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How do you plan your budget with different currencies?


by @leonagano | 5yr  | 8 comments

Hey travellers, how are you doing?

Do you have problems to plan your trip choosing any currency they want? For example, Iโ€™m going to the UK but would like to plan my trip (How much will I spend in housing/food/having fun/attending attractions?) in US Dollar or Euro or any other money.
How do you guys do it easily?

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@lunchbag | 9mo

Bringing this back from the dead with permissionโ€ฆ

My partner and I were tracking transactions in many different currencies in a DIY spreadsheet but it quickly grew tiresome and complicated.

So after earlier this year on my snow-mad journey in Fukuoka, Japan, I built Lunch Money (lunchmoney.app). It is nearing a full-featured personal finance tracker/budgeting web app at this point but at the core, every feature is built with multicurrency in mind.

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@mitch_dina | 2yr

Expensify will convert as it does OCR

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@lia9255 | 4yr

Not sure I understand the problem - are you asking how to plan spending or track it?
I just create an Excel budget spreadsheet in US dollars. There are lots of free online templates - I use vertex42.com. Then I convert any expenses planned or incurred in foreign currencies to USD using xe.com, allowing for a small variance in the actual exchange rate. You can use an app to track (Trail Wallet, Toshl) to track spending and then update your spreadsheet as often as you want. I only track the major expenses - lodging, transportation, food, insurance, student loan payment, etcโ€ฆand allocate a regular amount for incidentals.

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@travelingpm | 4yr

We use Travel Wallet - https://itunes.apple.com/app/id547171665?mt=8 - but I believe itโ€™s only available for iPhone.

The app allows you to enter a home currency, then add up to 5 currencies per trip. Set your budget in the home currency, then add the foreign currencyโ€ฆwith a tap of the summary screen, the budget will change to any currencies you added to the trip. Each destination is a trip for us.

The customizable categories (accommodations, restaurants, groceries) are great, so at the end of the trip we just download a CSV to do pivots, etc. There are columns in the CSV for local currency and foreign.

Hope this helps! Happy Travels. :slight_smile:

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@jonnaro | 4yr

I always make sure to track my spending in a multi-currency capable app like Toshl.

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@wanderingdev | 5yr

No problems here. What currency Iโ€™m spending in really means nothing to meโ€ฆ

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@miles | 5yr

Set the AirBnB currency to your home currency for lodging Qโ€™s. Can you afford 6 mo and a flight?

Then your budget is good enough!

Exchange a few hundred at the airport when you land and have more on youโ€ฆ Banks and currency exchange places are everywhere.

Have an ATM card and credit card in case and you are ready for hands on experience!

Then, Hustle harder once you arrive! :wink:

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@don_lee | 5yr

No, I donโ€™t see any problem with that. Sometimes I donโ€™t even know local currency and exchange rate until I arrive.

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Read and participate in 13,970 discussions on Nomad List

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What are some nice French beach towns?

 

in France by @amin | 5h 5 hours ago | 1 comment

I'm thinking to head over to France during the winter and I'm looking for recommendations on a good French town that has beach and is warm enough during the winter.

What are your favourites? Any recommendation is appreciated.

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What is the best online insurance for digital nomads ?


by @berberos | 2d 2 days ago | 4 comments

Hi guys ! hope you are doing well.

I would love to get your feedback regarding the best insurance for digital nomads. i'm traveling around Asia since 1 year and for next 4 or 5 years. Would love to buy an insurance to cover especially :

- health

- laptop, phone ...

- Flights

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Driving from Italy to Croatia..how to handle passport?


in Croatia by @ld | 9d 9 days ago | 3 comments

Hello, we are US citizens that have been able to stay in Italy past our standard visa stay due to covid. Now we must leave. We want to drive to Croatia as our โ€œout of EUโ€ stay. But Iโ€™m now wondering what considerations I need to take care of for my visa. I wonโ€™t go through an airport and get my passport stamped. But I assume I need to get my passport stamped as a way to prove Iโ€™m out of the EU.

Anyone else travel in and out of Schengen zone via car? Or know what I should do to properly handle the visa situation? I get unclear answers online. Hmm.

Appreciate your help!

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Introduce yourself โ€” who are you, where are you and what do you do?

 

by @coffeeshopceo | 14d 13 days ago | 672 comments

tl;dr: introduce yourself in this thread.

We must all get sick of the same backpacker travel questions when we meet new friends, I know I do.

You know the ones - where are you from, whereโ€™ve you been, where are you going, what do you do, how long have you been doing it - etc.

The novelty of answering these questions wears off after maybe a week, but theyโ€™re nonetheless insightful and no matter how much we hate them, we find ourselves asking others.

So letโ€™s bring the dreaded backpacker questionnaire to NomadForum and introduce ourselves shall we?

**

  • whatโ€™s your name?
  • where are you from?
  • how long have you been away from home?
  • what do you do?
  • where are you currently?
  • where are you going?
  • what has been memorable for you so far?
  • will you go home anytime soon?
  • what have you learnt during your time as a nomad?
  • [insert your own question here]

**

No need to answer them all if you donโ€™t want to :smile:
But the more you shareโ€ฆ The merrier!

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Best/quickest way from Italy to Croatia?


in Croatia by @ld | 15d 15 days ago | 3 comments

Hello,

We are in Umbria until August 31. We've been here since March, but crisis-level visa extensions are over. After that we have to leave the EU. We would like to stay out of the USA (our home) due to it's covid crisis, at the same time we want to be responsible about travel. Ideally we would not travel at all, rather stay hidden in the countryside of Umbria forever until covid is more under control globally, but here we are!

So we must leave the Schengen zone. We should avoid USA. We should avoid long air travel.

We were thinking Croatia.

Do you recommend a route to Croatia? We are open to long train rides. Ideally not long ferry rides. Is there a ferry route under 4 hours? I read about it...I don't see it. If not, the other option is to make our way north and up over to Croatia via train.

I'd appreciate your thoughts and insights!

Thanks.

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Where should I set up my company as a remote worker?


by @beloruchka | 20d 19 days ago | 6 comments

Iโ€™m looking for any recommendations for services or people others have used to get answers on the best place to set up their businesses based on their personal circumstances.

Leaning towards Singapore after a ton of research, but would really like some concrete advice before jumping in.

Appreciate it!

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Anybody bring their car to Mexico instead of flying?


in Mexico by @digitaldiva | 20d 19 days ago | 1 comment

Iโ€™m curious whether anyone drove to Mexico instead of flying and used their car down there. Iโ€™ve heard bad stories of people driving down there but not sure I believe them. How safe is it to drive through rural areas, and to park in cities? It would be cool to have the car to explore while there.

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Did you learn any Thai before staying in Chiang Mai?


in Chiang Mai, Thailand by @digitaldiva | 20d 20 days ago | 0 comments

Iโ€™m curious to know how many people learned some Thai before going there. Learning languages is a hobby of mine but Iโ€™m very put off by how complex the writing system is, and if I decide not to learn it Iโ€™ll probably cross Chiang Mai off my bucket list. I prefer to be at least conversational in a language before I do an extended stay in a country. Iโ€™m curious how people who learned no Thai did getting by. And Iโ€™m curious, from people who did learn some, if itโ€™s any easier than it seems? Thanks!

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What age did you start out and went location independent?


by @raynesio | 23d 22 days ago | 11 comments

Eager to find out what age most start out as a DN? (Me)โ€ฆ 27 and just started out in the last 6 months or so. Not presently 100% location independent, probably more like 90% as still required to visit the office from time to time

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How to get SMS verifications for banks while traveling?

 

by @jackgopack | 25d 24 days ago | 39 comments

Any suggestions for seamlessly receiving SMS Verifications from US financial institutions and other sites while traveling internationally continuously? Wonโ€™t keep my US Verizon account due to cost and currently plan to use local sims at each destination (T-Mobile and Project Fi are NOT an option as they terminate for continuous roaming). In summation, I wonโ€™t have a US mobile account.

Unless Iโ€™m missing something, which is very possible, this appears to be the single most complex issue Iโ€™ve encountered in my preparations, and one that no one addresses. I would greatly appreciate any possible solution that works 100% of the time. Canโ€™t afford surprises in this regard. Many Thanks! Jack.

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How do you track the total number of days you've spent in different countries?


by @gonchs | 1yr 1 year ago | 12 comments

How do you track a total number of days youโ€™ve spent in different countries during the past 12 months?

I find it to be important for visa and tax purposes to know how long and where Iโ€™ve been and Iโ€™m unable to find any software that solves this.

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How do you manage working in different time zones?


by @clusk | 2yr 1 year ago | 12 comments

For those constrained by their businessโ€™ time zone, how do you manage this?

My home office is in Los Angeles โ€“ though I could swing anything in Central/South America, Iโ€™m looking at going to Lisbon or Chiang Mai for a bit. Both of them are >=8hrs difference potentially wreaking havoc on the work + social life + sleep split. This is a common question for nomads but there doesnโ€™t seem to be a lot of posting on the site about it.

What do you guys think? Any Americans working in Asia or Europe that does it well? I could likely negotiate with my supervisor to work in Eastern standard if I was in Lisbon/Europe, which wouldnโ€™t be too much of a stretch. Noon 'til 8pm. A bit more manageable than Chiang Mai or Bali.

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How to find a budget accommodation in Seoul for 1-3 month?


in Seoul, South Korea by @poppyjikko | 3yr 3 years ago | 7 comments

Maybe some of you know good tips ?

Thank you for helping.

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Best ways to get travel/nomad companions in different locations?

 

by @madelineb | 3yr 3 years ago | 24 comments

Hi,
Do nomads like to travel together? I mean, not in each otherโ€™s pockets, but look for accomodation together, meet with each other daily or regularly, help out in new cities, motivate/inspire each other in the business? :slight_smile: Iโ€™ve done nomad lifestyle in the past in 2009/2014 and this time I want to collaborate and support with other people, each on their own mission. I love this nomad endeavour but to be honest I admit it can be quite time-consuming and lonely. :wink:
*Message on NomadList locations?
*Message on Couchsurfing groups? (without sounding like Tinder!)
*Message on other??
Iโ€™m currently in Portugal and heading back to Estonia for January/February (Iโ€™m from Australia). Later in 2017 I am open to places, though Iโ€™m not keen on high pollution, high humidity, high cost cities.
Feedback, interest or ideas welcome!
Thanks, :sunny: Madeline

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What should I budget for a stay in *insert place here*?


by @gigigriffis | 4yr 3 years ago | 6 comments

Hey all!

Iโ€™ve been seeing a lot of budgeting questions floating around lately (not just here, but other nomad forums), so I thought it might be useful to start a thread where anyone who is sharing their nomadic budgets can drop a link (or the budget itself).

I know Betsy and Warren of Married with Luggage share theirs here: http://www.rtwexpenses.com/

My friend Ali isnโ€™t full-time on the road, but she shares real budgets for her trips: http://www.aliadventures.com/category/real-travel-budgets/

Anyone else out there sharing budgets for nomadic life? Please share your links below!

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Living and working in two very different time zones


by @rwill007 | 4yr 4 years ago | 4 comments

If you are living and working out of Thailand (UTC+07:00) but work with people in the New York EST (UTC-05:00) Time Zone, how do you deal / handle the time difference and still be able to enjoy or make the most of the experience without turning into a tired night owl zombie?

Better yet, what do you find to be the benefits / drawbacks of having to work on such a schedule? (specially in Thailand)

Any advice from those who have done it for a long time? (2+ months)

Thanks,
Will

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Blog recommendations for mid-budget nomads?


by @kathrynoh | 4yr 4 years ago | 7 comments

Pretty much what the title says, Iโ€™ve been trying to find a few good blogs to follow by nomads in the mid-budget range. There seems to be a ton in the budget/backpacker range, trying to do everything as cheaply as possible or, in the mid-budget range but are short-term travellers.

There does seem to be a lack of blogs in the mid-budget, long term travel area that arenโ€™t run by professional bloggers & full of sponsored posts. Am I looking in the wrong places or is it just that people in this niche are too busy making a living doing other work donโ€™t bother blogging?

I follow Making It Anywhere, which is good but not updated much. Any other recommendations?

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Do foreign contractors get treated any differently tax-wise?


by @lightmotif | 4yr 4 years ago | 5 comments

Iโ€™m an American who has been a sole proprietor (freelancer) for a long time. Iโ€™ve occasionally hired American subcontractors, who I send 1099s in January. What do I need to consider tax-wise or in any other way financially if I want to hire a subcontractor from abroad?

Iโ€™m also interested in knowing more about any roadblocks potential clients from other countries would have in contracting to me. I havenโ€™t done business across borders yet. Thanks.

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Anyone looking to travel with a group of entrepreneurs through some different islands in Thailand?


in Thailand by @marcob | 5yr 4 years ago | 0 comments

Hi Guys, we are looking for our final candidates for a co-work/adventure trip through several Islands in Thailand - mid/late February. Come join us?!?

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Do you think there are different "tiers" of nomads? What kind of nomad are you?

 

by @marcob | 5yr 4 years ago | 26 comments

I feel I have come across different types or tiers of nomads, eg: you have your backpacker nomad and then maybe a more successful nomad that is travelling without worrying so much about budget, the two seem to resonate more within their own groups. What different tiers do you think exist, if any? How do you differentiate the different groups, and do they play well together?

Iโ€™m curious to hear your opinions, and please describe what kind of โ€œnomadโ€ you are when responding. Thanks.

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