I have finally saved enough money to start investing. What company gives good, diversified access to stock, ETFs and mutual funds? Does it make sense to use company like Vanguard or Fidelity for that? I’m a EU/Poland citizen, how would I transfer my money back and forth without incurring significant fees?
🗯 Forum replies
I have been a digital nomad for the last couple of years. I have always worked in tech and now run a couple of profitable online businesses that give me a reliable income and allow me to fund a nomadic lifestyle.
I recently exited one of my businesses and I am considering to invest the income from the sale in properties, mainly for 2 reasons:
a) I don’t want to keep wasting my money in renting apartments across the cities I stay
b) I believe in properties as investment and I want to diversify my investment portfolio (mainly stocks)
After years of constant wander from one place to another, now I am the type of digital nomad who sticks to few locations: I mainly rotate across 4 places each year (San Francisco, Medellin, Berlin, Bali). Buying a house in each of those location would be difficult and too expensive. Therefore, I was wondering if there was any sort of service that combines an investment opportunity with the ability to access different properties around the world (even if just for a limited time per year) ?
Imagine living in 4 cities per year and having a house in each place that you can exclusively use for 3 months and at the same time having your investment growing (this depending on the market, of course). Wouldn’t that be great? I believe it could be done via a property fund selling you a share and giving you access to some of their properties for a limited timeframe each year.
Has anyone heard of anything like that?
I bought this 2 Backpacks and now i got a little bit unsure about. Could I travel just carry on with them?
Will the Low Pro Tactic 450 AW II be allowed as personal item (Camera Bag) ?
Thanks for your time
We just finished our first stint around South East Asia and somehow survived 3 days of way too many flights, leaving me to feel like death.
Too much shitty airplane food, not enough sleep, big time difference from Mexico to SEA.
Anyone have tips to prevent that more in the future (aside from better flight plans)? More importantly, how do I recover faster from this horror?
✨ Recommended destinations
This is an algorithmic recommendation based on @naz's trips history to find places they haven't been to yet that other people with similar travels as them also went and liked.
They say you get what you pay for. After having traveled the previous 4 months in India, Cambodia, VietNam, Myanmar and Thailand, Singapore was so easy! The subway system is a marvel, streets signs were easy to read, everyone speaks English (that just makes it easy for me as an English speaker) it is safe, clean, and parks are gorgeous. I was there as COVID 19 was breaking out fairly fast and that put a damper on my time but I was so happy to be there anyway and plan to go back. For digital⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 087Mbps×
Better than Lisbon, much more cozy and welcoming. You can find cheaper places in the “other side of the bridge”, in the municipality of Vila Nova de Gaia. Public transports works and is pretty convenient, most part of the city is covered by tram stations. Beaches are freezing cold but nice for a running. Don’t miss the daily sunsets in the garden nearby the bridge, eating pastel de nata and drinking a bottle of Porto Wine. But please, don’t clap your hands to the sun — only Brazilian t⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 028Mbps×
The noise pollution here is insane. The prayer calls from the mosques seem to reverberate throughout Penang. Seems like they are competing for who can be the loudest. This really ruined Penang for me and I cut my time short.⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 017Mbps×
Honestly, this is an awesome place to be if you're actually trying to get work done. It's a bit of an older vibe than Canggu, and there's certainly a big chunk of yogi's kicking around — but I liked it much better than Canggu and found it less pretentious. Plus, you can drive down there in 45mins whenever you want some beach or party vibes. As others mentioned, there's some great coworking spaces, cheap warungs, some really nice spots to stay cheaply if you go just outside of the mad tourist⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 012Mbps×
London is the best city in the world - you just can't do it on a budget. It's got an amazing tech scene but ALSO world class media, fashion, finance, art industries and many others. If you don't want to live in a tech / expat mono-culture then it's for you. It is a genuine melting pot with a huge range of nationalities and cultures living together (the US has a large number of nationalities but there seems to be hard segregations between them geographically, economically, culturally - so they⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 020Mbps×
Living in Bangkok since 2015, I refused to go to Phuket longer than I could. I strongly believed in rumors that Phuket was all about prostitution and dirty beaches... oh, how I was wrong! Phuket is A-M-A-Z-I-N-G! I’d say you can find the same conveniences you’re used in Bangkok, but with a beach - actually many of them, ofter pristine and desert if you rent a motorbike and explore by yourself. Forget about Patong and go to Karon, Surin, Kattatani, Paradise and Freedom Beach instead... you’⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 027Mbps×
Like all cities that have lots of tourists, it's best to explore a little and get off the well beaten track. There are literally thousands of small cafes and bars that have free, fast WiFi, cheap coffee and good kebabs. If you stay in the absolute cheapest part of town, you will get a different vibe. There are a lot of AirBnB springing up and in the off-season these are very reasonably priced. I can't understand how you could be bored in Athens. So many places to see, so many museums and histo⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 012Mbps×
Nothing does a better job of explaining LA’s beautiful diversity and different neighborhoods than the documentary about the late Jonathan Gold, our city’s greatest amabassador and the only food critic to ever win a Pulitzer Prize. It is called, “City of Gold” and if you want to know LA, just watch this film. Trailer link: https://youtu.be/DmKTRDfz1zM⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 044Mbps×
This island is a total gem. It has everything one desires in a paradise island! There is a huge higher consciousness/yoga/meditation/vegetarian/vegan community plus epic full moon and half moon parties, omg totally worth checking out! And the internet connectivity and speed on the island is good too. I've had no problem doing work from my laptop as a Digital Marketing Specialist either.⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 018Mbps×
Been living here in Buenos Aires for almost three years. Right now, it's (relatively) cheap. I mean, it isn't for the people who currently lives here but it's if you're a foreign, as the inflation keeps going on the peso isn't that worthy now. But, as I'm saying, if you come with dollars is going to make a huge difference. (3 years ago: 20 pesos= 1 USD. June 2020: 95 pesos= 1 USD. and if you're selling dollars in the informal market they will pay you $124. and with that you can buy two small⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 119Mbps×
Amazing place, and kind of a futuristic city!! Public transportation is also great, especially the subway.⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 220Mbps×
After having lived here for two months, I've got to say that this must be one of the worst places in Asia. The only reason I am still here is because I'm stuck due to the covid-19 situation. There is nothing to do here, except going for a walk at the beach. No events, no social life, no activities. Mind you, this has nothing to do with the current situation, it was the same before things got shut down because of the virus. The locals don't really like foreigners and you can feel that often, eve⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 316Mbps×
Definitely check out The Key (on near Zhong Xiao Dun Hua station) if living here for more than a month. Cafe + Gym + Bar all in one, monthly membership about $50 USD. English-friendly, no contracts. Made my 3 month stay here immensely better with fast wifi in the cafe and it's a great feeling to be able to work out immediately after working.⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 420Mbps×
We loved Medellin! Poblado is a magical enclave, unlike most of Medellin. Amazing restaurants, lots of nature, friendly people, gorgeous women, fast internet, tons of places to work.⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 514Mbps×
Kiev was a real bargain around 2016/17... Nowadays 2020, its prices are again comparable to a German city. Especially for same quality, since apartments here are the ugliest all over the continent. Many Turkish sex tourists looking for girls... and local girls therefore avoid foreign men because they think you're sex tourist too.⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 630Mbps×
We had some crazy situations with apartments scam - so please everyone be aware, that there are people pretending an RE agent. Always do a checkup of a realtor you are contacting. And the statement below that georgian people like to be 'dramatic'. Never experienced so much drama in my life, as from georgian landlords during 6 months of staying in Tbilisi ;) I disagree with one of the reviews that Tbilisi has no parks. Actually it's super ridiculous thing to say about Tbilisi! The city has plent⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 714Mbps×
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Krakow is a brilliant city to live and work from. Friendly, easy to get around (usually able to walk everywhere), great internet and busy nightlife. Really pretty city, too. Kazimierz, the old Jewish district, is the obvious place to live. Loads of great cafes and other digital nomads there. I was there during the summer when it was between 24 and 30 degrees each day, which is perfect. No doubt a different experience in the winter, though!⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 10x26Mbps×
My husband and I spent about 6 weeks testing Prague in Nov-Dec 2018 as we were considering it as a semi-permanent base of operations for the next year or two. Honestly it was great and we plan on leaving Malta where we have been for the past year. Pluses - transportation is very good and quite cheap, tons of restaurants, lots to do. People are more reserved, perhaps even a bit suspicious, so I would not say it was an OVERLY welcoming vibe, however there are a lot of expats from the US, CA, UK⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 4x30Mbps×
Chiang Mai used to be N.1 for the digital nomad life. It is still great and you can find really cheap apartments (300-400$) and restaurants (2-3$ for a main). Wouldn't recommend staying there during the burning season. The best area is Nimman, but it's also the most expensive. You can stay in the old city that's very nice but that gets noisy during the weekend for the night markets. Last but not least, very safe city. All in all would go back in a heartbeat.⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 2x24Mbps×
During winter is quite safe plus much cheaper. Some nightclubs are free and yet there is still a lot of people. Great por lgbtq+ community.⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 2x39Mbps×
Berlin is overall a great city to be. Food is cheap and everywhere, easy to go out and have fun/meet for business. Rent has crept up but still far better value than where I came from. Internet: 36 EUR/month get me 450/40 mbps (cable -> DOCSIS 3.0) Public transport is 2.70 EUR/ticket. No woman I know has said they felt unsafe. Some really odd, xenophobic sounding comments on here. Biggest downsides IMO: service quality at restaurants - not that people are rude, but they don't seem to particular⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 2x29Mbps×
The center around Rynok Square was awesome with scenic views, street performers, interesting and creative restaurants, places to grab a beer/wine, coffee shops, pedestrian areas, etc. During the school year one out of five people in Lviv are students and so it definitely has a college town vibe. Personally I think it's Ukraine's best city and I found the cost of living value ratio to be superb. The co-working space I went to (iHub) had a good mix of locals and foreign digital nomads.⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 2x25Mbps×
🛌 Most time spent
Krakow is a brilliant city to live and work from. Friendly, easy to get around (usually able to walk everywhere), great internet and busy nightlife. Really pretty city, too. Kazimierz, the old Jewish district, is the obvious place to live. Loads of great cafes and other digital nomads there. I was there during the summer when it was between 24 and 30 degrees each day, which is perfect. No doubt a different experience in the winter, though!⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 4yr26Mbps×
During winter is quite safe plus much cheaper. Some nightclubs are free and yet there is still a lot of people. Great por lgbtq+ community.⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 8mo39Mbps×
The center around Rynok Square was awesome with scenic views, street performers, interesting and creative restaurants, places to grab a beer/wine, coffee shops, pedestrian areas, etc. During the school year one out of five people in Lviv are students and so it definitely has a college town vibe. Personally I think it's Ukraine's best city and I found the cost of living value ratio to be superb. The co-working space I went to (iHub) had a good mix of locals and foreign digital nomads.⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 4mo25Mbps×
Lisbon is the next remote work hub of Europe. There's many reasons why I think that: 1) it already has somewhat of a startup/tech scene because of the annual Web Summit conference 2) which means internet is fast, and there's lots of meetups and it's easy to make friends 3) it's relatively affordable for foreigners compared to Spain and the rest of Europe 4) Portuguese people are super friendly, a lot more friendly than in the rest of the Mediterranean and Europe 5) Lisbon is ideal to go on day/w⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 2mo25Mbps×
I spent 8 days in Valencia with my boyfriend for new years. We really enjoyed it honestly. We found the city quite walkable, even though it's relatively big, very bike-friendly, felt super safe riding around. Didn't find the public transport to be bad at all, but then again we come from a capital with much shittier public transport. Food is affordable, there's tons of cafes and restaurants everywhere (they were constantly full though). My biggest issue was that barely anyone speaks any English,⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 2mo38Mbps×
Stayed one month in January. In which it is one of the few places in the EU with absolute tshirt-weather. I liked the nomad and expat scene, which is lively. There's always something to do: sailing, markets, tapas nights, meetups. The transport system is good, with a cheap city bike system, good bus system for island travel and ferries for inter-island travel. Each island is a bit different in climate and culture so go and see a few. I especially liked the hiking in different micro-climates. For⭐️ Score💵 Cost 📡 Internet 😀 Fun 👮 Safety 2mo27Mbps×