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What is the situation with exchange rate on ATM's in Argentina after lifting peso regulations?


in Argentina by @janjiss | 4yr  | 5 comments

Hello folks,
I wanted to know what is the situation with exchange rate in Argentina after deregulation? Has taking out money from ATM became reasonable?
I am considering Cordoba as one of the next locations to work from, but I do not want to deal with the shady black exchange markets.
Thanks :slight_smile:

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@jimmythepipe | 4yr

Open an investment checking account with Charles Schwab. They refund ALL ATM fees and convert at the current exchange rate with no conversion feesโ€ฆ Most ATMs recognize Schwab cards for at least 2 million VND here in Da Nang. My statement shows returned ATM fees and the withdrawal in USD (2 million VND = US$92.26. No minimum deposits required. Itโ€™s the best banking deal on the planet.

Jim Robinson
Da Nang

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@sfomadeze | 4yr

Yep, Charles Schwab is a bank. Hereโ€™s info about their no ATM-fee checking account: http://www.schwab.com/public/schwab/banking_lending/checking_account

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@sfomadeze | 4yr

Iโ€™m in Buenos Aires. Getting money from the ATM is easy. That said, only some ATMs take my card and I can only withdraw up to 2400 pesos per transaction with a max of two transactions per day. I think the ATM fees are high at around 84 pesos (it varies) if I want to withdraw 2200 pesos, but I use Charles Schwab because they refund me all the fees.

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@janjiss | 4yr

@sfomadeze @yako Thanks guys, this is helpful. @sfomadeze Can you expand a little bit on โ€œCharles Schwabโ€ what it is and how it works? Is that just a bank that has favourable terms? That can be helpful to have all ATM fees refunded :slight_smile:

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@yako | 4yr

Sure, the spread is much smaller. The blue market is mostly for money launders now :wink:

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Read and participate in 13,949 discussions on Nomad List

Suggested topics

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What's the best place to incorporate an online business?

 

by @octave | 1yr 1 year ago | 63 comments

I have an commerce website. We get around 1000 orders per month and this is going to get quite a bit bigger in next few years.

I am British. I live in Thailand.
Im not allowed to majority own a Thai business and small foreign entrepreneurs are not really welcome. So i need an offshore company.

I need PayPal and an ecommerce internet merchant account. Also looking at alternatives like worldpay. 2checkout etc

Does PayPal need me to be a resident to the country i register my account to? Are there complications being a non resident to get other payment solutions?

Apparently in Hong Kong you need 2 years trading history to get an Internet Mechant Account and they generally turn their noses up at those with less than $1m(us) a year turn over. Singapore seems a bit easier.

I really want to avoid paperwork and book keeping. I hate it.

So i was looking at Seychelles, Panama, BVI, Belize.

Does anyone have experience with payment providers in these countries?

Most nomads i see donโ€™t really have a high volume of small monthly transactions which i do. Im going around in circles and donโ€™t know where to start.

Ill also need a bank account for business and a personal bank account to pay my salary into

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Affordable way to incorporate in Singapore?


in Singapore by @pras_k | 2yr 1 year ago | 1 comment

Is there an affordable way to incorporate in Singapore?

I asked an agency and they charge around SG$11000 for the whole package.
Iโ€™d like to find a cheaper option since Iโ€™m just starting out.
Any recommendations?

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Do you have a strategy for finding what to do in the city?


by @ifdattic | 2yr 2 years ago | 12 comments

Anyone want to share their strategy/tips for finding out what to do when you arrive at new location, and/or finding about ongoing events (for example when staying for longer term)?

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Best place to incorporate in Hong Kong


in Hong Kong by @sohantanna | 3yr 2 years ago | 1 comment

Anyone have any suggestions for great incorporation companies who have full services?

Iโ€™m looking for a company who can handle accounting, incorporating and book keeping (online) for Hong Kong.

Would appreciate any recommendations.

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How to find a job in Argentina or Brazil?


in Argentina by @podviaznikov | 4yr 3 years ago | 9 comments

Whatโ€™s the best way to find a designer or developer job for one year in Argentina or Brazil?

Iโ€™m thinking about traveling super slow - 1 year per country.

What would be the best strategy to find full-time work in South America (Argentina, Brazil, Chile)?

Anyone did something similar?

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What's the best location to incorporate an online business?


by @dmftaras | 4yr 3 years ago | 14 comments

Hey nomads,

Iโ€™m looking for the best location to incorporate my online business (offshore programming and so on).

The main requirements:

  • Low cost incorporation/yearly fee
  • Preferred with no audits (or other kind of paperwork)
  • With no local office/secretary/director needed
  • With low or 0% taxes
  • Easy to get paid from US/EU
  • Easy to send payments worldwide ( I can use Transferwise/Stripe or something like that, i donโ€™t care )
  • With corporate credit/debit cards

Iโ€™m only one owner of the company (not EU/US resident).
Iโ€™ve checked jurisdictions like BVI/Belize/Nevis and iโ€™m interested in it. It would be appreciated if you could give me some kind of advice, if you have experience with one of these jurisdictions.

My budget for incorporation < $1500

Thanks!

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Where should I incorporate my business as a digital nomad?


by @ajsnewman | 4yr 3 years ago | 5 comments

Which is your favourite country in the world to incorporate and why?

I have a product that I plan to retail in the EU, Japan, the USA, Canada and New Zealand. Where should I incorporate?

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Incorporate in Hong Kong, name that cheques get made out to


in Hong Kong by @ktran03 | 4yr 4 years ago | 3 comments

I currently have a log of cheques form clients written to my name.

Iโ€™m not yet setup as a corporation in Hong Kong, but am thinking about doing so. Will I be able to deposit these cheques from my name into my business bank account?

Also, I wish to continue to receive cheques to my name. Will I be able to deposit them into my business based in Hong Kong?

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How to optimize corporate taxation as a digital nomad company?

 

by @digital | 4yr 4 years ago | 24 comments

Hi guys :smiley:

I manage a French limited company. My business partner and I are digital nomads. The company pays all companyโ€™s expenditures and we pay ourselves for our plane tickets, accommodations, and so on. We would save a lot of money if the company could pay for some of our expenditures but we need to justify that these expenditures are for-business only. Have you ever have this experience?

More broadly, how can we optimize our corporate taxation as digital nomad companies?

One of my thoughts is to consider ourselves as expatriates. Therefore, the company should pay some of our expenses such as travel, accommodation, or school for children. It will be great for the company because it will decrease its profits (i.e. its taxation). But, how to justify setting up a expat contract?

If you have any advice for us and other digital nomad companies, please share :smile:

D.

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Anywhere to exchange talent/interests, find collaborators?


by @vladepap | 4yr 4 years ago | 1 comment

Hi there nomads,

Iโ€™m currently working on a project (or attempting to) but am struggling to find collaborators. I need someone with a specific talent/ability but donโ€™t know where to look.

Specifically, I would like to build an app or a device using programmed hardware (Eg: raspberry Pi)

I could use Elance or post on Facebook, but I have a very fast turnaround time and would rather contribute to this community. I 've posted via Twitter.

I was wondering if there is any kind of talent or collaboration board on here that I could post to?

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Help me to come up with a better strategy to choose where to go next


by @nunoarruda | 4yr 4 years ago | 9 comments

Iโ€™m a digital nomad with a goal of visiting as many different cities as possible.

I travel each month to a different city (with good weather) in a different country and I never repeat the same country in the same year for diversity (except when visiting home).

I choose where to go next by pinpointing the top cities from the nomadlist.com (which is constantly updated according to the weather, if Iโ€™m not mistaken) in a personal Google Map, I then see whatโ€™s the nearest country according to my current location and I plan everything 1 or 2 months ahead.

In December I always go home (Portugal) to spend time with my family and then in January I start all again.

Sometimes in order to get to the โ€œnearestโ€ pinpointed country I have to take 2/3 flights which can be expensive and time consuming. This is when I think I might not be making the best move.

Do you guys have any advice that might improve my strategy?

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What is the hourly rate you'd expect for content creation?


by @florentin | 4yr 4 years ago | 5 comments

Hey guys. Starting to offer content creation services online.
What is the hourly rate I should expect?
Iโ€™ve seen developers talk about 5-6$ per hour. Should I expect less?
Any differences between US and Europe?
Any tip would really helpโ€ฆ

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Need to incorporate and pay myself dividend income. Where is good option?


by @kittytana | 4yr 4 years ago | 6 comments

Hello, Iโ€™ve been earning online for the past 2 years and had no need to incorporate. But now Iโ€™m applying for a citizenship and one of the requirements is that I own a business that pays myself a dividend income. I make money in USD and get paid through a personal US bank account. Iโ€™m NOT a US citizen or resident. Been living as a tourist in many places for 2 years. Iโ€™m looking at Belize and Panama but not sure what it might entail? In terms of money logistics, Iโ€™m not understanding how that would work? Anyone has experience in this?

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What's the best US state to incorporate?


by @fuzzybabybunny | 4yr 4 years ago | 9 comments

Iโ€™m getting sick of being a CA business because too many things need to be physically mailed in. My customers are all located in the Bay Area in California, but I want to incorporate in a state with low tax liability plus the ability to manage EVERYTHING online, such as business licensing, etc. Anyone got any tips?

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How to exchange money cheaply?

 

by @neutron | 4yr 4 years ago | 26 comments

Just thought I would give a tip for something thats been amazingly useful for me recently.

Itโ€™s basically a pre-paid debit card, where itโ€™s free to exchange into Euro GBP and Dollar.

There are no costs to use it. You upload money into it and then it exchanges it at โ€œinter-bank ratesโ€ - the same rates as the banks get I believe.

No commisions, No costs, No discrepancies in FX rates.

I reckon I must have saved around ยฃ150 this month in various fees for things.

Another good one is transferwise - if you have to send money direct to someones bank account - there are charges but very small (like ยฃ2 to send ยฃ400)

Hope it can help a few people out there and give the banks a good duff up at the same time :slight_smile:

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How do I immigrate to Paraguay?


in Paraguay by @nathantech2005 | 4yr 4 years ago | 14 comments

How do I start the immigration process to Paraguay? Do I just need to fly there and apply?

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Does your freelance rate fluctuate per location?


by @jasonmwomack | 4yr 4 years ago | 3 comments

I am a web developer and content writer. As of right now , I reside in Atlanta, Georgia . My plan is to move abroad soon. At this point , I am not sure where to set up my home base . Anyways , my real question is about rates. How do web developers decide the most suitable charging rate ? Letโ€™s say a client is in need of a full website and e-commerce platform. That client resides in Paris , but another client in a low income country wants the same service. Does your charging rate depend on the clientโ€™s location ? That was a hypothetical situation. I am a new to this stuff! I do not have any clients yet .

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What's a normal rate for accomodation in Manila?


in Manila, Philippines by @acdc | 4yr 4 years ago | 4 comments

Coming here for business for 1st-30th June. Accommodation seems very expensive even a way out of the city, around $700 USD for anything remotely decent. Two bedroom (ideal, meeting someone) is around $1200 USDโ€ฆ almost more than you can get on Air BnB in Australia for something thatโ€™s way out in the burbs & low quality.

Any ideas or is this normal rate? Hardly the super cheap haven Iโ€™ve read about :frowning:

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Are you tax compliant? OECD auto-exchange starts today


by @nomadtax | 5yr 4 years ago | 5 comments

Some of you may be aware that the OECD agreed a while ago on a reporting standard for all itโ€™s members and partners. This standard comes into effect today in some countries.

In effect, this means that from today it will become nearly impossible to avoid declaring offshore bank accounts. I bet most nomads have at least one account in a foreign country so this will affect most of us.

This also means that tax reporting has just got a bit more complicated for many now that those foreign accounts must be declared (often in another currency). If you arenโ€™t sure about whether you are tax compliant, nowโ€™s the time to talk to your tax adviser. I offer an international tax consulting service for those who might be interested.

Hereโ€™s more details about the new standard (see page 36-37 for the list of participating countries):

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In everyone else's experience, do others rate working remotely as highly as we do?


by @munly_leong | 5yr 4 years ago | 7 comments

I got inspired when someone else mentioned that nomads/100% remoters are kind of niche and even hard to find vs the norm. Is this really the case in other peopleโ€™s experience?

I know most would jump at the chance if it was offered, at the same time for most people I know it would be a first for them and many I know would struggle with the self mgmt/productivity aspect but given time most would probably be onboarded successfully.

What I described as my ideal, speaking to another startupper a few months ago she described it as her hell. She would not want to be isolated and wants to see her team every day and hang out with them.

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