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What are wise ways to handle health insurance, as a USA person


by @azurio | 1yr  | 1 comment

Hi! Iโ€™m still struggling to figure out how to handle health insurance.

What handy guides have you found to help figure out USA health care?

Iโ€™m struggling with:

  • When itโ€™s okay/wise to go without coverage while abroad, these days.
  • What other type of insurance I want while traveling, and whether it needs to be a supplement to USA insurance or if it can be a replacement.
  • Etc.

Above all, I think I want out. I wonder about success stories in moving to some other system/location, and the method youโ€™d recommend: additional citizenship, a special visa, etc.

I have searched this topic and struggled with it, so summaries and clarity are super helpful. I appreciate any and all help with this. Thanks so much!

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@amandamay | 1yr

I use Lynette. She sells a very comprehensive travel insurance plan. Many of your usa medical insurance will not cover you overseas and such. She would be able to help you answer all these questions as these would be specific to you and your risk tolerance and budget. Here is her email: lynette (at) globalhealthinsurance (dot) com (sorry it would allow me to put the @ symbol Im too new I guess and it would be a link)

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Read and participate in 14,056 discussions on Nomad List

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Driving from Italy to Croatia..how to handle passport?


in Croatia by @ld | 3mo 2 months ago | 3 comments

Hello, we are US citizens that have been able to stay in Italy past our standard visa stay due to covid. Now we must leave. We want to drive to Croatia as our โ€œout of EUโ€ stay. But Iโ€™m now wondering what considerations I need to take care of for my visa. I wonโ€™t go through an airport and get my passport stamped. But I assume I need to get my passport stamped as a way to prove Iโ€™m out of the EU.

Anyone else travel in and out of Schengen zone via car? Or know what I should do to properly handle the visa situation? I get unclear answers online. Hmm.

Appreciate your help!

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Does international health insurance for digital nomads exist?

 

by @al_steffen | 7mo 7 months ago | 59 comments

Hey Nomads!

Iโ€™m looking for an international health insurance (no travel insurance) for my nomadic life. It should cover the basic services and at least be accepted in the EU (itโ€™s ok if itโ€™s not accepted in the US as Iโ€™m aware they rarely are). Nice to have: enter into a contract online. Anyone got a good experience or a recommendation?

Thanks in advance!

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How is the health and safety in Bali right now amid the global crisis?


by @valentineworld | 8mo 7 months ago | 1 comment

I would like to avoid having to come right back home, ya know? <3

I plan to be in Bali a lot, but if this is a terrible time to go,
it could stunt my future plans of being in Bali for an extended period of time.

Would love to see you guys! <3

@valentineworld

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Anybody recommend US health insurance with global coverage?


by @tylertringas | 2yr 1 year ago | 18 comments

Any US nomads found health insurance with global coverage? My current approach has been to have US health insurance, essentially a waste of money but if I ever got very sick I could go home and have coverage. My actual healthcare is a combination of travel insurance (havenโ€™t really used it much though) and paying cash in cheap places like SE Asia and Latin America. The cobbled together approach is neither simple nor very cost-effective. Love to find a product with global coverage that also satisfies Obamacare requirements. Any leads?

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Do you always have your passport with you?

 

by @stepunk | 2yr 2 years ago | 31 comments

While traveling, do you always have your passport with you? Or you leave it in your room/hotel/house and go around with just a copy of the main page?

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Has anyone from EU bought tickets at Ticketmaster.com and Fandango.com for USA


by @gmisjura1 | 3yr 2 years ago | 2 comments

Hey everyone,

I got into situation when nothing really helped me, and now searching for alternatives.

Two web site where I was trying to buy tickets for Tribeca film festival and just cinema do not let me to buy tickets and the websites are quite big -

Ticketmaster.com
Fandango.com

My question is , does anyone know alternative where I could buy tickets for example Madisson Square show and AMC Cinema screening. Eventbite worked fine for example with European card.

Best,

Georgius.

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Health Insurance for Europeans?


by @patrickheneise | 3yr 2 years ago | 4 comments

Hi there, Iโ€™m currently looking at Allianz Global and IM Global as a health insurance for long-term travel in Asia. Any experiences with those two or are there better options for European residents?

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International health insurance without having a permanent residence?

 

by @fabyliechti | 3yr 2 years ago | 30 comments

Hey Nomads!

Iโ€™m a Swiss Citizen but full time traveler (living a few month there and there) and therefore donโ€™t have a permanent residence/home anywhere in the world.

For this reason, Iโ€™m as well not registered in Switzerland and therefore donโ€™t have medical care since I would have to pay at least 200$ monthly for medical care which I wonโ€™t use since Iโ€™m not living there.

As a in Switzerland unregistered Swiss Citizen I donโ€™t have medical care in Switzerland but, however based on Swiss Law Iโ€™m always allowed to return to Switzerland, register and then get medical coverage (f.e. in a medical emergency).

So now I was looking for both, an international health insurance with good coverage and an additional travel insurance for my trips. Unfortunately every insurance I check, I got asked for a permanent residence - which I donโ€™t have and donโ€™t want to. So I donโ€™t know what to fill out and if I still can get insurance without having a permanent residence.

I was wondering if there are any nomads here with a similar situation like me and (not registered anywhere and without a permanent residence)? If so, what health insurance, travel insurance you have and where?

PS. As well Iโ€™m not sure if it is kind of illegal not having a permanent residence anywhere plus where do I have to pay taxes?

Would be extremely grateful for any help on those matters - thanks so much!

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Which USA towns to experience rural South?


by @srg_b | 3yr 3 years ago | 3 comments

Iโ€™m going on a rock festival to Louisiana in October. From there Iโ€™d like to visit maybe 3 places and be gone by new year. What Iโ€™m looking for are dreamy rural towns ~50k in size that havenโ€™t changed much and will allow me to briefly experience how it is living in the South/SE USA. Another thing is since Iโ€™m coming in Fall, what will the weather be? Where Iโ€™m coming from, November is all rain, clouds, winds and 10 degrees (so the crappiest weather possible). Are my filters yielding any results? Thanks!

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How can I monitor my data usage when I have limited amounts of mobile data?


by @littleshiva | 3yr 3 years ago | 6 comments

I use a mobile internet stick that gives me 1 gigabyte of bandwidth in a 24-hour period. If I use it all up in half that time (easy with print jobs) I have to either wait it out or use another stick. What are some of the things I can do to keep bandwidth from being used without my knowledge? (macbook pro / Yosemite) I looked in the activity monitor and safari seemed to be using a lot so I keep it off now when Iโ€™m not using it, and I paused synching on dropbox and creative cloud until Iโ€™m hooked up to wifi. Any other tricks?

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How do you take care of your mental health during the transition to a digital nomad lifestyle?


by @kalitherapy | 3yr 3 years ago | 8 comments

Iโ€™m a professional psychotherapist who is starting out in this lifestyle and Iโ€™m curious to hear what specific psychological struggles people had to overcome while making the transition to life as a DM. Also, what do you do to stay mentally healthy while traveling to foreign lands. Iโ€™m interested in hearing any insights people may have, especially since I am working on a book on psychological resilience and I canโ€™t think of a more stressful transition than moving from a static to a nomadic lifestyle. If youโ€™re not comfortable putting your experiences on a public forum, feel free to PM me.

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Best ways to get travel/nomad companions in different locations?

 

by @madelineb | 4yr 3 years ago | 24 comments

Hi,
Do nomads like to travel together? I mean, not in each otherโ€™s pockets, but look for accomodation together, meet with each other daily or regularly, help out in new cities, motivate/inspire each other in the business? :slight_smile: Iโ€™ve done nomad lifestyle in the past in 2009/2014 and this time I want to collaborate and support with other people, each on their own mission. I love this nomad endeavour but to be honest I admit it can be quite time-consuming and lonely. :wink:
*Message on NomadList locations?
*Message on Couchsurfing groups? (without sounding like Tinder!)
*Message on other??
Iโ€™m currently in Portugal and heading back to Estonia for January/February (Iโ€™m from Australia). Later in 2017 I am open to places, though Iโ€™m not keen on high pollution, high humidity, high cost cities.
Feedback, interest or ideas welcome!
Thanks, :sunny: Madeline

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Leaving USA, anyone have experience with "closer connection" test?


by @gizmocaca | 4yr 3 years ago | 1 comment

Hi,
Iโ€™m leaving the USA this year to embark on a nomad lifestyle, I intend to spend less than 30 days in the USA and certainly less than 180 days. If I am over 30-days, is it easy to prove I have a โ€œcloser connectionโ€ to another country i.e. Form 8840? Retirement visa to another country / property ownership sufficient ? I am British but donโ€™t want to be tax resident for UK or USA in 2017. Thanks

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Health Insurance with a preexisting condition: how do you insure yourself?


by @dpt | 4yr 3 years ago | 0 comments

Iโ€™m wondering how Digital Nomads with pre-existing conditions insure themselves.

Iโ€™m German and most of the German DNs I know keep their primary residence in Germany and go with private health insurance (~150-250โ‚ฌ/month) + travel insurance (<50โ‚ฌ/month). Sadly thatโ€™s not possible for people with pre-existing conditions; those (at least in Germany) are required to voluntarily insure themselves with the governmental healthcare providers at 15.7% of pretax revenue (min. ~350/month, max. ~850โ‚ฌ/month).
Probably most other European states work in similar fashion?

The last few years I have gotten along by tricking a little (staying registered as a student), but Iโ€™m soon hitting the age limit where thatโ€™s not possible anymore and am now looking at either incorporating and paying myself a fixed salary or getting a residency in another European country with a (for self-employed people) more accessible public health system (my main focus is on Portugalโ€™s NHR regime).

Does anyone else here have/had a similar problem? I wonder how others have solved this issue.

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How do you handle the constant switching of dentists?


by @leerosen | 4yr 4 years ago | 6 comments

How do you handle the constant switching of dentists?

Any thoughts on how to deal with continuity when switching dentists all the time? Dentist #1 says โ€œweโ€™ll keep an eye on #12 and #14โ€, but then you go to Dentist #2 and they donโ€™t have the records (nor do I understand all the gibberish being spoken by the dentist). Do you keep your records and take them with you?

Also, what about x-rays. Some dentists want to take some for each โ€œnew patientโ€. Seems like having x-rays all the time canโ€™t be good. Do you ask for copies or what? Iโ€™ve been dentist hopping for about 18 months now and am beginning to wonder how to keep my 54-year-old teeth in the best shape.

Any advice from those doing this long term?

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Permanent Worldwide Health Insurance with no reimbursement policy


by @senseless | 4yr 4 years ago | 3 comments

Hello,

Iโ€™ve been living outside the USA (my original home) for the last 10 years. I only go back occasionally to see family for a short period of time. Iโ€™m looking for a health insurance provider that is willing to provide global coverage (USA excluded) with no reimbursement policy that will also cover preexisting conditions.

In the philippines, they will let us die if we canโ€™t work out a payment arrangement (or at minimum pay a deposit). If the bank is closed and I canโ€™t get the money for the deposit, we die.

My current provider (here in the philippines) is blue cross philippines . Iโ€™ve grown tired of their incompetence and general ineptitude and am searching for a replacement outside of the philippines.

There is one thing I really like about our health insurance provider. They provide us with a visa card for which we use to charge all of our necessary medical expenses. Itโ€™s not a โ€˜health care credit cardโ€™ but our actual โ€˜proof of insurance cardโ€™. The card is issued from our health insurance provider and has all of their markings / logo / information on it as well as a 16 digit visa number, magnetic stripe and visa logo on the card.

Does anyone know of a health insurance company that will direct settle by giving the insured a visa / master / amex / etc card to charge their related medical expenses to?

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Living in CZ but working for USA


by @tygrysk0landia | 4yr 4 years ago | 1 comment

I currently live in California, and work remotely for a company in Philly. I am considering moving to CZ but keep my job here, get paid here, and pay taxes here. I am dual citizen of USA and Poland (EU member), so I know that residency wonโ€™t be a problem, but I am interested in paying taxes. If my company keeps paying me to my account in USA, and taxes in California, do I have to pay taxes is CZ as well? This company doesnโ€™t have a post in CZ.

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What are the best ways to find an apartment in Barcelona?


in Barcelona, Spain by @tylertringas | 4yr 4 years ago | 15 comments

Lots of nomads in and headed to Barcelona. Letโ€™s create a central place for resources, guides and sites for finding an apartment.

Iโ€™m headed there in April for 1-3 months (argh, Schengen!). So far Craigslist and Spotahome seem useful. What else is there?

Also any thoughts on neighborhoods would be great here. Right now Iโ€™m looking at Gracia which seems to be the spot. Probably avoid Barrio Gotico and Barceloneta due to masses of tourists. Iโ€™ve heard some good things about El Bornโ€ฆ thoughts?

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Do you always have an onward air ticket when entering a new country?

 

by @danielgenser | 4yr 4 years ago | 54 comments

Iโ€™m looking into visa requirements for Indonesia and Thailand (our first two stops) and itโ€™s looking like Iโ€™ll need to show proof of onward air tickets out of both countries to be allowed in. Is that true in practice?

If so, Iโ€™m curious how other nomads manage it โ€“ do you just buy cheap tickets out that youโ€™re OK with not using to satisfy the requirement? Or do you chance it?

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How do I handle the PayPal limit lift?


by @matthieudrula | 4yr 4 years ago | 15 comments

Hi,
I have been using Paypal since Iโ€™m nomading and contracting. However now it asks to confirm my identity.
I created my account when I was in the UK, now slow traveling, my account is bound to the UK and Iโ€™m feel like Iโ€™m *****ed since they ask for information about my previous UK address.
They are talking about limit lifts. Anyone using paypal has a nomad with no home address?

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