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Is the strong US$ affecting you?


by @freedomsurfer 9yr  | 9 comments

Today the EURUSD rate is around 1.05, a multi-year high. While it was predictable that the Euro would collapse (it was always way overpriced), the speed of itโ€™s collapse is surprising. Itโ€™s the same thing with the Australian $, the Canadian $, the British pound, the Yen and many other currencies.

Are you affected by those forex moves? Will they influence your future plans? Maybe a change in destination?

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@skyler 9yr

Thanks for the advice @freedomsurfer.

Like @dfcowell, itโ€™s kicking my ass. I moved to France 2 years ago and needed to use USD savings at several points, losing 30% due to the Euroโ€™s strength against the dollar. Iโ€™ve recently started making much more in Euro and was sending it back to the US to offset the damage, but the near-parity has me shooting myself in the foot again.

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@skatkov 9yr

Nothing compares to fall of ruble, they lost 50% in a year.

I expected Euro to go down a year early, so I blew all my Euro savings long time ago (invested). I have small loans back home now and most of my customers pay me in USD. For customers who pay me in euro itโ€™s a good reason to raise my pricesโ€ฆ

So far, as European I have only plusses out of this situation. (But I was expecting it)

The question now, how to save your money? Which currency to use? Will USD fall too?

Iโ€™m considering buying ruble, I believe after couple of years it will be back on track. But I hardly believe Euro will find itโ€™s way back any time soon.

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@kroger 9yr

This is a good question. Does it make sense to have (separate) savings in USD, EUR, and ยฃ?

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Diversification is key. You need to develop a risk-management strategy that fits your lifestyle and goals.

My main portfolio is a mix of: HKD, CNY, SGD, USD and NZD. Every time I receive a dividend I divide it into my currency basket using a fixed percentage figure for each currency.

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@zahradnik 9yr

Can you expound on this a bit further? VERY interested to hear more.

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@levelsio 9yr

Any reason you have no GBP, EUR?

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@ericvan 9yr

I started a company in the IT center of the Philippines just to have a โ€œglobalโ€ life in 2005 when be a Nomad was not so easy.

Donโ€™t even THINK about what a currency might do unless you are a financial trader! Do you think you can hedge bets on housing prices abroad? How about stock picking? NO, that is not your expertise. So as has been said here, diversify and keep savings in something more safe than one countries currency if that currency fluctuates a lot (this happens to developing country currencies more).

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@sarab 9yr

I bill in USD, EUR and GBP so Iโ€™m always up and down. Usually I will check rates before wiring myself a lump sum abroad to see which currency it is best to buy in for where I am. Azimo in this respect has been great.

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@dfcowell 9yr

It was kicking my ass. Iโ€™m an Aussie, so for convenience I was billing all of my work in AUD, but Iโ€™m living in Vietnam, so for all intents and purposes Iโ€™m spending in USD.

That meant I was losing about 40% of my income to exchange rate differences.

Iโ€™ve started billing exclusively in USD - not that it matters that much now, since I only have one major client at the moment who Iโ€™m all but employed by. Either way, my bank account back home is looking much healthier, now.

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Read and participate in 14,117 discussions on Nomad List

Suggested topics

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What features would you like to see on Nomad List?


by @levelsio 3yr 3 years ago  | 3 comments

Hi everyone,

I would love to hear what you'd like me to build next on Nomad List, or any other product/feature feedback ideas you have.

It's been 6+ years now but I'm in this for the long term and with the boost remote work got last year it's even more exciting to work on Nomad List than ever.

Current roadmap is here: twitter.com/levelsio/status/1363204985488572417?s=20 and pbs.twimg.com/media/EusS9PKXEAUR8xp?format=jpg&name=4096x4096

The next products/features I have planned:

- ๐Ÿ›‚ Rebase: visa, residency and immigration services for remote workers

- ๐ŸŽ“Courses: learn the steps how to go remote and travel/relocate

- ๐Ÿ› Gov liaison: diplomacy services to the governments to help us lobby for nomads and for them to attract remote workers

Thanks a lot!

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What are the best places right now in the Caribbean/LatAM? (Also cheapest flights/accommodation?)


by @orangutan3 3yr 3 years ago  | 1 comment

What are the best places right now in the Caribbean/LatAM? (Also cheapest flights/accommodation?) Asking from the US.

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List of Visa/Residency Information in Table/Spreadsheet format?


by @innovatelife 3yr 3 years ago  | 2 comments

As part of signing up for this website I was hoping I would come across a list of Visa and/or Residency requirements by country ideally in a table format to assist with decision making. Does anybody recommend any other websites that might present the information in this format (or Google Spreadsheet)?

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Most Walkable Neighborhood / City In The World ?


by @dannybooboo 3yr 3 years ago  | 1 comment

I love living in walkable areas of town. I can always find them. But now I'm wondering where in the world are the most walkable places? I'm imagining walk streets (no cars), zoning allowing both business and residential, parks or beaches ,etc.

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Any nomads in Arizona, US?


in Netherlands by @info132 3yr 3 years ago  | 4 comments

Hi guys,

After the Netherlands, the Bay Area, Colorado and being on the van life for 8 months, I am now in Sedona, AZ with a few other digital nomads. We are sharing a home here and are wondering if there are more like minded people in the area.

We do a bunch of hikes and campouts in the northern of Arizona. If you would like to connect with us, please do so :)

Val

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International number & internet?


by @leobassam 3yr 3 years ago  | 1 comment

Has anyone figured out a way to get setup with a virtual number and internet connection anywhere you go?

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Are there any tax issues I have to be aware of?


in Germany by @clara 3yr 3 years ago  | 0 comments

Hi everybody. I live and work in Germany and want to go to Canary Islands for 6 months to work from there. I'm going to keep my current job, just change the "home" in the home office part of things. Are there any tax issues I have to be aware of? I was reading about becoming a residence after 183 days, thus having to pay taxes there plus my employer having to register there. Does anybody know how it works exactly? Thanks a lot!

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Chiang Mai accommodation


in Chiang Mai , Thailand by @bertieb 3yr 3 years ago  | 0 comments

Can anyone recommend a good accommodation website for Chiang Mai?

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Is anyone travelling right now?


by @viktor 3yr 3 years ago  | 3 comments

Winter is coming and Iโ€™m feeling the ache of travelling after being stuck in the same place since the Pandemic started. Wondering if anyone is travelling right now? If so, where are you currently located and how is the situation where you are?

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Do you always have your passport with you?

 

by @stepunk 6yr 6 years ago  | 31 comments

While traveling, do you always have your passport with you? Or you leave it in your room/hotel/house and go around with just a copy of the main page?

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How to move your furniture in Europe so that it arrives after you?


by @liberalogica 8yr 8 years ago  | 2 comments

Hello, i have been moving around with just a couple of suitcases and that was easy, just find a nice coworking space and pay a lot for a room on AirBnB and you can visit a lot of places.

My problem now is that i have been living in a flat for a few years, and i cumulated an amount of stuff i donโ€™t necessarily want to get rid of. In other words, this time i want to move my whole base elsewhere, but i am quite confused about how to do that.

I want to move from Germany to Italy, and i guess that i can find a more or less expensive service to move my stuff safely to destination, the problem is that i would like the furniture to arrive after me, and possibly to a destination i donโ€™t know yet.

So, ideally i would load all my stuff on a truck and call back one month later with the address of the house i found in the meantime, but i am not sure that a service like this even exists. If it doesnโ€™t, i will have to go back and forth from my target location, and i will need to carefully plan my moves in order to be in the old place while loading the furniture, and already in the new place when it will arrive.

This sounds unneededly complex. Am i missing anything? How do people relocate?

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Do you think there are different "tiers" of nomads? What kind of nomad are you?

 

by @marcob 8yr 8 years ago  | 26 comments

I feel I have come across different types or tiers of nomads, eg: you have your backpacker nomad and then maybe a more successful nomad that is travelling without worrying so much about budget, the two seem to resonate more within their own groups. What different tiers do you think exist, if any? How do you differentiate the different groups, and do they play well together?

Iโ€™m curious to hear your opinions, and please describe what kind of โ€œnomadโ€ you are when responding. Thanks.

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Coworking Camp is coming to Tunisia in November. Are you?


in Tunis , Tunisia by @matthiasezeitler 9yr 9 years ago  | 3 comments

Quite happy to announce that the next Coworking Camp will be in Tunisia from November 2nd till December 13th.

If you havenโ€™t heard or read about Coworking Camp before, itโ€™s a temporary coworking space in a beach resort to escape the European winter. Lotโ€™s of information including some videos from last year and links to various newspaper and blog articles is on our homepage at http://coworking.camp

The final hotel has not been decided yet, but I wanted to make sure everyone is aware early enough (as last year a lot of people told me they learned about it too late to join), plus we have a 35% super early bird discount on the tickets for the next few weeks. (code โ€œiaminโ€). There are also some volunteer spots left for free tickets in case you want to help organizing the event.

The general idea is to bring a group of about 60 like minded startup founders, digital nomads and freelancers together in a productive environment to make new connections, share experiences and have fun in the winter sun.

I am currently in Tunisia (only for a few more days), but will be in Chiang Mai soon, so please message me if you want to meet in person to learn more about Coworking Camp. Or just have a coffee.

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