptop being the first monitor) Iโ€™m all ears!

Regards! And thank you for this delightful Forum!

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Working remotely in New Zealand and getting permanent residency?


in New Zealand by @mmorris | 4yr 3 years ago | 4 comments

Soโ€ฆ Trump is Prez. The world looks to the US as a role model. He doesnโ€™t think Climate Change is real. Weโ€™re [email protected]#$ed.

Canadian Citizen here. Was considering Costa Rica for a long term solution, but they wonโ€™t deal with the impact as well. We were always fond of NZ and my parents spend at least 3 months of the year there along with knowing some citizens.

Questions:

  1. How can we gain a Permanent Residency Visa? It seems the Skilled Migrant Category makes the most sense as I am a Systems Analyst (by NAFTA requirments) and my wife could probably qualify as a Nutritionist/Naturopath/Counsellor. Anyone have experience with this path?
  2. I currently work for a US non-profit remotely. Does NZ allow for this? do I need a job in NZ to be considered for the Skilled Migrant Category? Can I work for the US org while my Permanent Residency is processed?

Thanks!

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Any experiencie airmailing your stuff to yourself when moving from one place to another?


by @chelocoach | 4yr 4 years ago | 5 comments

Hi there!

Iโ€™m going Nomad in about 3 months. Mainly Iโ€™ll stay in some places for at least 1 month, but Iโ€™m planning some backpacking trips in between movings. So Iโ€™m planning to travel carry-on only on this trips. But I also would like to carry with me some non-indispensable stuff that helps me to keep up with my lifestyle and work on the places where Iโ€™ll stay for a longer period. For example a blender, coffee and an Aeropress to prepare my bulleproof coffee. Also my guitar, some camera gear, a good quality screen to work, etcโ€ฆ

Except for the guitar, everything fits into a medium size luggage.

I know I can check in this stuff when moving. But if Iโ€™m going to backpack I donโ€™t want to carry this stuff around.

  • Is airmailing this stuff to myself a good option?
  • Any experience on this?

Iโ€™m a newby on this lifestyle so any advice is welcome :slight_smile: . Many thanks!

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Feedback on UK mail handling services


by @sarab | 4yr 4 years ago | 5 comments

Hi everyone,

Iโ€™m thinking of changing my current setup for mail/post receiving and scanning (at the moment I have some friends doing it for me), and I was wondering if anyone has any specific feedback/advice regarding UK companies. Iโ€™m currently looking at UKPostBox.

Any personal insight would be greatly appreciated!

Sara

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Permanent virtual Legal Domicile for mail forwarding and tax declaration


by @youarehere | 4yr 4 years ago | 1 comment

I am looking for a best virtual Domicle to declare as permanent legal USA address and Legal Domicle where I can receive Virtual mail and have it mailed to my current geography. Please inform if you have recommendations or experience. Thanks!

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Permanent Worldwide Health Insurance with no reimbursement policy


by @senseless | 4yr 4 years ago | 3 comments

Hello,

Iโ€™ve been living outside the USA (my original home) for the last 10 years. I only go back occasionally to see family for a short period of time. Iโ€™m looking for a health insurance provider that is willing to provide global coverage (USA excluded) with no reimbursement policy that will also cover preexisting conditions.

In the philippines, they will let us die if we canโ€™t work out a payment arrangement (or at minimum pay a deposit). If the bank is closed and I canโ€™t get the money for the deposit, we die.

My current provider (here in the philippines) is blue cross philippines . Iโ€™ve grown tired of their incompetence and general ineptitude and am searching for a replacement outside of the philippines.

There is one thing I really like about our health insurance provider. They provide us with a visa card for which we use to charge all of our necessary medical expenses. Itโ€™s not a โ€˜health care credit cardโ€™ but our actual โ€˜proof of insurance cardโ€™. The card is issued from our health insurance provider and has all of their markings / logo / information on it as well as a 16 digit visa number, magnetic stripe and visa logo on the card.

Does anyone know of a health insurance company that will direct settle by giving the insured a visa / master / amex / etc card to charge their related medical expenses to?

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How do you manage noise when working in public space?


by @littleshiva | 4yr 4 years ago | 15 comments

Iโ€™m an introvert: people distract and exhaust me, and my ideal working environment would be an empty room and silence. Next best is what I have whenever Iโ€™m in my own environment: the space is never empty, but itโ€™s usually silent save for ambient noise. Working from public space involves dealing with noise levels that are, for me, entirely counterproductive. Right now Iโ€™m in a hotel lounge and was settling in to focus on a magazine layout job when all of a sudden they switched the music to something loud, upbeat and with lyrics. I put my earplugs in immediately, but I can still hear that crap, and my concentrationโ€™s shot. What do you all do to manage noise when working from public space, or what are your workarounds?

In my case right now, Iโ€™m here because I need several hours of electricity, not just the two hours max I could get at my off-grid location. My noise workaround is to come to town and recharge my laptop, then go back to the country to work, but for long amounts of time, thatโ€™s not an option for me (yet โ€” but Iโ€™m working on it).

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