โœ‹
Sorry, your browser does not support the technologies needed to use our web interface.

Please make sure you have the latest version, and that JavaScript is enabled.
Remote Jobs  Nomad Insurance Chat Meetups Visas & Residency New Climate Finder Forum FAQ Dating New Members Hire Remotely 
  Homepageโš™๏ธ  Settings๐ŸŒ—  Toggle dark mode โค๏ธ  Your favorites๐Ÿš‘  Nomad insurance
๐Ÿก  Cities๐Ÿ‡ณ๐Ÿ‡ฑ  Countries๐ŸŒ  Continents๐Ÿœ  Explore๐Ÿธ  Meetups๐ŸŽซ  Meet our members๐Ÿ’ฌ  Chatโค๏ธ  Dating๐Ÿ’  Help
๐Ÿ“ธ  Vote on photos๐Ÿ”ฎ  Go to a random place๐Ÿ’ธ  FIRE calculator๐ŸŒค  Climate finder๐Ÿ’ฅ  Fastest growing๐Ÿ”Œ  Fastest internet
๐Ÿ›ฐ  Remote jobsโœˆ๏ธ  Airlines๐Ÿ—บ  Neighborhoods๐Ÿ  Coworkations๐Ÿ“  Remote work visas๐Ÿ”“  Open startup
โš ๏ธ We're discontinuing the forum soon, you can use Nomad List Chat to ask questions
Title
Be specific and imagine youโ€™re asking a question to another person. You can also post non-question posts of general interest

Body
Include all the information someone would need to answer your question or reply to your post
Cancel

You won't be notified by email when a reply is posted, to change your notification settings. Posts must follow the Community Guidelines: No ads, self promotion, commercial posts, surveys etc. For customer support questions, don't post here but use the feedback box in the bottom right of this page instead.

๐Ÿ‘
9k
๐Ÿ‘Ž

How to get around blocked credit card transactions?


by @nomadaccountant | 5yr  | 15 comments

it seems like Visa have gotten more tight recently and itโ€™s touch and go whether each transaction will go through. Sometimes it does but often now I am getting declined. The bank knows my locations but in the background Visa seem to be blocking a lot regardless and they are harder to notify. I am using paypal where possible because it doesnโ€™t get blocked, but thatโ€™s only good for a limited number of places.
Anyone else getting worn out by the payment approval games?

๐Ÿ‘
9k
๐Ÿ‘Ž
๐Ÿ‘
13
๐Ÿ‘Ž
@whereskristin | 5yr

This might be unrealistic for some people, but to get around this I just have a lot of cards and back-up cards. Itโ€™s inevitable that cards will get blocked sometimes. I donโ€™t think Iโ€™d be able to travel with just a single card.

I like to carry a Visa, MC and Amex card, plus various debit cards. I also have business and personal cards.

If you have at least 2-3 different card options (selection of credit/debit and visa/mc/amex) then this should never be an issue. American cards used to not work in EU because they didnโ€™t have chips, but now most of them do. Make sure to set your pin before you go abroad if you have a US chip card!

๐Ÿ‘
13
๐Ÿ‘Ž
๐Ÿ‘
12
๐Ÿ‘Ž
@senseless | 5yr

Try getting the mastercard from paypal. I have a paypal mastercard with paypal credit as a secondary / backup source attached to my account and have only had issues a couple of times over the years. The last time I had issue of blocked transactions / disabled card โ€“ I told them โ€œDo not ever decline any transaction on this card, ever. If there is fraud, I will notify youโ€ and havenโ€™t had a problem since.

๐Ÿ‘
12
๐Ÿ‘Ž
๐Ÿ‘
8
๐Ÿ‘Ž
@rbruce | 5yr

I havenโ€™t had much success with it yet*, but Iโ€™m using the international card from Revolut. It offers more aggressively priced FX rates and is feeless for the time being.

This might not be the best option for you specifically (as an Aussie)โ€ฆ Not sure how expensive itโ€™d be to load it up with AUD, since you have to wire the funds to a European bank first, and they only hold funds in USD, EUR, or GBP. If youโ€™re earning EUR and/or GBP but travel to other countries a lot, it might be worth it!

*my first card was wonky and worked in an Icelandic ATM but no POS locations. They mailed me a new card and I havenโ€™t tried it out yet.

๐Ÿ‘
8
๐Ÿ‘Ž
๐Ÿ‘
73
๐Ÿ‘Ž

Thanks All. itโ€™s all working good again now, I spoke to them once i got somewhere good enough to skype and they recently put a โ€œsoft blockโ€ on the card due to some transactions. I think I just get pinged as questionable transactions from time to time and i call them and itโ€™s ok for a while, but recently was in Nepal and the internet was too bad to call them so it lingered.

๐Ÿ‘
73
๐Ÿ‘Ž
๐Ÿ‘
69
๐Ÿ‘Ž
@andyabramson | 5yr

There are a variety of reasons why a transaction can be declined but some of the factors are:

  • location
  • category of transaction such as telecom or money transfer service
  • past spending pattern with merchant/new merchant high spend

To work around the issues requires both common sense and a bit of planning.

  • Notify the bank/financial institution of your travels.

  • Provide an ALTERNATIVE ADDRESS to them in the country you will be in. This helps immensely with local telcom, shopping services, food delivery, purchases and travel such as air, rail, hotel or restaurants. Some banks and bankcards permit this, AMERICAN EXPRESS being one of them.

  • Get a โ€œtravel cardโ€ from your bank. Some banks issue cards for global travelers that are evaluated differently by the threat detection software.

  • Use a card from TravelEx called Cash Passport. Here you preload money and convert into local currency. Iโ€™ve had mixed results with it. It works great where thereโ€™s a Chip n Pin tied to a register, but not so well at gas pumps and headless terminals at train stations and airports. It does work wonders though compared to being declined.

Hope these tips help.

๐Ÿ‘
69
๐Ÿ‘Ž
๐Ÿ‘
23
๐Ÿ‘Ž
@nomadtax | 5yr

Have you tried another card (for the same transactions)? Amex works pretty well for me, they do not block my transactions because of my location. Same for my Citibank visa card.

๐Ÿ‘
23
๐Ÿ‘Ž
๐Ÿ‘
20
๐Ÿ‘Ž
@levelsio | 5yr

Which countryโ€™s ING? NL?

๐Ÿ‘
20
๐Ÿ‘Ž
๐Ÿ‘
17
๐Ÿ‘Ž

Australia.

๐Ÿ‘
17
๐Ÿ‘Ž
๐Ÿ‘
30
๐Ÿ‘Ž
@syneryder | 5yr

Since your banking is in Australia: Iโ€™ve been happy with Westpac, as long as I notify them where Iโ€™m travelling (you can do that online now). Even when my card sometimes gets flagged at home doing online orders at 3am, the Westpac card fraud team are super friendly.

Card blocks could also be on the vendor or processor end. I know thereโ€™s a handful of countries that are essentially blocked from ordering on my own website, because their fraud level has been 100%. Some Asian countries are especially bad for online card fraud. You could try contacting the vendor directly - if they can establish that youโ€™re legitimate they might have workarounds they can apply in your specific case.

I donโ€™t think Iโ€™d recommend the Travelex cards anymore - both Qantas and Virgin have preload multi-currency cards built into their Frequent Flyer cards now that also earn FF points. Westpac has one too, but Iโ€™d probably opt to use one that gives FF points.

๐Ÿ‘
30
๐Ÿ‘Ž
๐Ÿ‘
11
๐Ÿ‘Ž

Yep, just got it again on my own site running a test order! Iโ€™ve done this multiple times in the past. Will probably work fine tomorrow.

๐Ÿ‘
11
๐Ÿ‘Ž
๐Ÿ‘
14
๐Ÿ‘Ž
@kathrynoh | 5yr

Interesting. Iโ€™ve had a few Visa issues and assumed it was doing online transactions with my VPN set to a country different to those Iโ€™d notified the bank but maybe itโ€™s the same issue.

๐Ÿ‘
14
๐Ÿ‘Ž
๐Ÿ‘
35
๐Ÿ‘Ž
@chelseaannefox | 5yr

YES!!! I have a Visa debit card from Charles Schwab and all of a sudden about one week ago, my card keeps getting declined right and left. I have to call my bank to get a โ€œsuppressionโ€ put on and try again. I am now looking for a different card/bank as my bank told me there is no way around this.

๐Ÿ‘
35
๐Ÿ‘Ž
๐Ÿ‘
25
๐Ÿ‘Ž
@wanderingdev | 5yr

what card do you use? i never get blocked with my cap 1 cards.

๐Ÿ‘
25
๐Ÿ‘Ž
๐Ÿ‘
31
๐Ÿ‘Ž
@kyleschutter | 4yr

Hi WanderingDev, Iโ€™d love to get your advice. I have capital one as well, but I keep getting blocked. I tell them โ€œLook, Iโ€™m traveling stop doing this Iโ€™ll be in x, y, z placesโ€ but they say they canโ€™t force my card not to be blocked in those locations. How did you get this to work? Iโ€™m about to just get a different credit card.

๐Ÿ‘
31
๐Ÿ‘Ž
๐Ÿ‘
35
๐Ÿ‘Ž

ING, they know about my travels - it just seems to be a Visa card issue behind ING. Itโ€™ll be fine sometimes, and others it wonโ€™t. Not to worry, thereโ€™s always some obtuse work around :slight_smile:

๐Ÿ‘
35
๐Ÿ‘Ž
Read and participate in 14,118 discussions on Nomad List

Suggested topics

๐Ÿ‘
5
๐Ÿ‘Ž

What features would you like to see on Nomad List?


by @levelsio | 11d 11 days ago | 3 comments

Hi everyone,

I would love to hear what you'd like me to build next on Nomad List, or any other product/feature feedback ideas you have.

It's been 6+ years now but I'm in this for the long term and with the boost remote work got last year it's even more exciting to work on Nomad List than ever.

Current roadmap is here: twitter.com/levelsio/status/1363204985488572417?s=20 and pbs.twimg.com/media/EusS9PKXEAUR8xp?format=jpg&name=4096x4096

The next products/features I have planned:

- ๐Ÿ›‚ Rebase: visa, residency and immigration services for remote workers

- ๐ŸŽ“Courses: learn the steps how to go remote and travel/relocate

- ๐Ÿ› Gov liaison: diplomacy services to the governments to help us lobby for nomads and for them to attract remote workers

Thanks a lot!

๐Ÿ‘
5
๐Ÿ‘Ž
๐Ÿ‘
1
๐Ÿ‘Ž

What are the best places right now in the Caribbean/LatAM? (Also cheapest flights/accommodation?)


by @orangutan3 | 22d 22 days ago | 1 comment

What are the best places right now in the Caribbean/LatAM? (Also cheapest flights/accommodation?) Asking from the US.

๐Ÿ‘
1
๐Ÿ‘Ž
๐Ÿ‘
0
๐Ÿ‘Ž

List of Visa/Residency Information in Table/Spreadsheet format?


by @innovatelife | 1mo 1 month ago | 2 comments

As part of signing up for this website I was hoping I would come across a list of Visa and/or Residency requirements by country ideally in a table format to assist with decision making. Does anybody recommend any other websites that might present the information in this format (or Google Spreadsheet)?

๐Ÿ‘
0
๐Ÿ‘Ž
๐Ÿ‘
2
๐Ÿ‘Ž

Most Walkable Neighborhood / City In The World ?


by @dannybooboo | 1mo 1 month ago | 1 comment

I love living in walkable areas of town. I can always find them. But now I'm wondering where in the world are the most walkable places? I'm imagining walk streets (no cars), zoning allowing both business and residential, parks or beaches ,etc.

๐Ÿ‘
2
๐Ÿ‘Ž
๐Ÿ‘
0
๐Ÿ‘Ž

Any nomads in Arizona, US?


in Netherlands by @info132 | 1mo 1 month ago | 4 comments

Hi guys,

After the Netherlands, the Bay Area, Colorado and being on the van life for 8 months, I am now in Sedona, AZ with a few other digital nomads. We are sharing a home here and are wondering if there are more like minded people in the area.

We do a bunch of hikes and campouts in the northern of Arizona. If you would like to connect with us, please do so :)

Val

๐Ÿ‘
0
๐Ÿ‘Ž
๐Ÿ‘
0
๐Ÿ‘Ž

International number & internet?


by @leobassam | 2mo 1 month ago | 1 comment

Has anyone figured out a way to get setup with a virtual number and internet connection anywhere you go?

๐Ÿ‘
0
๐Ÿ‘Ž
๐Ÿ‘
0
๐Ÿ‘Ž

Are there any tax issues I have to be aware of?


in Germany by @clara | 2mo 1 month ago | 0 comments

Hi everybody. I live and work in Germany and want to go to Canary Islands for 6 months to work from there. I'm going to keep my current job, just change the "home" in the home office part of things. Are there any tax issues I have to be aware of? I was reading about becoming a residence after 183 days, thus having to pay taxes there plus my employer having to register there. Does anybody know how it works exactly? Thanks a lot!

๐Ÿ‘
0
๐Ÿ‘Ž
๐Ÿ‘
0
๐Ÿ‘Ž

Chiang Mai accommodation


in Chiang Mai, Thailand by @bertieb | 2mo 2 months ago | 0 comments

Can anyone recommend a good accommodation website for Chiang Mai?

๐Ÿ‘
0
๐Ÿ‘Ž
๐Ÿ‘
1
๐Ÿ‘Ž

Is anyone travelling right now?


by @viktor | 2mo 2 months ago | 3 comments

Winter is coming and Iโ€™m feeling the ache of travelling after being stuck in the same place since the Pandemic started. Wondering if anyone is travelling right now? If so, where are you currently located and how is the situation where you are?

๐Ÿ‘
1
๐Ÿ‘Ž
๐Ÿ‘
338
๐Ÿ‘Ž

Has anyone created a list of co-living spaces around the world?


by @keegansard | 1yr 1 year ago | 4 comments

Iโ€™m a big believer in co-living but Iโ€™m finding hard to find all the options available in different cities.

I have found the major players like Roam, The Collective, and WeLive but havenโ€™t found many others.

Has anyone seen a list or should I start making one?

๐Ÿ‘
338
๐Ÿ‘Ž
๐Ÿ‘
10
๐Ÿ‘Ž

What festivities are happening around Bali for New Years Eve (NYE)?


by @diannamallen | 2yr 2 years ago | 1 comment

Looking for somewhere to celebrate New Years in Bali! I would prefer somewhere in Kuta or nearby, but if itโ€™s worth the travel, give me your suggestions!

Not looking to spend too much money either.

Thanks =)

๐Ÿ‘
10
๐Ÿ‘Ž
๐Ÿ‘
2k
๐Ÿ‘Ž

Is carrying around my laptop in a backpack every day safe in South America?


by @skarabox | 3yr 3 years ago | 9 comments

Hello everyone, I usually carry my laptop in my day backpack, walk around the town in my home country (Poland) and work in coffee shops / shopping centers, other quiet places I find or like.

My question is, how would carrying around my laptop on myself every day around the town work in practice in those places in terms of safety in South America.

I prefer to travel by a city communication than taxis and like to walk around too, but my concern is that I will get blatantly robbed with a gun or knife in a side street and lose my whole backpack with a laptop.

If anyone living in those cities could share their experience about how likely this situation is to occur, as obviously being white and foreign will make me stand out in the first place.

๐Ÿ‘
2k
๐Ÿ‘Ž
๐Ÿ‘
54
๐Ÿ‘Ž

Anyone walking around the world while working?


by @michaltakac | 4yr 3 years ago | 8 comments

Hey guys,

Is there anybody who loves walking that much? Iโ€™m thinking about this for about 3 years now, and since I finished university this year, I could possibly plan for this huge trip and start sometime next year. I have no commitments, no girlfriend, some money saved and pretty strong motivation. I like to travel low cost (couchsurfing, exploring cities by walking, cooking own meals, sleep in a tent if needed).

Small background about me: Iโ€™ve been working 5+ years (and still working) as a software engineer remotely (full-stack, web, mobile, VR), trying to not spend everything and save a little here and there (plus some index funds, mutual funds and holding few cryptocurrencies). Walking is big part of my life since itโ€™s something like meditation, great time for creative thinking, research and solving problems. Usually my daily routine involves 10-20km of walking (some in the morning, some in the evening). So far longest stretch was 55km, aiming to raise it to at least 100km during next month. Also love to track everything (Fitbit Charge 2 + Gyrosco.pe).

Iโ€™m thinking if itโ€™s possible to walk around the world in 5 years while working occasionally during mornings or evenings (own web/mobile app, writing blog) and at the same time complete a PhD in Process Control (got an offer to work with great professor on an interesting thesis using augmented reality, for which I only need a smartphone, my Macbook and ability to once in a while consult with him over phone/skype).

๐Ÿ‘
54
๐Ÿ‘Ž
๐Ÿ‘
162
๐Ÿ‘Ž

Anybody around Europe over the next few months?


by @paulrose | 4yr 4 years ago | 9 comments

Hi All

Soโ€ฆ a few months ago when I was in Asia, for some reason I decided that it was gonna be too hot over the summer months and I wanted to mix it up with a few months touring Europe. So I had the idea to buy and RV and drive round for a few months.

Meet Teagan :slight_smile:

Itโ€™s taken a few months going through the process of getting my license to drive the RV, because itโ€™s so large it wasnโ€™t covered on my standard driving license. Add to that, I had some solar panels fitted for unlimited power, and a massive satellite dish for internet wherever I go.

Iโ€™ve now got my ferry booked out of the UK for September 11th and at the moment have no plans past the first few weeks.

Has anyone on here done anything similar before? Any places recommended, or anyone around Europe over the next few months?

Iโ€™m doing about 3 months worth before heading to Vegas for NYE and around the states for a few months after that before back to Asia for a bit.

๐Ÿ‘
162
๐Ÿ‘Ž
๐Ÿ‘
156
๐Ÿ‘Ž

Search/review site for Co-Working spaces around the world?


by @gnefkow | 4yr 4 years ago | 7 comments

Hostelworld for hostels,
Nomadlist for general locations,
Yelp for food (among other things)
Trip Advisor for activitiesโ€ฆ

Is there a website where a community of people can rate and review co-working spaces around the world? Iโ€™m in a nice place right now, and about to start on toward the next destination, Iโ€™d love to review the coworking space Iโ€™m currently sitting in and start planning for the next stop.

I know that there are some threads around here about it, but Iโ€™d love to search โ€œTaipeiโ€ and see a list of them with reviews from actual nomads (rather than the hap-hazard websites the coworking spaces make about themselves).

  • kyle
๐Ÿ‘
156
๐Ÿ‘Ž
๐Ÿ‘
17
๐Ÿ‘Ž

Can Europeans also fly cheaper using credit cards and gain miles?


by @rxs | 5yr 4 years ago | 3 comments

I hear more and more about digital nomads (mainly from the US and Canada) flying cheap (almost for free) by taking advantage of bonuses given by banks / credit card companies. Iโ€™m not exactly sure how the system works.

Is it also possible to do for Europeans ? If so, how ?
If not, do know any other hacks to fly cheaper ?

Many thanks for your help.

๐Ÿ‘
17
๐Ÿ‘Ž
๐Ÿ‘
462
๐Ÿ‘Ž

What do you do once you lost and blocked your credit card?


by @matthieudrula | 5yr 4 years ago | 13 comments

Hi,
Surprised that this thread does not exist.
If you lose and block your only credit card, what are your other options than going home?
Do you have a specific bank that can send you a new card? Aside from that do you have some tips?

๐Ÿ‘
462
๐Ÿ‘Ž
๐Ÿ‘
78
๐Ÿ‘Ž

How useful is a credit card concierge for your business, travel, and life?


by @ride | 5yr 5 years ago | 5 comments

The deal is, with a virtual assistant, you get what you pay for. On the other hand, you can be a power user of the card concierge service, and only pay an aggregated fee, including for those folks with the same card, but hardly use the service at all.

What can a credit card concierge do for you? I donโ€™t want to quote Tim Ferriss (a controversial figure); here are some other, good uses.

EUR/USD100 concierge credit cards exist out there; the concierge option is not exclusive to cards in the 500 range. Iโ€™m not a bank, I donโ€™t offer this service; I genuinely asking your opinions.

๐Ÿ‘
78
๐Ÿ‘Ž
๐Ÿ‘
6
๐Ÿ‘Ž

How have you dealt with bereavement when you are halfway around the world and can not make it home?


by @iamjamesrodgers | 5yr 5 years ago | 5 comments

I really wish I didnโ€™t have to ask this, itโ€™s such a sensitive topic to many but unfortunately Death is inevitable in our lives as we grow -

My Girlfriend and I are currently upon our first lengthy nomadic travels, and a beloved friend has had her Mother tragically and rather quickly pass away.

My Girlfriend is really struggling and feeling suffocated by the distance.

What is the best techniques to be a supportive person to a beloved friend whoโ€™s parent has just passed away while you are on the other side of the world? Or the passing of someone in general? So far weโ€™ve sent an arrangement and wrote a letter to convey our empathy for the friend and Her family -

We both just want our support to be felt and to be enough to make up for not being physically there, it would break my heart for us to be seen as non supportive in this tough time.

๐Ÿ‘
6
๐Ÿ‘Ž
โ€นโ€บ
×
USD โ”€ $
ยฐF
โœจ To see all results
Join Nomad List
715ms
Messages
Send