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Dealing with "winter" and "summer" local hours when setting up international calls


by @baia | 5yr  | 2 comments

When setting up international calls I typically google โ€œ[city] timeโ€, or I google โ€œEST timeโ€ or โ€œPST timeโ€. But depending on which website gives the answer it can take into account local hour (winter/summer) or NOT!

Any universal app/solution you people use to solve this confusion?

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@borowis | 5yr

worldtimebuddy.com, it accounts for it

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@baia | 5yr

Awesome thanks :slight_smile:

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Read and participate in 14,085 discussions on Nomad List

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Does international health insurance for digital nomads exist?

 

by @al_steffen | 10mo 9 months ago | 59 comments

Hey Nomads!

Iโ€™m looking for an international health insurance (no travel insurance) for my nomadic life. It should cover the basic services and at least be accepted in the EU (itโ€™s ok if itโ€™s not accepted in the US as Iโ€™m aware they rarely are). Nice to have: enter into a contract online. Anyone got a good experience or a recommendation?

Thanks in advance!

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How do you invest internationally as a nomad?


by @mateuszwieloch | 11mo 10 months ago | 17 comments

I have finally saved enough money to start investing. What company gives good, diversified access to stock, ETFs and mutual funds? Does it make sense to use company like Vanguard or Fidelity for that? Iโ€™m a EU/Poland citizen, how would I transfer my money back and forth without incurring significant fees?

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How to save filter settings on Nomad List?


by @krzemian | 1yr 1 year ago | 3 comments

Hey, is there currently a way to save filter settings? I feel like it would be helpful for planning the trip as I have several ideas on what to target and would like to cycle between them

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Best way to connect with "local" nomads using Nomadlist?


by @migueltic | 1yr 1 year ago | 4 comments

Hi, Iโ€™ve seen that Nomad List offers different options that could work for connecting with other nomads that are in the same place as me (forum, Slack, user maps, matches and maybe even more options I havenโ€™t seen), but Iโ€™m not sure what is the best/recommended way to use all these options.

Should I use all of them? Start with a message in the forum and/or Slack?

Sending private messages to a lot of people feels a little bit โ€œaggressiveโ€. And matches are not based on current location if I understood it correctly.

By the way, I just arrived at Budapest :slight_smile:

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Wich is the better international SIM card for data only service?


by @chelocoach | 2yr 1 year ago | 14 comments

Hi there!

Iโ€™m looking for international sim card services. I looked for other posts, and I know there are other alternatives, but Iโ€™m interested to have an international sim-card with only data plan, just to be used while I get a local one.

Alternatives:

ยฟAny experience using any of these services?
thnx!

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How to do without permanent address nor local bank?


by @tradeaway | 3yr 2 years ago | 2 comments

I am soon to find out one way or another as I will leave my residency to become a nomad myself. I have not found a good solution for Bali or Asian countries on the internet.

I read our existing Nomadlist posts under Money tag. Money handling and charges around accessing it seem to be a big issue for nomads, soon my issue. As a post I read said, accessing money for a Nomad can be harder than making money. I am more worried about accessing money than having some.

Iโ€™ll use Transferwise Borderless account to keep my day to day living money. I am opening a Pte Ltd corporate, that only goes for business-related expenses.
My Canadian credit card will charge me an arm and a leg in fees and currency conversion for me to get Indonesian Rupiah in Bali from Canadian dollar account. Then at some point, my credit card will complain I am not in Canad anymore.
Not knowing better, Iโ€™ll try that. If that works good and still live me short on how to go for smaller and random daily expenses.

Thanks for your help!
Enjoy your Nomad living!!

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International health insurance without having a permanent residence?

 

by @fabyliechti | 3yr 3 years ago | 30 comments

Hey Nomads!

Iโ€™m a Swiss Citizen but full time traveler (living a few month there and there) and therefore donโ€™t have a permanent residence/home anywhere in the world.

For this reason, Iโ€™m as well not registered in Switzerland and therefore donโ€™t have medical care since I would have to pay at least 200$ monthly for medical care which I wonโ€™t use since Iโ€™m not living there.

As a in Switzerland unregistered Swiss Citizen I donโ€™t have medical care in Switzerland but, however based on Swiss Law Iโ€™m always allowed to return to Switzerland, register and then get medical coverage (f.e. in a medical emergency).

So now I was looking for both, an international health insurance with good coverage and an additional travel insurance for my trips. Unfortunately every insurance I check, I got asked for a permanent residence - which I donโ€™t have and donโ€™t want to. So I donโ€™t know what to fill out and if I still can get insurance without having a permanent residence.

I was wondering if there are any nomads here with a similar situation like me and (not registered anywhere and without a permanent residence)? If so, what health insurance, travel insurance you have and where?

PS. As well Iโ€™m not sure if it is kind of illegal not having a permanent residence anywhere plus where do I have to pay taxes?

Would be extremely grateful for any help on those matters - thanks so much!

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International Legal Will?


by @globaltaxfree | 3yr 3 years ago | 5 comments

Just tackling my legal will and bought a little $35 pack at my local Australian post office while Iโ€™m back in my birth country, but upon reading the first few pages itโ€™s fairly apparent this is only an Australian Legal Will.

Has anyone tackled checking out their will situation on an international level?

I need to consider things like decentralised online assets that donโ€™t exist in any particular country, any resources or experiences even just anecdotally appreciated

Cheers

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Best places for local, organic food and strong internet outside of South East Asia?


by @jmacattak | 4yr 3 years ago | 8 comments

Where can I find locally sourced, organic (or at least non-GMO) and also be able to work with strong internet?
I did a search but didnโ€™t find much info. We love Bali and the food here is amazing, we are just looking to try somewhere else out (preferably somewhere in Europe) after a long time in Asia. We also loved the Northern Rivers area in Australia and want to find similar food offerings and compare our options!

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How do you communicate with locals when ordering food?


by @nene | 4yr 4 years ago | 6 comments

Hello everyone,
I spent quite a few months in Asia last year, especially China. I am a foodie so I always want to try small local restaurants. Unfortunately the language barrier made it difficult/impossible quite often, especially when asking for ingredients (I am good with body language and gestures but not everyone and every culture engage).
So, I was wondering: how to do communicate in restaurants when no one speaks English?

Thanks!

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Starting a SaaS website with paid service -- Best practices for setting up payment collection? (from US)


by @dedalux | 5yr 4 years ago | 4 comments

Over the past few months I started doing javascript development work and Iโ€™m trying to build projects for my portfolio. Iโ€™m working on a productivity tool that would have a paid tier for users and Iโ€™m not sure about the best practices for setting up this up for myself in terms of tax efficiency and ways to incorporate.

Right now itโ€™s only me who works on this and I project a modest user base in the beginning with perhaps a few hundred dollars of revenues that I would like to expand ideally. Iโ€™m looking at services like Stripe which has an option for individuals without the need for incorporation.

Meanwhile Iโ€™d like to reach to a point where I can hire some people to develop with me and run operations if thereโ€™s more steady cash flow coming in. Fundraising is also of course an option on the table. I donโ€™t foresee a lot of potential for legal liabilities with this project but Iโ€™d like to be personally protected. Iโ€™d Hence I think incorporation is inevitable down the road.

Iโ€™m not sure if I should incorporate as early as possible, since there is some costs associated with this. But if I were to do this, with US status, I am wondering what should I be looking for to ensure that I can run this well in the long run. If any nomads have had experience with the business side of a personal start-up project Iโ€™d love to hear your opinion and experiences.

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How can I receive calls to a US number?


by @pixelfiesta | 5yr 4 years ago | 7 comments

Not sure if this should be here. Admins may move this.

I came across FireRTC that allows anyone to call a US number from their computers for free. The number can be easily changed, but the drawback is that one cannot receive calls on that number.

I have gone through some of the recommendations in the other threads
https://ringplus.net/
https://voip.ms/
http://www.rebtel.com/
https://www.twilio.com/

After that has someone discovered a solution thats as simple as calling or receiving calls on a mobile phone? (To be more specific, a lot of these might not work for/ from India.)

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Does anybody have experience with setting up an offshore company and bank account in Labuan (Malaysia)


in Malaysia by @nomads_and_drifters | 5yr 4 years ago | 4 comments

Hi there,
We are a husband and wife who travel a lot and have a small company set up in Fiji. We offer services to clients all over the world, but the Fijian banking system isnโ€™t very accommodating for a digital based business with a lot of overseas expenses.

To make our life easier we are planning to set up an offshore company and bank account in Labuan.
We have a Fijian, Belgium and Uk passport but have residency in Fiji.

Does anybody have experience with a situation like this? and any advice how to go about setting up an offshore company and bank account ideally in Labuan (or Singapore)?

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What's the best mobile hotspot device for international travel?


by @stefanlesser | 5yr 4 years ago | 7 comments

Browsing this forum a lot, I learned that the best option for mobile data is buying a local SIM card in pretty much every country I go to. Ok, thatโ€™s manageable.

Now I was wondering which mobile hotspot to buy, because I will have more devices with me that I want to connect to the Internet, and my girlfriend will have even more devices with her to connect, too.

When I was looking at just one manufacturerโ€™s offerings, Iโ€™m already overwhelmed by the complexity of options.

Should I just use my main mobile phoneโ€™s hotspot feature for this?
Should I get a separate mobile hotspot device for that? Which one? Any recommendations?
How do you do this?

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Can I make work calls from Saigon via VOIP?


by @ericvan | 5yr 4 years ago | 14 comments

I do client work, and am wondering if Internet reliability is a factor for making the regular VoIP calls expect to do? I donโ€™t mind paying for good VoIP (prefer skype). In the US, I got vonage and found it not so reliable, as the โ€œquality of serviceโ€ โ€ฆa metric that is not important for regular Internet useโ€ฆwas a problem. Anyone have experience on this issue?

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Can anyone advise on the structure (and location) for setting up a digital agency?


by @matttutt1 | 5yr 4 years ago | 4 comments

Hi there,

This might be a bit vague but hopefully someone out there can help. Iโ€™m from the UK and am registered as a Sole Trader currently. Iโ€™m looking to create a new business, and am unsure of the best structure to use. I donโ€™t really want to continue in this business as a Sole Trader because I donโ€™t think it has so much credibility compared to something like a limited company.

The business is going to be a digital marketing agency in a specific niche, itโ€™s going to be very small scale with very low overheads. Iโ€™m not going to be based in any specific location so Iโ€™m also unsure about which location to officially base my business (base in the sense that it will be my registered business address for example, I wouldnโ€™t have any offices unless just Virtual).

I also donโ€™t imagine that Iโ€™ll be turning over much as it will likely just be me, I may hire some freelancers at a later date but that depends on whether I can find enough clients.

Appreciate any help on this, thanks for reading!

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Can I use my laptop to call into conference calls remotely?


by @dave4peace | 5yr 5 years ago | 11 comments

Hi Nomads,
First, I am very appreciative of this Forum, have read a lot of very helpful feedback to questions to previous folks questions.

Currently, landing in Hong Kong in about 2 months with no true Nomad experience other than working remotely, as a US Citizen, from home to a US Bank here in the States. My normal workday is remaining constantly in meetings using a Conference software called โ€œLyncโ€ on my work machine. Usually, i can have Lync call my cell phone with no problem in the US, of course.

Question:
Can I do the same Lync Conference, as above, while working abroad, substituting my cell phone with a personal laptop with microphone wherever I work? (presuming: 1) good internet, 2) Skype/GoogleVoice, installed on personal laptop). Basically, my work laptop would be calling Skype on my personal laptop, right? Can this work, cheaply, for 40+ hours of calls per week? Does Skype have country limitations? How does this work in combination with Google Voice, any cheaper? I read GV only works only for certain countries (HK, China, Thailand are okay). Any folks here know what a 40 hour week costs, on average, having this type of setup (Skype and/or GV, or other combo)? All new to meโ€ฆ will just have to try it, and, let you know, if no one has done it here.

Thanks for any suggestions with this!!!
Dave

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What's the best noise-canceling microphone for remote VOIP calls?


by @mikevallano | 5yr 5 years ago | 16 comments

Being nomadic comes with its fair share of background noise (roosters, motorcycles, speakers on trucks announcing todayโ€™s fruit specials, celebratory explosions, etc.).

While lots of fun, it can be distracting during client calls, which I typically hold via Google Voice or Skype just using my macbookโ€™s built-in microphone.

I donโ€™t want to carry an extra headset, especially if itโ€™s over-the-ear and looks like Iโ€™m working at a call center.

Itโ€™d be really nice to have quality earbuds that also have a decent mic built in, but I have yet to find anything that fits the bill.

Does anyone have a good earbud/microphone solution?

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Long term Bali nomads: how do you obtain items unavailable locally?


by @nihilista | 5yr 5 years ago | 4 comments

Iโ€™m planning on trying Bali as my first location after doing some extensive research. I plan on taking enough items (mostly particular skincare items that, as it is, I order from Ebay) to last 2-3 months, but if I run out, what are my options? I assume itโ€™s possible to have anything shipping though the fees may be high.

What do you do when you need something unavailable locally? Pay lots of shipping? Fly over to Singapore?

Also, does anyone know if itโ€™s best to have items shipped or to carry extra luggage if I want to bring more items? I plan to find an area on the island thatโ€™s suitable and stay there for about 5-6 months so Iโ€™ll need large supplies of a few items - like the particular sunscreen that I use. :wink:

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In what setting do you feel the most inspired to write?


by @celestinawaters | 6yr 5 years ago | 5 comments

Where do you write? Please tell us in detail about your favorite creative writing space; how does the the atmosphere of whete you write motivate your train of thoights.

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