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How to get post abroad for UK Expats??


by @davda1546 | 1mo  | 0 comments

Hi guys, wonder if you can help. I'm from the UK, and my husband and I are looking to go across Europe this coming year.

What's the best solution you've found re having all your post sent to you? I've found a site online that will set up a street address in the UK for you and scan in post to your email address, just wondering if you've found any other ways?

We've set up paperless statements, which has helped but with things like mortgages, official docs etc - how have you got around it?

Thanks so much!

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How to get a UK residence address without renting/buying?


by @pavel_maximov | 3mo 3 months ago | 17 comments

Background:
Iโ€™m an EU national IT specialist, recently decided to become a digital nomad. I just left my permanent job in Germany and opened a UK based LTD (for a better taxation) to start a new career as remote working IT contractor. I also want to become a UK resident and pay personal income tax there BUT I donโ€™t want to rent/buy a place because I have no interest in physically living in the UK, as a nomad I will be traveling abroad 100% of the time.

So I just need a UK address where Iโ€™m registered as a resident and could receive mail, but I would never actually be there. I could rent a place and keep it empty but that would be a total waste of money.

Question:
How do I find somebody who could give me an official residence at his/her address and keep my name on the door? Iโ€™m ok with paying a reasonable monthly fee for this โ€œserviceโ€ (but not as high as a rent), and give assurance in whatever form that I will never pretend to physically live there. I have no close friends in the UK to ask for this favor, and trying to propose this to a random landlord would be just weird since they are not familiar with the needs of a digital nomad.

Maybe you guys can suggest me somebody who understand the situation and want to make some extra cash every month to pay the bills? Iโ€™m ready to meet in person, provide full proof of identity or any other document, and to make a written agreement that gives the landlord the freedom to cancel this โ€œsituationโ€ at any time.

Note:
This is NOT for tax evasion, itโ€™s the opposite! I WANT to pay full tax as UK resident, I just donโ€™t want to waste money on a rent which I will literally never use.

I would be very grateful for any advice!

Pavel

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How to arrange prescription medication abroad (for example Thailand / SEA)


in Thailand by @dezeisvastnogvrij | 1yr 1 year ago | 1 comment

Normally, when I go abroad for a longer period of time, I try to take as much medication with me from my home country as I can for that period. Which so far has worked well for me.

But if Iโ€™m going to be a full-time nomad that wonโ€™t work anymore. Mainly because Iโ€™ll then unregister from my country. Which has some downsides like not being able to have my current health insurance anymore. Other health insurance companies wonโ€™t cover existing conditions, so Iโ€™ll have to buy my medication โ€œover the counterโ€.

But since I need some medication which in The Netherlands (and I assume other countries) is only available on a doctors prescription. I was curious how people here arrange that (if there are any in the same boat as me).

The main medication I think would be hardest for me (and most expensive) to get is Epoetin-Alpha (Aranesp) injections.

Since thereโ€™s not really a โ€˜world wide standarizedโ€™ doctor prescription form, how do you get the medication abroad? Do you have a checkup there again at a local clinic before you can get the medication? (That would probably add to the cost too).

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Recommendations for UK/Scotland accountants that understand remote businesses?


by @eduardoyi | 1yr 1 year ago | 1 comment

Looking for recommendations for reliable accountants who understand how remote businesses with off-shore freelancers and clients work. Thanks!

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How do I ensure that getting refused entry to the UK won't keep me from getting an Australian 462 (work and holiday) visa?


in Australia by @allisonkirschbaum | 1yr 1 year ago | 0 comments

On New Yearโ€™s Day this year, I was refused entry to the UK due to not having proof of funds, an outward-bound plane ticket (I was road-tripping out with a friend via car) and not being able to prove that I had indeed canceled the lease on the apartment I had leased during a prior recent trip.

I havenโ€™t had any entry issues to any of the several countries Iโ€™ve visited after, but now Iโ€™m applying for a 462 visa (work and holiday) visa in Australia, and since Australia and the UK share an immigration info system, I want to make sure getting refused entry wonโ€™t keep me from getting a visa. None of the issues that cropped up in the UK (the proof of funds, the plane ticket, and the apartment) will be an issue in Australia, as Iโ€™ve never traveled there before, donโ€™t know anyone and will have proof of more than sufficient funds for the trip and an outbound plane ticket.

Anybody have any suggestions on how to make the approval process go as smoothly as possible?

Many thanks in advance! :smiley:

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Iโ€™m a U.S. accountant who works with Americans who live abroad, ask me anything!

 

by @olwagner | 2yr 2 years ago | 100 comments

Hi everyone,

If you have a U.S. tax question or would like some U.S. tax insight on your business/structure, ask away!

I have been preparing tax returns for US citizens abroad since 2012. I can answer any question in US tax with an international flavor. I operate 1040abroad.com and I have maintained a blog at taxsamurai.com

I look forward to answering all your questions. And if you are in Ho Chi Minh City in December, letโ€™s meet !!!

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Is anybody a Digital Nomad in the UK and not a resident?


by @creative_nomad_ | 3yr 2 years ago | 6 comments

The situation is that my BF is a UK citizen and I am not. We are traveling around SEA and planning to stop in the UK for 6 months to rekindle funds. Granted, the UK is not the cheapest place to rekindle funds, however, he can work and get a good job there.

I have already done my working visa in the UK so I canโ€™t legally work there again. Iโ€™m a graphic designer and web designer and have decided that I will try and get freelance work to support myself whilst Iโ€™m over there.

My question is more related to tax and visas. I am an Australia citizen so I can get a 3 month tourist visa. Iโ€™m just a little worried about how strict they are over there on visas and questioning finance etc

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Where to pay taxes if self employed non-resident of the UK, travelling Europe?


by @jadi4nd | 3yr 2 years ago | 5 comments

Hi, I know there are a few posts around this topic but none of them quite answer my questions.

I am British and currently a resident in the UK.
Next year I am going to become a non-resident and spend over a year traveling mostly around Europe, moving every few weeks never staying anywhere longer than a month. (My first venture into becoming a digital nomad!)

I am remote, self employed, software developer working mostly for one client based in the UK.

Where am I liable to pay taxes?
From what I have read I will not be liable to pay taxes in UK, can anyone confirm this?
If not the UK then where if I am moving every few weeks?
If possible I want to avoid starting a company as this seems unnecessarily complicated for my work setup.

Thank you in advance for any help :slight_smile:

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Has anyone worked from Sihanoukville, Cambodia?


in Sihanoukville, Cambodia by @keybrownhill | 3yr 2 years ago | 6 comments

Hey everyone,

Has anyone visited Sihanoukville recently? I would like to visit and give it a try for working but I am a little unsure about the following:

  • Internet reliability (power cuts and speed)
  • 4G connection as backup
  • specific areas to live

In anyone can offer any info, suggestions on specific areas or recommended accommodation that would be great. I visited around 8 years ago so I am assuming the place has changed quite a bit since then.

Thanks!

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Best EU banks for Ukrainians?


by @anatoliykmetyuk | 3yr 2 years ago | 1 comment

Hi everyone!

I have recently opened a company in Estonia, and now looking for a bank to open a private account to receive salary to. Thing is, I am a Ukrainian citizen, and the fees are huge when making payments from my Estonian company bank account to the Ukrainian private account. For EU transfers, there are no fees. Also I do not feel my money are safe in Ukraine.

So currently I am looking for a bank in EU to open a private account with.

My priority is to have the costs associated with the account as low as possible. E.g. Iโ€™m fine with paying โ‚ฌ200-300 to open the account, but it is a no-go for me if they require a monthly maintenance fee of โ‚ฌ20-30. Which many of them do for foreigners. Also if they need an initial deposit or minimal remainder on the account of โ‚ฌ1000+, this would be a strain for me. Another priority of course is nomad-friendliness: if I decide to withdraw the money outside the EU in a non-EU currency, I should not pay more than 5% in fees. And internet banking and customer support is also of importance, as I believe frequent visits to the bankโ€™s country would be inconvenient for me as a non-resident.

So far I have looked at Swedbank, Rietumu and BlueOrange, all from Latvia. So far I had a great experience with Estonian corporate banking, so another Baltic country seemed like a good option to me. However, all of these banks have high maintenance fees for non-EU residents, from โ‚ฌ20 to โ‚ฌ50 per month. Also OrangeBlue has a minimal balance requirement of โ‚ฌ1000.

All in all, I am very unexperienced in the matter of banking and am a bit in a loss. Can anybody kindly advise me on the โ€œbig pictureโ€ of banking in EU from the non-EU clientโ€™s perspective?

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Best way to send and receive money abroad beside Paypal?


by @dearezkitha | 4yr 3 years ago | 15 comments

Hi guys

According to you what is the best way to send and receive money abroad beside paypal?
What are the fees?
What are the pros and cons?

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Can you get an NIE number while working in Spain for a UK company?


in Spain by @sabolmm | 4yr 3 years ago | 1 comment

Has anyone stayed in Barcelona longer than 3 months as a nomad?

I realise UK citizens have to apply for a NIE number if they are staying longer than 3 months in Spain. But can you actually get an NIE number while working in Spain for a UK company?

My company is registered in the UK so I will be remote working from Spain, donโ€™t want to setup as a freelancer or sold trader in Spain as it will only be a temporary pit stop for 3-6 months.

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How do Ukrainians receive USD?


by @nealbozeman | 4yr 3 years ago | 7 comments

Iโ€™m finding it harder and harder to work with my friend from the Ukraine, to transfer money from the US, in USD to USD (he has an account that allows dollars).

  • I used to work with Western Union, which was a hefty fee around $60. They closed the account years ago on concerns I was operating a business (I am)
  • I opened an HSBC account to be able to wire internationally, with a $45 per wire fee, but they have stopped allowing transfers
  • Ria Money Transfer was great, but they stopped this week doing deposits in to UA

Arrgh! If a Ukrainian is on a freelancing site like UpWork, how do they get money from their accounts, especially US clients? It must be incredibly expensive by now?

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3 Months in Australia as UK Ltd Company


in Australia by @keiththetraveller | 4yr 3 years ago | 3 comments

Hi Guys,

A quick question as my accountant as queried something with me.

I have a UK limited company and Iโ€™m visiting Australia for 3 months to visit friends, plus enjoy a little sunshine. I was looking at hiring a desk for a month or so while there and was wondering if this would affect my visa and wether Iโ€™d need to declare my earnings while there?

As Iโ€™ll still be working for my own UK company with no money coming from Australian sources and I wonโ€™t be selling goods or services to Australian companies I would have thought that the normal holiday visa would be fine. Iโ€™d also assume I wouldnโ€™t have to declare anything with the Australian tax authorities as it would be similar to a UK citizen being paid theyโ€™re holiday pay while in the country.

If anyone has any experience with this then it would be appreciated.

Thanks,

Keith

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Android Pay for non US/UK/Singapore citizens


in Singapore by @flaki | 4yr 3 years ago | 2 comments

Hi! Has anyone wondered how to get Android Pay working on their device as a non US/UK/Singaporean citizen? Apparently those are the countries supported by Android Pay currently (as in, supported Cards of banks situated in those countries, to be precise).

I was thinking to open a UK bank account just for this purpose, but that requires proof of residency and opening a Singaporean account has became significantly harder, either in later years. Any tips? Iโ€™m an EU citizen btw.

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Feedback on UK mail handling services


by @sarab | 4yr 4 years ago | 5 comments

Hi everyone,

Iโ€™m thinking of changing my current setup for mail/post receiving and scanning (at the moment I have some friends doing it for me), and I was wondering if anyone has any specific feedback/advice regarding UK companies. Iโ€™m currently looking at UKPostBox.

Any personal insight would be greatly appreciated!

Sara

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Do you have banking & tax advice for UK citizens?


by @figoshow | 4yr 4 years ago | 2 comments

Hello, Iโ€™m sure this has been asked before but I
couldnโ€™t find anything, I am from the UK I am trying to find the best way to do banking and finance whilst being a DN. primarily where i should FILE taxes, Iโ€™ve found a lot of threads about paying tax but not about filing. for example i am considering getting a German bank account. I wonโ€™t be living in Germany at all. do i need to file taxes there since I have a bank account there.

Admin edit: subject did not fall within forum guidelines

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What is the cost of maintaining a UK LLP?


by @mariogastaldi | 4yr 4 years ago | 0 comments

Iโ€™ve been researching the UK Limited Liability Partnership and it seems a really a good choice in my circumstances.
Iโ€™ve read that there are reporting activities and I want to estimate what is the cost and any other related advice, such as accounting service providers and the like.
Thanks so much.

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How does the UK visitor visa work when I come and go multiple times a year?


by @kellyreid | 4yr 4 years ago | 11 comments

Hey Nomads, I run a subscription site in the gaming industry (Magic: The Gathering to be exact) and I have a number of friends in the UK that I like to visit frequently. Iโ€™m American, so I can get a 6-month visa just by showing up at the border.

Iโ€™m 2 months into a 3 month stay here, and I just found out that I need to come back about a month after I leave.

My question is, how is the 6-month period calculated? My assumption was that I cannot spend more than 6 months in any given 12-month period in the UK on my visa. I am asking because I intend to come back to the UK after spending the winter somewhereโ€ฆwarmer :slight_smile:

Iโ€™m trying to sort out whether I can come back in early 2017, as I have work obligations in Ireland in February and would love to piggyback onto that trip.

Does anyone have experience with this visa and comings-and-goings? I donโ€™t want to risk screwing up and getting in trouble and jeopardizing my ability to enter the UK in the future, so Iโ€™d like to get some proper guidance on this.

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I'll be entering the UK for 6 months, will immigration ask to see my finances?

 

by @shayna | 4yr 4 years ago | 24 comments

Hi!

I (American) and my husband (Brazilian) are going to London for 6 months.

Heโ€™s going to study English - heโ€™s already registered & paid for the course.

Iโ€™m going to be a touristโ€ฆ and work on my online business.

Iโ€™ve heard UK border control can be a bit difficult and am wondering if they are likely to ask for financial evidence that we can support ourselves for six months.

I have savings in the bank, but of course Iโ€™ll also be receiving regular, stable income from the online business (I could show them a history of payments stretching back a year or more, if necessary).

Any thoughts/tips?

Thanks in advance!

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Views/Worries about UK leaving EU?


by @tuliptraveler | 4yr 4 years ago | 4 comments

I was wondering what peopleโ€™s thoughts or worries are about the UK leaving the EU? Will it affect your plans? Is it going to make your nomadic lifestyle more difficult? Or do you think it wonโ€™t have any affect? Just curious :slight_smile:

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