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2014-09
2020-12

@keithbaumwald

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Professional border crosser. Preoccupied with crypto, design, travel and anything that turns on. Moving from testnet to mainnet in 2021. CMO / CPO / Awesome human.
36

trips

130,495

km

8%

of the world

15

countries

25

cities



Near people All people2020201920182017201620152014
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 5 Dec '204mo1 Apr1 Apr
5 Dec '20

Ubud, Bali

30°C
Indonesia
 
 7 Oct '2029d5 Nov '205 Nov '20
7 Oct '20

Berlin

15°C
Germany
 23 Sep '2013d6 Oct '206 Oct '20
23 Sep '20

Chania, Crete

27°C
Greece
 
 19 Aug '201mo23 Sep '2023 Sep '20
19 Aug '20

Berlin

24°C
Germany
 17 Aug '202d19 Aug '2019 Aug '20
17 Aug '20

Gothenburg

19°C
Sweden
 14 Aug '203d17 Aug '2017 Aug '20
14 Aug '20

Kalmar

Sweden
 
 30 Jul '2015d14 Aug '2014 Aug '20
30 Jul '20

Grisslehamn

Sweden
 
 10 Mar '205mo30 Jul '2030 Jul '20
10 Mar '20

Berlin

10°C
Germany
 2 Mar '207d9 Mar '209 Mar '20
2 Mar '20

Bangkok

35°C
Thailand
 22 Feb '208d1 Mar '201 Mar '20
22 Feb '20

Gili Air

29°C
Indonesia
 17 Feb '205d22 Feb '2022 Feb '20
17 Feb '20

Canggu, Bali

30°C
Indonesia
 
 3 Jan '2011d14 Jan '2014 Jan '20
3 Jan '20

Panglao

Philippines
2019
 28 Dec '195d2 Jan '202 Jan '20
28 Dec '19

Bangkok

32°C
Thailand
 14 Dec '1914d28 Dec '1928 Dec '19
14 Dec '19

Da Nang

25°C
Vietnam
 5 Dec '199d14 Dec '1914 Dec '19
5 Dec '19

Mui Ne

29°C
Vietnam
 3 Dec '192d5 Dec '195 Dec '19
3 Dec '19

Da Lat

22°C
Vietnam
 26 Nov '197d3 Dec '193 Dec '19
26 Nov '19

Bangkok

32°C
Thailand
 18 Nov '197d25 Nov '1925 Nov '19
18 Nov '19

Chiang Mai

30°C
Thailand
 8 Nov '1910d18 Nov '1918 Nov '19
8 Nov '19

Bangkok

32°C
Thailand
 26 Oct '1912d7 Nov '197 Nov '19
26 Oct '19

New York City, NY

17°C
United States
 17 Oct '199d26 Oct '1926 Oct '19
17 Oct '19

Ticino

Switzerland
 13 Oct '194d17 Oct '1917 Oct '19
13 Oct '19

London

14°C
United Kingdom
 
 1 Aug '1914d15 Aug '1915 Aug '19
1 Aug '19

New York City, NY

27°C
United States
 25 Jul '197d1 Aug '191 Aug '19
25 Jul '19

Ticino

Switzerland
 16 Jul '195d21 Jul '1921 Jul '19
16 Jul '19

Grisslehamn

Sweden
 11 Jul '193d14 Jul '1914 Jul '19
11 Jul '19

Stintino

Italy
 
 8 Jan '1912d20 Jan '1920 Jan '19
8 Jan '19

Yangon

30°C
Myanmar
2018
 24 Dec '1814d7 Jan '197 Jan '19
24 Dec '18

Ko Pha Ngan

25°C
Thailand
 
 1 Dec '1823d24 Dec '1824 Dec '18
1 Dec '18

Canggu, Bali

31°C
Indonesia
 
 15 Sep '1815d30 Sep '1830 Sep '18
15 Sep '18

Kathmandu

24°C
Nepal
2017
 18 Mar '172mo4 May '174 May '17
18 Mar '17

Antananarivo

24°C
Madagascar
2016
 18 Jan '163d21 Jan '1621 Jan '16
18 Jan '16

London

5°C
United Kingdom
 6 Jan '1612d18 Jan '1618 Jan '16
6 Jan '16

Berlin

3°C
Germany
2015
 25 Dec '1512d6 Jan '166 Jan '16
25 Dec '15

Atlanta, GA

13°C
United States
 23 Dec '152d25 Dec '1525 Dec '15
23 Dec '15

Miami, FL

25°C
United States
2014
 10 Sep '1413d23 Sep '1423 Sep '14
10 Sep '14

Johannesburg

24°C
South Africa
Expand all 36 trips

🗯 Forum replies

👍
536
👎

How to exchange money cheaply?

 

by @neutron |  | 26 comments

Just thought I would give a tip for something thats been amazingly useful for me recently.

It’s basically a pre-paid debit card, where it’s free to exchange into Euro GBP and Dollar.

There are no costs to use it. You upload money into it and then it exchanges it at “inter-bank rates” - the same rates as the banks get I believe.

No commisions, No costs, No discrepancies in FX rates.

I reckon I must have saved around £150 this month in various fees for things.

Another good one is transferwise - if you have to send money direct to someones bank account - there are charges but very small (like £2 to send £400)

Hope it can help a few people out there and give the banks a good duff up at the same time :slight_smile:

👍
536
👎

🌎 Regions collected (4 of 9)

🚩 Flags collected (15 of 276)

🌍 Top countries

  • Germany

    ⭐️ Overall Score 
    💵 Cost 🙂 Okay
    📡 Internet 🏎 Fast
    😀 Fun mediocre
    👮 Safety mediocre
    Tap to open
    🌧 Feels  46°  48°AQI 52
    7mo
    $2,942 / mo
    35Mbps
    ×
  • Indonesia

    ⭐️ Overall Score 
    💵 Cost 😝 Cheap
    📡 Internet 🏎 Fast
    😀 Fun mediocre
    👮 Safety good
    Tap to open
    🌧 Feels 37° 99° 30° 86°🥵AQI 36
    4mo
    $841 / mo
    11Mbps
    ×
  • Thailand

    ⭐️ Overall Score 
    💵 Cost 😙 Affordable
    📡 Internet 🏎 Fast
    😀 Fun mediocre
    👮 Safety good
    Tap to open
    🌤 Feels 37° 99° 30° 86°🥵AQI 64
    2mo
    $1,398 / mo
    20Mbps
    ×
  • Madagascar

    ⭐️ Overall Score 
    💵 Cost 😙 Affordable
    📡 Internet 🏎 Fast
    😀 Fun bad
    👮 Safety good
    Tap to open
    🌧 Feels 22° 72° 22° 71°AQI 50
    2mo
    $1,181 / mo
    20Mbps
    ×
  • United States

    ⭐️ Overall Score 
    💵 Cost 🧐 Pricey
    📡 Internet 🏎 Fast
    😀 Fun mediocre
    👮 Safety very bad
    Tap to open
    ☀️ Feels 14° 57° 14° 58°AQI 35
    1mo
    $3,196 / mo
    46Mbps
    ×
  • Vietnam

    ⭐️ Overall Score 
    💵 Cost 😝 Cheap
    📡 Internet 🏎 Fast
    😀 Fun mediocre
    👮 Safety mediocre
    Tap to open
    🌥 Feels 31° 88° 27° 81°🥵AQI 67
    25d
    $971 / mo
    14Mbps
    ×
  • Sweden

    ⭐️ Overall Score 
    💵 Cost 🙂 Okay
    📡 Internet 🏎 Fast
    😀 Fun good
    👮 Safety mediocre
    Tap to open
    25d
    $2,800 / mo
    38Mbps
    ×
  • Switzerland

    ⭐️ Overall Score 
    💵 Cost 😳 Way too expensive
    📡 Internet 🏎 Fast
    😀 Fun good
    👮 Safety mediocre
    Tap to open
    ☀️ Feels 12° 54° 12° 54°AQI 40
    16d
    $5,161 / mo
    35Mbps
    ×
  • 🛬 Most visits

  • Bangkok

    Don't believe the prices on here for an apartment. 686 usd/month refers to an apartment in a high class condo, right in the city centre and seconds away from the BTS(train station). Just remember this, people working at supermarkets make 2 usd/per hour. If you want to live like a local, then you can save a lot of money. If you don't mind a 5-10 minute walk from the BTS, then you can easily get a one bedroom apartment for 300 USD per month, in a high class condo, plus with free golf cart ser

    ⭐️ Overall Score 
    💵 Cost 😙 Affordable
    📡 Internet 🏎 Fast
    😀 Fun good
    👮 Safety good
    Tap to open
    🌥 Feels 41° 106° 32° 90°🥵AQI 66
    4x
    $1,474 / mo
    23Mbps
    ×
  • Berlin

    Berlin is overall a great city to be. Food is cheap and everywhere, easy to go out and have fun/meet for business. Rent has crept up but still far better value than where I came from. Internet: 36 EUR/month get me 450/40 mbps (cable -> DOCSIS 3.0) Public transport is 2.70 EUR/ticket. No woman I know has said they felt unsafe. Some really odd, xenophobic sounding comments on here. Biggest downsides IMO: service quality at restaurants - not that people are rude, but they don't seem to particular

    ⭐️ Overall Score 
    💵 Cost 🧐 Pricey
    📡 Internet 🏎 Fast
    😀 Fun great
    👮 Safety mediocre
    Tap to open
    🌤 Feels  39°  42°AQI 85😷
    4x
    $3,035 / mo
    38Mbps
    ×
  • Canggu

    Bali is amazing, but Canggu isn't really that great -- actually there are SO MANY better places, like Uluwatu, Gili Islands or even Ubud that I can't understand the hype. As almost everyone said below, beaches are crappy, roads are terrible, sidewalks are non-existent and having a motorbike is a must. On the other side, food is great and cafes are pretty reasonable with all those incredible bowls. Anyway I wouldn't recommend it for more than a week.

    ⭐️ Overall Score 
    💵 Cost 😙 Affordable
    📡 Internet 🏎 Fast
    😀 Fun good
    👮 Safety good
    Tap to open
    🌧 Feels 37° 99° 30° 86°🥵AQI 34
    2x
    $1,359 / mo
    23Mbps
    ×
  • London

    London is a SO beautiful city. The historical center is cute, but also majestic and luxurious. You feel the culture at every step. British people are really kind and welcoming! Plus, more than just one, you can enjoy TWO skylines 😍 so many skyscrapers, nothing beats its collection in Europe.

    ⭐️ Overall Score 
    💵 Cost 🧐 Too expensive
    📡 Internet 🏎 Fast
    😀 Fun great
    👮 Safety mediocre
    Tap to open
    🌦 Feels  45°  46°AQI 109😷
    2x
    $4,280 / mo
    23Mbps
    ×
  • New York City

    Having spent a total of two weeks in London on two separate occasions and having lived in NYC for two years, both are among my favorite cities in the world. Londoners are quite internationally and ethnically diverse, and seemingly better educated and more intellectual than New Yorkers in aggregate. The city very clean with a stunning mix of modern and historic architecture, and arguably has Europe's best public transit in terms of signage, availability, cleanliness and general efficiency. Meanw

    ⭐️ Overall Score 
    💵 Cost 🧐 Too expensive
    📡 Internet 🏎 Fast
    😀 Fun great
    👮 Safety very bad
    Tap to open
    2x
    $4,755 / mo
    34Mbps
    ×
  • Johannesburg

    I have been to Jo berg twice. The last time being 3-years ago. Each visit was not pleasant as being in the city reminded me of being in Northern Ireland in the early 1980’s. I was in the British military and engaged in various bits and bobs in the most dangerous village in the country (based upon the number of security forces who lost there lives there). The reason I mention this is the ‘vibe’ in Jo Berg is exactly the same as it was in Northern Ireland’s ‘murder central’. The only e

    ⭐️ Overall Score 
    💵 Cost 😙 Affordable
    📡 Internet 🙂 Good
    😀 Fun mediocre
    👮 Safety bad
    Tap to open
    🌥 Feels 25° 77° 25° 78°AQI 101😷
    1x
    $1,829 / mo
    10Mbps
    ×
  • Chania

    I've lived in Chania for over ten years now and I can't wait to get out of here. It's nice for a short visit but nothing else. Everyone talks about the hospitality and friendliness of the locals... that's only because you're a tourist and they want your money! They are corrupt, cheats, liars, and arrogant. They care only about themselves and are extremely greedy. The police are terribly corrupt and can't be relied on. The hospital is disgusting with stray dogs roaming around inside. They still

    ⭐️ Overall Score 
    💵 Cost 🧐 Pricey
    📡 Internet 🏎 Fast
    😀 Fun mediocre
    👮 Safety good
    Tap to open
    ☀️ Feels 17° 63° 16° 60°AQI 67
    1x
    $3,181 / mo
    14Mbps
    ×
  • Gothenburg

    ⭐️ Overall Score 
    💵 Cost 🙂 Okay
    📡 Internet 🏎 Fast
    😀 Fun great
    👮 Safety mediocre
    Tap to open
    1x
    $2,728 / mo
    36Mbps
    ×
  • 🛌 Most time spent

  • Berlin

    Berlin is overall a great city to be. Food is cheap and everywhere, easy to go out and have fun/meet for business. Rent has crept up but still far better value than where I came from. Internet: 36 EUR/month get me 450/40 mbps (cable -> DOCSIS 3.0) Public transport is 2.70 EUR/ticket. No woman I know has said they felt unsafe. Some really odd, xenophobic sounding comments on here. Biggest downsides IMO: service quality at restaurants - not that people are rude, but they don't seem to particular

    ⭐️ Overall Score 
    💵 Cost 🧐 Pricey
    📡 Internet 🏎 Fast
    😀 Fun great
    👮 Safety mediocre
    Tap to open
    🌤 Feels  39°  42°AQI 85😷
    7mo
    $3,035 / mo
    38Mbps
    ×
  • Ubud

    Honestly, this is an awesome place to be if you're actually trying to get work done. It's a bit of an older vibe than Canggu, and there's certainly a big chunk of yogi's kicking around — but I liked it much better than Canggu and found it less pretentious. Plus, you can drive down there in 45mins whenever you want some beach or party vibes. As others mentioned, there's some great coworking spaces, cheap warungs, some really nice spots to stay cheaply if you go just outside of the mad tourist

    ⭐️ Overall Score 
    💵 Cost 😙 Affordable
    📡 Internet 🏎 Fast
    😀 Fun mediocre
    👮 Safety good
    Tap to open
    🌧 Feels 36° 97° 29° 83°🥵AQI 44
    3mo
    $1,781 / mo
    15Mbps
    ×
  • Antananarivo

    ⭐️ Overall Score 
    💵 Cost 😙 Affordable
    📡 Internet 🏎 Fast
    😀 Fun bad
    👮 Safety good
    Tap to open
    🌧 Feels 22° 72° 22° 71°AQI 50
    2mo
    $1,181 / mo
    20Mbps
    ×
  • Bangkok

    Don't believe the prices on here for an apartment. 686 usd/month refers to an apartment in a high class condo, right in the city centre and seconds away from the BTS(train station). Just remember this, people working at supermarkets make 2 usd/per hour. If you want to live like a local, then you can save a lot of money. If you don't mind a 5-10 minute walk from the BTS, then you can easily get a one bedroom apartment for 300 USD per month, in a high class condo, plus with free golf cart ser

    ⭐️ Overall Score 
    💵 Cost 😙 Affordable
    📡 Internet 🏎 Fast
    😀 Fun good
    👮 Safety good
    Tap to open
    🌥 Feels 41° 106° 32° 90°🥵AQI 66
    29d
    $1,474 / mo
    23Mbps
    ×
  • Canggu

    Bali is amazing, but Canggu isn't really that great -- actually there are SO MANY better places, like Uluwatu, Gili Islands or even Ubud that I can't understand the hype. As almost everyone said below, beaches are crappy, roads are terrible, sidewalks are non-existent and having a motorbike is a must. On the other side, food is great and cafes are pretty reasonable with all those incredible bowls. Anyway I wouldn't recommend it for more than a week.

    ⭐️ Overall Score 
    💵 Cost 😙 Affordable
    📡 Internet 🏎 Fast
    😀 Fun good
    👮 Safety good
    Tap to open
    🌧 Feels 37° 99° 30° 86°🥵AQI 34
    28d
    $1,359 / mo
    23Mbps
    ×
  • New York City

    Having spent a total of two weeks in London on two separate occasions and having lived in NYC for two years, both are among my favorite cities in the world. Londoners are quite internationally and ethnically diverse, and seemingly better educated and more intellectual than New Yorkers in aggregate. The city very clean with a stunning mix of modern and historic architecture, and arguably has Europe's best public transit in terms of signage, availability, cleanliness and general efficiency. Meanw

    ⭐️ Overall Score 
    💵 Cost 🧐 Too expensive
    📡 Internet 🏎 Fast
    😀 Fun great
    👮 Safety very bad
    Tap to open
    26d
    $4,755 / mo
    34Mbps
    ×
  • Kathmandu

    Kathmandu has frequent power outages as of December 2019 even though everyone says otherwise, as does Pokhara. The old outages are referring to the load shedding issue which were routine power outages for the majority of the day. Now power outages are not routine and can last unknown amounts of time, even the main (and only) airport loses power often. Buildings are unheated, water for showering is generally unheated or lukewarm, many houses get their water from urban aquifers which may be hea

    ⭐️ Overall Score 
    💵 Cost 😝 Cheap
    📡 Internet 😡 Slow
    😀 Fun great
    👮 Safety mediocre
    Tap to open
    ☀️ Feels 20° 68° 20° 69°AQI 163😷
    15d
    $664 / mo
    5Mbps
    ×
  • Ko Pha Ngan

    I have been staying on this island for about 2 years, and would like to remind everybody something : working remotely is illegal in Thailand, and can get you in serious troubles if you do any kind of work without a work permit. There has been in the past reported cases of arrests in so called "co-working spaces". I think it is only a fair warning to people who plan to come here and hang in co-working spaces. 2 years ago koh phangan did not have a good rating on nomad list, not much as changed si

    ⭐️ Overall Score 
    💵 Cost 😝 Cheap
    📡 Internet 🏎 Fast
    😀 Fun good
    👮 Safety good
    Tap to open
    🌤 Feels 31° 88° 27° 80°🥵AQI 37
    14d
    $915 / mo
    20Mbps
    ×
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