Do not get a loan! Also, I’m not even sure you’d get approved if you tried (no offense). The bank will want to see a very precise, detailed and well thought business plan with realistic figures and goals aligned with the industry your in. Do you have a business plan (the size of a book)? Where is your business going to be in 5 years? What’s your break-even point? Do you have a SWOT analysis? List of daily operations? How’s your credit? How’s your personal background? Do you have an asset that can be used as collateral? What kind of entity is your business going to be? The list goes on and on…
Also, I think you may be confusing the purpose of a business loan. A business loan is NOT meant to be money to live on before you make it. It’s meant to get the business started, not so you can go travel. Plus why would you immediately want to put your new business in the red?
There’s a time and place for getting a business loan, but from the looks of your situation and what you said…you should fund it yourself. Start small, find something that works, invest back into the business, and start scaling that sucker like hell!