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How to get bank statements remotely?


by @hoperto | 3yr  | 12 comments

Greetings!

Me & my gf holding not very strong passports, so have to apply for a visas quite often.
Soon need to make a visa applications from the countries we have no ties with.
The problem is that by the moment of making an applications, a bank statements will be outdated and the banks we currently use donโ€™t send the paper statements internationally. That cause quite a lot of problems with visa applications. (the way i see it now is to open new account in each country, transfer funds to it and wait for 3 months)

Any suggestion on probably some fin tech banking startup where one can both open the account remotely (with using a local mailbox service i suppose) and get a paper statement delivered internationally?
Hope there is a solution to it :slight_smile:

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@hoperto | 3yr

i donโ€™t want to describe a details of my situation publicly here.
The point is opening a personal offshore account isnโ€™t impossible & not illegal. However it is clearly hard now and likely to be harder in the future.
One can always defend or oppose the bureaucratic side of our lifes. Location independent lifestyle generally isnโ€™t a very regulated sphere. Regulations are always following social and economic changes with some delay. I guess weโ€™re here to make a solutions which allow us a higher degree a personal freedom and at the same time comply with existing regulations. If so - this topic is exactly about it.

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@levelsio | 3yr

Definitely. But the framework is already working for you. You are required by international law to have a personal residency (e.g. rent a house, or live) somewhere. You canโ€™t be a stateless non-resident. There are many, many, many legal ramifications for doing that and theyโ€™re not positive.

I love the โ€œweโ€™re all world citizens, letโ€™s live everywhere and not be a resident anywhereโ€ ideology. But if youโ€™re going that way then you canโ€™t use the traditional world services anymore. They donโ€™t like to serve you. In your case, it makes much more sense to just go crypto.

Iโ€™m sure thereโ€™s exceptions and you can make it happen somewhere. But itโ€™ll not be for long. Every bank will apply Know Your Customer (KYC) stuff soon.

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@hoperto | 3yr

Yeah i generally agree with that. Itโ€™s just not impossible & illegal, at least not yet. Itโ€™s quite an effort to make the things work this way, and it will be harder.

I do use crypto, but it isnโ€™t accepted by the institutions that much yet and i canโ€™t show balances in crypto instead of the bank statements. (except bitcoin for Australia & Japan). Legal & regulatory base for it is just not here yet.

Solution to this topicโ€™s problem(at this moment) is exactly in getting offshore personal account with the bank which is able to send a statements remotely.

I guess further discussion will be more ideological instead of applicable.

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@hoperto | 3yr

Update:
Singapore - failed, but someone might have a better luck :wink:
CIMB Bank - accepted application, do not require residency. However it wasnโ€™t approved.
DBS - contacted call-center 2 times, 2 times confirmed that can apply without a residency in SG. Walk-in in 2 branches - both required residency with no option.
HSBC - can open with minimum deposit 200k SGD. Didnโ€™t do that.
UBS - some friend opened there a year ago without a residency. both call-center and walk-in rejected such possibility.

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@levelsio | 3yr

Youโ€™re trying to do something thatโ€™s 1) impossible 2) illegal.

Financial institutions now have so-called Know Your Customer (KYC) laws, that means you need to be able to identify yourself, live somewhere and have proof of address, usually in the same country as the bank where youโ€™re opening an account.

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@hoperto | 3yr

Not impossible and not illegal.
Yes, they do have the KYC policies and had them before, but policies & their implementations can vary. Opening an account while not a resident in the country doesnโ€™t mean not providing a KYC info, you just provide an address in your residence country. (and all other info required by their KYC process)

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@levelsio | 3yr

But you said you donโ€™t have official residency anymore, right? In that case banks really donโ€™t want you. Laws obviously vary but increasingy KYC has and will make this impossible.

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@amirrafiepour | 3yr

The only thing that I can think of is sending the paper to someone you know in your home country and getting them to send it to you with UPS or FEDEX?

Not sure if that works but thought I should share

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@hoperto | 3yr

Been living around since a while, donโ€™t have a bank acc in my country :smiley:
Banks i have accounts with do not send a statements without personal visit. Also donโ€™t have anyone whom i can give a power of attorney for my bank acc.

Only reasonable solution i see so far is to find a bank with which i can work completely remotely. Was thinking to make some offshore company in tax haven + bank acc for that, but need a personal account. Also, accounts in traditional tax havens may look suspicious and that will only add more bureaucratic stuff to be done.

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@victoriadotdev | 3yr

Does your bank offer online statements? I have simply printed those for use with visa applications before.

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@hoperto | 3yr

Yeah, it does. However self-printed are rarely accepted :frowning:
There is an option i found and will try soon - a few banks in Singapore can make accs without residency there (a lot of articles online saying that they donโ€™t really do it anymore, but i called like 15, few of them were OK with it, without 1000000$ deposit requirement) and they also can send paper statement internationally.

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@victoriadotdev | 3yr

Good luck! :slight_smile: Let us know which bank if youโ€™re successful!

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I'm thinking to head over to France during the winter and I'm looking for recommendations on a good French town that has beach and is warm enough during the winter.

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Driving from Italy to Croatia..how to handle passport?


in Croatia by @ld | 9d 8 days ago | 3 comments

Hello, we are US citizens that have been able to stay in Italy past our standard visa stay due to covid. Now we must leave. We want to drive to Croatia as our โ€œout of EUโ€ stay. But Iโ€™m now wondering what considerations I need to take care of for my visa. I wonโ€™t go through an airport and get my passport stamped. But I assume I need to get my passport stamped as a way to prove Iโ€™m out of the EU.

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Introduce yourself โ€” who are you, where are you and what do you do?

 

by @coffeeshopceo | 13d 13 days ago | 672 comments

tl;dr: introduce yourself in this thread.

We must all get sick of the same backpacker travel questions when we meet new friends, I know I do.

You know the ones - where are you from, whereโ€™ve you been, where are you going, what do you do, how long have you been doing it - etc.

The novelty of answering these questions wears off after maybe a week, but theyโ€™re nonetheless insightful and no matter how much we hate them, we find ourselves asking others.

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**

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  • where are you from?
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  • what do you do?
  • where are you currently?
  • where are you going?
  • what has been memorable for you so far?
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**

No need to answer them all if you donโ€™t want to :smile:
But the more you shareโ€ฆ The merrier!

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Best/quickest way from Italy to Croatia?


in Croatia by @ld | 15d 15 days ago | 3 comments

Hello,

We are in Umbria until August 31. We've been here since March, but crisis-level visa extensions are over. After that we have to leave the EU. We would like to stay out of the USA (our home) due to it's covid crisis, at the same time we want to be responsible about travel. Ideally we would not travel at all, rather stay hidden in the countryside of Umbria forever until covid is more under control globally, but here we are!

So we must leave the Schengen zone. We should avoid USA. We should avoid long air travel.

We were thinking Croatia.

Do you recommend a route to Croatia? We are open to long train rides. Ideally not long ferry rides. Is there a ferry route under 4 hours? I read about it...I don't see it. If not, the other option is to make our way north and up over to Croatia via train.

I'd appreciate your thoughts and insights!

Thanks.

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Did you learn any Thai before staying in Chiang Mai?


in Chiang Mai, Thailand by @digitaldiva | 20d 19 days ago | 0 comments

Iโ€™m curious to know how many people learned some Thai before going there. Learning languages is a hobby of mine but Iโ€™m very put off by how complex the writing system is, and if I decide not to learn it Iโ€™ll probably cross Chiang Mai off my bucket list. I prefer to be at least conversational in a language before I do an extended stay in a country. Iโ€™m curious how people who learned no Thai did getting by. And Iโ€™m curious, from people who did learn some, if itโ€™s any easier than it seems? Thanks!

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by @raynesio | 22d 22 days ago | 11 comments

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by @jackgopack | 24d 24 days ago | 39 comments

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Any attorneys working remotely?


by @rohitsn | 2mo 1 month ago | 3 comments

Transactional Attorney with a focus on US Immigration. Burnt out doing the law firm thing. Trying to leverage skill to get on this digital nomad tip. Love the traveling experience, hostels, seeing new places, new cocktails etc etc.

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by @artofwarbiz | 4mo 3 months ago | 6 comments

What do you use to work together remotely with your team?

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Which ones do you guys use and why?

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by @mariaplslourdes | 10mo 10 months ago | 4 comments

Hi everyone and nice to e-meet you!
finally, after so long I found a job that allows me to work remotely.
But now? Do you have any practical advice that I can use to approach this new world?
In particular, I have to put my tax situation in order, do you know a good tax advisor from whom I can ask for advice? (Iโ€™m Italian but I live in Franceโ€ฆI donโ€™t know how long it will beโ€ฆ) )
Beyond that, any advice is welcome.
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by @stvbutlr | 3yr 2 years ago | 0 comments

Hi all,

For those of you who work remotely, I think the community would love to hear about your problems โ€ฆ I know I would.

When working remotely what problems do you face with your day to day work and/or employer(s)? โ€ฆ Please list anything and everything that comes to mind!

  • Ideally, people who have overcome the problem(s) will weigh in with recommendations. :ok_hand:
  • With this information, people who wish to join the nomadic lifestyle can better prepare for the transition from โ€˜office jobโ€™ to โ€˜remote workโ€™. :airplane:๏ธ

Some topics that might trigger some inspiration for reply. :speech_balloon:

  • trust from employer
  • communication
  • project management
  • payment
  • timezones
  • culture/teamwork/colleagues
  • stress/anxiety

Cheers,

Steve

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Any tips for video editors working remotely?


by @adrienbetweets | 4yr 4 years ago | 2 comments

A friend based in Berlin (Germany) is interested in getting started as a video editor remote freelancer.
Is anyone already doing this?
Any specific tips for this field?
Thanks!

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Do you hangout with backpackers, while still working remotely?


by @jtompl | 4yr 4 years ago | 14 comments

Iโ€™ve noticed that recently a lot of us tend to prefer the โ€˜slow-travelโ€™ rhythm, which is more about moving to a place for a month or two, and then living there, instead of changing your place every couple days.

However, what about those that still like the fast pace of travelling, with meeting lots of other travellers on the road? Are there any nomads here, that still like the backpackersโ€™ lifestyle? That is: you travel through a whole country by yourself; you change your place of living much more often; but you still have to work a bit digitally in the meantime?

If yes, then how do you hang out with backpackers and keep up with their pace, while still having to work remotely?

Related questions:

  • How do you choose which hostel (or place, area to go to in general) to stay in as a next one?
  • How do you maximize your way of meeting other travellers and your own travelling experience (by seeing other places, people and their cultures), while still having to work remotely in the meantime?

I like both digital nomads & backpackers, but so far, barely Iโ€™ve seen any digital nomads in the backpacker places or vice-versa. Iโ€™m wondering why? In the end, it would be a clear connection of Work & Travel at the same time, two things that a lot of us propably enjoy very much at this moment.

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Which country in Central America is best to work remotely?


by @marss | 5yr 4 years ago | 5 comments

Hey nomads,

I have just started working fully nomad a few days ago.
My first place outside of Germany will be the Dominican Republic next week.
However, I am already going to need the next flight for after that.
My carrier told me that they will bounce me at the check-in otherwise.
Which country in CA do you recommend for the next stop?

I need very stable internet, as I work a lot over skype. It does not need to be fast however. Cheap, but tropcial and at the sea would be preferred!
I thought about Panama, but I read that the internet sucks and it is expensive there.

Best,
Marss

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How do you do B2B sales remotely?


by @allancaeg | 5yr 4 years ago | 0 comments

For businesses that involves B2B sales, how do you do it if youโ€™re in the other side of the world (e.g. youโ€™re in Thailand and your customers are enterprises in California)?

What are the top tips to thrive in this setup?

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Does anybody work for an NGO, charity or social project remotely?


by @gpestana | 5yr 4 years ago | 2 comments

Whatโ€™s up there?
Is there anyone working for/running a social innovation project while on the road?

:smile:

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