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Hi nomads! I’m trying to figure out all props and cons of using Charles Schwab vs N26 banks. Is anyone using those banks? If yea - what you like/dont like about it. And if income is mostly in US which one is better to open?
Thanks
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| 24 Jan | 2mo | 17 Mar | 17 Mar 24 Jan |  | Matara30°C | Sri Lanka | |||||||||||||||||||||||
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| 27 Aug '19 | 1d | 27 Aug '19 | 27 Aug '19 27 Aug '19 |  | Busan30°C | South Korea | |||||||||||||||||||||||
| 21 Aug '19 | 15d | 5 Sep '19 | 5 Sep '19 21 Aug '19 |  | Tokyo32°C | Japan | |||||||||||||||||||||||
| 4 Mar '19 | 2mo | 3 May '19 | 3 May '19 4 Mar '19 |  | Kiev7°C | Ukraine | |||||||||||||||||||||||
| 3 Feb '19 | 29d | 4 Mar '19 | 4 Mar '19 3 Feb '19 |  | Canggu, Bali30°C | Indonesia | |||||||||||||||||||||||
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| 2 Nov '18 | 11d | 13 Nov '18 | 13 Nov '18 2 Nov '18 |  | Lisbon17°C | Portugal | |||||||||||||||||||||||
| 1 Oct '18 | 7d | 8 Oct '18 | 8 Oct '18 1 Oct '18 |  | Hurghada | Egypt | |||||||||||||||||||||||
| 13 May '18 | 1d | 14 May '18 | 14 May '18 13 May '18 |  | Riga15°C | Latvia | |||||||||||||||||||||||
| 3 May '18 | 10d | 13 May '18 | 13 May '18 3 May '18 | I | Iceland | ||||||||||||||||||||||||
| 2 May '18 | 1d | 3 May '18 | 3 May '18 2 May '18 |  | Wrocław15°C | Poland | |||||||||||||||||||||||
| 26 Jan '18 | 3d | 29 Jan '18 | 29 Jan '18 26 Jan '18 |  | Vilnius-3°C | Lithuania | |||||||||||||||||||||||
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| 25 Oct '17 | 2mo | 23 Dec '17 | 23 Dec '17 25 Oct '17 | | Kiev15°C | Ukraine | |||||||||||||||||||||||
| 24 Apr '17 | 6mo | 24 Oct '17 | 24 Oct '17 24 Apr '17 |  | Sri Lanka | Sri Lanka | |||||||||||||||||||||||
| 30 Mar '17 | 6d | 5 Apr '17 | 5 Apr '17 30 Mar '17 |  | Kraków9°C | Poland | |||||||||||||||||||||||
| 18 Feb '17 | 1mo | 30 Mar '17 | 30 Mar '17 18 Feb '17 |  | Vinnytsia | Ukraine | |||||||||||||||||||||||
| 16 Feb '17 | 2d | 18 Feb '17 | 18 Feb '17 16 Feb '17 | | Kraków7°C | Poland | |||||||||||||||||||||||
| 10 Feb '17 | 6d | 16 Feb '17 | 16 Feb '17 10 Feb '17 |  | Budapest8°C | Hungary | |||||||||||||||||||||||
| 4 Feb '17 | 6d | 10 Feb '17 | 10 Feb '17 4 Feb '17 |  | Warsaw5°C | Poland | |||||||||||||||||||||||
| 26 Jan '17 | 9d | 4 Feb '17 | 4 Feb '17 26 Jan '17 |  | Barcelona13°C | Spain | |||||||||||||||||||||||
| 23 Jan '17 | 3d | 26 Jan '17 | 26 Jan '17 23 Jan '17 |  | Porto13°C | Portugal | |||||||||||||||||||||||
| 19 Jan '17 | 4d | 23 Jan '17 | 23 Jan '17 19 Jan '17 | | Lisbon14°C | Portugal | |||||||||||||||||||||||
| 15 Jan '17 | 4d | 19 Jan '17 | 19 Jan '17 15 Jan '17 |  | Seville15°C | Spain | |||||||||||||||||||||||
| 12 Jan '17 | 3d | 15 Jan '17 | 15 Jan '17 12 Jan '17 |  | Valencia16°C | Spain | |||||||||||||||||||||||
| 7 Jan '17 | 5d | 12 Jan '17 | 12 Jan '17 7 Jan '17 | | Barcelona13°C | Spain | |||||||||||||||||||||||
| 5 Jan '17 | 2d | 7 Jan '17 | 7 Jan '17 5 Jan '17 |  | Marseille11°C | France | |||||||||||||||||||||||
| 4 Jan '17 | 1d | 5 Jan '17 | 5 Jan '17 4 Jan '17 |  | Milan6°C | Italy | |||||||||||||||||||||||
| 2 Jan '17 | 2d | 4 Jan '17 | 4 Jan '17 2 Jan '17 |  | Rome10°C | Italy | |||||||||||||||||||||||
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| 30 Dec '16 | 3d | 2 Jan '17 | 2 Jan '17 30 Dec '16 |  | Florence13°C | Italy | |||||||||||||||||||||||
| 26 Dec '16 | 4d | 30 Dec '16 | 30 Dec '16 26 Dec '16 |  | Venice8°C | Italy | |||||||||||||||||||||||
| 24 Dec '16 | 2d | 26 Dec '16 | 26 Dec '16 24 Dec '16 | | Milan8°C | Italy | |||||||||||||||||||||||
| 23 Dec '16 | 1d | 24 Dec '16 | 24 Dec '16 23 Dec '16 | | Kraków5°C | Poland | |||||||||||||||||||||||
| 12 Dec '16 | 11d | 23 Dec '16 | 23 Dec '16 12 Dec '16 | | Wrocław5°C | Poland | |||||||||||||||||||||||
| 9 Dec '16 | 3d | 12 Dec '16 | 12 Dec '16 9 Dec '16 | | Warsaw2°C | Poland | |||||||||||||||||||||||
| 18 Oct '16 | 2mo | 9 Dec '16 | 9 Dec '16 18 Oct '16 | | Vinnytsia | Ukraine | |||||||||||||||||||||||
| 12 Oct '16 | 5d | 17 Oct '16 | 17 Oct '16 12 Oct '16 |  | Istanbul21°C | Turkey | |||||||||||||||||||||||
| 28 Sep '16 | 14d | 12 Oct '16 | 12 Oct '16 28 Sep '16 |  | Langkawi30°C | Malaysia | |||||||||||||||||||||||
| 20 Sep '16 | 7d | 27 Sep '16 | 27 Sep '16 20 Sep '16 |  | Johor Bahru31°C | Malaysia | |||||||||||||||||||||||
| 23 Apr '16 | 5d | 28 Apr '16 | 28 Apr '16 23 Apr '16 |  | Jakarta32°C | Indonesia | |||||||||||||||||||||||
| 16 Mar '16 | 6mo | 19 Sep '16 | 19 Sep '16 16 Mar '16 |  | Ho Chi Minh City33°C | Vietnam | |||||||||||||||||||||||
| 5 Mar '16 | 11d | 16 Mar '16 | 16 Mar '16 5 Mar '16 |  | Phuket32°C | Thailand | |||||||||||||||||||||||
| 15 Feb '16 | 1d | 15 Feb '16 | 15 Feb '16 15 Feb '16 |  | Cambodia | ||||||||||||||||||||||||
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| 19 Jan '15 | 1yr | 5 Mar '16 | 5 Mar '16 19 Jan '15 |  | Hanoi20°C | Vietnam | |||||||||||||||||||||||
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by @mary_oleksiuk | | 1 comment
New Year 2017 is coming 
I’m wondering where digital nomads going to celebrate it? And whats special plan do you have?
I’m still at phase of planning for New Year and cant decide a place in Europe where to go 
Italy, Spain, Portugal?
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Im planning to go to Koh Samui at the end of April for a month. Does anyone know good areas where to live there and have good internet connection (maybe close to coworking space). Or also after reading some info here in nomadforum - some people say its better to go to Koh Lanta. Any thoughts about that?
Cheers
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by @coffeeshopceo | | 672 comments
tl;dr: introduce yourself in this thread.
We must all get sick of the same backpacker travel questions when we meet new friends, I know I do.
You know the ones - where are you from, where’ve you been, where are you going, what do you do, how long have you been doing it - etc.
The novelty of answering these questions wears off after maybe a week, but they’re nonetheless insightful and no matter how much we hate them, we find ourselves asking others.
So let’s bring the dreaded backpacker questionnaire to NomadForum and introduce ourselves shall we?
**
- what’s your name?
- where are you from?
- how long have you been away from home?
- what do you do?
- where are you currently?
- where are you going?
- what has been memorable for you so far?
- will you go home anytime soon?
- what have you learnt during your time as a nomad?
- [insert your own question here]
**
No need to answer them all if you don’t want to 
But the more you share… The merrier!
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by @nealbozeman | | 7 comments
I’m finding it harder and harder to work with my friend from the Ukraine, to transfer money from the US, in USD to USD (he has an account that allows dollars).
- I used to work with Western Union, which was a hefty fee around $60. They closed the account years ago on concerns I was operating a business (I am)
- I opened an HSBC account to be able to wire internationally, with a $45 per wire fee, but they have stopped allowing transfers
- Ria Money Transfer was great, but they stopped this week doing deposits in to UA
Arrgh! If a Ukrainian is on a freelancing site like UpWork, how do they get money from their accounts, especially US clients? It must be incredibly expensive by now?
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✨ Recommended destinations
This is an algorithmic recommendation based on @mary_oleksiuk's trips history to find places they haven't been to yet that other people with similar travels as them also went and liked.
Chiang Mai used to be N.1 for the digital nomad life. It is still great and you can find really cheap apartments (300-400$) and restaurants (2-3$ for a main). Wouldn't recommend staying there during the burning season. The best area is Nimman, but it's also the most expensive. You can stay in the old city that's very nice but that gets noisy during the weekend for the night markets. Last but not least, very safe city. All in all would go back in a heartbeat.
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety ☀️ Feels 30° 86° 27° 81°AQI 590$1,095 / mo23Mbps
Don't believe the prices on here for an apartment. 686 usd/month refers to an apartment in a high class condo, right in the city centre and seconds away from the BTS(train station). Just remember this, people working at supermarkets make 2 usd/per hour. If you want to live like a local, then you can save a lot of money. If you don't mind a 5-10 minute walk from the BTS, then you can easily get a one bedroom apartment for 300 USD per month, in a high class condo, plus with free golf cart ser
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌥 Feels 33° 91° 30° 87°🥵AQI 630$1,545 / mo25Mbps
Berlin is overall a great city to be. Food is cheap and everywhere, easy to go out and have fun/meet for business. Rent has crept up but still far better value than where I came from. Internet: 36 EUR/month get me 450/40 mbps (cable -> DOCSIS 3.0) Public transport is 2.70 EUR/ticket. No woman I know has said they felt unsafe. Some really odd, xenophobic sounding comments on here. Biggest downsides IMO: service quality at restaurants - not that people are rude, but they don't seem to particular
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 0$3,027 / mo35Mbps
They say you get what you pay for. After having traveled the previous 4 months in India, Cambodia, VietNam, Myanmar and Thailand, Singapore was so easy! The subway system is a marvel, streets signs were easy to read, everyone speaks English (that just makes it easy for me as an English speaker) it is safe, clean, and parks are gorgeous. I was there as COVID 19 was breaking out fairly fast and that put a damper on my time but I was so happy to be there anyway and plan to go back. For digital
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌧 Feels 38° 100° 30° 86°🥵AQI 370$2,758 / mo87Mbps
My husband and I spent about 6 weeks testing Prague in Nov-Dec 2018 as we were considering it as a semi-permanent base of operations for the next year or two. Honestly it was great and we plan on leaving Malta where we have been for the past year. Pluses - transportation is very good and quite cheap, tons of restaurants, lots to do. People are more reserved, perhaps even a bit suspicious, so I would not say it was an OVERLY welcoming vibe, however there are a lot of expats from the US, CA, UK
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 0$2,174 / mo30Mbps
Really enjoying Seoul so far. It is very hard to make friends at first as not many people will speak English or are too afraid to. Maybe easier in Itaewon. For phone service, I was able to get month to month service on KT with unlimited data for only 35,000 won a month. Check out the desk with a sign in Thai on the electronics floor at IPark Mall connected to Yonsan station for this deal. They speak great English as well.
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety ☀️ Feels 1° 34° 1° 35°AQI 640$2,356 / mo19Mbps
Honestly, this is an awesome place to be if you're actually trying to get work done. It's a bit of an older vibe than Canggu, and there's certainly a big chunk of yogi's kicking around — but I liked it much better than Canggu and found it less pretentious. Plus, you can drive down there in 45mins whenever you want some beach or party vibes. As others mentioned, there's some great coworking spaces, cheap warungs, some really nice spots to stay cheaply if you go just outside of the mad tourist
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌧 Feels 31° 88° 26° 79°🥵AQI 230$1,781 / mo12Mbps
Having spent a total of two weeks in London on two separate occasions and having lived in NYC for two years, both are among my favorite cities in the world. Londoners are quite internationally and ethnically diverse, and seemingly better educated and more intellectual than New Yorkers in aggregate. The city very clean with a stunning mix of modern and historic architecture, and arguably has Europe's best public transit in terms of signage, availability, cleanliness and general efficiency. Meanw
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌧 Feels 15° 59° 16° 60°AQI 250$4,789 / mo30Mbps🌎 Regions collected (3 of 9)
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🚩 Flags collected (19 of 276)
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🌍 Top countries
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌧 Feels 23° 73° 23° 74°AQI 572yr$928 / mo11Mbps
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌧 Feels 37° 98° 29° 84°🥵AQI 76😷8mo$959 / mo8Mbps
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌤 Feels 2° 36° 4° 39°AQI 757mo$975 / mo26Mbps
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌧 Feels 35° 95° 29° 84°🥵AQI 301mo$862 / mo9Mbps
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌥 Feels -1° 30° 1° 33°AQI 114😷1mo$1,583 / mo26Mbps
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety ☀️ Feels 18° 64° 18° 64°AQI 2821d$2,671 / mo31Mbps
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌧 Feels 37° 99° 30° 85°🥵AQI 4421d$1,057 / mo17Mbps
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌥 Feels 17° 63° 17° 63°AQI 1818d$2,078 / mo26Mbps🛬 Most visits
Krakow is a brilliant city to live and work from. Friendly, easy to get around (usually able to walk everywhere), great internet and busy nightlife. Really pretty city, too. Kazimierz, the old Jewish district, is the obvious place to live. Loads of great cafes and other digital nomads there. I was there during the summer when it was between 24 and 30 degrees each day, which is perfect. No doubt a different experience in the winter, though!
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 3x$1,593 / mo26Mbps
Kiev was a real bargain around 2016/17... Nowadays 2020, its prices are again comparable to a German city. Especially for same quality, since apartments here are the ugliest all over the continent. Many Turkish sex tourists looking for girls... and local girls therefore avoid foreign men because they think you're sex tourist too.
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌥 Feels 1° 34° 1° 34°AQI 672x$1,470 / mo30Mbps
Lisbon is the next remote work hub of Europe. There's many reasons why I think that: 1) it already has somewhat of a startup/tech scene because of the annual Web Summit conference 2) which means internet is fast, and there's lots of meetups and it's easy to make friends 3) it's relatively affordable for foreigners compared to Spain and the rest of Europe 4) Portuguese people are super friendly, a lot more friendly than in the rest of the Mediterranean and Europe 5) Lisbon is ideal to go on day/w
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌤 Feels 17° 63° 17° 62°AQI 62x$2,038 / mo25Mbps
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌨 Feels 1° 34° 2° 35°AQI 124😷2x$1,980 / mo31Mbps
Didn't like this city that much. Been there twice and honestly it has nothing so special. Just the DUOMO in the center is the main great scenery but besides that, nothing in particular to bother for.
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety ☀️ Feels 7° 45° 7° 45°AQI 161😷2x$4,094 / mo18Mbps
I already living more than 1 year in Warsaw and i still think it's one of the best cities to live as a nomad as well. there is plenty of meetups to meet other expats, the people are nice, its cheap, its very big and not crowded, and very clean, pros: cheap easy to make international friends , as there is many meetups great public transport plenty of cafes to work from warm and honest locals the cons : Not many nomads, big city so some places far from each other . expensive cowork places (
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌫 Feels -1° 30° 1° 34°AQI 104😷2x$1,900 / mo26Mbps
During winter is quite safe plus much cheaper. Some nightclubs are free and yet there is still a lot of people. Great por lgbtq+ community.
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety ☀️ Feels 17° 63° 16° 60°AQI 242x$2,874 / mo39Mbps
I lived in Hanoi for 3 full months and I really loved it. Hanoi has a big foreigner district called 'Tay Ho'. If what you are looking for is somewhat foreigner(English) friendly, the spot is yours. However I preferred to stay in the Japanese area that was full of good sushi. The charm of the city comes from the people. Vietnamese are aggressively kind and way too friendly. I even rented a piano from a local shop, placed it at home and played it. Took private Muythai lesson from a local gym
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌥 Feels 22° 72° 22° 72°AQI 83😷1x$921 / mo10Mbps🛌 Most time spent
I lived in Hanoi for 3 full months and I really loved it. Hanoi has a big foreigner district called 'Tay Ho'. If what you are looking for is somewhat foreigner(English) friendly, the spot is yours. However I preferred to stay in the Japanese area that was full of good sushi. The charm of the city comes from the people. Vietnamese are aggressively kind and way too friendly. I even rented a piano from a local shop, placed it at home and played it. Took private Muythai lesson from a local gym
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌥 Feels 22° 72° 22° 72°AQI 83😷1yr$921 / mo10Mbps
It used to have a lot of character and charm but all the construction is making the city lose its culture. Apartments and accommodation are ridiculously expensive. 300 to 500 a month for tiny rooms in a shared house. For single guys go elsewhere. Women here are rude, ultra conservative and have flat personalities with nothing going for them. Food is okay but plenty of MSG and food safety is atrocious. In addition motorists are aggressive and plenty of accidents take place. Don't live here i
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌧 Feels 36° 97° 29° 83°🥵AQI 86😷6mo$934 / mo17MbpsKiev was a real bargain around 2016/17... Nowadays 2020, its prices are again comparable to a German city. Especially for same quality, since apartments here are the ugliest all over the continent. Many Turkish sex tourists looking for girls... and local girls therefore avoid foreign men because they think you're sex tourist too.
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌥 Feels 1° 34° 1° 34°AQI 674mo$1,470 / mo30Mbps
Have been in Weligama since Feb 25th and now I'm still here with the COVID-19 curfew going on. Before the curfew starts I was eager to get out of here because 1) it's too hot mid-day 2) tuktuk drivers are waiting around every corner asking "tuktuk?" and always horn at you when you're walking by the street - super annoying and 3) it's difficult to find workable wifi 4) everything just seemed super slow and it was hard to be productive. But after the curfew starts I actually like it way better be
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌧 Feels 37° 99° 29° 85°🥵AQI 77😷2mo$574 / mo7Mbps
Bali is amazing, but Canggu isn't really that great -- actually there are SO MANY better places, like Uluwatu, Gili Islands or even Ubud that I can't understand the hype. As almost everyone said below, beaches are crappy, roads are terrible, sidewalks are non-existent and having a motorbike is a must. On the other side, food is great and cafes are pretty reasonable with all those incredible bowls. Anyway I wouldn't recommend it for more than a week.
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌧 Feels 33° 91° 28° 83°🥵AQI 3729d$1,359 / mo19Mbps
Tokyo has so much to offer and so much to do. It is easily overwhelming. Whereas I usually take my first week to explore a place Tokyo’s sights just kept on going. I remember ending up in a hidden cocktail bar, a mexican rooftop party with 1 meter margaritas, spending a whole day going only to French places(?), visiting a store that only imported 2nd hand hiphop apparel, and throughout it all the best michelin star ramen. It just seemed endless, completely unrelated and incredibly fun. Six wee
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety ☀️ Feels 14° 57° 14° 57°AQI 1815d$3,414 / mo28MbpsLisbon is the next remote work hub of Europe. There's many reasons why I think that: 1) it already has somewhat of a startup/tech scene because of the annual Web Summit conference 2) which means internet is fast, and there's lots of meetups and it's easy to make friends 3) it's relatively affordable for foreigners compared to Spain and the rest of Europe 4) Portuguese people are super friendly, a lot more friendly than in the rest of the Mediterranean and Europe 5) Lisbon is ideal to go on day/w
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety 🌤 Feels 17° 63° 17° 62°AQI 615d$2,038 / mo25MbpsDuring winter is quite safe plus much cheaper. Some nightclubs are free and yet there is still a lot of people. Great por lgbtq+ community.
⭐️ Score 💵 Cost 📡 Internet 😀 Fun 👮 Safety ☀️ Feels 17° 63° 16° 60°AQI 2414d$2,874 / mo39Mbps🕺 People they cross paths with most
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