I have finally saved enough money to start investing. What company gives good, diversified access to stock, ETFs and mutual funds? Does it make sense to use company like Vanguard or Fidelity for that? I’m a EU/Poland citizen, how would I transfer my money back and forth without incurring significant fees?
🗯 Forum replies
I have been a digital nomad for the last couple of years. I have always worked in tech and now run a couple of profitable online businesses that give me a reliable income and allow me to fund a nomadic lifestyle.
I recently exited one of my businesses and I am considering to invest the income from the sale in properties, mainly for 2 reasons:
a) I don’t want to keep wasting my money in renting apartments across the cities I stay
b) I believe in properties as investment and I want to diversify my investment portfolio (mainly stocks)
After years of constant wander from one place to another, now I am the type of digital nomad who sticks to few locations: I mainly rotate across 4 places each year (San Francisco, Medellin, Berlin, Bali). Buying a house in each of those location would be difficult and too expensive. Therefore, I was wondering if there was any sort of service that combines an investment opportunity with the ability to access different properties around the world (even if just for a limited time per year) ?
Imagine living in 4 cities per year and having a house in each place that you can exclusively use for 3 months and at the same time having your investment growing (this depending on the market, of course). Wouldn’t that be great? I believe it could be done via a property fund selling you a share and giving you access to some of their properties for a limited timeframe each year.
Has anyone heard of anything like that?
I bought this 2 Backpacks and now i got a little bit unsure about. Could I travel just carry on with them?
Will the Low Pro Tactic 450 AW II be allowed as personal item (Camera Bag) ?
Thanks for your time
We just finished our first stint around South East Asia and somehow survived 3 days of way too many flights, leaving me to feel like death.
Too much shitty airplane food, not enough sleep, big time difference from Mexico to SEA.
Anyone have tips to prevent that more in the future (aside from better flight plans)? More importantly, how do I recover faster from this horror?
✨ Recommended destinations
This is an algorithmic recommendation based on @naz's trips history to find places they haven't been to yet that other people with similar travels as them also went and liked.
I have been living in Porto since September. Portugal is currently in a hard covid lockdown so Porto is not at its best. But in better times the city is amazing. Beautiful, right near the beach, with excellent air and rail connectivity. English is widely spoken and the accommodations for visitors are diverse and excellent. Restaurants are also diverse and excellent. Prices for those used to northern Europe or USA will seem low. December, January are very rainy and can get cold, down to nearly 0⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 023Mbps×
How did you guys classified Penge as rich? It is one of the worst neighbourhood I have ever been in London, the ammount of people I know that have been robbed there is appalling.⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 022Mbps×
They say you get what you pay for. After having traveled the previous 4 months in India, Cambodia, VietNam, Myanmar and Thailand, Singapore was so easy! The subway system is a marvel, streets signs were easy to read, everyone speaks English (that just makes it easy for me as an English speaker) it is safe, clean, and parks are gorgeous. I was there as COVID 19 was breaking out fairly fast and that put a damper on my time but I was so happy to be there anyway and plan to go back. For digital⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 086Mbps×
The noise pollution here is insane. The prayer calls from the mosques seem to reverberate throughout Penang. Seems like they are competing for who can be the loudest. This really ruined Penang for me and I cut my time short.⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 020Mbps×
Nothing does a better job of explaining LA’s beautiful diversity and different neighborhoods than the documentary about the late Jonathan Gold, our city’s greatest amabassador and the only food critic to ever win a Pulitzer Prize. It is called, “City of Gold” and if you want to know LA, just watch this film. Trailer link: https://youtu.be/DmKTRDfz1zM⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 050Mbps×
Honestly, this is an awesome place to be if you're actually trying to get work done. It's a bit of an older vibe than Canggu, and there's certainly a big chunk of yogi's kicking around — but I liked it much better than Canggu and found it less pretentious. Plus, you can drive down there in 45mins whenever you want some beach or party vibes. As others mentioned, there's some great coworking spaces, cheap warungs, some really nice spots to stay cheaply if you go just outside of the mad tourist⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 013Mbps×
Vienna is nice if you're a tourist and want to see beautiful old architecture. And I guess it's nice if you want to live here for a long time, since it's quite safe and clean. But it's borderline impossible to live and work here short-term as a nomad. There's no good cafes to work from, the coworkings here are of extremely mediocre to bad quality here. Except for greaaaat Asian food, other food is difficult to get, there's either affordable takeaway fast food or expensive in-door fancy dining re⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 039Mbps×
Only thing to add is that in general Saigon has terrible walkability. I love Saigon, lived there for 3 years. But motorbikes are always parked on the sidewalks so you constantly have to step onto the road which is a little hair raising. And if it's not motorbikes then there are restaurant tables scattered across the pavement. Plus the pavement is almost always cracked. I'm a pretty chill person. But going for a random walk in Saigon always leaves me kind of irritated after a while. Of course the⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 015Mbps×
Definitely check out The Key (on near Zhong Xiao Dun Hua station) if living here for more than a month. Cafe + Gym + Bar all in one, monthly membership about $50 USD. English-friendly, no contracts. Made my 3 month stay here immensely better with fast wifi in the cafe and it's a great feeling to be able to work out immediately after working.⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 020Mbps×
After having lived here for two months, I've got to say that this must be one of the worst places in Asia. The only reason I am still here is because I'm stuck due to the covid-19 situation. There is nothing to do here, except going for a walk at the beach. No events, no social life, no activities. Mind you, this has nothing to do with the current situation, it was the same before things got shut down because of the virus. The locals don't really like foreigners and you can feel that often, eve⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 115Mbps×
Been living here in Buenos Aires for almost three years. Right now, it's (relatively) cheap. I mean, it isn't for the people who currently lives here but it's if you're a foreign, as the inflation keeps going on the peso isn't that worthy now. But, as I'm saying, if you come with dollars is going to make a huge difference. (3 years ago: 20 pesos= 1 USD. June 2020: 95 pesos= 1 USD. and if you're selling dollars in the informal market they will pay you $124. and with that you can buy two small⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 234Mbps×
I like São Paulo, but I don't love it. It's pretty boring in my opinion. Probably because I love Buenos Aires so much and it just does not compare. Also for the 4 months (September - January) I was there, it was cold, overcast, and rainy 85% of the days. It was pretty depressing! Other than that, it's pretty safe overall for Latin America. Also, I really appreciate how people here take COVID more seriously than in a lot of other places in Brazil. If I had to do it again, I would stay near⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 313Mbps×
We had some crazy situations with apartments scam - so please everyone be aware, that there are people pretending an RE agent. Always do a checkup of a realtor you are contacting. And the statement below that georgian people like to be 'dramatic'. Never experienced so much drama in my life, as from georgian landlords during 6 months of staying in Tbilisi ;) I disagree with one of the reviews that Tbilisi has no parks. Actually it's super ridiculous thing to say about Tbilisi! The city has plent⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 415Mbps×
Been in Kiev for 6 months at this point. Apartments are abysmal, an amazing combination of expensive and low quality. That said, cafes, restaurants, co working spaces are top tier, for 1/3 of the price of anywhere else. Kiev is a diamond in the rough in Eastern Europe in that regard. Regarding the people, you have super-friendly young people, and more macho-type tough demographic. You can usually tell who is who and avoid accordingly. Language barrier is quite a challenge, some of the worst in E⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 534Mbps×
I have been staying on this island for about 2 years, and would like to remind everybody something : working remotely is illegal in Thailand, and can get you in serious troubles if you do any kind of work without a work permit. There has been in the past reported cases of arrests in so called "co-working spaces". I think it is only a fair warning to people who plan to come here and hang in co-working spaces. 2 years ago koh phangan did not have a good rating on nomad list, not much as changed si⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 621Mbps×
I don't understand why Medellin isn't tanking in the ratings right now. They are locking down again and have to wear masks outdoors lol. End the farce. We canceled our tickets. Better off spending money somewhere else so you can live your life.⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 711Mbps×
🌎 Regions collected (5 of 9)
🚩 Flags collected (18 of 276)
🌍 Top countries
🛬 Most visits
Krakow is a brilliant city to live and work from. Friendly, easy to get around (usually able to walk everywhere), great internet and busy nightlife. Really pretty city, too. Kazimierz, the old Jewish district, is the obvious place to live. Loads of great cafes and other digital nomads there. I was there during the summer when it was between 24 and 30 degrees each day, which is perfect. No doubt a different experience in the winter, though!⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 10x41Mbps×
I visited Prague on more than one occasion and tried something new each time. I really wanted to enjoy it, but unfortunately it turned out to be one of my least favourite cities. Perhaps it was just me, but there was an overwhelming sense of distrust and dislike towards foreigners, you have to try pretty hard to blend in if you want to experience the life of a local & avoid the tourism. I met some wonderful people and and there’s some cool communities to be part of, but another extended stay⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 4x36Mbps×
poor signaling, disorientation, cleaning and disorganizing of the streets in Lisbon is similar to Naples in my opinion⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 2x26Mbps×
Busy city. Lots of fun. Lots of different choices for food. Great night life⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 2x29Mbps×
Chiang Mai used to be N.1 for the digital nomad life. It is still great and you can find really cheap apartments (300-400$) and restaurants (2-3$ for a main). Wouldn't recommend staying there during the burning season. The best area is Nimman, but it's also the most expensive. You can stay in the old city that's very nice but that gets noisy during the weekend for the night markets. Last but not least, very safe city. All in all would go back in a heartbeat.⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 2x18Mbps×
The center around Rynok Square was awesome with scenic views, street performers, interesting and creative restaurants, places to grab a beer/wine, coffee shops, pedestrian areas, etc. During the school year one out of five people in Lviv are students and so it definitely has a college town vibe. Personally I think it's Ukraine's best city and I found the cost of living value ratio to be superb. The co-working space I went to (iHub) had a good mix of locals and foreign digital nomads.⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 2x26Mbps×
Lived in Barcelona for a year and a half. I would agree that the weather is perfect and Barcelona does have a great tech scene as well as food and has everything landscape and lifestyle wise that you could think of. Bureaucracy isn't too bad if you nip it in the bu** early and have patience. Also, some clubs are free. (Jamboree!). The metro is also, very efficient with red and purple being the busiest lines. Very walkable city too. Plenty of opportunity to meet people as well. The beaches are ok⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 2x31Mbps×
🛌 Most time spent
Krakow is a brilliant city to live and work from. Friendly, easy to get around (usually able to walk everywhere), great internet and busy nightlife. Really pretty city, too. Kazimierz, the old Jewish district, is the obvious place to live. Loads of great cafes and other digital nomads there. I was there during the summer when it was between 24 and 30 degrees each day, which is perfect. No doubt a different experience in the winter, though!⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 4yr41Mbps×
Lived in Barcelona for a year and a half. I would agree that the weather is perfect and Barcelona does have a great tech scene as well as food and has everything landscape and lifestyle wise that you could think of. Bureaucracy isn't too bad if you nip it in the bu** early and have patience. Also, some clubs are free. (Jamboree!). The metro is also, very efficient with red and purple being the busiest lines. Very walkable city too. Plenty of opportunity to meet people as well. The beaches are ok⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 8mo31Mbps×
The center around Rynok Square was awesome with scenic views, street performers, interesting and creative restaurants, places to grab a beer/wine, coffee shops, pedestrian areas, etc. During the school year one out of five people in Lviv are students and so it definitely has a college town vibe. Personally I think it's Ukraine's best city and I found the cost of living value ratio to be superb. The co-working space I went to (iHub) had a good mix of locals and foreign digital nomads.⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 4mo26Mbps×
I spent 8 days in Valencia with my boyfriend for new years. We really enjoyed it honestly. We found the city quite walkable, even though it's relatively big, very bike-friendly, felt super safe riding around. Didn't find the public transport to be bad at all, but then again we come from a capital with much shittier public transport. Food is affordable, there's tons of cafes and restaurants everywhere (they were constantly full though). My biggest issue was that barely anyone speaks any English,⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 2mo31Mbps×
poor signaling, disorientation, cleaning and disorganizing of the streets in Lisbon is similar to Naples in my opinion⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 2mo26Mbps×
Stayed one month in January. In which it is one of the few places in the EU with absolute tshirt-weather. I liked the nomad and expat scene, which is lively. There's always something to do: sailing, markets, tapas nights, meetups. The transport system is good, with a cheap city bike system, good bus system for island travel and ferries for inter-island travel. Each island is a bit different in climate and culture so go and see a few. I especially liked the hiking in different micro-climates. For⭐️ All 💵 Cost 📡 😀 Fun 👮 Safety 2mo30Mbps×