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How do Ukrainians receive USD?


by @nealbozeman | 4yr  | 7 comments

Iโ€™m finding it harder and harder to work with my friend from the Ukraine, to transfer money from the US, in USD to USD (he has an account that allows dollars).

  • I used to work with Western Union, which was a hefty fee around $60. They closed the account years ago on concerns I was operating a business (I am)
  • I opened an HSBC account to be able to wire internationally, with a $45 per wire fee, but they have stopped allowing transfers
  • Ria Money Transfer was great, but they stopped this week doing deposits in to UA

Arrgh! If a Ukrainian is on a freelancing site like UpWork, how do they get money from their accounts, especially US clients? It must be incredibly expensive by now?

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From the bitcoin side, here are ways to cash into/out of bitcoin for Ukrainians:

BTC to Local Currency:
https://btcu.biz
http://kuna.io/

USD to BTC:
https://bitwage.com

Cool thing to note about bitwage, it can be used with upwork! Also, your friend in Ukraine can look into using https://uphold.com to hold his money in USD, withdraw later in BTC.

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@mary_oleksiuk | 4yr

Payoneer is the best solution. Not really easy to get usd though. But you can get it via local bank, but fees are really crazy - around 10%. Personally i use Payoneer, but i usually stay abroad, so its not really an issue for me

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@jonnaro | 4yr

I agree with the bitcoin suggestion - this is one of the huge advantages of a distributed cryptocurrency!

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@dmftaras | 4yr

Why canโ€™t your friend open an account somewhere abroad in Europe to receive money from you with wire transfer?

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@borowis | 4yr

Hi! Iโ€™m from Ukraine though I work through a mediator that receives money for me.
However, payoneer and transferwise are the most common options for freelancers in Ukraine afaik.

They are not completely legal though because Ukraine forces a complicated set of rules thatโ€™s called a โ€˜foreign entrepreneurshipโ€™ and is the only legal way to get US$ there. Still, a few people are bothered by that and use payoneer or transferwise. We hope for paypal in the nearest future and there was some progress lately but no dates were named yet.

There are also options when a person in Ukraine gets a bank account in another country or opens an off-shore company say in Estonia to get money, but they are usually less common. To sum it up, payoneer and transferwise should be fine on initial stages.

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@dvc | 4yr

I was thinking transferwise too, but they normally only support sending money to a country in the countryโ€™s currency (eg their โ€œto USDโ€ page says to USA only, to EUR is eurozone only)

OP: As a last resort, how about bitcoin? I donโ€™t know quite how big the cost of converting currency to bitcoin and back is, though.

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@voskovek | 4yr

How about Payoneer? I donโ€™t know if it works in UA but he could give it a shot.
I receive payments to Argentina from my US clients via ACH transfer, paying 1% commission

How about Transferwise? Did you try that?

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Read and participate in 13,939 discussions on Nomad List

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Can Americans with EU Passports Travel to EU during COVID-19?

 

in France by @fqlx | 17h 17 hours ago | 1 comment

I'm a dual citizen of America and France with my resident based in the America. Can I travel to the EU using my French passport?

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Do you prefer co-living spaces or hostels or Airbnbs?

 

by @davda1546 | 23h 22 hours ago | 1 comment

We are hoping to become nomads soon and have booked an AirBnB in September in Goa for our first destination. We are considering what would be the best option for accommodation after that. We are trying to decide between co-living spaces, hostels, or Airbnbs.

What are your experiences of accommodation in terms of the following: reliable wifi, social aspect, pricing, cleanliness, cooking facilities?

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How do you ensure that you have good WiFi for working whilst travelling e.g. in places like India?

 

in India by @davda1546 | 23h 22 hours ago | 1 comment

We are hoping to travel later this year and we will be working remotely - how do you ensure you get good WiFi in places such as in India where the signal isn't always great? Do you have any tips on where to go/ what equipment you have to get?

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How do you find people to meet whilst travelling?

 

by @davda1546 | 23h 22 hours ago | 1 comment

We are going travelling but we won't know anyone out there, what's your best advice for meeting people and socialising abroad? We've thought about the obvious things like Meetup etc, is there anything else you can suggest from your experience?

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Best place in South East Asia to live for 6+ months per year

 

in Indonesia by @miklaskroager | 2d 1 day ago | 1 comment

We're looking for a country in South East Asia that can function as our base, mainly for tax purposes. Meaning it will have to be a place where we can stay for the 183 days required without too much hassle.

We've been looking at Thailand, but have heard that it's very hard to do visa runs etc., so what other can you recommend? Indonesia looked like a good option, but the income rate is a flat 20% and very high for the region.

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When will the Coronavirus travel restrictions from U.S. to Colombia be lifted?

 

in Colombia by @markm | 3d 2 days ago | 1 comment

I've heard travel to CO from USA is blocked until September. Any news on this and may this change anytime soon?

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How to get SMS verifications for banks while traveling?

 

by @jackgopack | 5d 5 days ago | 38 comments

Any suggestions for seamlessly receiving SMS Verifications from US financial institutions and other sites while traveling internationally continuously? Wonโ€™t keep my US Verizon account due to cost and currently plan to use local sims at each destination (T-Mobile and Project Fi are NOT an option as they terminate for continuous roaming). In summation, I wonโ€™t have a US mobile account.

Unless Iโ€™m missing something, which is very possible, this appears to be the single most complex issue Iโ€™ve encountered in my preparations, and one that no one addresses. I would greatly appreciate any possible solution that works 100% of the time. Canโ€™t afford surprises in this regard. Many Thanks! Jack.

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Introduce yourself โ€” who are you, where are you and what do you do?

 

by @coffeeshopceo | 6d 5 days ago | 670 comments

tl;dr: introduce yourself in this thread.

We must all get sick of the same backpacker travel questions when we meet new friends, I know I do.

You know the ones - where are you from, whereโ€™ve you been, where are you going, what do you do, how long have you been doing it - etc.

The novelty of answering these questions wears off after maybe a week, but theyโ€™re nonetheless insightful and no matter how much we hate them, we find ourselves asking others.

So letโ€™s bring the dreaded backpacker questionnaire to NomadForum and introduce ourselves shall we?

**

  • whatโ€™s your name?
  • where are you from?
  • how long have you been away from home?
  • what do you do?
  • where are you currently?
  • where are you going?
  • what has been memorable for you so far?
  • will you go home anytime soon?
  • what have you learnt during your time as a nomad?
  • [insert your own question here]

**

No need to answer them all if you donโ€™t want to :smile:
But the more you shareโ€ฆ The merrier!

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Best EU banks for Ukrainians?


by @anatoliykmetyuk | 3yr 2 years ago | 1 comment

Hi everyone!

I have recently opened a company in Estonia, and now looking for a bank to open a private account to receive salary to. Thing is, I am a Ukrainian citizen, and the fees are huge when making payments from my Estonian company bank account to the Ukrainian private account. For EU transfers, there are no fees. Also I do not feel my money are safe in Ukraine.

So currently I am looking for a bank in EU to open a private account with.

My priority is to have the costs associated with the account as low as possible. E.g. Iโ€™m fine with paying โ‚ฌ200-300 to open the account, but it is a no-go for me if they require a monthly maintenance fee of โ‚ฌ20-30. Which many of them do for foreigners. Also if they need an initial deposit or minimal remainder on the account of โ‚ฌ1000+, this would be a strain for me. Another priority of course is nomad-friendliness: if I decide to withdraw the money outside the EU in a non-EU currency, I should not pay more than 5% in fees. And internet banking and customer support is also of importance, as I believe frequent visits to the bankโ€™s country would be inconvenient for me as a non-resident.

So far I have looked at Swedbank, Rietumu and BlueOrange, all from Latvia. So far I had a great experience with Estonian corporate banking, so another Baltic country seemed like a good option to me. However, all of these banks have high maintenance fees for non-EU residents, from โ‚ฌ20 to โ‚ฌ50 per month. Also OrangeBlue has a minimal balance requirement of โ‚ฌ1000.

All in all, I am very unexperienced in the matter of banking and am a bit in a loss. Can anybody kindly advise me on the โ€œbig pictureโ€ of banking in EU from the non-EU clientโ€™s perspective?

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