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How is Uruguay for digital nomads?


in Uruguay by @toorschot | 4yr  | 7 comments

Iโ€™m going to Uruguay for a longer time, probably Montevideo in November and Iโ€™m currently checking out all my options. I was wondering if there is anybody here from Uruguay or somebody who lived there who would be able to give me some tips on this:

  • Any co-working recommendations where I would be able to rent a desk?
  • Just started on my Spanish course and it will be beginner level when Iโ€™ll be there. Would this affect my stay? Any tips on this? Maybe some spanish schools/classes?
  • Maybe planning on buying a car/motorbike when there. Any tips on this?
  • Iโ€™ll get a 6 month visa on arrival, does a simple visa-run to, say, Argentina work for extending it?

Thanks guys!

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Is it difficult to find a place to rent without a work visa?

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@oskar | 4yr

Renting in Uruguay is becoming harder and harder. You need 6 month worth of rent money as a guarantee. YES 6 months, and also an ID card and prove yourself you will have the money to rent for at least a year. (thats the 6 month in advance gurantee for). Now you could also do some deals over airbnb, but that depends on the ownerโ€ฆ

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@oskar | 4yr

Hi there

I think iโ€™m the only one here living in Uruguay as an expat so i can give you a few tips.

Uruguay is an expensive country but it has excellent connectivity on par with scandinavian countries, fiber optic based in all montevideo.
Also in Uruguay you can setup a software company here and dont pay any income tax and VAT tax if your clients are all abroad. I know some expats that have done this.

There are a few co-working spaces in Montevideo, i dont use them because i mostly work from home, but here are a few:
http://sinergiacowork.com/montevideo/

In terms of english, Uruguay is like spain or italy, few people on the street speaks english fluently, so i recommend you to practice your spanish. I didnt have this problem because spanish is my native language. Best option is to get classes and immerse you in the city life.
About buying a car or motorbike. Uruguay is the most expensive country in America for cars. All cars are heavily taxed so expect prices to be double than in USA and the variety of cars is not so good.
Public transportation is cheap and โ€œgoodโ€ for first world standards, and you have Uber now.
Dont worry about visas, when yours expires just take the ferry to buenos aires for a weekend and come back. There is no paranoia here for foreigners staying more than they should like in europe or USA :slight_smile:

If you have other questions let me know
cheers!

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@toorschot | 4yr

Hi Oscar!

Thanks for your quick reply! As for the costs, I was aware, not much different than what Iโ€™m used to. I do have all my legal entities and customers in Europe and Iโ€™ll find out what would be easier. You need anything like a resident-permit to do this?

And for the car, if I would still go ahead with this, would it be possible to buy one on a tourist visa?

Anything else youโ€™d like to add on daily Montevideo life that would help me preparing? Maybe some expat communities, business meet-ups, dinner-groups? Iโ€™m an IT guy but in my spare time always busy with food & wine :slight_smile:

Cheers!

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@oskar | 4yr

Yeah i just warned you about the costs because most nomads prefer cheaper alternatives in SEA or other latin american countries north of Uruguay :slight_smile:

If you want to setup a software company here i think you need to be a resident, but getting residence here is way easier than in first world countries. The only thing you need to deal with is the horrible southern european bureacracy if you know what i mean.

Not sure about buying a car on a tourist visa. I guess you โ€œcanโ€ but legally i think you need to be a resident, cause you have to pay tax for using a car and also car insurance.

Iโ€™m not too much into the local expat community,mostly because iโ€™m nomading myself much of the year, as a matter of fact im leaving to europe tomorrow, but i think i will be back to uruguay by november for the summer.

How old are you and why did you choose Uruguay??

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@toorschot | 4yr

Iโ€™m moving to Uruguay with the gf, she got a PhD offer at the university. Since I can work remote I decided to join. Iโ€™m in my early thirties and have some long term contracts with clients here that wouldnโ€™t mind me working from South-America. I am however always on the look-out for new possibilities in new places.

From reading on up on your co-working suggestions it seems the startup scene in Uruguay is also thriving, looks interesting!

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@oskar | 4yr

ok cool!
The startup scene is becoming bigger and bigger here. As Uruguay is a small country the government is trying to make services and priority and help local entrepreneurs and also working remotely is becoming more and more popular. The IT sector in Uruguay has zero unemployment, even if the wages are not as high as in the first world, Software and Systems engineers are one of the best paid careers locally.

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Read and participate in 14,067 discussions on Nomad List

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Are there any digital nomads in the Islands e.g Bermuda, Barbuda, St. Kitts and Nevis?


in Antigua, Guatemala by @momo11 | 1mo 1 month ago | 0 comments

Does anyone ever travel to any Islands like Bermuda, Barbados, Barbuda and St. Kitts & Nevis?

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Tax advisor for permanent nomads?


by @eljaques | 1mo 1 month ago | 1 comment

I'm in need of a tax advisor who understands "our" typical situation. I'm all good on being legal on taxes at this point, but as I'm doing more investing and there's more compliance and KYC and such, it's getting more complicated to deal with this topic. Not living in my country of citizenship, company in another country, resident in yet another country, banking in a different country ... you know how it is, a pile of red flags.

Would be great to find a good tax advisor to sort things in a way that makes my situation as "explainable" and easily dealt with as possible. Any leads?

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How to get into the digital nomad lifestyle?


in Switzerland by @filiptk | 2mo 1 month ago | 1 comment

Hi, I've got a question to anyone who had experience with the digital nomad lifestyle. I'm 24, I'm in my last year of university doing computer science, got 3 years of experience mostly doing web development.

I never liked the idea of staying in one place, getting a job and growing roots - hence the will to take the opportunity and travel the world. My main question is โ€“ how do I go about it? Are there any useful resources I could look into?

How do I go about insurance and such once I decide to move. I currently live in Switzerland and do freelance work for one company. It's not a lot, since my studies don't allow me to pick up a full time job, but it allows me to cover simple expenses.

I'd be happy to get some insight into how things work and also happy to network with anyone interested.

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What is the best online insurance for digital nomads ?


by @berberos | 4mo 3 months ago | 4 comments

Hi guys ! hope you are doing well.

I would love to get your feedback regarding the best insurance for digital nomads. i'm traveling around Asia since 1 year and for next 4 or 5 years. Would love to buy an insurance to cover especially :

- health

- laptop, phone ...

- Flights

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Any Ph.D students dissertating while a digital nomad?


by @larsheather | 8mo 7 months ago | 5 comments

Anyone know of any groups or resources for Ph.D. students working on dissertation while living as a digital nomad? I know there are several virtual writing groups around, but wondered if there were any specifically for digital nomads, particularly those who are dissertating.

Thanks!

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Does international health insurance for digital nomads exist?

 

by @al_steffen | 8mo 8 months ago | 59 comments

Hey Nomads!

Iโ€™m looking for an international health insurance (no travel insurance) for my nomadic life. It should cover the basic services and at least be accepted in the EU (itโ€™s ok if itโ€™s not accepted in the US as Iโ€™m aware they rarely are). Nice to have: enter into a contract online. Anyone got a good experience or a recommendation?

Thanks in advance!

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I dream of being a digital nomad? How do I do it?


by @programmingmark | 9mo 9 months ago | 2 comments

Hello digital nomad!

I dream of being an independent digital nomad. But it feels very elusive & unattainable with my success rate. In full disclosure, whilst I have dreamed about making money online since high school; I have not earned a single cent making money online. $0, nada, zilch!! On the contrary, I have spent a lot of time & money on books, podcasts. Even though I have spent a lot of time reading/listening to others, I do not have anything to show for it!

I have made attempts in the past to start an online business, but these fizzle out quite quickly when I do not see traction especially when the goal I have set myself is too high.

Instead of reaching for the ultimate nomadic lifestyle goal, I want to start much smaller. Really small! I am simply looking to make $50 profit per month from a new online business. Thatโ€™s it.

I need some advice from you please!

  • Is $50 profit too low? How long did it take you to earn $50 profit per month?

  • What is a good way of achieving this goal?

Thanks
Mark
aka the $0 online business entrepreneur

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How do digital nomads pay tax?


by @rodriigovieira | 10mo 10 months ago | 19 comments

Hello everyone! Iโ€™m new here and probably this is a very newbie question, but it doesnโ€™t leave my head.

How do you, nomads, pay your taxes? I mean, if youโ€™re constantly traveling, how are you going to pay taxes for a certain country if you are going to stay there a short period of time?
Or do you return to your โ€œoriginal countryโ€ and then pay them?

By the way, this forum has very nice cool formatting features! :smile:

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Best place for Digital Nomad in Latin America?


by @rose_davis | 1yr 1 year ago | 7 comments

Hi!

I am planning to move to Latin America for 3-4 months (Oct-January). Iโ€™ve narrowed down 6 different places that I want to visit before committing to settling down, but Iโ€™d love to get some community input.

Here are the cities Iโ€™m considering:

  • Quito, Ecuador
  • Cuenca, Ecuador
  • Medellin, Columbia
  • Cartagena, Columbia
  • Antigua, Guatemala
  • San Marcos La Laguna, Guatemala

The most important things Iโ€™m looking for:

  • Fast/easily accessible internet
  • Easy to meet other nomads/make friends in general
  • Safe for women
  • Some sort of spiritual community (Iโ€™m also a yoga teacher)
  • Easily walkable city

Anyone have any experience with these places and can give some insight? Iโ€™m also completely open to other recommendations.

Thanks!
Rose

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How do we solve housing for digital nomads?

 

by @levelsio | 1yr 1 year ago | 61 comments

Thereโ€™s been a lot of discussion on this recently.

Nomads usually stay in hostels, hotels and short-term apartments. But itโ€™s all not very optimal.

Iโ€™ve heard people suggest getting funding and building a network of houses you can stay at for a subscription price (e.g. Bruno Haid is working on that).

I donโ€™t want do physical stuff, so Iโ€™m thinking of building a platform around making housing better for nomads.

What are the housing problems nomads face? And how can we solve them with products/services?

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How is Sicily for digital nomads?


by @gaelm | 1yr 1 year ago | 15 comments

Hi all, I was looking for a cool spot in Southern Europe for winter and Iโ€™m considering Sicilyโ€ฆ Have you ever been there? If yes, how was your experience? If not, why?
thanks!

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How is Bari, Italy for digital nomads?


in Bari, Italy by @mitch_dina | 1yr 1 year ago | 7 comments

Greetings!
Does anyone have experience in Bari, Italy please? We are thinking of going from Dubrovnik, Croatia to Bari by boat in mid-March. Has anyone taken a boat across? Is it nice or can it be choppy? (We are trying to avoid planes, to reduce our carbon footprint, so adding more surface travel.) Also, any info you might be able to offer about Bari and the surrounds? Next step will likely be trains up Italy as the Spring progresses.

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How is Mauritius for digital nomads?


in Mauritius by @wakkos | 1yr 1 year ago | 14 comments

Hello all,

Iโ€™m planning on spending a couple of month in Mauritius Island and even when Iโ€™ve been there for a week, never rented or worked there.

Does anyone here has tips or experience to share about Mauritius?

Cheers!

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Are there any digital nomad fitness retreats?


by @ryanjames | 1yr 1 year ago | 1 comment

Hey all:

Does anyone here have any experience attending a full time fitness bootcamp or a fitness resort while working? I know there is one in Cambodia for digital nomads (Fitness Retreat Resort Kep Gym), unfortunately the time difference vs my work schedule would make my life suck if I tried to go there. Iโ€™m looking for a place between US and Europe timezones that lets you live with them, kicks your butt with fitness, but would also have good WiFi/accommodate working eight hours a day. Iโ€™m also open to other tangential ideas for something close-ish to get that same experience.

Thanks for any help!

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Best place to set up a company selling digital services?


by @pras_k | 1yr 1 year ago | 10 comments

Whatโ€™s the best place?
For residency Iโ€™m looking at Portugal and they have the NHR (non habitual resident) program which would exempt dividends from foreign income.
So all Iโ€™m really looking for is the best place to actually start the company.
Biggest factors are of course low taxes and ease of setting up the company plus a business bank account that enables me to receive payments through Stripe.

What I found so far:
Hong Kong
Corporate tax rate of 16.5% (8.25% for the first HK$2 million)
โŠ•/โŠ– offshore income from outside HK is exempt from taxation but itโ€™s not clear whether this can be done in the first year and prorated or if itโ€™s only through filing the offshore exemption claim. This might take two years and requires not income from HK at all. More info on that would be great
โŠ– seems very difficult to get a business bank account
โŠ– necessary services and fees are roughly around โ‚ฌ2000 / year
โŠ– accounting requirements seem to be very strict
โŠ• Doesnโ€™t require local partner
โŠ• Agencies available that seem to handle most of the work

Singapore
Corporate tax rate of 17% (0% on the first S$100k, 8.5% up to S$300k)
โŠ– requires a local director. What are the implications of this?

Malta
Corporate tax rate of 35%
There is the โ€œfull imputation systemโ€ but I donโ€™t really understand it.
"In most cases, the tax refund to the shareholder is 6/7 of the tax paid by the company on profits distributed as dividends. The tax refund rate may be different in the following cases: " This would result in an effective corporate tax of around 5%.
โŠ– European customers would have to pay VAT and Iโ€™d have to deal with that

Cyprus
Corporate tax rate of 12.5% and there seem to be ways to lower this
โŠ– European customers would have to pay VAT and Iโ€™d have to deal with that
โŠ– requires staying in Cyprus for 2 months / year

I find it surprising how much research this requires and how much โ€œit dependsโ€ information is out there when Iโ€™d assume that there are probably thousands of digital nomads who probably have very similar requirements.

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Do you "out" yourself as a digital nomad?


by @larsheather | 1yr 1 year ago | 2 comments

When you meet new people or reconnect with old friends, do you โ€œoutโ€ yourself as a digital nomad? The simple question โ€œwhere do you live?โ€ makes us uncertain now. We wonder if some places may be less welcoming to digital nomads, or if โ€œdigital nomadโ€ has a negative connotation in some places. If you are forthcoming from the start, does your status as a digital nomad make it hard to form friendships?

We would love to hear how other people navigate thisโ€ฆ how to balance being authentic in relationships vs. withholding the context (and allowing people to assume youโ€™re on vacation, for example).

Thanks!

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Property Ownership - should digital nomads buy properties?


by @sparrow_23 | 1yr 1 year ago | 16 comments

I have been a digital nomad for the last couple of years. I have always worked in tech and now run a couple of profitable online businesses that give me a reliable income and allow me to fund a nomadic lifestyle.

I recently exited one of my businesses and I am considering to invest the income from the sale in properties, mainly for 2 reasons:

a) I donโ€™t want to keep wasting my money in renting apartments across the cities I stay

b) I believe in properties as investment and I want to diversify my investment portfolio (mainly stocks)

After years of constant wander from one place to another, now I am the type of digital nomad who sticks to few locations: I mainly rotate across 4 places each year (San Francisco, Medellin, Berlin, Bali). Buying a house in each of those location would be difficult and too expensive. Therefore, I was wondering if there was any sort of service that combines an investment opportunity with the ability to access different properties around the world (even if just for a limited time per year) ?

Imagine living in 4 cities per year and having a house in each place that you can exclusively use for 3 months and at the same time having your investment growing (this depending on the market, of course). Wouldnโ€™t that be great? I believe it could be done via a property fund selling you a share and giving you access to some of their properties for a limited timeframe each year.

Has anyone heard of anything like that?

Thanks!

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Apple TV and Netflix: Do these work for Nomads?


by @lricci | 1yr 1 year ago | 8 comments

We launch in 2 weeks. In the US, we use Apple TV and Netflix regularly. Do these work abroad?

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Ko Lanta or Ko Phangan - which island is better for a digital nomad?


in Ko Lanta, Thailand by @melinda | 1yr 1 year ago | 6 comments

Iโ€™m currently in Penang, Malaysia and I was thinking to head to Thailand next. What are the best islands in Thailand to get some work done? I was considering either Ko Lanta or Ko Phangan because those both islands have coworking spaces. I might need to take some client calls, also video. Is the wifi good enough? Are there any other differences between the islands?

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Do any digital nomads travely solely by motorcycle?


by @fraserdeans | 2yr 1 year ago | 10 comments

Last summer I spent some time travelling through Thailand and Cambodia and jumped on mopeds to get around. I fell in love with them, the freedom, the ability to get off the tourist trail and see areas of a country not written about in tour books.

Recently a friend of mine cycled from London through Western Europe down to Morocco. His journey, stories and photo blog have all inspired me to see Europe by road rather than missing it all by plane.

Iโ€™ve been encouraged to do the same longer term through Europe. Next month Iโ€™m heading off to Spain to start that journey.

I was wondering if any nomads here are on similar journeys? Does anyone motorcycle between cities setting up to work for a couple weeks then moving on?

If so, have you got any advice/tips for someone just starting that journey?

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