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How do Ukrainians receive USD?


by @nealbozeman | 4yr  | 7 comments

Iโ€™m finding it harder and harder to work with my friend from the Ukraine, to transfer money from the US, in USD to USD (he has an account that allows dollars).

  • I used to work with Western Union, which was a hefty fee around $60. They closed the account years ago on concerns I was operating a business (I am)
  • I opened an HSBC account to be able to wire internationally, with a $45 per wire fee, but they have stopped allowing transfers
  • Ria Money Transfer was great, but they stopped this week doing deposits in to UA

Arrgh! If a Ukrainian is on a freelancing site like UpWork, how do they get money from their accounts, especially US clients? It must be incredibly expensive by now?

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From the bitcoin side, here are ways to cash into/out of bitcoin for Ukrainians:

BTC to Local Currency:
https://btcu.biz
http://kuna.io/

USD to BTC:
https://bitwage.com

Cool thing to note about bitwage, it can be used with upwork! Also, your friend in Ukraine can look into using https://uphold.com to hold his money in USD, withdraw later in BTC.

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@mary_oleksiuk | 4yr

Payoneer is the best solution. Not really easy to get usd though. But you can get it via local bank, but fees are really crazy - around 10%. Personally i use Payoneer, but i usually stay abroad, so its not really an issue for me

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@jonnaro | 4yr

I agree with the bitcoin suggestion - this is one of the huge advantages of a distributed cryptocurrency!

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@dmftaras | 4yr

Why canโ€™t your friend open an account somewhere abroad in Europe to receive money from you with wire transfer?

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@borowis | 4yr

Hi! Iโ€™m from Ukraine though I work through a mediator that receives money for me.
However, payoneer and transferwise are the most common options for freelancers in Ukraine afaik.

They are not completely legal though because Ukraine forces a complicated set of rules thatโ€™s called a โ€˜foreign entrepreneurshipโ€™ and is the only legal way to get US$ there. Still, a few people are bothered by that and use payoneer or transferwise. We hope for paypal in the nearest future and there was some progress lately but no dates were named yet.

There are also options when a person in Ukraine gets a bank account in another country or opens an off-shore company say in Estonia to get money, but they are usually less common. To sum it up, payoneer and transferwise should be fine on initial stages.

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@dvc | 4yr

I was thinking transferwise too, but they normally only support sending money to a country in the countryโ€™s currency (eg their โ€œto USDโ€ page says to USA only, to EUR is eurozone only)

OP: As a last resort, how about bitcoin? I donโ€™t know quite how big the cost of converting currency to bitcoin and back is, though.

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@voskovek | 4yr

How about Payoneer? I donโ€™t know if it works in UA but he could give it a shot.
I receive payments to Argentina from my US clients via ACH transfer, paying 1% commission

How about Transferwise? Did you try that?

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Read and participate in 14,086 discussions on Nomad List

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Are co-working spaces a good way to meet people in a new city?

 

by @donaldbough | 4d 4 days ago | 0 comments

My fiancรฉe and I are most likely moving to NYC (maybe DC) in August, and as a technical startup co-founder I'd love to meet new people that are also into startups. Would joining a co-working space be worth the money to do this?

I work for a big tech company that has an office in NYC, but it's mainly sales so I wouldn't be able to meet others that are related to any of my 9-5 work or likely into tech.

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Are there any digital nomads in the Islands e.g Bermuda, Barbuda, St. Kitts and Nevis?


in Antigua, Guatemala by @momo11 | 10d 9 days ago | 3 comments

Does anyone ever travel to any Islands like Bermuda, Barbados, Barbuda and St. Kitts & Nevis?

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Is La Gomera a nice place to stay?


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Hi, my name is Eric and I am a remote worker from Norway. Me and a friend is flying into Gran Canaria on Friday and spending two weeks in San Agustin on the south side of the Island.

After that we are pondering about staying in La Gomera. Does anyone of you have an experience staying there or are there anyone of you staying there now? :)

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Ukraine Residency


in Ukraine by @reticle | 15d 14 days ago | 0 comments

I have a slightly above average US income which I can work remotely from paired with a $1000 a month income stream and more than enough to purchase a middle end Flat in Ukraine. Does anyone with knowledge of this process have any advice to acquire a reliable way to stay in the country?

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How to find accomodation in Las Palmas, Canary Islands


in Las Palmas, Spain by @philippg | 18d 17 days ago | 1 comment

Hi, we are trying to find a house to rent for 2-3 persons near Las Palmas for 4-5 months at the moment and it seems to be almost impossible except through Airbnb which is super expensive. Any advises or local contacts?

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Is there a map of countries open for travel now?


in Russia by @vernon99 | 1mo 1 month ago | 8 comments

I have two passports from different countries and am trying to understand where can I travel now. Is there a publicly available map of countries open for visitors by passport country that I can use to see what are my options? I was pretty sure such a thing should exist, but cannot easily find any.

Maybe at least there're maps for specific passports? Mine are Russian and American.

If there's no such thing, I'd be down to build one, let me know if interested to collaborate :)

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Any good coliving or other monthly rentals in Seville?


in Seville, Spain by @antoine_th | 2mo 1 month ago | 0 comments

Hello Everyone

I'm planning to stay in Seville for 6 weeks for mid January - end of February. Do you any recommandations for a coliving or a place to live in?

Thanks ๐Ÿ™

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Are restaurants, cafes and malls working in Mexico City taking into account COVID situation?


in Mexico by @thateverdmitriy | 2mo 1 month ago | 1 comment

I am planning to travel to Mexico City next weekend and stay for 7-10 days there. I wonder if cafes, stores and other places like these work? And if cafes work, do they work as usual or only for take away&delivery? Will be very thankful if someone can help here.

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Best EU banks for Ukrainians?


by @anatoliykmetyuk | 3yr 3 years ago | 1 comment

Hi everyone!

I have recently opened a company in Estonia, and now looking for a bank to open a private account to receive salary to. Thing is, I am a Ukrainian citizen, and the fees are huge when making payments from my Estonian company bank account to the Ukrainian private account. For EU transfers, there are no fees. Also I do not feel my money are safe in Ukraine.

So currently I am looking for a bank in EU to open a private account with.

My priority is to have the costs associated with the account as low as possible. E.g. Iโ€™m fine with paying โ‚ฌ200-300 to open the account, but it is a no-go for me if they require a monthly maintenance fee of โ‚ฌ20-30. Which many of them do for foreigners. Also if they need an initial deposit or minimal remainder on the account of โ‚ฌ1000+, this would be a strain for me. Another priority of course is nomad-friendliness: if I decide to withdraw the money outside the EU in a non-EU currency, I should not pay more than 5% in fees. And internet banking and customer support is also of importance, as I believe frequent visits to the bankโ€™s country would be inconvenient for me as a non-resident.

So far I have looked at Swedbank, Rietumu and BlueOrange, all from Latvia. So far I had a great experience with Estonian corporate banking, so another Baltic country seemed like a good option to me. However, all of these banks have high maintenance fees for non-EU residents, from โ‚ฌ20 to โ‚ฌ50 per month. Also OrangeBlue has a minimal balance requirement of โ‚ฌ1000.

All in all, I am very unexperienced in the matter of banking and am a bit in a loss. Can anybody kindly advise me on the โ€œbig pictureโ€ of banking in EU from the non-EU clientโ€™s perspective?

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