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Malta Residence Programme min stay time


in Malta by @pavel_maximov | 4yr  | 7 comments

Anybody has experience with Malta โ€œResident Programmeโ€ requirements?
Iโ€™m EU national with a UK Ltd, considering taking Malta residence since you pay no personal tax on sources of foreign income there (if you keep your money in non-Maltese banks and rent property in Malta at all times).
Reading the requirements here:


One point is not totally clear to me, on page 12-13 they list the conditions that would make you loose the residence status (point f):
"[if the resident] Stays in any other jurisdiction for more than 183 days in a calendar year.[he/she loses the resident status]"
Does this just mean I canโ€™t stay in any specific country for more than 183 days, or more broadly I canโ€™t stay 183 days outside of Malta?
For example, if I spend 2 months a year in Malta and other 10 months in other countries but not longer than 3 months each, will I still be considered resident of Malta?
Would appreciate any help.

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@blueblueocean | 4yr

My reading of this is similar to any other country.
Namely, there are 2 steps or components.
Letโ€™s call it the the first year.
In the first year you establish official residency. Get documents and you can get a residency proof in Malta in 3-6 months. You start paying tax or filing returns. Get a driver license perhaps. You get an apartment to rent or buy on a yearly lease renewable.
Step 2 is where you spend your time thereafter. Malta is now your center of activities and you make sure you have very little ties in your passport country other than say bank accounts ,which can be anywhere.
My reading of this is that after the first year or so, you can be a nomad anywhere in the world and spend even zero days in Malta. Your vital interests and ties are there and you donโ€™t spend more than 6 months anywhere else. Even if you did, if you have more ties in Malta and that would still be your taxation base.
So the key is the 1st year which requires more time there to setup your residency. After that, I see no reason you canโ€™t travel indefinitely.
Ask yourself this question: If I am not resident in Malta or have ties anywhere else, where am I resident? So make enough ties in Malta so there is no doubt of your residency and you can take off in year 2.
Am I reading this correctly?

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@orca | 4yr

My experience based on 2 clients is that as long as Malta is your base and you are paying tax there (you donโ€™t pay tax on money not remitted to the island) they are fairly relaxed. What they clearly would not like is someone who moves there for a year, gains residency then leaves and pays no taxes - what is in it for them? In that situation you might hit issues when you renew your residency card. The two people I know travel to the US, Australia and various other EU locations constantly but the largest single amount of time in one place is in Malta but the other places are where they 3 or 4 weeks working here and there. One of them has a Maltese company which could be a plus because the Maltese company has contracts in 4 countries which obliges him to travel.

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@levelsio | 4yr

It means:

In extreme cases, your home country (passport country) can still claim your income if you canโ€™t prove residency in another country for over ~183 days.

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@flyonthewall | 4yr

Iโ€™ve spoken to some Malta lawyers about this and you have to make sure your income from the UK is passive. If you are exerting control and management over the company then they will require you to pay Maltese income tax.

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@pavel_maximov | 4yr

@flyonthewall thanks for the input, do you know exactly why they would tax you if you manage the company? This seems to contradict what is written in the โ€œmalta residence programmeโ€ document.

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@flyonthewall | 4yr

Yes I was confused by that too. The guy said it would be seen as โ€˜working in Maltaโ€™ so it would not be considered foreign source income. Thus, I would have to pay Maltese income tax. He couldโ€™ve been wrong though so if you have another opinion on this, I would love to know about it.

Basically you have to clarify if your source of income will truly be considered foreign source if you are the owner and manager of your company (and perhaps one of only very few employees).

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@pavel_maximov | 4yr

@levelsio Thanks for the comment, will keep in mind

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How to get a UK residence address without renting/buying?


by @pavel_maximov | 6mo 5 months ago | 17 comments

Background:
Iโ€™m an EU national IT specialist, recently decided to become a digital nomad. I just left my permanent job in Germany and opened a UK based LTD (for a better taxation) to start a new career as remote working IT contractor. I also want to become a UK resident and pay personal income tax there BUT I donโ€™t want to rent/buy a place because I have no interest in physically living in the UK, as a nomad I will be traveling abroad 100% of the time.

So I just need a UK address where Iโ€™m registered as a resident and could receive mail, but I would never actually be there. I could rent a place and keep it empty but that would be a total waste of money.

Question:
How do I find somebody who could give me an official residence at his/her address and keep my name on the door? Iโ€™m ok with paying a reasonable monthly fee for this โ€œserviceโ€ (but not as high as a rent), and give assurance in whatever form that I will never pretend to physically live there. I have no close friends in the UK to ask for this favor, and trying to propose this to a random landlord would be just weird since they are not familiar with the needs of a digital nomad.

Maybe you guys can suggest me somebody who understand the situation and want to make some extra cash every month to pay the bills? Iโ€™m ready to meet in person, provide full proof of identity or any other document, and to make a written agreement that gives the landlord the freedom to cancel this โ€œsituationโ€ at any time.

Note:
This is NOT for tax evasion, itโ€™s the opposite! I WANT to pay full tax as UK resident, I just donโ€™t want to waste money on a rent which I will literally never use.

I would be very grateful for any advice!

Pavel

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Has anyone been terminated by Project Fi?


by @jackgopack | 12mo 11 months ago | 15 comments

Any long terms Project Fi users cancelled?

Planning on being outside of the US for a year or more and disappointed to just discover their โ€œtermination for excessive international roamingโ€ fine print (similar to T-Mobileโ€™s) as follows:

โ€œThe Services must be primarily used in the United States and are not intended for extended international use. Further, the Services are designed for use predominantly within our network. If your usage outside our network is excessive, abnormally high, or cause us to incur too much cost, we may, at our option and sole discretion, suspend your Project Fi account, terminate your service, or limit your use of roaming.โ€

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How to be sure of new tax residence?


by @analogmario | 1yr 1 year ago | 0 comments

Hi, Iโ€™m new here.
I am moving out forever.
So I am going to move to another country my residence.
But, in the new country I donโ€™t plan to spend more than 90 days a year for sure, at least itโ€™s not the plan for the first years.

But I want to be sure that my tax residence is in my new country, even if I spend less than 90 days a year.
I want to be sure I wonโ€™t be reclaimed by my original country or any other country that I might end up spending less than 180 days, but more than the less than 90 I expect to spend in my new country(looks like itโ€™s going to be Portugal).

Hope that was understandable.

Does anyone know where I can get information about this kind related to nomadism?

Thanks

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Gaming Cheat Software Offshore Incorporation


by @pixels | 2yr 1 year ago | 1 comment

Greetings Nomads,

I recently closed a US company that was used to sell cheats or hacks for popular games due to imminent litigation.

I have just recently embarked on a similar venture, but working as a contractor. Myself, and my lead developer have just found ourselves in the position of not being paid and will need to re-establish ourselves.

Due to my experience in marketing, distribution and management I know running a company myself would still be a successful venture, I just do not want to run it out of the US.

Due to the nature and risk of litigation from large gaming companies I believe moving offshore will be the path I should take. I spoke with my attorneys, who basically made it sound like it would be impossible to set up without physically living somewhere, based on my past experience with these guys, and paying tens of thousands of dollars to protect myself just for them to say โ€œitโ€™s best to shut downโ€ the moment we were contacted by a gaming company, I am going to assume itโ€™s their lack of experience.

My questions are:

  1. As a service likely in the same realm as Adult Services or Gambling, with myself residing in the US and my Lead dev residing in Europe, what country would be a good option to set up with fair tax that cant easily be pressured by US or European game producers?

  2. In said country should I find and contact legal council there instead of using US attournies to fumble through this charging me exponentially more to just relay info and elongate the process?

Thank you in advance for any assistance.

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Ho Chi Minh City, Chiang Mai or Bali for Jun-Jul-Aug for work?


in Chiang Mai, Thailand by @chelocoach | 3yr 2 years ago | 8 comments

Hi experienced nomads!

Iโ€™ve been nomading around SE Asia, HK and China for the last 4 to 5 months. Iโ€™ve been moving a lot and now I need to settle down for 3 months to finish some work. So the idea is to be in a stimulating city where I can find nomads, start-ups, self growth, self improvement, spirituality environments.
I already been for one month in Chiang mai, and liked it a lot in this respect, but wanted to try somewhere new, so was thinking to go to Ho Chi Minh or Bali. As I will be working mainly most of the time, the idea is not to spend much this three months, so my idea is to spend around 1200usd per month.

Would appreciate any opinions on this.

Best place to sit down and work for three months on a 1200usd budget a month?

Thnx :slight_smile:

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Project Fi (and AT&T Roaming) in Canada


in Canada by @danicatalina | 3yr 2 years ago | 4 comments

Going on 3-6 month #vanlife trip throughout the USA and Canada, and setting up my data connectivity to be able to work on the road. Without going into depth (unless you ask), Iโ€™m trying to figure out options for cell service as a US citizen in Canada, and looking for everyoneโ€™s input:
(1) Project Fi: any experience or feedback on how Fi works in Canada? Iโ€™ll be almost exclusively in British Columbia.
(2) US Carriers: any feedback on AT&T or Verizon?

Thanks, all!

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Malta- Ordinary Residency


in Malta by @lukasbergner | 3yr 2 years ago | 0 comments

With 2018 right around the corner, the first thing I am going to do is find a new home base. The single most important factor on which I decided where I want to go was tax advantages. Right now, after reading several posts on this forum, itโ€™s probably going to be Malta. I am from the EU which should make the process pretty easy.

I read a few posts on here which answered a lot of questions, but what I am looking for is mainly confirmation on that what I am planning to do works like I think it will.

1. Is a postal address sufficient for gaining and maintaining residency?
I already know that you are supposed to spend more time in Malta than in any other country to gain tax residency. However Iโ€™d rather rent an Airbnb for those months instead of a renting out an apartment for the whole year. Ideally Iโ€™d get a post box to have a permanent mailing address. Would that work?

2. What exactly is foreign sourced income?
So as I understood it, you donโ€™t pay taxes on foreign sourced income which is NOT remitted to a Maltese bank account. My main income comes from websites so the income is sourced from E-Commerce stores, none of them in any form related to Malta. Iโ€™d still work on this while in Malta, although the income is pretty much passive. I am aware that itโ€™s beneficial to pay at least some tax to avoid complications.

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What is the minimum delay before the flight to Chiang mai from France?


in France by @stephenzambaux | 3yr 3 years ago | 0 comments

Hi, I live in France and I planned to travel to Chiang Mai in the 01/24.
We are in December, do you think there is enough time to vaccination, visa?

Can I take a touristic visa from 01/24 to 04/22? Do I need to bight round trip flight ticket to get it?

Thank you

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Mail forwarding service based in Wyoming?


by @hollymona | 3yr 3 years ago | 4 comments

Hello, Iโ€™m a nomad based in Asia, but recently incorporated in Wyoming. Does anyone use a mail forwarding service with a Wyoming street address that you would recommend?

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International health insurance without having a permanent residence?

 

by @fabyliechti | 3yr 3 years ago | 30 comments

Hey Nomads!

Iโ€™m a Swiss Citizen but full time traveler (living a few month there and there) and therefore donโ€™t have a permanent residence/home anywhere in the world.

For this reason, Iโ€™m as well not registered in Switzerland and therefore donโ€™t have medical care since I would have to pay at least 200$ monthly for medical care which I wonโ€™t use since Iโ€™m not living there.

As a in Switzerland unregistered Swiss Citizen I donโ€™t have medical care in Switzerland but, however based on Swiss Law Iโ€™m always allowed to return to Switzerland, register and then get medical coverage (f.e. in a medical emergency).

So now I was looking for both, an international health insurance with good coverage and an additional travel insurance for my trips. Unfortunately every insurance I check, I got asked for a permanent residence - which I donโ€™t have and donโ€™t want to. So I donโ€™t know what to fill out and if I still can get insurance without having a permanent residence.

I was wondering if there are any nomads here with a similar situation like me and (not registered anywhere and without a permanent residence)? If so, what health insurance, travel insurance you have and where?

PS. As well Iโ€™m not sure if it is kind of illegal not having a permanent residence anywhere plus where do I have to pay taxes?

Would be extremely grateful for any help on those matters - thanks so much!

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Which residence/company location is beneficial for an Italian freelancer


by @saschamayr | 3yr 3 years ago | 6 comments

I am an Italian citizen currently living in Italy. I am starting to work as a freelancer and want to open a company in order to invoice the client.
Besides that, I also want to move my main residence away from Italy for multiple reasons.
In which countries should I place my company and/or residence so that the combination of both would be beneficial for me (cost and taxwise)?
Goal would be to rent an apartment and actually move (preferably in Europe), and from there travel as a digital nomad.
Has anyone been in a similar situation or knows an answer to this?

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Living in one EU country with a residence from another EU country?


by @robetus | 4yr 3 years ago | 8 comments

I really thought this had already been asked on here but couldnโ€™t find anything specific. Apologies if it has been asked before and a link would be greatly appreciated. Iโ€™m a US citizen and if I have a residence permit for one Western European country that states I only have to live in the country for 6 months out of the year can I live in another European country for the other 6 months. I plan on EU country hoping every other 6 months to avoid becoming a resident of more than one country.

Is anyone doing this now?

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What's best internet solution for travelers? SkyRoam vs Global Roaming Data plans


by @alexmarinov | 4yr 3 years ago | 2 comments

Whatโ€™s up nomads!

What do you use to get internet for work when you travel? Iโ€™m trying to figure out the best option to get internet when Iโ€™m traveling. For now mostly in Europe and mostly for conference calls with screen sharing. Iโ€™m willing to spend $200-300 per month.

I need to:

  1. tether my laptop to my data plan on my phone, or on another device (like SkyRoam which I donโ€™t have yet, but considering)
  2. have data on my phone for essentials like Google Maps when driving around.

My US carrier is Sprint Wireless. I have unlimited data, which I can enable globally at no extra charge but itโ€™s supposedly 3G, but doesnโ€™t really work. Sprint also has a plan called Sprint Global Roaming, which offers high speed internet, but itโ€™s $30 per 1GB which can add up to $500-$600 per month given my usage.

Iโ€™m not always close to WiFi or Co-Working spaces. Iโ€™m looking for a solution that would basically allow me to get on a Google Hangout or GoToMeeting call on my laptop from my car.

Any experience with gadgets like SkyRoam or similar ones from Verizon or AT&T? How good and reliable are those?

Any ideas? What do you use?

Thanks,
Alex

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Ho Chi Minh Safety


by @wlavell | 4yr 3 years ago | 4 comments

I am considering moving to Ho chi Minh to work on some projects for several months. I was all set to go until I was reading about the issues with bag snatching and reading blogs about getting robbed. I lived in manila and Iloilo for awhile and in the Philippines and had no issues but I was also younger and more care free.

It seems like a good place to get started. But could anyone comment on the issues with safety.
I just really need a good cheap place where I can be really productive for 6-9 weeks and really take my programming skills to the next level. I was hoping I could do that in ho chi minh. But perhaps it is not suitable, I also donโ€™t feel like stressing out about my bag all day as well.

I did chiang mai this time last year and it was good but I also got bored after awhile. Would Da nang or hoi ann be less stressful in terms of bag snatching?

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Does anyone know an accounting & remote company admin in Bulgaria?


in Bulgaria by @akisl | 4yr 3 years ago | 9 comments

Hey,

Iโ€™m looking for a remote accounting and company admin office in Bulgaria for handling a limited company fully remotely with 1-2 invoices per month max.

If you happen to know any, let me know.

Thank you!

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Help: Canada Taxman (CRA) Coming After Digital Nomad Who Has Not Lived in Canada since 2011. Advice or Recommendations?


in Canada by @bestscifireads | 4yr 3 years ago | 7 comments

Hey guys.

Iโ€™m in the unfortunate situation (and true Digital Nomadโ€™s worst nightmare) where the Canadian tax man (i.e. the CRA) has decided to come calling. And calling hard.

Any recommendations for Canadian Tax Accounts / Tax Lawyers specializing digital nomads / expats / non residents?

Hereโ€™s the deal:

Iโ€™m a digital nomad living in Thailand who has NOT lived in canada since the middle of 2011, and in that time, only been back to canada three times for a brief visit (with a total period between all those years of less than 90 days out of the 5 years).

I make an online income (affiliates, adsense, and such) of which all if it does not derive from Canada. And as stated, I donโ€™t live there anymore and havenโ€™t in many years. I donโ€™t own houses, cars, or anything (I do have a personal bank account though and a DL โ€“ you need those to function mostly). Iโ€™ve only used Canada as my bank account, from which I would send money abroad to live while outside of Canada, which was the entire period of time.

Anyways, the taxman back in Canada doesnโ€™t know this (that Iโ€™m a non resident) and of course has now come to collect. I had income tax demands sent to an address (parentsโ€™) stating I owe a very high five figure balance in income tax and owe it right away.

The whole digital nomad thing has just come to life the past years and when I left Canada in 2011/2010, no one new much about making money online, how to pay taxes when you donโ€™t live in your home country, etc. I was doing this earlier than most (from this forum, I gather itโ€™s common now).

I assume Iโ€™ll probably need a Canadian tax accountant and mayhaps a tax lawyer versed inโ€ฆwellโ€ฆdigital nomads. Iโ€™m going to call the CRA (Canadian Revenue Agency) and try to explain that I donโ€™t live there and havenโ€™t (and I can prove it), but yea. It may take more than that.

At this point, Iโ€™ve been looking how to properly structure my affairs (creating an Estonian Corp, creating an Thailand corporation) to properly handle how I should structure things in the future, but in the meantimeโ€ฆ

Advice or a recommendation for a specific tax specialist (iโ€™m from BC, Canada if that helps) would be awesome.

Ben

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Malta: Where to stay, how to find apartments


in Malta by @ryan.d.wardell | 4yr 4 years ago | 2 comments

Hey nomads! I just landed in Malta and Iโ€™m looking to rent a 1br apartment for a month, ideally close to a gym and supermarket.

Am I best sticking around sliema/st julians? Or st paulโ€™s bay? Or in Valletta itself?

Also, I havenโ€™t had much luck finding monthly rentals on airbnb or through simonmamo or other real estate sites - seems to be really tough finding a place for 1-3 months. Any inside tips on how to rent an apartment for a month here?

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Coming to Chiang Mai in February, what can we do now to make it awesome?


in Chiang Mai, Thailand by @jamieo | 4yr 4 years ago | 8 comments

Hi guys, my wife and I are planning on spending 2-3 months in Chiang Mai in February and wanted to know from experienced people if there is anything we can learn or do beforehand to make it a productive and exciting trip?

Weโ€™ve traveled together before so thatโ€™s all good, we know what to pack and have been spending time reading these forums and related blogs for ideas on living costs etc.

Also, Chiang Mai seems like the place to go if you want cheap living but weโ€™re totally open to other suggestions in the area, for example looking at Saigon or other places.

Any suggestions or pointers would be most appreciated!

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As a woman and/or minority, are there any places you would not recommend traveling to?

 

by @gigigriffis | 4yr 4 years ago | 29 comments

Hi all!

So, Iโ€™m in Colombia at the moment and have experienced some really intense harassment and even violence here. I was shocked because itโ€™s been recommended to me by so many people, and so I thought perhaps it would be useful to start a thread here where we (we being women and other minorities) can talk about places where we recommend either not traveling or being particularly on guard.

So, are there any places youโ€™ve been where youโ€™ve experienced more violence, harassment, or maltreatment? Are there any places that you recommend other women/LGBT/ethnic minorities be particularly careful or not travel to?

I donโ€™t want this to become a super negative thing or a personal preference thing, but I am hoping to get some insight into areas that might be more concerning and/or unsafe for certain groups so that we can all make informed decisions about where we want to spend our time. I really wish someone would have been frank with me about the issues here in Colombia, so Iโ€™m hoping we can be frank with each other about places where we havenโ€™t felt 100% safe.

So, Iโ€™ll start:

Iโ€™ve had little to no problems in other parts of South and Central America, but here in Colombia I have witnessed not only street harassment, but also actual violence and malice and, worse, have seen people who could do something to stop it shrugging it off and saying โ€œitโ€™s normal here.โ€ I would not recommend it for women and particularly women traveling alone.

Similarly, in Morocco I felt very uncomfortable as a female traveler. There wasnโ€™t as much yelling or in-your-face harassment, but there was a ton of staring, men invading my space (standing over me in a bus and staring down at me from less than a foot away, for example), and men treating me like a second-class citizen (refusing to let me pass them on the sidewalk and instead forcing me to go around them into a busy street). I was traveling with a friend and we were both pretty exhausted by the end of the trip.

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Has anyone tried to apply for a non-lucrative residence visa in Spain?

 

in Spain by @i_am_aileen | 4yr 4 years ago | 29 comments

Hey everyone,

Iโ€™m planning on moving to Spain and Iโ€™d like to connect with those who have tried to apply for this special type of long-term visa called as โ€œnon-lucrative residence visaโ€.

Going from what Iโ€™ve researched so far, itโ€™s a good option for us nomads (more so: business owners) to stay longer in Spain (one only needs to prove steady stream of income of at least EUR 2.2K per month and that you should NOT work for Spain โ€” so letโ€™s say having a U.S. company and staying in Spain is fine).

So : my concerns right now revolve mainly on anyoneโ€™s experiences with applying for this type of visa. How difficult was it? How long did it take you?

Also, Iโ€™m wondering about how I can secure a rental space for a year if my lease depends on the approval from the embassy. Iโ€™m also wondering if Valencia is a good place to stay in?

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