How to do without permanent address nor local bank?

I'm in need of a tax advisor who understands "our" typical situation. I'm all good on being legal on taxes at this point, but as I'm doing more investing and there's more compliance and KYC and such, it's getting more complicated to deal with this topic. Not living in my country of citizenship, company in another country, resident in yet another country, banking in a different country ... you know how it is, a pile of red flags.

Would be great to find a good tax advisor to sort things in a way that makes my situation as "explainable" and easily dealt with as possible. Any leads?

How to learn a language without taking a formal class, while traveling in different countries?

What advice can you give me?

Background:
I’m an EU national IT specialist, recently decided to become a digital nomad. I just left my permanent job in Germany and opened a UK based LTD (for a better taxation) to start a new career as remote working IT contractor. I also want to become a UK resident and pay personal income tax there BUT I don’t want to rent/buy a place because I have no interest in physically living in the UK, as a nomad I will be traveling abroad 100% of the time.

So I just need a UK address where I’m registered as a resident and could receive mail, but I would never actually be there. I could rent a place and keep it empty but that would be a total waste of money.

Question:
How do I find somebody who could give me an official residence at his/her address and keep my name on the door? I’m ok with paying a reasonable monthly fee for this “service” (but not as high as a rent), and give assurance in whatever form that I will never pretend to physically live there. I have no close friends in the UK to ask for this favor, and trying to propose this to a random landlord would be just weird since they are not familiar with the needs of a digital nomad.

Maybe you guys can suggest me somebody who understand the situation and want to make some extra cash every month to pay the bills? I’m ready to meet in person, provide full proof of identity or any other document, and to make a written agreement that gives the landlord the freedom to cancel this “situation” at any time.

Note:
This is NOT for tax evasion, it’s the opposite! I WANT to pay full tax as UK resident, I just don’t want to waste money on a rent which I will literally never use.

I would be very grateful for any advice!

Pavel

How do you guys deal with the dreaded “proof of address” for banking and investing and other random stuff?

I don’ have the option to have a family member do this for me, sadly (not wanting to use that country as residence for tax implications).

This has to be a pretty regular problem for most who aren’t doing the old timey “live in one place and pay bills there forever” thing. Suggestions? Services? Hacks? Workarounds?

Hi, I’ve seen that Nomad List offers different options that could work for connecting with other nomads that are in the same place as me (forum, Slack, user maps, matches and maybe even more options I haven’t seen), but I’m not sure what is the best/recommended way to use all these options.

Should I use all of them? Start with a message in the forum and/or Slack?

Sending private messages to a lot of people feels a little bit “aggressive”. And matches are not based on current location if I understood it correctly.

By the way, I just arrived at Budapest

Daily/hourly pass needed.
Can’t work in normal café because having client’s laptop for security reasons, can’t use open networks. Working for R&D. Also laptop is so huge it doesn’t fit normal cafe environment because it’s far from discreet.

Hello all,

I have a mail management service in the UK which all my mail gets sent to. This works fine 90% of the time and most can be dealt with digitally.

The other 10%, I need the mail sent on to me, which they do offer as a service. However, where I struggle is giving them an address to send it to in the Philippines, namely Manila.

I’ve used DHL for really important stuff, like bank cards, but it would be nice to have an address where I can forward certain mail. Anyone been able to set something up like this in the Philippines? Would a virtual office allow me to receive mail?

Thanks in advance

Hey everyone - I’m new here, and this may be a dumb question, but I need some help! As a U.S. citizen, can I fly into Budapest from London without a return ticket?

Where can I find locally sourced, organic (or at least non-GMO) and also be able to work with strong internet?
I did a search but didn’t find much info. We love Bali and the food here is amazing, we are just looking to try somewhere else out (preferably somewhere in Europe) after a long time in Asia. We also loved the Northern Rivers area in Australia and want to find similar food offerings and compare our options!

Hello everyone,
I spent quite a few months in Asia last year, especially China. I am a foodie so I always want to try small local restaurants. Unfortunately the language barrier made it difficult/impossible quite often, especially when asking for ingredients (I am good with body language and gestures but not everyone and every culture engage).
So, I was wondering: how to do communicate in restaurants when no one speaks English?

Thanks!

So… Trump is Prez. The world looks to the US as a role model. He doesn’t think Climate Change is real. We’re !@#$ed.

Canadian Citizen here. Was considering Costa Rica for a long term solution, but they won’t deal with the impact as well. We were always fond of NZ and my parents spend at least 3 months of the year there along with knowing some citizens.

Questions:

1. How can we gain a Permanent Residency Visa? It seems the Skilled Migrant Category makes the most sense as I am a Systems Analyst (by NAFTA requirments) and my wife could probably qualify as a Nutritionist/Naturopath/Counsellor. Anyone have experience with this path?
2. I currently work for a US non-profit remotely. Does NZ allow for this? do I need a job in NZ to be considered for the Skilled Migrant Category? Can I work for the US org while my Permanent Residency is processed?

Thanks!

I am looking for a best virtual Domicle to declare as permanent legal USA address and Legal Domicle where I can receive Virtual mail and have it mailed to my current geography. Please inform if you have recommendations or experience. Thanks!

Hello,

I’ve been living outside the USA (my original home) for the last 10 years. I only go back occasionally to see family for a short period of time. I’m looking for a health insurance provider that is willing to provide global coverage (USA excluded) with no reimbursement policy that will also cover preexisting conditions.

In the philippines, they will let us die if we can’t work out a payment arrangement (or at minimum pay a deposit). If the bank is closed and I can’t get the money for the deposit, we die.

My current provider (here in the philippines) is blue cross philippines . I’ve grown tired of their incompetence and general ineptitude and am searching for a replacement outside of the philippines.

There is one thing I really like about our health insurance provider. They provide us with a visa card for which we use to charge all of our necessary medical expenses. It’s not a ‘health care credit card’ but our actual ‘proof of insurance card’. The card is issued from our health insurance provider and has all of their markings / logo / information on it as well as a 16 digit visa number, magnetic stripe and visa logo on the card.

Does anyone know of a health insurance company that will direct settle by giving the insured a visa / master / amex / etc card to charge their related medical expenses to?

What method do you use to get paid by your employer abroad? I’ve used wire transfers and PayPal, but come to realize there are lots of fees some more obvious than others.

For example, with PayPal, often there is an international transfer fee of 3.4% or more, then on top of that PayPal takes a 2.5% spread on the currency exchange rate.

When setting up international calls I typically google “[city] time”, or I google “EST time” or “PST time”. But depending on which website gives the answer it can take into account local hour (winter/summer) or NOT!

Any universal app/solution you people use to solve this confusion?

I’m recovering from a stomach bug so caffeine and sugar, the two staples of late night development, are off the menu. As a result I’m finding it quite hard to get motivated!

Does anyone have some alternative techniques to wake my brain up and plug me in?

Currently I’m indulging in music but it’s not having quite the same effect as the killer combo of coffee/music/chocolate

I’ve been a Traveling Mailbox member for about a year. My last year’s tax return, all financial institutions, vehicle registration, and driver’s license all reflect this address.

It looks like an apartment address: 75 N Woodward Ave #####, Tallahassee FL.

In the last few weeks, I’ve been having problems.

1. I requested a voter registration renewal in Florida and it was denied on the grounds that I am using a business address
2. My bank (Ally) contacted me, saying that my address was a “maildrop” location, and needed to be a physical domicile.

My theory is that this Traveling Mailbox location has been flagged as a maildrop in whatever database these agencies use and will continue to be a problem, so I’m looking for a new strategy.

Questions:

• What am I supposed to do? I don’t have or want a permanent home.
• If these agencies object to my address, will the IRS or the California tax board? (audits? residency challenges?)

Some ideas:

• Use a “next of kin” address for legal reasons, and traveling mailbox as a mailing address. My bank allowed this. I think this means I need to declare residency in the state of my next-of-kin, which is not preferred.
• Find a smaller mail services provider that is less likely to be flagged as a business/maildrop location (They may be flagged later and I’ll have to change addresses. I’ll miss the digital scanned mail feature. Also, is any mail service legal to use as a residence now?)

@nickdanforth, you had this same problem in Apr 2015, any solutions work well for you?

@nomadicme, sounds like you’ve had the same problem, too.

What can we do about this, folks? Seems like as full-time travellers we should be able to pick any state in the US to be our residence, but banning certain types of addresses is really making it difficult.

Hello,
I’m currently residing in Seoul, Korea working at a corporate office job. I’m having hard time finding a remote job or freelance job besides programming or article writing related jobs.
Are there options to do a remote job or freelance job for somewho who has no programming background?